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2 | 2 | | HOUSE DOCKET, NO. 671 FILED ON: 1/10/2025 |
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3 | 3 | | HOUSE . . . . . . . . . . . . . . . No. 2074 |
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4 | 4 | | The Commonwealth of Massachusetts |
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5 | 5 | | _________________ |
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6 | 6 | | PRESENTED BY: |
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7 | 7 | | Tackey Chan and Francisco E. Paulino |
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8 | 8 | | _________________ |
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9 | 9 | | To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General |
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10 | 10 | | Court assembled: |
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11 | 11 | | The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: |
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12 | 12 | | An Act protecting wages of employees who receive wages through an electronic wage card. |
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13 | 13 | | _______________ |
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14 | 14 | | PETITION OF: |
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15 | 15 | | NAME:DISTRICT/ADDRESS :DATE ADDED:Tackey Chan2nd Norfolk1/10/2025Francisco E. Paulino16th Essex1/10/2025 1 of 2 |
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16 | 16 | | HOUSE DOCKET, NO. 671 FILED ON: 1/10/2025 |
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17 | 17 | | HOUSE . . . . . . . . . . . . . . . No. 2074 |
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18 | 18 | | By Representatives Chan of Quincy and Paulino of Methuen, a petition (accompanied by bill, |
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19 | 19 | | House, No. 2074) of Tackey Chan and Francisco E. Paulino for legislation to protect wages of |
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20 | 20 | | employees who receive wages through an electronic wage card. Labor and Workforce |
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21 | 21 | | Development. |
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22 | 22 | | [SIMILAR MATTER FILED IN PREVIOUS SESSION |
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23 | 23 | | SEE HOUSE, NO. 1841 OF 2023-2024.] |
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24 | 24 | | The Commonwealth of Massachusetts |
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25 | 25 | | _______________ |
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26 | 26 | | In the One Hundred and Ninety-Fourth General Court |
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27 | 27 | | (2025-2026) |
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28 | 28 | | _______________ |
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29 | 29 | | An Act protecting wages of employees who receive wages through an electronic wage card. |
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30 | 30 | | Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority |
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31 | 31 | | of the same, as follows: |
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32 | 32 | | 1 SECTION 1. Section 1 of chapter 149 of the General Laws, as appearing in the 2022 |
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33 | 33 | | 2Official Edition, is hereby amended by inserting after the word “apparel,” in line 88 the |
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34 | 34 | | 3following words:- |
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35 | 35 | | 4 "Payroll card account", a prepaid account that is directly or indirectly established through |
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36 | 36 | | 5an employer to which transfers of the employee's wages, salary or other compensation are made, |
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37 | 37 | | 6and which carries the consumer protections that apply to payroll card accounts under the |
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38 | 38 | | 7Electronic Fund Transfer Act 15 U.S.C. § 1693 et seq., and Regulation E, 29 C.F.R. Part 1005, |
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39 | 39 | | 8including the compulsory use provision, as may be amended. 2 of 2 |
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40 | 40 | | 9 SECTION 2. Section 148 of chapter 149 of is hereby amended in line 107 by inserting |
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41 | 41 | | 10after the word “reasonable” the following words:- Any employer paying wages by payroll card |
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42 | 42 | | 11account shall provide the employee with the ability to make at least one withdrawal from the |
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43 | 43 | | 12payroll card account in each pay period, but not more frequently than once per week, without |
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44 | 44 | | 13charge for any amount up to and including the full amount of the employee's net wages for the |
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45 | 45 | | 14pay period. Any fees associated with usage of the card after the card’s initial transaction shall be |
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46 | 46 | | 15disclosed in advance to the employee, except that the employer is not responsible for disclosing |
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47 | 47 | | 16third party fees that are not within control of the employer. Employees who receive wages by |
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48 | 48 | | 17credit to a payroll card account must be provided with a means of checking their payroll card |
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49 | 49 | | 18account balances, either, through an automated telephone system, or online through the use of |
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50 | 50 | | 19the Internet, without cost, irrespective of the number of inquiries made. |
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