To strengthen the control of contagious and infectious diseases in the Commonwealth
Impact
The proposed legislation significantly impacts existing laws by mandating that various forms of health insurance must cover critical health services without any cost barriers for designated contagious diseases. This change is particularly relevant in the context of recent public health crises, where swift access to healthcare services can be vital for controlling outbreaks and protecting public health. It alters how insurance practices handle billing and access to treatment during times when swift responses are crucial to mitigate the spread of infectious diseases.
Summary
Senate Bill S714, titled 'An Act to strengthen the control of contagious and infectious diseases in the Commonwealth,' aims to enhance the management and control of diseases designated as of heightened public health importance. This bill empowers the state commissioner to designate such diseases and ensures that health coverage plans—including insurance and medical assistance programs—do not impose cost sharing or utilization review for services related to the prevention, diagnosis, or treatment of these diseases. The purpose is to promote greater access to necessary health services during public health emergencies.
Contention
S714 could face contention regarding the balance of regulatory power between state mandates and the insurance industry’s responses to these requirements. While proponents argue the bill is essential for protecting public health, some industry stakeholders might resist requirements that affect their cost structures and operations. There may also be debates surrounding the definition of 'contagious or infectious diseases of heightened public health importance' and how actively the commissioner will designate such diseases, which might affect compliance and resource allocations among insurers.