Kansas 2025-2026 Regular Session

Kansas Senate Bill SB147

Introduced
2/3/25  

Caption

Modifying uninsured and underinsured motorist coverage liability limitations for bodily injury or death.

Impact

The implications of SB147 extend to both policyholders and insurance providers in Kansas. For policyholders, the bill guarantees a baseline level of protection against uninsured and underinsured motorists, effectively enhancing consumer rights in the automotive insurance domain. Insurance companies, however, will be compelled to adjust their policy structures to comply with the new requirements, which could lead to a reevaluation of premiums based on the broader scope of coverage mandated by the bill.

Summary

Senate Bill 147 aims to amend current Kansas statutes concerning automobile liability insurance, specifically focusing on uninsured and underinsured motorist coverage. The bill mandates that automobile insurance policies issued or renewed after January 1, 2026, must include coverage that equates to the liability limits for bodily injury or death associated with the insured vehicle. This requirement is intended to ensure that individuals involved in accidents with uninsured motorists will have adequate financial recourse to recover damages for injuries sustained.

Contention

Discussions surrounding SB147 may include debates on its financial implications for insurance premiums and the potential burden on both insurers and consumers. Critics may argue that mandating increased coverage limits could result in higher costs for policyholders, especially among those with limited incomes. In contrast, proponents highlight the necessity for greater protection against financially irresponsible drivers, asserting that the benefits of enhanced insurance coverage outweigh the potential for increased premiums.

Companion Bills

No companion bills found.

Previously Filed As

KS HB2707

Modifying automobile insurance policy uninsured and underinsured motorist coverage liability limitations for bodily injury or death.

KS HB2714

Reducing the number of appointed board members on certain insurance-related governing boards and the frequency of meetings of the committee on surety bonds and insurance.

KS SB423

Reducing the number of appointed board members on certain insurance-related governing boards and the frequency of meetings of the the committee on surety bonds and insurance.

KS SB354

Designating facilities where elective abortions are performed as being ineligible to purchase professional liability insurance from the healthcare stabilization fund.

KS SB119

Updating certain statutory references contained in chapter 40 of the Kansas Statutes Annotated; specifying certain requirements of documents submitted by medicare provider organizations and health maintenance organizations to demonstrate fiscal soundness; removing the requirement of a documented written demand for premium as part of a prima facie case; adding certain legal entities to the definition of person for purposes of violations of insurance law; and updating the version of risk-based capital instructions in effect.

KS SB335

Increasing penalties and creating a crime for injuring or causing death of certain authorized emergency vehicle operators for unlawful passing of stationary authorized emergency vehicle.

KS SB85

Enacting the Kansas travel insurance act.

KS HB2810

Amending the Kansas life and health guaranty association act to include health maintenance organizations as member insurers and broadening the assessment base for long-term care insurance insolvencies.

KS HB2776

Providing workers compensation act coverage for the Kansas national guard, limiting benefit reductions for retirement benefits, increasing dependents death benefits, reducing certain functional impairment requirements, increasing compensation for certain disability categories and for treatment without authorization, raising the evidentiary standard for future medical treatment, limiting certain procedures for post-award medical benefit claims, allowing benefit payment by funds transfer or payment cards, establishing procedures for neutral healthcare examinations, exchanges and admission of medical reports, extending employee injury notification deadlines, eliminating the deadline for motions to avoid dismissal for lack of prosecution, providing for expedited settlement and digital recording of hearings and other changes to the workers compensation act.

KS SB430

Providing workers compensation act coverage for the Kansas national guard, limiting benefit reductions for retirement benefits, increasing dependents death benefits, reducing certain functional impairment requirements, increasing compensation for certain disability categories and for treatment without authorization, raising the evidentiary standard for future medical treatment, limiting certain procedures for post-award medical benefit claims, allowing benefit payment by funds transfer or payment cards, establishing procedures for neutral healthcare examinations, exchanges and admission of medical reports, extending employee injury notification deadlines, eliminating the deadline for motions to avoid dismissal for lack of prosecution, providing for expedited settlement and digital recording of hearings and other changes to the workers compensation act.

Similar Bills

CT HB05364

An Act Requiring Uninsured And Underinsured Motorist Coverage To Be Optional And Concerning Underinsured Motorist Conversion Coverage.

CT HB05195

An Act Requiring Uninsured And Underinsured Motorist Coverage To Be Optional And Repealing The Prohibition On Subrogation Of Underinsured Motorist Claims.

MD HB128

Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option

VA SB754

Motor vehicle insurance; uninsured motor vehicle.

MD SB171

Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option

CT SB00954

An Act Concerning Payments Made Under Uninsured And Underinsured Motorist Coverage.

CT SB00280

An Act Concerning Uninsured And Underinsured Motorist Coverage Offsets.

UT HB0231

Motor Vehicle Insurance Modifications