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SENATE DOCKET, NO. 1156 FILED ON: 1/19/2023
SENATE . . . . . . . . . . . . . . No. 702
The Commonwealth of Massachusetts
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PRESENTED BY:
Marc R. Pacheco
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To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relative to homeowners' fire insurance policies.
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PETITION OF:
NAME:DISTRICT/ADDRESS :Marc R. PachecoThird Bristol and Plymouth 1 of 2
SENATE DOCKET, NO. 1156 FILED ON: 1/19/2023
SENATE . . . . . . . . . . . . . . No. 702
By Mr. Pacheco, a petition (accompanied by bill, Senate, No. 702) of Marc R. Pacheco for
legislation relative to the homeowners' fire insurance policies. Financial Services.
[SIMILAR MATTER FILED IN PREVIOUS SESSION
SEE SENATE, NO. 721 OF 2021-2022.]
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Third General Court
(2023-2024)
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An Act relative to homeowners' fire insurance policies.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 Section 193P of Chapter 175 of the General Laws, as appearing in the 2020 Official
2Edition, is hereby amended by striking the first paragraph and inserting in place thereof the
3following new text:-
4 "No insurance company shall cancel or non-renew a fire insurance policy without good
5cause. Except as otherwise specifically provided in this chapter, no policy providing protection
6against loss by reason of fire to a dwelling or contents thereof shall be issued unless it contains a
7provision that the insurer will give written notice of its intent not to renew or reissue a policy to
8the insured at least sixty days prior to the expiration of the policy which notice shall state or be
9accompanied by a detailed explanation of such decision. The explanation shall include the
10reasons for the policy non-renewal or cancellation and measures the insured may take to mitigate 2 of 2
11such reasons. In a manor not otherwise inconsistent with the general laws, The Division of
12Insurance shall promulgate regulations herein under to enforce the provisions of this act.”