Massachusetts 2025-2026 Regular Session

Massachusetts House Bill H447

Introduced
2/27/25  

Caption

Regarding credit card surcharging

Impact

If enacted, this bill would alter existing laws that govern credit card surcharging practices in Massachusetts. By striking down the specific subsection, the bill may potentially allow businesses more flexibility in charging fees for credit card transactions. The implications of this change could lead to varied pricing models for consumers depending on the merchant, thus influencing the overall consumer experience and potentially driving up costs in certain scenarios.

Summary

House Bill 447, titled 'An Act regarding credit card surcharging', proposes an amendment to Section 28A of Chapter 140D of the Massachusetts General Laws. The bill seeks to remove subsection (a)(2) from this section, which may pertain to the regulations governing how retailers can apply surcharges to credit card transactions. This legislation reflects a significant shift in the regulatory landscape surrounding the use of credit cards in consumer purchases.

Contention

The removal of regulations regarding credit card surcharges raises notable points of contention among stakeholders. Proponents of the bill might argue that eliminating these restrictions promotes free market dynamics, allowing retailers to pass processing costs directly to consumers who choose to use credit cards. Conversely, opponents may express concerns that such a change could lead to consumer confusion or unfair practices, especially if consumers are not adequately informed about additional fees at the point of sale. Moreover, the shift may disproportionately affect lower-income consumers who rely on credit cards without recognizing the added surcharges.

Companion Bills

No companion bills found.

Previously Filed As

MA H1101

Regarding credit card surcharging

MA H2383

Regarding the phasedown of HFCs

MA H1696

Regarding willful injury to public defenders and other court personnel

MA S178

Relative to transparency in credit card fees

MA H260

Relative to credit card surcharges

MA H306

Relative to cardholder surcharges

MA S43

Regarding raw milk

MA H2619

Authorizing certain public employees’ creditable retirement service

MA S2565

Relative to transparency in credit card fees

MA H244

Regarding professional licensure

Similar Bills

No similar bills found.