Michigan Senate Bill SB0291

Michigan 2025-2026 Regular Session

• Introduced: 5/7/25
• Refer: 5/7/25

Caption

Insurance: health insurers; coverage for adverse consequences related to gender transition and reversal of gender transition; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.

Impact

If enacted, SB0291 would require health insurers to ensure that individuals who undergo gender transition procedures are not left unsupported after the fact. Coverage would not only extend to the initial procedures but also include annual health monitoring and potential reversal treatments, positioning the bill as a protective measure for individuals undergoing significant medical transitions. The legislation intends to ensure comprehensive care throughout the entire process related to gender transition, potentially enhancing the overall healthcare experience for affected individuals.

Summary

Senate Bill 291 (SB0291) aims to amend the Insurance Code of 1956 by introducing new requirements for health insurance policies. Specifically, the bill mandates that insurers providing health insurance in Michigan must offer coverage for several factors related to gender transition procedures. This includes coverage for all possible adverse consequences of such procedures, necessary screenings to monitor the mental and physical health of individuals, and any necessary procedures or treatments to reverse a gender transition.

Contention

Despite its protective aims, SB0291 may spark considerable debate. Supporters may argue that it strengthens the rights and health security of individuals undergoing gender transition by preventing insurance discrimination. However, opponents could raise concerns about the financial implications for health insurers and argue about the necessity of such coverage, viewing it as an additional burden on the insurance system. The discussion may also engage issues related to medical ethics and the implications of mandating coverage for specific medical treatments.