Insurance: health insurers; coverage for group prenatal care services; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.
Impact
The introduction of SB 414 is expected to positively influence maternal health outcomes by ensuring that health insurers cover group prenatal care services. This coverage will likely increase access to essential prenatal care for expecting mothers, particularly in communities where traditional individual visits may be less accessible. By promoting group settings, the bill encourages a more supportive atmosphere and can potentially reduce healthcare costs associated with complications arising from inadequate prenatal care.
Summary
Senate Bill 414 aims to amend the Insurance Code of 1956 in Michigan by adding section 3406ss, which mandates that health insurers provide coverage for group prenatal care services. This innovative approach to prenatal care includes a series of visits held in group settings, allowing pregnant individuals to benefit from social and clinical support alongside educational activities. The bill emphasizes a family-centered environment that fosters peer-to-peer interaction, enabling participants to support one another throughout their pregnancies and into early childhood.
Contention
While many health advocates and organizations support the bill as a progressive step towards enhancing maternal care, there may be concerns regarding the funding and implementation of such group services by health insurance companies. Some legislators may argue about the cost implications for insurers and whether these changes could lead to higher premiums or reduce funds available for other critical health services. The requirement for coverage could also evoke discussions about the types of evidence-based models utilized, raising questions on standardization and quality of care.
Insurance: health insurers; coverage for gynecological and perinatal services; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406cc.
Insurance: health insurers; coverage of for PrEP and PEP prescriptions; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406dd.
Insurance: insurers; coverage for certain pediatric autoimmune neuropsychiatric disorders; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406pp.
Insurance: health insurers; coverage for mental health screenings for new mothers; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406oo.