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| 2 | 2 | | HOUSE DOCKET, NO. 2674 FILED ON: 1/16/2025 |
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| 3 | 3 | | HOUSE . . . . . . . . . . . . . . . No. 2119 |
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| 4 | 4 | | The Commonwealth of Massachusetts |
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| 5 | 5 | | _________________ |
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| 6 | 6 | | PRESENTED BY: |
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| 7 | 7 | | Kenneth I. Gordon |
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| 8 | 8 | | _________________ |
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| 9 | 9 | | To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General |
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| 10 | 10 | | Court assembled: |
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| 11 | 11 | | The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: |
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| 12 | 12 | | An Act regulating the use of credit reports by employers. |
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| 13 | 13 | | _______________ |
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| 14 | 14 | | PETITION OF: |
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| 15 | 15 | | NAME:DISTRICT/ADDRESS :DATE ADDED:Kenneth I. Gordon21st Middlesex1/16/2025 1 of 3 |
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| 16 | 16 | | HOUSE DOCKET, NO. 2674 FILED ON: 1/16/2025 |
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| 17 | 17 | | HOUSE . . . . . . . . . . . . . . . No. 2119 |
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| 18 | 18 | | By Representative Gordon of Bedford, a petition (accompanied by bill, House, No. 2119) of |
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| 19 | 19 | | Kenneth I. Gordon relative to regulating the use of credit reports by employers. Labor and |
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| 20 | 20 | | Workforce Development. |
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| 21 | 21 | | The Commonwealth of Massachusetts |
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| 22 | 22 | | _______________ |
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| 23 | 23 | | In the One Hundred and Ninety-Fourth General Court |
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| 24 | 24 | | (2025-2026) |
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| 25 | 25 | | _______________ |
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| 26 | 26 | | An Act regulating the use of credit reports by employers. |
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| 27 | 27 | | Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority |
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| 28 | 28 | | of the same, as follows: |
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| 29 | 29 | | 1 SECTION 1. Section 51 of Chapter 93 of the General Laws, as appearing in the 2018 |
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| 30 | 30 | | 2Official Edition, is hereby amended by inserting after the word “purposes”, in line 12, the |
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| 31 | 31 | | 3following words:- under section 51C. |
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| 32 | 32 | | 4 SECTION 2. Said Chapter 93 is hereby further amended by inserting after Section 51B |
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| 33 | 33 | | 5the following section:- |
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| 34 | 34 | | 6 Section 51C. (a) For the purposes of this section, the following terms shall have the |
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| 35 | 35 | | 7following meanings unless the context clearly indicates otherwise: |
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| 36 | 36 | | 8 “Consumer report”, shall have the same meaning as in section 50 of this chapter. |
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| 37 | 37 | | 9 “Employment purposes”, shall have the same meaning as in section 50 of this chapter. |
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| 38 | 38 | | 10 (b) A person or entity shall not: (i) use a consumer report in connection with or as a |
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| 39 | 39 | | 11criterion for an employment purpose; (ii) request or procure a consumer report for employment 2 of 3 |
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| 40 | 40 | | 12purposes; or (iii) require an employee or applicant to answer a question about the contents of a |
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| 41 | 41 | | 13consumer report or the information contained in it regarding credit worthiness, credit standing or |
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| 42 | 42 | | 14credit capacity. Nothing in this section shall prohibit the use of matters of public record by a |
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| 43 | 43 | | 15person or entity for employment purposes, including, but not limited to, matters under 12 U.S.C. |
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| 44 | 44 | | 161785(d), unless otherwise prohibited by law. |
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| 45 | 45 | | 17 (c) Notwithstanding subsection (b), a person or entity may use or request a consumer |
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| 46 | 46 | | 18report for employment purposes if 1 of the following conditions are met: |
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| 47 | 47 | | 19 (i) a person is required by federal or state law or regulation or the rules of a self- |
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| 48 | 48 | | 20regulatory organization, as defined in 15 U.S.C. 78c(a)(26), to use a consumer report for |
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| 49 | 49 | | 21employment purposes; |
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| 50 | 50 | | 22 (ii) the employee or applicant applies for or holds a position that requires national |
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| 51 | 51 | | 23security clearance or |
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| 52 | 52 | | 24 (iii) the employee of a staffing agency defined in M.G.L. c. 149, section 159C and |
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| 53 | 53 | | 25licensed or registered pursuant to M.G.L. c. 140, section 46A-46R, applies for or holds a senior |
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| 54 | 54 | | 26position with a fiduciary responsibility and substantial financial responsibility as further defined |
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| 55 | 55 | | 27by regulation. |
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| 56 | 56 | | 28 (d) An employer or person acting on behalf of the employer shall not retaliate, |
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| 57 | 57 | | 29discriminate or take an adverse action against an employee or applicant on the basis that the |
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| 58 | 58 | | 30employee or applicant refuses or fails to produce a consumer report to the employer, or has or |
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| 59 | 59 | | 31intends to: (i) file a complaint pursuant to section 68 of this chapter; (ii) allege that the person |
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| 60 | 60 | | 32violated this section; (iii) testify, assist, give evidence or participate in an investigation, 3 of 3 |
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| 61 | 61 | | 33proceeding or action concerning a violation of this section; or (iv) otherwise oppose a violation |
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| 62 | 62 | | 34of this section. |
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| 63 | 63 | | 35 (e) Notwithstanding subsection (c), a waiver of this section shall be void and a person or |
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| 64 | 64 | | 36entity shall not require or request that an employee or applicant waive any rights under this |
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| 65 | 65 | | 37Section. |
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| 66 | 66 | | 38 SECTION 3. This act shall take effect on January 1, 2025. |
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