Massachusetts 2023-2024 Regular Session

Massachusetts Senate Bill S609

Introduced
2/16/23  
Refer
2/16/23  

Caption

Relative to consumer deductibles

Impact

The bill's provisions primarily impact regulations surrounding health insurance, ensuring that cost-sharing requirements are more transparently communicated and calculated. By requiring health insurers to incorporate all cost-sharing amounts into an enrollee's obligations, the law is designed to protect consumers from unexpected out-of-pocket expenses. This move is expected to foster a more consumer-friendly approach in the health insurance landscape, particularly as many individuals navigate the complexities of deductibles and co-payments.

Summary

Bill S609, titled 'An Act relative to consumer deductibles', seeks to amend Chapter 176O of the General Laws of Massachusetts by establishing new regulations concerning consumer deductibles within health insurance. The legislation mandates that insurers consider any cost-sharing amounts paid by an enrollee or on their behalf when calculating their contributions to health care services. This amendment aims to enhance the clarity and fairness of out-of-pocket expenses incurred by individuals needing health care.

Contention

While the bill appears to have straightforward intentions, it may face scrutiny from various stakeholders in the health care industry. Opponents may argue that such regulations can lead to increased premiums as insurers adjust their cost structures to comply with the new requirements. Additionally, there may be concerns regarding the implementation burden on insurers, which could potentially divert resources away from other critical areas within health care services. As discussions around the bill occur, it is anticipated that representatives from the insurance sector may voice objections over how the changes will affect their operational frameworks.

Companion Bills

MA S2499

Similar To Relative to pharmaceutical access, costs and transparency

MA H4634

Replaced by Study Order

Previously Filed As

MA S2121

Establishing the official marine flora of the Commonwealth

MA S1492

Relative to newborn infant safe sleep practices

MA S149

Modernizing lottery payment options

MA S1809

Relative to special needs trusts and pensions

MA S1984

Providing for access to baby-changing stations

MA S1060

Relative to the charitable immunity cap for cases involving sexual abuse

MA S1631

Relative to special needs trusts and pensions

MA S729

To restore the effective date of MassHealth coverage for new applicants

Similar Bills

No similar bills found.