Massachusetts 2025-2026 Regular Session

Massachusetts House Bill H1159 Compare Versions

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22 HOUSE DOCKET, NO. 268 FILED ON: 1/7/2025
33 HOUSE . . . . . . . . . . . . . . . No. 1159
44 The Commonwealth of Massachusetts
55 _________________
66 PRESENTED BY:
77 Dennis C. Gallagher
88 _________________
99 To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
1010 Court assembled:
1111 The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
1212 An Act relative to payments for use of ambulance services.
1313 _______________
1414 PETITION OF:
1515 NAME:DISTRICT/ADDRESS :DATE ADDED:Dennis C. Gallagher8th Plymouth1/7/2025David T. Vieira3rd Barnstable1/27/2025Alyson M. Sullivan-Almeida7th Plymouth3/3/2025 1 of 4
1616 HOUSE DOCKET, NO. 268 FILED ON: 1/7/2025
1717 HOUSE . . . . . . . . . . . . . . . No. 1159
1818 By Representative Gallagher of Bridgewater, a petition (accompanied by bill, House, No. 1159)
1919 of Dennis C. Gallagher, David T. Vieira and Alyson M. Sullivan-Almeida relative to insurance
2020 payments for use of ambulance services. Financial Services.
2121 [SIMILAR MATTER FILED IN PREVIOUS SESSION
2222 SEE HOUSE, NO. 992 OF 2023-2024.]
2323 The Commonwealth of Massachusetts
2424 _______________
2525 In the One Hundred and Ninety-Fourth General Court
2626 (2025-2026)
2727 _______________
2828 An Act relative to payments for use of ambulance services.
2929 Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
3030 of the same, as follows:
3131 1 Chapter 176D of the General Laws is hereby amended by inserting after section 3B the
3232 2following section:-
3333 3 Section 3C. (a) As used in this section, the following words shall have the following
3434 4meanings, unless the context clearly requires otherwise:-
3535 5 “Ambulance service provider”, a person or entity licensed by the department of public
3636 6health pursuant to section 6 of chapter 111C to establish or maintain an ambulance service.
3737 7 “Emergency ambulance services”, emergency services that an ambulance service
3838 8provider may render under its ambulance service license when a condition or situation in which
3939 9an individual has a need for immediate medical attention or if the individual, bystander or 2 of 4
4040 10emergency medical services provider perceives the potential for the need for immediate medical
4141 11attention.
4242 12 “Insurance policy” and “insurance contract”, any policy, contract, agreement, plan or
4343 13certificate of insurance issued, delivered or renewed within the commonwealth that provides
4444 14coverage for expenses incurred by an insured for transportation services rendered by an
4545 15ambulance service provider.
4646 16 “Insured”, an individual entitled to ambulance services benefits pursuant to an insurance
4747 17policy or insurance contract.
4848 18 “Insurer”, a person as defined in section 1 of chapter 176D; any health maintenance
4949 19organization as defined in section 1 of chapter 176G; a non-profit hospital service corporation
5050 20organized under chapter 176A; any organization as defined in section 1 of chapter 176I that
5151 21participates in a preferred provider arrangement also as defined in said section 1 of said chapter
5252 22176I; any carrier offering a small group health insurance plan under chapter 176J; any company
5353 23as defined in section 1 chapter 175; any employee benefit trust; any self-insurance plan, and any
5454 24company certified under section 34A of chapter 90 and authorized to issue a policy of motor
5555 25vehicle liability insurance under section 113A of chapter 175 that provides insurance for the
5656 26expense of medical coverage.
5757 27 (b) In any instance in which an ambulance service provider provides an emergency
5858 28ambulance service to an insured, but is not an ambulance service provider under contract to the
5959 29insurer maintaining or providing the insured’s insurance policy or insurance contract, the insurer
6060 30maintaining or providing such insurance policy or insurance contract shall pay the ambulance
6161 31service provider directly and promptly for the emergency ambulance service rendered to the 3 of 4
6262 32insured. Such payment shall be made to the ambulance service provider notwithstanding that the
6363 33insureds insurance policy or insurance contract contains a prohibition against the insured
6464 34assigning benefits thereunder so long as the insured executes an assignment of benefits to the
6565 35ambulance service provider and such payment shall be made to the ambulance service provider
6666 36in the event an insured is either incapable or unable as a practical matter to execute an
6767 37assignment of benefits under an insurance policy or insurance contract pursuant to which an
6868 38assignment of benefits is not prohibited, or in connection with an insurance policy or insurance
6969 39contract that contains a prohibition against any such assignment of benefits. An ambulance
7070 40service provider shall not be considered to have been paid for an emergency ambulance service
7171 41rendered to an insured if the insurer makes payment for the emergency ambulance service to the
7272 42insured. An ambulance service provider shall have a right of action against an insurer that fails to
7373 43make a payment to it pursuant to this subsection.
7474 44 (c) With the exception of non-profit corporations licensed to operate critical care
7575 45ambulance services that perform both ground and air transports, payment to an ambulance
7676 46service provider under subsection (b) shall be at a rate equal to the rate established by the
7777 47municipality from where the patient was transported.
7878 48 (d) An ambulance service provider receiving payment for an ambulance service in
7979 49accordance with subsections (b) and (c) shall be deemed to have been paid in full for the
8080 50ambulance service provided to the insured, and shall have no further right or recourse to further
8181 51bill the insured for said ambulance service with the exception of coinsurance, co-payments or
8282 52deductibles for which the insured is responsible under the insureds insurance policy or insurance
8383 53contract. 4 of 4
8484 54 (e) No term or provision of this section 3C shall be construed as limiting or adversely
8585 55affecting an insureds right to receive benefits under any insurance policy or insurance contract
8686 56providing insurance coverage for ambulance services. No term or provision of this section 3C
8787 57shall create an entitlement on behalf of an insured to coverage for ambulance services if the
8888 58insureds insurance policy or insurance contract provides no coverage for ambulance services.