MA
Massachusetts House Bill H1237

Massachusetts 2025-2026 Regular Session

Massachusetts House Bill H1237

Introduced
2/27/25  

Caption

To further enhance rate review examinations conducted by the health care access bureau within the division of insurance

Impact

If enacted, HB 1237 will fundamentally change how health insurance rates are reviewed and approved in the state. The new provisions will not only ensure that the financial interests of consumers are safeguarded, but will also encourage health insurers to maintain solvency while delivering quality care. The bill establishes a clear framework for the health care access bureau, underscoring its responsibility to monitor health care spending and implement standards aimed at making insurance products more affordable for consumers.

Summary

House Bill 1237 aims to enhance the rate review examinations conducted by the health care access bureau within the division of insurance in Massachusetts. This legislation is designed to ensure that health insurance premium rates are evaluated more rigorously to protect consumers and encourage fair practices among health insurers. By focusing on the oversight of the small group and individual health insurance markets, the bill seeks to enhance the accessibility and affordability of health coverage, particularly for vulnerable populations such as young adults seeking affordable plans.

Contention

Despite its intended benefits, the bill may face scrutiny from various stakeholders. There may be concerns from insurance companies regarding the new oversight mechanisms, which could be seen as an impediment to their operational flexibility. On the other hand, consumer advocacy groups may push for even more stringent measures if they feel the bill does not fully address the affordability and access issues related to health insurance coverage. The balance between ensuring fair pricing for consumers and allowing insurers to operate effectively within the marketplace could be a point of contention during discussions surrounding this legislation.

Latest H1237 Activity

Companion Bills

No companion bills found.

Previously Filed As

MA H1828

Relative to due process

MA H3160

Relative to the sales tax

MA H3517

Relative to replacement plans

MA H2476

To finance the Betsy Lehman Center’s statewide provider health care safety education pilot program

MA H2475

Relative to student safety in interscholastic athletic activities

MA H1831

To extend statute of limitations for incest

MA H1830

Relative to governmental and charitable tort liability

MA H1382

To promote continuity of health coverage for children

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