Massachusetts 2025-2026 Regular Session

Massachusetts House Bill H454 Compare Versions

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22 HOUSE DOCKET, NO. 2622 FILED ON: 1/16/2025
33 HOUSE . . . . . . . . . . . . . . . No. 454
44 The Commonwealth of Massachusetts
55 _________________
66 PRESENTED BY:
77 Edward R. Philips
88 _________________
99 To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
1010 Court assembled:
1111 The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
1212 An Act relative to credit card surcharges.
1313 _______________
1414 PETITION OF:
1515 NAME:DISTRICT/ADDRESS :DATE ADDED:Edward R. Philips8th Norfolk1/16/2025Jacob R. OliveiraHampden, Hampshire and Worcester2/10/2025 1 of 2
1616 HOUSE DOCKET, NO. 2622 FILED ON: 1/16/2025
1717 HOUSE . . . . . . . . . . . . . . . No. 454
1818 By Representative Philips of Sharon, a petition (accompanied by bill, House, No. 454) of
1919 Edward R. Philips and Jacob R. Oliveira relative to credit card surcharges. Consumer Protection
2020 and Professional Licensure.
2121 The Commonwealth of Massachusetts
2222 _______________
2323 In the One Hundred and Ninety-Fourth General Court
2424 (2025-2026)
2525 _______________
2626 An Act relative to credit card surcharges.
2727 Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
2828 of the same, as follows:
2929 1 Subsection (a) of Section 28A of Chapter 140D of the General Laws, as appearing in the
3030 22020 Official Edition, is hereby amended by striking out paragraphs (1) and (2) and inserting in
3131 3place thereof the following 2 paragraphs: -
3232 4 (1) With respect to sales transactions nothing in this section shall prohibit any seller from
3333 5offering a discount on any transaction to induce payment by cash, check, debit card or similar
3434 6means rather than by charge card or credit card. No seller may offer any such discount unless
3535 7such seller posts a notice disclosing such discount. Such seller shall clearly and conspicuously
3636 8post such notice on the seller’s premises for in-person transactions, shall post such notice on the
3737 9Internet website or digital payment application before completing any online transaction or
3838 10transaction that is processed by way of digital payment application, and shall verbally provide
3939 11such notice before completing any oral transaction, including, but not limited to, and telephonic
4040 12transaction. 2 of 2
4141 13 (2) No seller in any sales transaction may impose a surcharge on a buyer who elects to
4242 14use any method of payment, including but not limited to, cash, check, a credit card, or electronic
4343 15means.