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HOUSE DOCKET, NO. 424 FILED ON: 1/9/2025
HOUSE . . . . . . . . . . . . . . . No. 2890
The Commonwealth of Massachusetts
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PRESENTED BY:
John J. Lawn, Jr.
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To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relative to transparency in municipal health insurance.
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PETITION OF:
NAME:DISTRICT/ADDRESS :DATE ADDED:John J. Lawn, Jr.10th Middlesex1/9/2025 1 of 2
HOUSE DOCKET, NO. 424 FILED ON: 1/9/2025
HOUSE . . . . . . . . . . . . . . . No. 2890
By Representative Lawn of Watertown, a petition (accompanied by bill, House, No. 2890) of
John J. Lawn, Jr. relative to transparency in municipal health insurance. Public Service.
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Fourth General Court
(2025-2026)
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An Act relative to transparency in municipal health insurance.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 Section 1: Section 2 of chapter 32B, as appearing in the 2022 Official Edition, is hereby
2amended by inserting after line 11 the following new definition: -
3 “Broker”, any person or entity that holds a broker license issued by the Commonwealth
4of Massachusetts, in the service of an appropriate public authority or governmental unit to place
5insurance plans with carriers, joint purchasing arrangements or third party administrators for
6benefits as defined in section 3.
7 Section 2: Section 2 of chapter 32B, as so appearing, is hereby amended by inserting after
8line 13 the following new definition: -
9 “Consultant”, any person or entity that holds an advisor license issued by the
10Commonwealth of Massachusetts, in the service of an appropriate public authority or
11governmental unit or employer to provide technical expertise relative to the purchase of benefits
12as defined in section 3. 2 of 2
13 Section 3: Chapter 32B of the General Laws is hereby amended by inserting the
14following new section: -
15 Section 3B. (a) A public authority, governmental unit or employer may enter into a
16contract with a consultant as defined in section 1 to provide expertise in the following areas but
17not limited to, review annual renewal action, advise on insured vs self-insured plans, track
18experience (claims vs premium, self-insured plan experience), complete Requests for Proposals
19(RFPs) for different benefit plans (medical, pharmacy, dental, voluntary products), provide
20compliance audit and updates to employer, may help educate members of PEC or IAC. Said
21contract shall include an explanation of the fees and payment schedule to consultant.
22 (b)A public authority, governmental unit or employer may enter into a contract with
23a broker as defined in section 1 to place insurance plans with carriers. Said broker shall provide
24the rate or percentage of commission relative to rate of premium, to be paid to said broker by the
25insurance carrier.
26 (c)A consultant shall be prohibited from acting as a broker, regardless of license, on
27behalf of the same public authority, governmental unit or employer.