Consumer protection: unfair trade practices; disclosure of automatic renewal provisions in consumer contracts; require. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: HB 4826'25
Impact
If passed, HB 4827 will have substantial implications for businesses operating in Michigan. It will require them to adhere to stricter advertising guidelines and to avoid practices that can mislead consumers regarding the products they sell. Moreover, the bill aims to establish a more robust framework for consumer recourse against unfair practices, thereby potentially increasing compliance costs and legal scrutiny for businesses, particularly those engaged in aggressive marketing tactics. The expectation is that by enhancing consumer rights, the overall integrity of commerce in Michigan will improve.
Summary
House Bill 4827 seeks to amend the Michigan Consumer Protection Act, particularly focusing on the regulation of unfair, unconscionable, or deceptive trade practices. The bill outlines specific acts and practices that are considered unlawful, aiming to enhance consumer protection in the state. By providing clear definitions and examples of deceptive practices, such as misleading advertisements and false representations related to goods and services, the bill promotes transparency in commercial activities, thereby empowering consumers with greater rights.
Contention
Debate surrounding HB 4827 is likely to focus on the balance between protecting consumers and the burden placed on businesses. Proponents argue that the bill is necessary to ensure ethical standards and to safeguard consumers from fraud and exploitation. They emphasize the need for transparency in marketing practices as vital for creating a fair marketplace. In contrast, opponents may raise concerns about the potential for overregulation, arguing that it could stifle innovation and impose unfair burdens on small businesses that may struggle to comply with the stringent requirements set forth in the bill. The discussions around the bill may highlight the tension between consumer protection and the need for a conducive business environment.
Same As
Consumer protection: unfair trade practices; disclosure of automatic renewal provisions in consumer contracts; require. Amends 1976 PA 331 (MCL 445.901 - 445.922) by adding sec. 3j. TIE BAR WITH: HB 4827'25
Consumer protection: unfair trade practices; disclosure of automatic renewal provisions in consumer contracts; require. Amends sec. 3 of 1976 PA 331 (MCL 445.903) & adds sec. 3j.
Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 1037'24
Consumer protection: unfair trade practices; refusing to accept cash in a retail sale of goods or services; prohibit. Amends sec. 3 of 1976 PA 331 (MCL 445.903).
Consumer protection: other; enforcement of the motor vehicle financial protection products act; provide for under the consumer protection act. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 0343'23
Consumer protection: other; businesses that participate in round-up donation programs; require certain disclosures related to organization receiving the funds. Amends sec. 3 of 1976 PA 331 (MCL 445.903) & adds sec. 3p.
Trade: consumer goods and services; price cap on bottled water at mass entertainment venues; provide for. Amends sec. 3 of 1976 PA 331 (MCL 445.903) & adds sec. 3j.
Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 0351'25
Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 1037'24
Consumer protection: unfair trade practices; refusing to accept cash in a retail sale of goods or services; prohibit. Amends sec. 3 of 1976 PA 331 (MCL 445.903).
Consumer protection: other; enforcement of the motor vehicle financial protection products act; provide for under the consumer protection act. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 0343'23