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2 | 2 | | HOUSE DOCKET, NO. 4178 FILED ON: 1/17/2025 |
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3 | 3 | | HOUSE . . . . . . . . . . . . . . . No. 2202 |
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4 | 4 | | The Commonwealth of Massachusetts |
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5 | 5 | | _________________ |
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6 | 6 | | PRESENTED BY: |
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7 | 7 | | Marjorie C. Decker |
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8 | 8 | | _________________ |
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9 | 9 | | To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General |
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10 | 10 | | Court assembled: |
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11 | 11 | | The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: |
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12 | 12 | | An Act creating parity for mental and behavioral health services. |
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13 | 13 | | _______________ |
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14 | 14 | | PETITION OF: |
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15 | 15 | | NAME:DISTRICT/ADDRESS :DATE ADDED:Marjorie C. Decker25th Middlesex1/17/2025 1 of 6 |
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16 | 16 | | HOUSE DOCKET, NO. 4178 FILED ON: 1/17/2025 |
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17 | 17 | | HOUSE . . . . . . . . . . . . . . . No. 2202 |
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18 | 18 | | By Representative Decker of Cambridge, a petition (accompanied by bill, House, No. 2202) of |
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19 | 19 | | Marjorie C. Decker relative to mental and behavioral health services. Mental Health, Substance |
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20 | 20 | | Use and Recovery. |
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21 | 21 | | The Commonwealth of Massachusetts |
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22 | 22 | | _______________ |
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23 | 23 | | In the One Hundred and Ninety-Fourth General Court |
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24 | 24 | | (2025-2026) |
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25 | 25 | | _______________ |
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26 | 26 | | An Act creating parity for mental and behavioral health services. |
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27 | 27 | | Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority |
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28 | 28 | | of the same, as follows: |
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29 | 29 | | 1 SECTION 1. Section 16 of chapter 6A, of the General Laws, as appearing in the 2022 |
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30 | 30 | | 2Official Edition, is amended by adding, at the end thereof, the following new paragraph: |
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31 | 31 | | 3 "And provided further that the secretary of the executive office of health and human |
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32 | 32 | | 4services shall ensure that network hospitals are compensated at their full negotiated rate for |
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33 | 33 | | 5behavioral health services provided to MassHealth patients who are also clients of agencies |
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34 | 34 | | 6within the executive office of health and human services and for whom no appropriate alternative |
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35 | 35 | | 7placement is available. Provided however, such compensation shall only be provided if the |
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36 | 36 | | 8hospital can document that it has engaged in good faith efforts to place said clients in any |
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37 | 37 | | 9appropriate alternative setting." |
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38 | 38 | | 10 SECTION 2. Section 22 of chapter 32A of the General Laws, as appearing in the 2022 |
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39 | 39 | | 11Official Edition, is hereby amended by striking out subsection (a) and inserting in place thereof |
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40 | 40 | | 12the following subsection:- 2 of 6 |
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41 | 41 | | 13 (a) The commission shall provide to any active or retired employee of the commonwealth |
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42 | 42 | | 14who is insured under the group insurance commission coverage on a nondiscriminatory basis for |
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43 | 43 | | 15the diagnosis and medically necessary treatment of any mental disorder including autism |
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44 | 44 | | 16spectrum disorder, as described in the most recent edition of the Diagnostic and Statistical |
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45 | 45 | | 17Manual of Mental Disorders (DSM) or the most current version of the International |
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46 | 46 | | 18Classification of Diseases (ICD). |
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47 | 47 | | 19 SECTION 3. Said section 22 of said chapter 32A, as so appearing, is hereby further |
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48 | 48 | | 20amended by striking out subsections (b) and (e). |
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49 | 49 | | 21 SECTION 4. Section 47B of chapter 175 of the General Laws, as so appearing, is hereby |
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50 | 50 | | 22amended by striking out subsection (a) and inserting in place thereof the following subsection:- |
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51 | 51 | | 23 (a) Section 47B. (a) An individual policy of accident and sickness insurance issued |
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52 | 52 | | 24pursuant to section 108, which provides hospital expense and surgical expense insurance, and a |
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53 | 53 | | 25group blanket or general policy of accident and sickness insurance issued pursuant to section |
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54 | 54 | | 26110, which provides hospital expense and surgical expense insurance, which is issued or |
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55 | 55 | | 27renewed within or without the commonwealth, shall provide mental health benefits on a |
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56 | 56 | | 28nondiscriminatory basis to residents of the commonwealth and to all policyholders having a |
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57 | 57 | | 29principal place of employment in the commonwealth coverage on a nondiscriminatory basis for |
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58 | 58 | | 30the diagnosis and medically necessary treatment of any mental disorder including autism |
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59 | 59 | | 31spectrum disorder, as described in the most recent edition of the Diagnostic and Statistical |
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60 | 60 | | 32Manual of Mental Disorders (DSM) or the most current version of the International |
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61 | 61 | | 33Classification of Diseases (ICD). 3 of 6 |
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62 | 62 | | 34 SECTION 5. Said section 47B of said chapter 175, as so appearing, is hereby further |
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63 | 63 | | 35amended by striking out subsections (b) and (e). |
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64 | 64 | | 36 SECTION 6. Section 8A of chapter 176A of the General Laws, as appearing in the 2022 |
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65 | 65 | | 37Official Edition, is hereby amended by striking out subsection (a) and inserting in place thereof |
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66 | 66 | | 38the following subsection:- |
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67 | 67 | | 39 Section 8A. (a) A contract between a subscriber and the corporation under an individual |
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68 | 68 | | 40or group hospital service plan which is issued or renewed within or without the commonwealth |
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69 | 69 | | 41shall provide mental health benefits on a nondiscriminatory basis to residents of the |
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70 | 70 | | 42commonwealth and to all individual subscribers and members and group members having a |
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71 | 71 | | 43principal place of employment in the commonwealth for the diagnosis and medically necessary |
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72 | 72 | | 44treatment of any mental disorder including autism spectrum disorder, as described in the most |
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73 | 73 | | 45recent edition of the Diagnostic and Statistical Manual of Mental Disorders (DSM) or the most |
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74 | 74 | | 46current version of the International Classification of Diseases (ICD). |
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75 | 75 | | 47 SECTION 7. Section 8A of chapter 176A of the General Laws, as appearing in the 2022 |
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76 | 76 | | 48Official Edition, is hereby amended by striking out subsections (b) and (e). |
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77 | 77 | | 49 SECTION 8. Section 4A of chapter 176B of the General Laws, as so appearing, is hereby |
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78 | 78 | | 50amended by striking out subsection (a) and inserting in place thereof the following subsection:- |
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79 | 79 | | 51 (a) A subscription certificate under an individual or group medical service agreement |
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80 | 80 | | 52which is issued or renewed within or without the commonwealth shall provide mental health |
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81 | 81 | | 53benefits on a nondiscriminatory basis to residents of the commonwealth and to all individual |
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82 | 82 | | 54subscribers and members within the commonwealth and to all group members having a principal |
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83 | 83 | | 55place of employment in the commonwealth for the diagnosis and medically necessary treatment 4 of 6 |
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84 | 84 | | 56of any mental disorder including autism spectrum disorder, as described in the most recent |
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85 | 85 | | 57edition of the Diagnostic and Statistical Manual of Mental Disorders (DSM) or the most current |
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86 | 86 | | 58version of the International Classification of Diseases (ICD). |
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87 | 87 | | 59 SECTION 9. Section 4A of chapter 176B of the General Laws, as so appearing, is hereby |
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88 | 88 | | 60amended by striking out subsections (b) and (e). |
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89 | 89 | | 61 SECTION 10. Section 4M of said chapter 176G, as so appearing, is hereby further |
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90 | 90 | | 62amended by striking out subsection (a) and inserting in place thereof the following subsection:— |
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91 | 91 | | 63 |
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92 | 92 | | 64 (a) A health maintenance contract issued or renewed within or without the |
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93 | 93 | | 65commonwealth shall provide mental health benefits on a nondiscriminatory basis to residents of |
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94 | 94 | | 66the commonwealth and to all members or enrollees having a principal place of employment in |
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95 | 95 | | 67the commonwealth for the diagnosis and medically necessary treatment of any mental disorder |
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96 | 96 | | 68including autism spectrum disorder, as described in the most recent edition of the Diagnostic and |
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97 | 97 | | 69Statistical Manual of Mental Disorders (DSM) or the most current version of the International |
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98 | 98 | | 70Classification of Diseases (ICD) |
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99 | 99 | | 71 SECTION 11. Section 4M of said chapter 176G, as so appearing, is hereby further |
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100 | 100 | | 72amended by striking out subsection (b) and (e). |
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101 | 101 | | 73 SECTION 12. All policies, contracts and certificates of health insurance subject to |
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102 | 102 | | 74section 22 of chapter 32A, section 47B of chapter 175, section 8A of chapter 176A, section 4A |
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103 | 103 | | 75of chapter 176B, or section 4M of chapter 176G of the General Laws that are delivered, issued or |
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104 | 104 | | 76renewed on or after July 1, 2026 shall conform with this act. Form filings implementing this act |
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105 | 105 | | 77shall be subject to the approval of the commissioner of insurance. 5 of 6 |
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106 | 106 | | 78 SECTION 13. Section 108 of chapter 175 of the General Laws is hereby amended by |
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107 | 107 | | 79adding the following:- |
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108 | 108 | | 80 "13. No individual policy of short-term or long-term disability insurance providing |
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109 | 109 | | 81income replacement benefits that is issued or renewed in the Commonwealth shall discriminate |
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110 | 110 | | 82against persons disabled due to a mental health condition. “Mental health condition” is defined |
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111 | 111 | | 83as any condition or disorder involving mental illness or substance use that falls under any of the |
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112 | 112 | | 84diagnostic categories listed in the mental, behavioral or neurodevelopmental disorders section of |
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113 | 113 | | 85the international classification of disease, as periodically revised. Discrimination includes: |
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114 | 114 | | 86 1. Limiting benefits or excluding coverage for disabilities on the basis that the disability |
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115 | 115 | | 87results from a mental health condition as defined herein. |
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116 | 116 | | 88 2. Limitations on benefits or coverage exclusions for any disability resulting from a |
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117 | 117 | | 89mental health condition that are not applied equally to all disabilities." |
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118 | 118 | | 90 SECTION 14. Section 110 of chapter 175 of the General Laws is hereby amended by |
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119 | 119 | | 91adding the following subsection:- |
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120 | 120 | | 92 "Q. No certificate of coverage under a group policy of short-term or long-term disability |
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121 | 121 | | 93insurance providing income replacement benefits that is issued or renewed in the Commonwealth |
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122 | 122 | | 94shall discriminate against persons disabled due to a mental health condition. "Mental health |
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123 | 123 | | 95condition" is defined as any condition or disorder involving mental illness or substance use that |
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124 | 124 | | 96falls under any of the diagnostic categories listed in the mental, behavioral or |
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125 | 125 | | 97neurodevelopmental disorders section of the international classification of disease, as |
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126 | 126 | | 98periodically revised. Discrimination includes: 6 of 6 |
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127 | 127 | | 99 1. Limiting benefits or excluding coverage for disabilities on the basis that the disability |
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128 | 128 | | 100results from a mental health condition as defined herein. |
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129 | 129 | | 101 2. Limitations on benefits or coverage exclusions for any disability resulting from a |
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130 | 130 | | 102mental health condition that are not applied equally to all disabilities." |
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131 | 131 | | 103 SECTION 15. Nothing established in the preceding sections, Sections 13 and 14, of this |
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132 | 132 | | 104act, shall be construed to prohibit periodic medical exams or other procedures reasonably |
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133 | 133 | | 105calculated to determine whether or not a disability exists, or continues to exist; provided said |
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134 | 134 | | 106examinations, procedures or protocols are comparable and no more frequent or onerous than |
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135 | 135 | | 107those required for disabilities caused by physical disorders. |
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