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HOUSE DOCKET, NO. 363 FILED ON: 1/8/2025
HOUSE . . . . . . . . . . . . . . . No. 1294
The Commonwealth of Massachusetts
_________________
PRESENTED BY:
Adrianne Pusateri Ramos
_________________
To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relative to ATM receipts.
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PETITION OF:
NAME:DISTRICT/ADDRESS :DATE ADDED:Adrianne Pusateri Ramos14th Essex1/8/2025 1 of 2
HOUSE DOCKET, NO. 363 FILED ON: 1/8/2025
HOUSE . . . . . . . . . . . . . . . No. 1294
By Representative Ramos of North Andover, a petition (accompanied by bill, House, No. 1294)
of Adrianne Pusateri Ramos relative to ATM receipts. Financial Services.
[SIMILAR MATTER FILED IN PREVIOUS SESSION
SEE HOUSE, NO. 3759 OF 2023-2024.]
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Fourth General Court
(2025-2026)
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An Act relative to ATM receipts.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 Section 9 of chapter 167B of the General Laws, as appearing in the 2022 Official Edition,
2is hereby amended by striking out subsection (a) and inserting in place thereof the following
3subsection:-
4 (a) For each electronic fund transfer initiated by a consumer from an electronic branch or
5point-of-sale terminal, the financial institution holding such consumer's account shall, directly or
6indirectly at the time the transfer is initiated, make available to the consumer written
7documentation of such transfer. The documentation shall clearly set forth to the extent
8applicable:
9 (1) the amount involved and the calendar date the transfer is initiated; 2 of 2
10 (2) the type of transfer and the type of the consumer's account or accounts with the
11financial institution from which or to which funds are transferred;
12 (3) a number or code that uniquely identifies the consumer initiating the transfer, the
13consumer's account or accounts, or the access device used to initiate the transfer;
14 (4) the identity of any third party to whom or from whom funds are transferred;
15 (5) the location or identification of the electronic branch or point-of-sale terminal
16involved;
17 (6) a transfer identification number which provides a permanent audit trail; and
18 (7) a list of contact information for the consumer, if the consumer may be experiencing
19financial abuse, which shall include, but not limited to:
20 (i) the financial institution holding the consumer’s account;
21 (ii) a non-profit that provides advice and support involving financial management;
22 (iii) the national domestic violence hotline;
23 (iv) the Massachusetts behavioral health help line;
24 (v) the Attorney General’s office; and
25 (vi) 911 if the consumer is in immediate danger.
26 The information required to be disclosed under clauses (4), (5) and (7) of this subsection
27shall be provided in readily understandable language or capable of being explained in readily
28understandable language.