1 of 1
SENATE DOCKET, NO. 2387 FILED ON: 1/17/2025
SENATE . . . . . . . . . . . . . . No. 785
The Commonwealth of Massachusetts
_________________
PRESENTED BY:
Joan B. Lovely
_________________
To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relative to insurance claims.
_______________
PETITION OF:
NAME:DISTRICT/ADDRESS :Joan B. LovelySecond Essex 1 of 2
SENATE DOCKET, NO. 2387 FILED ON: 1/17/2025
SENATE . . . . . . . . . . . . . . No. 785
By Ms. Lovely, a petition (accompanied by bill, Senate, No. 785) of Joan B. Lovely for
legislation to further regulate insurance claims. Financial Services.
[SIMILAR MATTER FILED IN PREVIOUS SESSION
SEE HOUSE, NO. 4307 OF 2023-2024.]
The Commonwealth of Massachusetts
_______________
In the One Hundred and Ninety-Fourth General Court
(2025-2026)
_______________
An Act relative to insurance claims.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 SECTION 1. Chapter 175 of General Laws is hereby amended by inserting after section
22B the following section:-
3 Section 2C. It shall be unlawful for a company as defined in section 1 of chapter 175 and
4any non-admitted or surplus lines insurer to include in a policy of property and casualty
5insurance any language, form or endorsement, which prohibits any insured from hiring,
6retaining, engaging, utilizing, consulting or contracting with a public insurance adjuster, as
7defined in section 162 of said chapter 175,as a condition to recovery under such policy of
8insurance. Any such language, form or endorsement shall be unenforceable and shall be excised
9from the policy of insurance with all remaining policy language, forms and endorsements
10unaffected. 2 of 2
11 SECTION 2. Clause (9) of the first paragraph of section 3 of chapter 176D of the General
12Laws, as appearing in the 2022 Official Edition, is hereby amended by adding the following
13subclause:-
14 (o) A policy provision in any policy of property or casualty insurance that prohibits an
15insured from hiring a public adjuster for services provided pursuant to this chapter.