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HOUSE DOCKET, NO. 3800 FILED ON: 1/20/2023
HOUSE . . . . . . . . . . . . . . . No. 293
The Commonwealth of Massachusetts
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PRESENTED BY:
Michael J. Finn
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To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relative to the collection of debt.
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PETITION OF:
NAME:DISTRICT/ADDRESS :DATE ADDED:Michael J. Finn6th Hampden1/20/2023 1 of 1
HOUSE DOCKET, NO. 3800 FILED ON: 1/20/2023
HOUSE . . . . . . . . . . . . . . . No. 293
By Representative Finn of West Springfield, a petition (accompanied by bill, House, No. 293) of
Michael J. Finn relative to the collection of debt. Consumer Protection and Professional
Licensure.
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Third General Court
(2023-2024)
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An Act relative to the collection of debt.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 SECTION 1: Notwithstanding any general or special law to the contrary, a debt collector
2or creditor as defined by Section 24 of Chapter 93 of the General Laws shall be permitted to
3offer a consumer or debtor the option of payment for a debt or any portion thereof by postdated
4check, draft, order for withdrawal or other similar instrument. A debt collector or creditor may
5negotiate such instrument before the due date. Nothing in this section shall constitute an unfair or
6deceptive act or practice.