To create direct dental care agreements
If enacted, H965 would amend Chapter 112 of the General Laws, introducing a new section specifically permitting these direct agreements. It stipulates that such agreements must clearly describe the services covered and the fees required, while ensuring the arrangement does not classify the dentist as an insurance provider. The intent behind this legislation is to streamline dental care access for individuals looking for predictable and affordable dental expenses, without the complexities of insurance involvement.
House Bill 965, also known as the Act to create direct dental care agreements, introduced by Representative Daniel R. Carey, aims to establish a framework for dentists and patients to engage in direct dental care agreements. These agreements would allow patients to pay a periodic fee for certain dental services, rather than functioning on a traditional fee-for-service basis that typically involves dental insurance. The bill seeks to enhance access to dental care for patients by offering an alternative payment option, particularly benefiting those who may be uninsured or underinsured.
Overall, H965 represents a shift towards more consumer-engaged healthcare solutions, emphasizing direct transactions between patients and providers. The ongoing discourse surrounding potential impacts on dental insurance practices and the regulation of direct care agreements will be pivotal as the bill advances through the legislative process.
Notable points of contention surrounding H965 may arise regarding the implications for traditional dental insurance models. Proponents argue that the bill provides much-needed flexibility to patients and reduces administrative burdens on dental practices. However, critics could express concerns about the potential undermining of established insurance structures and the protections those entail for patients, including coverage limitations and financial safeguards.