Maryland 2022 Regular Session

Maryland Senate Bill SB180 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
1		-	LAWRENCE J. HOGAN, JR., Governor Ch. 229
2	1
3		-	– 1 –
4		-	Chapter 229
5		-	(Senate Bill 180)
6	2
7		-	AN ACT concerning
	3	+	EXPLANATION: CAPITALS INDICATE MAT TER ADDED TO EXISTIN G LAW.
	4	+	[Brackets] indicate matter deleted from existing law.
	5	+	Underlining indicates amendments to bill.
	6	+	Strike out indicates matter stricken from the bill by amendment or deleted from the law by
	7	+	amendment.
	8	+	sb0180
8	9
9		-	Insurance – Conformity With Federal Law – The No Surprises Act and Other
10		-	Provisions of the Consolidated Appropriations Act, 2021
	10	+	SENATE BILL 180
	11	+	J5, J4 EMERGENCY BILL 2lr0015
	12	+	(PRE–FILED)
	13	+	By: Chair, Finance Committee (By Request – Departmental – Maryland Insurance
	14	+	Administration)
	15	+	Requested: October 4, 2021
	16	+	Introduced and read first time: January 12, 2022
	17	+	Assigned to: Finance
	18	+	Committee Report: Favorable with amendments
	19	+	Senate action: Adopted
	20	+	Read second time: February 1, 2022
11	21
12		-	FOR the purpose of providing that certain provisions of federal law regarding protections
13		-	from surprise medical bills and transparency apply to certain insurers, nonprofit
14		-	health service plans, and health maintenance organizations; authorizing the
15		-	Maryland Insurance Commissioner to enforce this Act; and generally relating to
16		-	health insurance and conformity with federal law.
	22	+	CHAPTER ______
17	23
18		-	BY adding to
19		-	Article – Insurance
20		-	Section 15–146
21		-	Annotated Code of Maryland
22		-	(2017 Replacement Volume and 2021 Supplement)
	24	+	AN ACT concerning 1
23	25
24		-	~~SECTION 1.~~ ~~BE IT ENACTED BY~~ THE ~~GENERAL ASSEMBLY OF MARYLAND,~~
25		-	~~That~~ the ~~Laws of Maryland read as follows:~~
	26	+	Insurance – Conformity With Federal Law – The No Surprises Act and Other 2
	27	+	Provisions of the Consolidated Appropriations Act, 2021 3
26	28
27		-	Article – Insurance
	29	+	FOR the purpose of providing that certain provisions of federal law regarding protections 4
	30	+	from surprise medical bills and transparency apply to certain insurers, nonprofit 5
	31	+	health service plans, and health maintenance organizations; authorizing the 6
	32	+	Maryland Insurance Commissioner to enforce this Act; and generally relating to 7
	33	+	health insurance and conformity with federal law. 8
28	34
29		-	15–146.
	35	+	BY adding to 9
	36	+	Article – Insurance 10
	37	+	Section 15–146 11
	38	+	Annotated Code of Maryland 12
	39	+	(2017 Replacement Volume and 2021 Supplement) 13
30	40
31		-	~~(A) (1) IN THIS~~ SECTION ~~THE F OLLOWING WORDS HAVE~~ THE ~~MEANINGS~~
32		-	~~INDICATED.~~
	41	+	SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, 14
	42	+	That the Laws of Maryland read as follows: 15
33	43
34		-	(2) “BLANKET HEALTH INSURA NCE” MEANS THE FORM OF HEALTH
35		-	INSURANCE DESCRIBED IN § 15–305 OF THIS TITLE.
	44	+	Article – Insurance 16
36	45
37		-	(3) “HEALTH BENEFIT PLAN ” MEANS:
	46	+	15–146. 17
	47	+	2 SENATE BILL 180
38	48
39		-	(I) AN INDIVIDUAL HEALTH BENEFIT PLAN AS DEFI NED IN §
40		-	15–1301(O) OF THIS TITLE;
41	49
42		-	(II) ~~A HEALTH BENEFIT PLA N AS DEFINED~~ IN ~~§ 15–1201 OF~~ THIS
43		-	~~TITLE; OR~~
	50	+	(A) (1) IN THIS SECTION THE F OLLOWING WORDS HAVE THE MEANINGS 1
	51	+	INDICATED. 2
44	52
45		-	(III) A HEALTH BENEFIT PLA N AS DEFINED IN § 15–1401 OF THIS
46		-	TITLE.
47		-	Ch. 229 2022 LAWS OF MARYLAND
	53	+	(2) “BLANKET HEALTH INSURA NCE” MEANS THE FORM OF HE ALTH 3
	54	+	INSURANCE DESCRIBED IN § 15–305 OF THIS TITLE. 4
48	55
49		-	– 2 –
50		-	(4) “SHORT–TERM LIMITED DURATIO N INSURANCE ” HAS THE
51		-	MEANING STATED IN § 15–1301(S) OF THIS TITLE.
	56	+	(3) “HEALTH BENEFIT PLAN ” MEANS: 5
52	57
53		-	(B) THE PROVISIONS OF THE FEDERAL NO SURPRISES ACT AND DIVISION
54		-	BB, TITLE II, § 201 OF THE FEDERAL CONSOLIDATED APPROPRIATIONS ACT, 2021,
55		-	APPLY TO ALL INSURER S, NONPROFIT HEALTH SER VICE PLANS, AND HEALTH
56		-	MAINTENANCE ORGANIZA TIONS THAT DELIVER O R ISSUE FOR DELIVERY IN THE
57		-	STATE POLICIES OR CON TRACTS FOR A HEALTH BENEFIT PLAN OR BLAN KET
58		-	HEALTH INSURANCE .
	58	+	(I) AN INDIVIDUAL HEALTH BENEFIT PLAN AS DEFINED IN § 6
	59	+	15–1301(O) OF THIS TITLE; 7
59	60
60		-	(C) THE PROVISIONS OF DIVISION BB, TITLE II, §§ 202 AND 203 OF THE
61		-	FEDERAL CONSOLIDATED APPROPRIATIONS ACT, 2021, APPLY TO ALL INSURER S,
62		-	NONPROFIT HEALTH SER VICE PLANS, AND HEALTH MAINTENAN CE ORGANIZATIONS
63		-	THAT DELIVER OR ISSU E FOR DELIVERY IN THE STATE POLICIES OR CON TRACTS
64		-	FOR A HEALTH BENEFIT PLAN, BLANKET HEALTH INSUR ANCE, OR SHORT–TERM
65		-	LIMITED DURATION INS URANCE.
	61	+	(II) A HEALTH BENEFIT PLA N AS DEFINED IN § 15–1201 OF THIS 8
	62	+	TITLE; OR 9
66	63
67		-	(D) ~~THE COMMISSIONER MAY ENFO RCE~~ THIS ~~SECTION UND ER ANY~~
68		-	~~APPLICABLE PROVISION S OF THIS ARTICLE~~.
	64	+	(III) A HEALTH BENEFIT PLA N AS DEFINED IN § 15–1401 OF THIS 10
	65	+	TITLE. 11
69	66
70		-	~~SECTION 2.~~ ~~AND BE IT FURTHER ENACTED,~~ ~~That this Act shall take effect June~~
71		-	~~1, 2022~~.
	67	+	(4) “SHORT–TERM LIMITED DURATIO N INSURANCE ” HAS THE 12
	68	+	MEANING STATED IN § 15–1301(S) OF THIS TITLE. 13
72	69
73		-	SECTION 2. AND BE IT FURTHER ENACTED, That this Act is an emergency
74		-	measure, is necessary for the immediate preservation of the public health or safety, has
75		-	been passed by a yea and nay vote supported by three–fifths of all the members elected to
76		-	each of the two Houses of the General Assembly, and shall take effect from the date it is
77		-	enacted.
	70	+	(B) THE PROVISIONS OF THE FEDERAL NO SURPRISES ACT AND DIVISION 14
	71	+	BB, TITLE II, § 201 OF THE FEDERAL CONSOLIDATED APPROPRIATIONS ACT, 2021, 15
	72	+	APPLY TO ALL INSURER S, NONPROFIT HEALTH SER VICE PLANS, AND HEALTH 16
	73	+	MAINTENANCE ORGANIZA TIONS THAT DELIVER OR ISSUE FOR DELIVERY I N THE 17
	74	+	STATE POLICIES OR CON TRACTS FOR A HEALTH BENEFIT PLAN OR BLAN KET 18
	75	+	HEALTH INSURANCE . 19
78	76
79		-	Approved by the Governor, April 21, 2022.
	77	+	(C) THE PROVISIONS OF DIVISION BB, TITLE II, §§ 202 AND 203 OF THE 20
	78	+	FEDERAL CONSOLIDATED APPROPRIATIONS ACT, 2021, APPLY TO ALL INSURERS, 21
	79	+	NONPROFIT HEALTH SER VICE PLANS, AND HEALTH MAINTENAN CE ORGANIZATIONS 22
	80	+	THAT DELIVER OR ISSU E FOR DELIVERY IN TH E STATE POLICIES OR CON TRACTS 23
	81	+	FOR A HEALTH BENEFIT PLAN, BLANKET HEALTH INSUR ANCE, OR SHORT–TERM 24
	82	+	LIMITED DURATION INS URANCE. 25
	83	+
	84	+	(D) THE COMMISSIONER MAY ENFO RCE THIS SECTION UND ER ANY 26
	85	+	APPLICABLE PROVISION S OF THIS ARTICLE. 27
	86	+
	87	+	SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect June 28
	88	+	1, 2022. 29
	89	+
	90	+	SECTION 2. AND BE IT FURTHER ENACTED, That this Act is an emergency 30
	91	+	measure, is necessary for the immediate preservation of the public health or safety, has 31
	92	+	been passed by a yea and nay vote supported by three–fifths of all the members elected to 32
	93	+	each of the two Houses of the General Assembly, and shall take effect from the date it is 33
	94	+	enacted. 34