1 | 1 | | 1 of 1 |
---|
2 | 2 | | HOUSE DOCKET, NO. 268 FILED ON: 1/7/2025 |
---|
3 | 3 | | HOUSE . . . . . . . . . . . . . . . No. 1159 |
---|
4 | 4 | | The Commonwealth of Massachusetts |
---|
5 | 5 | | _________________ |
---|
6 | 6 | | PRESENTED BY: |
---|
7 | 7 | | Dennis C. Gallagher |
---|
8 | 8 | | _________________ |
---|
9 | 9 | | To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General |
---|
10 | 10 | | Court assembled: |
---|
11 | 11 | | The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: |
---|
12 | 12 | | An Act relative to payments for use of ambulance services. |
---|
13 | 13 | | _______________ |
---|
14 | 14 | | PETITION OF: |
---|
15 | 15 | | NAME:DISTRICT/ADDRESS :DATE ADDED:Dennis C. Gallagher8th Plymouth1/7/2025David T. Vieira3rd Barnstable1/27/2025Alyson M. Sullivan-Almeida7th Plymouth3/3/2025 1 of 4 |
---|
16 | 16 | | HOUSE DOCKET, NO. 268 FILED ON: 1/7/2025 |
---|
17 | 17 | | HOUSE . . . . . . . . . . . . . . . No. 1159 |
---|
18 | 18 | | By Representative Gallagher of Bridgewater, a petition (accompanied by bill, House, No. 1159) |
---|
19 | 19 | | of Dennis C. Gallagher, David T. Vieira and Alyson M. Sullivan-Almeida relative to insurance |
---|
20 | 20 | | payments for use of ambulance services. Financial Services. |
---|
21 | 21 | | [SIMILAR MATTER FILED IN PREVIOUS SESSION |
---|
22 | 22 | | SEE HOUSE, NO. 992 OF 2023-2024.] |
---|
23 | 23 | | The Commonwealth of Massachusetts |
---|
24 | 24 | | _______________ |
---|
25 | 25 | | In the One Hundred and Ninety-Fourth General Court |
---|
26 | 26 | | (2025-2026) |
---|
27 | 27 | | _______________ |
---|
28 | 28 | | An Act relative to payments for use of ambulance services. |
---|
29 | 29 | | Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority |
---|
30 | 30 | | of the same, as follows: |
---|
31 | 31 | | 1 Chapter 176D of the General Laws is hereby amended by inserting after section 3B the |
---|
32 | 32 | | 2following section:- |
---|
33 | 33 | | 3 Section 3C. (a) As used in this section, the following words shall have the following |
---|
34 | 34 | | 4meanings, unless the context clearly requires otherwise:- |
---|
35 | 35 | | 5 “Ambulance service provider”, a person or entity licensed by the department of public |
---|
36 | 36 | | 6health pursuant to section 6 of chapter 111C to establish or maintain an ambulance service. |
---|
37 | 37 | | 7 “Emergency ambulance services”, emergency services that an ambulance service |
---|
38 | 38 | | 8provider may render under its ambulance service license when a condition or situation in which |
---|
39 | 39 | | 9an individual has a need for immediate medical attention or if the individual, bystander or 2 of 4 |
---|
40 | 40 | | 10emergency medical services provider perceives the potential for the need for immediate medical |
---|
41 | 41 | | 11attention. |
---|
42 | 42 | | 12 “Insurance policy” and “insurance contract”, any policy, contract, agreement, plan or |
---|
43 | 43 | | 13certificate of insurance issued, delivered or renewed within the commonwealth that provides |
---|
44 | 44 | | 14coverage for expenses incurred by an insured for transportation services rendered by an |
---|
45 | 45 | | 15ambulance service provider. |
---|
46 | 46 | | 16 “Insured”, an individual entitled to ambulance services benefits pursuant to an insurance |
---|
47 | 47 | | 17policy or insurance contract. |
---|
48 | 48 | | 18 “Insurer”, a person as defined in section 1 of chapter 176D; any health maintenance |
---|
49 | 49 | | 19organization as defined in section 1 of chapter 176G; a non-profit hospital service corporation |
---|
50 | 50 | | 20organized under chapter 176A; any organization as defined in section 1 of chapter 176I that |
---|
51 | 51 | | 21participates in a preferred provider arrangement also as defined in said section 1 of said chapter |
---|
52 | 52 | | 22176I; any carrier offering a small group health insurance plan under chapter 176J; any company |
---|
53 | 53 | | 23as defined in section 1 chapter 175; any employee benefit trust; any self-insurance plan, and any |
---|
54 | 54 | | 24company certified under section 34A of chapter 90 and authorized to issue a policy of motor |
---|
55 | 55 | | 25vehicle liability insurance under section 113A of chapter 175 that provides insurance for the |
---|
56 | 56 | | 26expense of medical coverage. |
---|
57 | 57 | | 27 (b) In any instance in which an ambulance service provider provides an emergency |
---|
58 | 58 | | 28ambulance service to an insured, but is not an ambulance service provider under contract to the |
---|
59 | 59 | | 29insurer maintaining or providing the insured’s insurance policy or insurance contract, the insurer |
---|
60 | 60 | | 30maintaining or providing such insurance policy or insurance contract shall pay the ambulance |
---|
61 | 61 | | 31service provider directly and promptly for the emergency ambulance service rendered to the 3 of 4 |
---|
62 | 62 | | 32insured. Such payment shall be made to the ambulance service provider notwithstanding that the |
---|
63 | 63 | | 33insureds insurance policy or insurance contract contains a prohibition against the insured |
---|
64 | 64 | | 34assigning benefits thereunder so long as the insured executes an assignment of benefits to the |
---|
65 | 65 | | 35ambulance service provider and such payment shall be made to the ambulance service provider |
---|
66 | 66 | | 36in the event an insured is either incapable or unable as a practical matter to execute an |
---|
67 | 67 | | 37assignment of benefits under an insurance policy or insurance contract pursuant to which an |
---|
68 | 68 | | 38assignment of benefits is not prohibited, or in connection with an insurance policy or insurance |
---|
69 | 69 | | 39contract that contains a prohibition against any such assignment of benefits. An ambulance |
---|
70 | 70 | | 40service provider shall not be considered to have been paid for an emergency ambulance service |
---|
71 | 71 | | 41rendered to an insured if the insurer makes payment for the emergency ambulance service to the |
---|
72 | 72 | | 42insured. An ambulance service provider shall have a right of action against an insurer that fails to |
---|
73 | 73 | | 43make a payment to it pursuant to this subsection. |
---|
74 | 74 | | 44 (c) With the exception of non-profit corporations licensed to operate critical care |
---|
75 | 75 | | 45ambulance services that perform both ground and air transports, payment to an ambulance |
---|
76 | 76 | | 46service provider under subsection (b) shall be at a rate equal to the rate established by the |
---|
77 | 77 | | 47municipality from where the patient was transported. |
---|
78 | 78 | | 48 (d) An ambulance service provider receiving payment for an ambulance service in |
---|
79 | 79 | | 49accordance with subsections (b) and (c) shall be deemed to have been paid in full for the |
---|
80 | 80 | | 50ambulance service provided to the insured, and shall have no further right or recourse to further |
---|
81 | 81 | | 51bill the insured for said ambulance service with the exception of coinsurance, co-payments or |
---|
82 | 82 | | 52deductibles for which the insured is responsible under the insureds insurance policy or insurance |
---|
83 | 83 | | 53contract. 4 of 4 |
---|
84 | 84 | | 54 (e) No term or provision of this section 3C shall be construed as limiting or adversely |
---|
85 | 85 | | 55affecting an insureds right to receive benefits under any insurance policy or insurance contract |
---|
86 | 86 | | 56providing insurance coverage for ambulance services. No term or provision of this section 3C |
---|
87 | 87 | | 57shall create an entitlement on behalf of an insured to coverage for ambulance services if the |
---|
88 | 88 | | 58insureds insurance policy or insurance contract provides no coverage for ambulance services. |
---|