1 of 1 SENATE DOCKET, NO. 1274 FILED ON: 1/16/2025 SENATE . . . . . . . . . . . . . . No. 677 The Commonwealth of Massachusetts _________________ PRESENTED BY: William N. Brownsberger , (BY REQUEST) _________________ To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General Court assembled: The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: An Act relative to preventing psychiatric emergencies. _______________ PETITION OF: NAME:DISTRICT/ADDRESS :Graham Moore 1 of 2 SENATE DOCKET, NO. 1274 FILED ON: 1/16/2025 SENATE . . . . . . . . . . . . . . No. 677 By Mr. Brownsberger (by request), a petition (accompanied by bill, Senate, No. 677) of Graham Moore, for legislation relative to prevent psychiatric emergencies. Financial Services. The Commonwealth of Massachusetts _______________ In the One Hundred and Ninety-Fourth General Court (2025-2026) _______________ An Act relative to preventing psychiatric emergencies. Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows: 1 Chapter 176Q of the General Laws, as appearing in the 2022 Official Edition, is hereby 2amended by inserting after section 18 the following section:- 3 Section 19. 4 1. Purpose. This section aims to ensure that patients in Massachusetts receive necessary 5treatment to prevent psychiatric emergencies, as determined by their licensed physicians. 6 2. Definitions. As used in this section, the following words shall have the following 7meanings: 8 (a) "Patient" means an individual seeking mental health treatment. 9 (b) “Physician” means a licensed medical doctor or psychologist authorized to diagnose 10mental health conditions. 2 of 2 11 (c) “Psychiatric emergency” means a manic episode, a psychotic episode, a catatonic 12episode, a homicidal episode with a high risk of attempted homicide, an episode of substance use 13with a a high risk of extreme harm or fatal overdose, a self-harm episode with high risk of 14extreme self-injury, or a suicidal episode with high risk of attempted suicide. 15 (d) “Psychiatric emergency treatment" means any medical intervention recommended by 16a physician to prevent a psychiatric emergency if the physician attests the patient has a high risk 17of experiencing, or continuing to experience, a psychiatric emergency without the medical 18intervention. 19 (e) “High risk” means greater than 50 percent likelihood. 20 (f) “Extreme self-injury” self-injury that poses a high risk of causing permanent cognitive 21or physical disability or loss of life. 22 (g) “Extreme harm” substance-caused injury that poses a high risk of causing permanent 23cognitive or physical disability or loss of life. 24 3. Coverage Requirement. 25 (a) Insurance companies operating in Massachusetts are required to cover at least 90 26percent of the cost of treatment for a patient when a physician has determined that the patient has 27a high risk of experiencing a psychiatric emergency without such treatment. 28 4. Compliance and Enforcement. Insurance companies must develop protocols to ensure 29approval of claims related to treatments covered under this section within 7 days. 30 5. Effective Date. This section shall take effect within 90 days of its passage into law, 31allowing time for insurance companies to adjust their policies accordingly.