Massachusetts 2025-2026 Regular Session

Massachusetts Senate Bill S790 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	1 of 1
2	2	SENATE DOCKET, NO. 1623 FILED ON: 1/16/2025
3	3	SENATE . . . . . . . . . . . . . . No. 790
4	4	The Commonwealth of Massachusetts
5	5	_________________
6	6	PRESENTED BY:
7	7	Liz Miranda
8	8	_________________
9	9	To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
10	10	Court assembled:
11	11	The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
12	12	An Act eliminating geographic auto insurance discrimination.
13	13	_______________
14	14	PETITION OF:
15	15	NAME:DISTRICT/ADDRESS :Liz MirandaSecond Suffolk 1 of 3
16	16	SENATE DOCKET, NO. 1623 FILED ON: 1/16/2025
17	17	SENATE . . . . . . . . . . . . . . No. 790
18	18	By Ms. Miranda, a petition (accompanied by bill, Senate, No. 790) of Liz Miranda for legislation
19	19	to eliminate geographic auto insurance discrimination. Financial Services.
20	20	The Commonwealth of Massachusetts
21	21	_______________
22	22	In the One Hundred and Ninety-Fourth General Court
23	23	(2025-2026)
24	24	_______________
25	25	An Act eliminating geographic auto insurance discrimination.
26	26	Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
27	27	of the same, as follows:
28	28	1 SECTION 1. Section 34J of chapter 90 of the General Laws, as appearing in the 2016
29	29	2Official Edition, is hereby amended by striking out, in line 33, the words “territory and”.
30	30	3 SECTION 2. Section 22E of chapter 175 of the General Laws, as so appearing, hereby
31	31	4amended by striking out the first sentence and inserting in place thereof the following sentence:-
32	32	5No insurance company, and no officer or agent thereof in its behalf, shall refuse to issue, renew
33	33	6or execute as surety a motor vehicle liability policy or bond, or any other insurance based on the
34	34	7ownership or operation of a motor vehicle because of age, sex, race, occupation, marital status,
35	35	8zip code, principal place of garaging of the vehicle, or geographical area.
36	36	9 SECTION 3. Section 113B of said chapter 175, as so appearing, is hereby amended by
37	37	10striking out, in line 44, the words “or territory”. 2 of 3
38	38	11 SECTION 4. The fifth paragraph of said section 113B of said chapter 175, as so
39	39	12appearing, is hereby amended by inserting after the word “by”, in line 123, the following words:-
40	40	13zip code, principal place of garaging or geographical area, or by.
41	41	14 SECTION 5. Said section 113B of said chapter 175, as so appearing, is hereby amended
42	42	15by adding the following paragraph:-
43	43	16 The commissioner shall not fix or establish any private passenger motor vehicle
44	44	17insurance rates, premium charges, premium adjustments or classifications of risks based, in
45	45	18whole or in part, on zip code, principal place of garaging, or geographical area.
46	46	19 SECTION 6. Subsection (C) of section 113H of said chapter 175, as so appearing, is
47	47	20hereby amended by striking out the eighth paragraph and inserting in place thereof the following
48	48	21paragraph:-
49	49	22 To control the size of the population of the plan, the plan shall annually provide for
50	50	23classification credits for those companies voluntarily writing private passenger automobile
51	51	24insurance within those classifications that would otherwise be disproportionately represented in
52	52	25the plan. The size of the credits shall be such as to enhance the prospects that no classification is
53	53	26disproportionately represented in the plan.
54	54	27 SECTION 7. Section 4 of chapter 175E, as so appearing, is hereby amended by striking
55	55	28out, in line 22, the words “in the area”.
56	56	29 SECTION 8. Subsection (d) of said section 4 of said chapter 175E, as so appearing, is
57	57	30hereby amended by striking out, in lines 57 and 58, the words “which shall include a designation
58	58	31of not less than fifteen territories”. 3 of 3
59	59	32 SECTION 9. The fifth paragraph of said subsection (d) of said section 4 of said chapter
60	60	33175E, as so appearing, is hereby amended by inserting after the word “by”, in line 68, the
61	61	34following words:- zip code, principal place of garaging or geographical area, or by.
62	62	35 SECTION 10. Section 5 of said chapter 175E, as so appearing, is hereby amended by
63	63	36striking out, in line 4, the words “to any territory or”.
64	64	37 SECTION 11. Said section 5 of said chapter 175E, as so appearing, is further hereby
65	65	38amended by striking out, in line 11, the words “or territory”.
66	66	39 SECTION 12. Section 6 of said chapter 175E, as so appearing, is hereby amended by
67	67	40striking out, in line 3, the words “, in any territory,”.
68	68	41 SECTION 13. Said section 6 of said chapter 175E, as so appearing, is hereby further
69	69	42amended by striking out, in lines 17 and 22, the words “in any territory or”.