Old | New | Differences | |
---|---|---|---|
1 | - | LAWRENCE J. HOGAN, JR., Governor Ch. 272 | |
2 | 1 | ||
3 | - | – 1 – | |
4 | - | Chapter 272 | |
5 | - | (Senate Bill 707) | |
6 | 2 | ||
7 | - | AN ACT concerning | |
3 | + | EXPLANATION: CAPITALS INDICATE MAT TER ADDED TO EXISTIN G LAW. | |
4 | + | [Brackets] indicate matter deleted from existing law. | |
5 | + | Underlining indicates amendments to bill. | |
6 | + | Strike out indicates matter stricken from the bill by amendment or deleted from the law by | |
7 | + | amendment. | |
8 | + | *sb0707* | |
8 | 9 | ||
9 | - | Health Insurance – Provider Panels – Coverage for Nonparticipation | |
10 | + | SENATE BILL 707 | |
11 | + | J2, J5 2lr1839 | |
12 | + | SB 484/20 – FIN CF HB 912 | |
13 | + | By: Senator Klausmeier | |
14 | + | Introduced and read first time: February 4, 2022 | |
15 | + | Assigned to: Finance | |
16 | + | Committee Report: Favorable with amendments | |
17 | + | Senate action: Adopted | |
18 | + | Read second time: March 7, 2022 | |
10 | 19 | ||
11 | - | FOR the purpose of requiring each carrier to inform members and beneficiaries of the right | |
12 | - | procedure to request a referral to a specialist or nonphysician specialist who is not | |
13 | - | part of the carrier’s provider panel; establishing a certain requirements requirement | |
14 | - | on certain insurers, nonprofit health service plans, and health maintenance | |
15 | - | organizations related to the coverage provision of certain mental health and | |
16 | - | substance use disorder services provided to a member by a nonparticipating | |
17 | - | provider; requiring the Consumer Education and Advocacy Program, in collaboration | |
18 | - | with the Health Education and Advocacy Unit of the Office of the Attorney General, | |
19 | - | to provide public education to inform consumers of certain rights procedures; and | |
20 | - | generally relating to provider panels and coverage for nonparticipating providers. | |
20 | + | CHAPTER ______ | |
21 | 21 | ||
22 | - | BY repealing and reenacting, with amendments, | |
23 | - | Article – Health – General | |
24 | - | Section 19–710(p) | |
25 | - | Annotated Code of Maryland | |
26 | - | (2019 Replacement Volume and 2021 Supplement) | |
22 | + | AN ACT concerning 1 | |
27 | 23 | ||
28 | - | BY repealing and reenacting, with amendments, | |
29 | - | Article – Insurance | |
30 | - | Section 15–830 | |
31 | - | Annotated Code of Maryland | |
32 | - | (2017 Replacement Volume and 2021 Supplement) | |
24 | + | Health Insurance – Provider Panels – Coverage for Nonparticipation 2 | |
33 | 25 | ||
34 | - | SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, | |
35 | - | That the Laws of Maryland read as follows: | |
26 | + | FOR the purpose of requiring each carrier to inform members and beneficiaries of the right 3 | |
27 | + | procedure to request a referral to a specialist or nonphysician specialist who is not 4 | |
28 | + | part of the carrier’s provider panel; establishing a certain requirements requirement 5 | |
29 | + | on certain insurers, nonprofit health service plans, and health maintenance 6 | |
30 | + | organizations related to the coverage provision of certain mental health and 7 | |
31 | + | substance use disorder services provided to a member by a nonparticipating 8 | |
32 | + | provider; requiring the Consumer Education and Advocacy Program, in collaboration 9 | |
33 | + | with the Health Education and Advocacy Unit of the Office of the Attorney General, 10 | |
34 | + | to provide public education to inform consumers of certain rights procedures; and 11 | |
35 | + | generally relating to provider panels and coverage for nonparticipating providers. 12 | |
36 | 36 | ||
37 | - | Article – Health – General | |
37 | + | BY repealing and reenacting, with amendments, 13 | |
38 | + | Article – Health – General 14 | |
39 | + | Section 19–710(p) 15 | |
40 | + | Annotated Code of Maryland 16 | |
41 | + | (2019 Replacement Volume and 2021 Supplement) 17 | |
38 | 42 | ||
39 | - | 19–710. | |
43 | + | BY repealing and reenacting, with amendments, 18 | |
44 | + | Article – Insurance 19 | |
45 | + | Section 15–830 20 | |
46 | + | Annotated Code of Maryland 21 | |
47 | + | (2017 Replacement Volume and 2021 Supplement) 22 | |
48 | + | 2 SENATE BILL 707 | |
40 | 49 | ||
41 | - | (p) (1) Except as provided in paragraph (3) of this subsection, individual | |
42 | - | enrollees and subscribers of health maintenance organizations issued certificates of | |
43 | - | authority to operate in this State [shall] MAY not be liable to any health care provider for | |
44 | - | any covered services provided to the enrollee or subscriber. | |
45 | 50 | ||
46 | - | (2) (i) A health care provider or any representative of a health care | |
47 | - | provider may not collect or attempt to collect from any subscriber or enrollee any money | |
48 | - | owed to the health care provider by a health maintenance organization issued a certificate | |
49 | - | of authority to operate in this State. Ch. 272 2022 LAWS OF MARYLAND | |
51 | + | SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, 1 | |
52 | + | That the Laws of Maryland read as follows: 2 | |
50 | 53 | ||
51 | - | ||
54 | + | Article – Health – General 3 | |
52 | 55 | ||
53 | - | (ii) A health care provider or any representative of a health care | |
54 | - | provider may not maintain any action against any subscriber or enrollee to collect or | |
55 | - | attempt to collect any money owed to the health care provider by a health maintenance | |
56 | - | organization issued a certificate of authority to operate in this State. | |
56 | + | 19–710. 4 | |
57 | 57 | ||
58 | - | (3) Notwithstanding any other provision of this subsection, a health care | |
59 | - | provider or representative of a health care provider may collect or attempt to collect from a | |
60 | - | subscriber or enrollee: | |
58 | + | (p) (1) Except as provided in paragraph (3) of this subsection, individual 5 | |
59 | + | enrollees and subscribers of health maintenance organizations issued certificates of 6 | |
60 | + | authority to operate in this State [shall] MAY not be liable to any health care provider for 7 | |
61 | + | any covered services provided to the enrollee or subscriber. 8 | |
61 | 62 | ||
62 | - | (i) Any copayment or coinsurance sums owed by the subscriber or | |
63 | - | enrollee to a health maintenance organization issued a certificate of authority to operate in | |
64 | - | this State for covered services provided by the health care provider; | |
63 | + | (2) (i) A health care provider or any representative of a health care 9 | |
64 | + | provider may not collect or attempt to collect from any subscriber or enrollee any money 10 | |
65 | + | owed to the health care provider by a health maintenance organization issued a certificate 11 | |
66 | + | of authority to operate in this State. 12 | |
65 | 67 | ||
66 | - | (ii) If Medicare is the primary insurer and a health maintenance | |
67 | - | organization is the secondary insurer, any amount up to the Medicare approved or limiting | |
68 | - | amount, as specified under the Social Security Act, that is not owed to the health care | |
69 | - | provider by Medicare or the health maintenance organization after coordination of benefits | |
70 | - | has been completed, for Medicare covered services provided to the subscriber or enrollee by | |
71 | - | the health care provider; or | |
68 | + | (ii) A health care provider or any representative of a health care 13 | |
69 | + | provider may not maintain any action against any subscriber or enrollee to collect or 14 | |
70 | + | attempt to collect any money owed to the health care provider by a health maintenance 15 | |
71 | + | organization issued a certificate of authority to operate in this State. 16 | |
72 | 72 | ||
73 | - | (iii) Any payment or charges for services that are not covered | |
74 | - | services. | |
73 | + | (3) Notwithstanding any other provision of this subsection, a health care 17 | |
74 | + | provider or representative of a health care provider may collect or attempt to collect from a 18 | |
75 | + | subscriber or enrollee: 19 | |
75 | 76 | ||
76 | - | Article – Insurance | |
77 | + | (i) Any copayment or coinsurance sums owed by the subscriber or 20 | |
78 | + | enrollee to a health maintenance organization issued a certificate of authority to operate in 21 | |
79 | + | this State for covered services provided by the health care provider; 22 | |
77 | 80 | ||
78 | - | 15–830. | |
81 | + | (ii) If Medicare is the primary insurer and a health maintenance 23 | |
82 | + | organization is the secondary insurer, any amount up to the Medicare approved or limiting 24 | |
83 | + | amount, as specified under the Social Security Act, that is not owed to the health care 25 | |
84 | + | provider by Medicare or the health maintenance organization after coordination of benefits 26 | |
85 | + | has been completed, for Medicare covered services provided to the subscriber or enrollee by 27 | |
86 | + | the health care provider; or 28 | |
79 | 87 | ||
80 | - | (a) (1) In this section the following words have the meanings indicated. | |
88 | + | (iii) Any payment or charges for services that are not covered 29 | |
89 | + | services. 30 | |
81 | 90 | ||
82 | - | ||
91 | + | Article – Insurance 31 | |
83 | 92 | ||
84 | - | (i) an insurer that offers health insurance other than long–term | |
85 | - | care insurance or disability insurance; | |
93 | + | 15–830. 32 | |
86 | 94 | ||
87 | - | ( | |
95 | + | (a) (1) In this section the following words have the meanings indicated. 33 | |
88 | 96 | ||
89 | - | ( | |
97 | + | (2) “Carrier” means: 34 SENATE BILL 707 3 | |
90 | 98 | ||
91 | - | (iv) a dental plan organization; or | |
92 | 99 | ||
93 | - | (v) except for a managed care organization as defined in Title 15, | |
94 | - | Subtitle 1 of the Health – General Article, any other person that provides health benefit | |
95 | - | plans subject to State regulation. | |
96 | - | LAWRENCE J. HOGAN, JR., Governor Ch. 272 | |
97 | 100 | ||
98 | - | – 3 – | |
99 | - | (3) (i) “Member” means an individual entitled to health care benefits | |
100 | - | under a policy or plan issued or delivered in the State by a carrier. | |
101 | + | (i) an insurer that offers health insurance other than long–term 1 | |
102 | + | care insurance or disability insurance; 2 | |
101 | 103 | ||
102 | - | (ii) | |
104 | + | (ii) a nonprofit health service plan; 3 | |
103 | 105 | ||
104 | - | ( | |
106 | + | (iii) a health maintenance organization; 4 | |
105 | 107 | ||
106 | - | ( | |
108 | + | (iv) a dental plan organization; or 5 | |
107 | 109 | ||
108 | - | [(ii)] 2. WHO is licensed or certified under the Health Occupations | |
109 | - | Article; and | |
110 | + | (v) except for a managed care organization as defined in Title 15, 6 | |
111 | + | Subtitle 1 of the Health – General Article, any other person that provides health benefit 7 | |
112 | + | plans subject to State regulation. 8 | |
110 | 113 | ||
111 | - | [(iii)] 3. WHO is certified or trained to treat or provide health care | |
112 | - | services for a specified condition or disease in a manner that is within the scope of the | |
113 | - | license or certification of the health care provider; OR | |
114 | + | (3) (i) “Member” means an individual entitled to health care benefits 9 | |
115 | + | under a policy or plan issued or delivered in the State by a carrier. 10 | |
114 | 116 | ||
115 | - | (II) THAT IS LICENSED AS A BEHAVIORAL HEALTH PROGRAM | |
116 | - | UNDER § 7.5–401 OF THE HEALTH – GENERAL ARTICLE. | |
117 | + | (ii) “Member” includes a subscriber. 11 | |
117 | 118 | ||
118 | - | (5) (i) “Provider panel” means the providers that contract with a carrier | |
119 | - | either directly or through a subcontracting entity to provide health care services to | |
120 | - | enrollees of the carrier. | |
119 | + | (4) “Nonphysician specialist” means a health care provider [who]: 12 | |
121 | 120 | ||
122 | - | (ii) “Provider panel” does not include an arrangement in which any | |
123 | - | provider may participate solely by contracting with the carrier to provide health care | |
124 | - | services at a discounted fee–for–service rate. | |
121 | + | (i) 1. WHO is not a physician; 13 | |
125 | 122 | ||
126 | - | (6) “Specialist” means a physician who is certified or trained to practice in | |
127 | - | a specified field of medicine and who is not designated as a primary care provider by the | |
128 | - | carrier. | |
123 | + | [(ii)] 2. WHO is licensed or certified under the Health Occupations 14 | |
124 | + | Article; and 15 | |
129 | 125 | ||
130 | - | ( | |
131 | - | ||
132 | - | ||
126 | + | [(iii)] 3. WHO is certified or trained to treat or provide health care 16 | |
127 | + | services for a specified condition or disease in a manner that is within the scope of the 17 | |
128 | + | license or certification of the health care provider; OR 18 | |
133 | 129 | ||
134 | - | (2) The procedure shall provide for a standing referral to a specialist if: | |
130 | + | (II) THAT IS LICENSED AS A BEHAVIORAL HEALTH PROGRAM 19 | |
131 | + | UNDER § 7.5–401 OF THE HEALTH – GENERAL ARTICLE. 20 | |
135 | 132 | ||
136 | - | (i) the primary care physician of the member determines, in | |
137 | - | consultation with the specialist, that the member needs continuing care from the specialist; | |
133 | + | (5) (i) “Provider panel” means the providers that contract with a carrier 21 | |
134 | + | either directly or through a subcontracting entity to provide health care services to 22 | |
135 | + | enrollees of the carrier. 23 | |
138 | 136 | ||
139 | - | (ii) the member has a condition or disease that: | |
137 | + | (ii) “Provider panel” does not include an arrangement in which any 24 | |
138 | + | provider may participate solely by contracting with the carrier to provide health care 25 | |
139 | + | services at a discounted fee–for–service rate. 26 | |
140 | 140 | ||
141 | - | 1. is life threatening, degenerative, chronic, or disabling; and | |
141 | + | (6) “Specialist” means a physician who is certified or trained to practice in 27 | |
142 | + | a specified field of medicine and who is not designated as a primary care provider by the 28 | |
143 | + | carrier. 29 | |
144 | + | 4 SENATE BILL 707 | |
142 | 145 | ||
143 | - | 2. requires specialized medical care; and | |
144 | - | Ch. 272 2022 LAWS OF MARYLAND | |
145 | 146 | ||
146 | - | – 4 – | |
147 | - | (iii) the specialist: | |
147 | + | (b) (1) Each carrier that does not allow direct access to specialists shall 1 | |
148 | + | establish and implement a procedure by which a member may receive a standing referral 2 | |
149 | + | to a specialist in accordance with this subsection. 3 | |
148 | 150 | ||
149 | - | 1. has expertise in treating the life –threatening, | |
150 | - | degenerative, chronic, or disabling disease or condition; and | |
151 | + | (2) The procedure shall provide for a standing referral to a specialist if: 4 | |
151 | 152 | ||
152 | - | 2. is part of the carrier’s provider panel. | |
153 | + | (i) the primary care physician of the member dete rmines, in 5 | |
154 | + | consultation with the specialist, that the member needs continuing care from the specialist; 6 | |
153 | 155 | ||
154 | - | (3) Except as provided in subsection (c) of this section, a standing referral | |
155 | - | shall be made in accordance with a written treatment plan for a covered service developed | |
156 | - | by: | |
156 | + | (ii) the member has a condition or disease that: 7 | |
157 | 157 | ||
158 | - | | |
158 | + | 1. is life threatening, degenerative, chronic, or disabling; and 8 | |
159 | 159 | ||
160 | - | | |
160 | + | 2. requires specialized medical care; and 9 | |
161 | 161 | ||
162 | - | (iii) the | |
162 | + | (iii) the specialist: 10 | |
163 | 163 | ||
164 | - | (4) A treatment plan may: | |
164 | + | 1. has expertise in treating the life –threatening, 11 | |
165 | + | degenerative, chronic, or disabling disease or condition; and 12 | |
165 | 166 | ||
166 | - | | |
167 | + | 2. is part of the carrier’s provider panel. 13 | |
167 | 168 | ||
168 | - | (ii) limit the period of time in which visits to the specialist are | |
169 | - | authorized; and | |
169 | + | (3) Except as provided in subsection (c) of this section, a standing referral 14 | |
170 | + | shall be made in accordance with a written treatment plan for a covered service developed 15 | |
171 | + | by: 16 | |
170 | 172 | ||
171 | - | (iii) require the specialist to communicate regularly with the primary | |
172 | - | care physician regarding the treatment and health status of the member. | |
173 | + | (i) the primary care physician; 17 | |
173 | 174 | ||
174 | - | (5) The procedure by which a member may receive a standing referral to a | |
175 | - | specialist may not include a requirement that a member see a provider in addition to the | |
176 | - | primary care physician before the standing referral is granted. | |
175 | + | (ii) the specialist; and 18 | |
177 | 176 | ||
178 | - | (c) (1) Notwithstanding any other provision of this section, a member who is | |
179 | - | pregnant shall receive a standing referral to an obstetrician in accordance with this | |
180 | - | subsection. | |
177 | + | (iii) the member. 19 | |
181 | 178 | ||
182 | - | (2) After the member who is pregnant receives a standing referral to an | |
183 | - | obstetrician, the obstetrician is responsible for the primary management of the member’s | |
184 | - | pregnancy, including the issuance of referrals in accordance with the carrier’s policies and | |
185 | - | procedures, through the postpartum period. | |
179 | + | (4) A treatment plan may: 20 | |
186 | 180 | ||
187 | - | (3) A written treatment plan may not be required when a standing referral | |
188 | - | is to an obstetrician under this subsection. | |
181 | + | (i) limit the number of visits to the specialist; 21 | |
189 | 182 | ||
190 | - | (d) (1) Each carrier shall establish and implement a procedure by which a | |
191 | - | member may request a referral to a specialist or nonphysician specialist who is not part of | |
192 | - | the carrier’s provider panel in accordance with this subsection. LAWRENCE J. HOGAN, JR., Governor Ch. 272 | |
183 | + | (ii) limit the period of time in which visits to the specialist are 22 | |
184 | + | authorized; and 23 | |
193 | 185 | ||
194 | - | – 5 – | |
186 | + | (iii) require the specialist to communicate regularly with the primary 24 | |
187 | + | care physician regarding the treatment and health status of the member. 25 | |
195 | 188 | ||
196 | - | (2) The procedure shall provide for a referral to a specialist or nonphysician | |
197 | - | specialist who is not part of the carrier’s provider panel if: | |
189 | + | (5) The procedure by which a member may receive a standing referral to a 26 | |
190 | + | specialist may not include a requirement that a member see a provider in addition to the 27 | |
191 | + | primary care physician before the standing referral is granted. 28 | |
192 | + | SENATE BILL 707 5 | |
198 | 193 | ||
199 | - | (i) the member is diagnosed with a condition or disease that | |
200 | - | requires specialized health care services or medical care; and | |
201 | 194 | ||
202 | - | ( | |
203 | - | ||
204 | - | ||
195 | + | (c) (1) Notwithstanding any other provision of this section, a member who is 1 | |
196 | + | pregnant shall receive a standing referral to an obstetrician in accordance with this 2 | |
197 | + | subsection. 3 | |
205 | 198 | ||
206 | - | 2. the carrier cannot provide reasonable access to a specialist | |
207 | - | or nonphysician specialist with the professional training and expertise to treat or provide | |
208 | - | health care services for the condition or disease without unreasonable delay or travel. | |
199 | + | (2) After the member who is pregnant receives a standing referral to an 4 | |
200 | + | obstetrician, the obstetrician is responsible for the primary management of the member’s 5 | |
201 | + | pregnancy, including the issuance of referrals in accordance with the carrier’s policies and 6 | |
202 | + | procedures, through the postpartum period. 7 | |
209 | 203 | ||
210 | - | (3) The procedure shall ensure that a request to obtain a referral to a | |
211 | - | specialist or nonphysician specialist who is not part of the carrier’s provider panel is | |
212 | - | addressed in a timely manner that is: | |
204 | + | (3) A written treatment plan may not be required when a standing referral 8 | |
205 | + | is to an obstetrician under this subsection. 9 | |
213 | 206 | ||
214 | - | (i) appropriate for the member’s condition; and | |
207 | + | (d) (1) Each carrier shall establish and implement a procedure by which a 10 | |
208 | + | member may request a referral to a specialist or nonphysician specialist who is not part of 11 | |
209 | + | the carrier’s provider panel in accordance with this subsection. 12 | |
215 | 210 | ||
216 | - | ( | |
217 | - | ||
211 | + | (2) The procedure shall provide for a referral to a specialist or nonphysician 13 | |
212 | + | specialist who is not part of the carrier’s provider panel if: 14 | |
218 | 213 | ||
219 | - | (4) The procedure may not be used by a carrier as a substitute for | |
220 | - | establishing and maintaining a sufficient provider network in accordance with § 15–112 of | |
221 | - | this title. | |
214 | + | (i) the member is diagnosed with a condition or disease that 15 | |
215 | + | requires specialized health care services or medical care; and 16 | |
222 | 216 | ||
223 | - | (5) Each carrier shall: | |
217 | + | (ii) 1. the carrier does not have in its provider panel a specialist 17 | |
218 | + | or nonphysician specialist with the professional training and expertise to treat or provide 18 | |
219 | + | health care services for the condition or disease; or 19 | |
224 | 220 | ||
225 | - | | |
226 | - | ||
227 | - | ||
221 | + | 2. the carrier cannot provide reasonable access to a specialist 20 | |
222 | + | or nonphysician specialist with the professional training and expertise to treat or provide 21 | |
223 | + | health care services for the condition or disease without unreasonable delay or travel. 22 | |
228 | 224 | ||
229 | - | (II) INFORM MEMBERS AND BENEFICIARIES, IN PLAIN | |
230 | - | LANGUAGE, OF THE RIGHT PROCEDURE TO REQUEST A REFERRA L UNDER | |
231 | - | PARAGRAPH (1) OF THIS SUBSECTION IN PRINT AND ELECTRO NIC PLAN DOCUMENTS | |
232 | - | AND ANY PROVIDER DIRECTORY ; AND | |
225 | + | (3) The procedure shall ensure that a request to obtain a referral to a 23 | |
226 | + | specialist or nonphysician specialist who is not part of the carrier’s provider panel is 24 | |
227 | + | addressed in a timely manner that is: 25 | |
233 | 228 | ||
234 | - | [(ii)] (III) provide the information documented under item (i) of this | |
235 | - | paragraph to the Commissioner on request. | |
229 | + | (i) appropriate for the member’s condition; and 26 | |
236 | 230 | ||
237 | - | (e) (1) For EXCEPT AS PROVIDED IN PARAGRAPH (2) OF THIS | |
238 | - | SUBSECTION, FOR purposes of calculating any deductible, copayment amount, or | |
239 | - | coinsurance payable by the member, a carrier shall treat services received in accordance Ch. 272 2022 LAWS OF MARYLAND | |
231 | + | (ii) in accordance with the timeliness requirements for 27 | |
232 | + | determinations made by private review agents under § 15–10B–06 of this title. 28 | |
240 | 233 | ||
241 | - | ||
242 | - | with | |
243 | - | ||
234 | + | (4) The procedure may not be used by a carrier as a substitute for 29 | |
235 | + | establishing and maintaining a sufficient provider network in accordance with § 15–112 of 30 | |
236 | + | this title. 31 | |
244 | 237 | ||
245 | - | (2) A CARRIER SHALL ENSURE THAT SERVICES RECEIV ED IN | |
246 | - | ACCORDANCE WITH SUBS ECTION (D) OF THIS SECTION FOR MENTAL HEALTH OR | |
247 | - | SUBSTANCE USE DISORD ERS ARE PROVIDED AT NO GREATER COST TO T HE COVERED | |
248 | - | INDIVIDUAL THAN IF T HE COVERED BENEFIT W ERE PROVIDED BY A PR OVIDER ON | |
249 | - | THE CARRIER’S PROVIDER PANEL . | |
238 | + | (5) Each carrier shall: 32 | |
239 | + | 6 SENATE BILL 707 | |
250 | 240 | ||
251 | - | (2) ON REQUEST FOR AN IN –PERSON OR TELEHEALTH VISIT, IF THE | |
252 | - | CARRIER’S PROVIDER PANEL HAS AN INSUFFI CIENT NUMBER OR TYPE OF | |
253 | - | PARTICIPATING SPECIA LISTS OR NONPHYSICIA N SPECIALISTS WITH T HE EXPERTISE | |
254 | - | TO PROVIDE THE COVER ED MENTAL HEALTH OR SUBSTANCE USE DISORD ER | |
255 | - | SERVICES REQUIRED UN DER § 15–802 OR § 15–840 OF THIS SUBTITLE TO A MEMBER | |
256 | - | WITHIN THE APPOINTMENT WAITING TIME OR TRAV EL DISTANCE STANDARD S | |
257 | - | ESTABLISHED IN REGUL ATIONS, THE CARRIER SHALL CO VER THE SERVICES | |
258 | - | PROVIDED BY A NONPAR TICIPATING PROVIDER AT NO GREATER COST T O THE | |
259 | - | MEMBER THAN IF THE S ERVICES WERE PROVIDE D BY A PROVIDER ON T HE | |
260 | - | CARRIER’S PROVIDER PANEL . | |
261 | 241 | ||
262 | - | (3) EACH CARRIER SHALL US E THE REIMBURSEMENT RATE | |
263 | - | ESTABLISHED UNDER PA RAGRAPH (4) OF THIS SUBSECTION T O: | |
242 | + | (i) have a system in place that documents all requests to obtain a 1 | |
243 | + | referral to receive a covered service from a specialist or nonphysician specialist who is not 2 | |
244 | + | part of the carrier’s provider panel; [and] 3 | |
264 | 245 | ||
265 | - | (I) ENTER TIMELY SINGLE CASE AGREEMENTS ; AND | |
246 | + | (II) INFORM MEMBERS AND BENEFICIARIES , IN PLAIN 4 | |
247 | + | LANGUAGE, OF THE RIGHT PROCEDURE TO REQUEST A REFERRA L UNDER 5 | |
248 | + | PARAGRAPH (1) OF THIS SUBSECTION IN PRINT AND ELECTRO NIC PLAN DOCUMENTS 6 | |
249 | + | AND ANY PROVIDER DIRECTORY ; AND 7 | |
266 | 250 | ||
267 | - | (II) PAY PROVIDERS . | |
251 | + | [(ii)] (III) provide the information documented under item (i) of this 8 | |
252 | + | paragraph to the Commissioner on request. 9 | |
268 | 253 | ||
269 | - | ( | |
270 | - | ||
271 | - | ||
272 | - | ||
273 | - | ||
254 | + | (e) (1) For EXCEPT AS PROVIDED IN PARAGRAPH (2) OF THIS 10 | |
255 | + | SUBSECTION, FOR purposes of calculating any deductible, copayment amount, or 11 | |
256 | + | coinsurance payable by the member, a carrier shall treat services received in accordance 12 | |
257 | + | with subsection (d) of this section as if the service was provided by a provider on the 13 | |
258 | + | carrier’s provider panel. 14 | |
274 | 259 | ||
275 | - | ( | |
276 | - | ||
277 | - | ||
278 | - | ||
279 | - | ||
260 | + | (2) A CARRIER SHALL ENSURE THAT SERVICES RECEIV ED IN 15 | |
261 | + | ACCORDANCE WITH SUBS ECTION (D) OF THIS SECTION FOR MENTAL HEALTH OR 16 | |
262 | + | SUBSTANCE USE DISORD ERS ARE PROVIDED AT NO GREATER COST TO T HE COVERED 17 | |
263 | + | INDIVIDUAL THAN IF T HE COVERED BENEFIT W ERE PROVIDED BY A PR OVIDER ON 18 | |
264 | + | THE CARRIER’S PROVIDER PANEL. 19 | |
280 | 265 | ||
281 | - | (f) A decision by a carrier not to provide access to or coverage of treatment or | |
282 | - | health care services by a specialist or nonphysician specialist in accordance with this | |
283 | - | section constitutes an adverse decision as defined under Subtitle 10A of this title if the | |
284 | - | decision is based on a finding that the proposed service is not medically necessary, | |
285 | - | appropriate, or efficient. LAWRENCE J. HOGAN, JR., Governor Ch. 272 | |
266 | + | (2) ON REQUEST FOR AN IN –PERSON OR TELEHEALTH VISIT, IF THE 20 | |
267 | + | CARRIER’S PROVIDER PANEL HAS AN INSUFFICIENT NUMB ER OR TYPE OF 21 | |
268 | + | PARTICIPATING SPECIA LISTS OR NONPHYSICIA N SPECIALISTS WITH T HE EXPERTISE 22 | |
269 | + | TO PROVIDE THE COVER ED MENTAL HEALTH OR SUBSTANCE USE DISORD ER 23 | |
270 | + | SERVICES REQUIRED UN DER § 15–802 OR § 15–840 OF THIS SUBTITLE TO A MEMBER 24 | |
271 | + | WITHIN THE APPOINTME NT WAITING TIME OR T RAVEL DISTANCE STAND ARDS 25 | |
272 | + | ESTABLISHED IN REGUL ATIONS, THE CARRIER SHALL CO VER THE SERVICES 26 | |
273 | + | PROVIDED BY A NONPAR TICIPATING PROVIDER AT NO GRE ATER COST TO THE 27 | |
274 | + | MEMBER THAN IF THE S ERVICES WERE PROVIDE D BY A PROVIDER ON T HE 28 | |
275 | + | CARRIER’S PROVIDER PANEL . 29 | |
286 | 276 | ||
287 | - | – 7 – | |
277 | + | (3) EACH CARRIER SHALL US E THE REIMBURSEMENT RATE 30 | |
278 | + | ESTABLISHED UNDER PA RAGRAPH (4) OF THIS SUBSECTION T O: 31 | |
288 | 279 | ||
289 | - | (g) (1) Each carrier shall file with the Commissioner a copy of each of the | |
290 | - | procedures required under this section, including: | |
280 | + | (I) ENTER TIMELY SINGLE CASE AGREEMEN TS; AND 32 | |
291 | 281 | ||
292 | - | ( | |
282 | + | (II) PAY PROVIDERS . 33 | |
293 | 283 | ||
294 | - | (ii) the carrier’s timeline for decisions; and | |
284 | + | (4) (I) SUBJECT TO SUBPARAGRA PH (II) OF THIS PARAGRAPH , AND 34 | |
285 | + | NOT LATER THAN JANUARY 1, 2023, THE MARYLAND HEALTH COMMISSION SHALL 35 SENATE BILL 707 7 | |
295 | 286 | ||
296 | - | (iii) the carrier’s grievance procedures for denials. | |
297 | 287 | ||
298 | - | (2) Each carrier shall make a copy of each of the procedures filed under | |
299 | - | paragraph (1) of this subsection available to its members: | |
288 | + | ESTABLISH A REIMBURS EMENT FORMULA TO DET ERMINE THE REIMBURSE MENT 1 | |
289 | + | RATE FOR NONPARTICIPATING P ROVIDERS THAT DELIVE R SERVICES UNDER 2 | |
290 | + | PARAGRAPH (2) OF THIS SUBSECTION . 3 | |
300 | 291 | ||
301 | - | (i) in the carrier’s online network directory required under § | |
302 | - | 15–112(n)(1) of this title; and | |
292 | + | (II) THE MARYLAND HEALTH COMMISSION SHALL HOLD 4 | |
293 | + | PUBLIC MEETINGS WITH CARRIERS, MENTAL HEALTH AND SU BSTANCE USE 5 | |
294 | + | DISORDER PROVIDERS , CONSUMERS OF MENTAL HEALTH AND SUBSTANCE USE 6 | |
295 | + | DISORDER SERVICES , AND OTHER INTERESTED PARTIES TO DETERMINE THE 7 | |
296 | + | REIMBURSEMENT FORMUL A. 8 | |
303 | 297 | ||
304 | - | (ii) on request. | |
298 | + | (f) A decision by a carrier not to provide access to or coverage of treatment or 9 | |
299 | + | health care services by a specialist or nonphysician specialist in accordance with this 10 | |
300 | + | section constitutes an adverse decision as defined under Subtitle 10A of this title if the 11 | |
301 | + | decision is based on a finding that the proposed service is not medically necessary, 12 | |
302 | + | appropriate, or efficient. 13 | |
305 | 303 | ||
306 | - | (H) THE CONSUMER EDUCATION AND ADVOCACY PROGRAM, ESTABLISHED | |
307 | - | UNDER TITLE 2, SUBTITLE 3 OF THIS ARTICLE , IN COLLABORATION WIT H THE | |
308 | - | HEALTH EDUCATION AND ADVOCACY UNIT OF THE OFFICE OF THE ATTORNEY | |
309 | - | GENERAL, SHALL PROVIDE PUBLIC EDUCATION TO INFORM CONSUMERS OF THEIR | |
310 | - | RIGHT PROCEDURES TO REQUEST A REFERRA L TO A SPECIALIST OR NONPHYSICIAN | |
311 | - | SPECIALIST AS PROVID ED FOR IN THIS SECTI ON. | |
304 | + | (g) (1) Each carrier shall file with the Commissioner a copy of each of the 14 | |
305 | + | procedures required under this section, including: 15 | |
312 | 306 | ||
313 | - | (I) THIS SECTION MAY NOT BE CONSTRUED TO LIMI T THE PROVISIONS IN § | |
314 | - | 19–710(P) OF THE HEALTH – GENERAL ARTICLE. | |
307 | + | (i) steps the carrier requires of a member to request a referral; 16 | |
315 | 308 | ||
316 | - | SECTION 2. AND BE IT FURTHER ENACTED, That, on or before December 31, | |
317 | - | 2022, the health occupations boards that license, certify, or otherwise regulate mental | |
318 | - | health and substance use disorder providers under the Health Occupations Article shall | |
319 | - | report to the Senate Finance Committee and the House Health and Government | |
320 | - | Operations Committee, in accordance with § 2–1257 of the State Government Article, on | |
321 | - | the progress the boards have made to develop a process for providing information on mental | |
322 | - | health and substance use disorder providers to carriers for the purpose of the carriers | |
323 | - | reaching out to the providers regarding participation in the carriers’ provider panels. | |
309 | + | (ii) the carrier’s timeline for decisions; and 17 | |
324 | 310 | ||
325 | - | SECTION 2. 3. AND BE IT FURTHER ENACTED, That this Act shall apply to all | |
326 | - | policies, contracts, and health benefit plans issued, delivered, or renewed in the State on or | |
327 | - | after January 1, 2023. | |
311 | + | (iii) the carrier’s grievance procedures for denials. 18 | |
328 | 312 | ||
329 | - | SECTION 3. 4. AND BE IT FURTHER ENACTED, That this Act shall take effect | |
330 | - | October 1, 2022. July 1, 2022. It shall remain effective for a period of 3 years and, at the | |
331 | - | end of June 30, 2025, this Act, with no further action required by the General Assembly, | |
332 | - | shall be abrogated and of no further force and effect. | |
333 | - | Ch. 272 2022 LAWS OF MARYLAND | |
313 | + | (2) Each carrier shall make a copy of each of the procedures filed under 19 | |
314 | + | paragraph (1) of this subsection available to its members: 20 | |
334 | 315 | ||
335 | - | – 8 – | |
336 | - | Approved by the Governor, May 12, 2022. | |
316 | + | (i) in the carrier’s online network directory required under § 21 | |
317 | + | 15–112(n)(1) of this title; and 22 | |
318 | + | ||
319 | + | (ii) on request. 23 | |
320 | + | ||
321 | + | (H) THE CONSUMER EDUCATION AND ADVOCACY PROGRAM, ESTABLISHED 24 | |
322 | + | UNDER TITLE 2, SUBTITLE 3 OF THIS ARTICLE , IN COLLABORATION WIT H THE 25 | |
323 | + | HEALTH EDUCATION AND ADVOCACY UNIT OF THE OFFICE OF THE ATTORNEY 26 | |
324 | + | GENERAL, SHALL PROVIDE PUBLIC EDUCATION TO INFORM CONSUMERS OF TH EIR 27 | |
325 | + | RIGHT PROCEDURES TO REQUEST A REFERRA L TO A SPECIALIST OR NONPHYSICIAN 28 | |
326 | + | SPECIALIST AS PROVID ED FOR IN THIS SECTI ON. 29 | |
327 | + | ||
328 | + | (I) THIS SECTION MAY NOT BE CONSTRUED TO LIMI T THE PROVISIONS IN § 30 | |
329 | + | 19–710(P) OF THE HEALTH – GENERAL ARTICLE. 31 | |
330 | + | ||
331 | + | SECTION 2. AND BE IT FURTHER ENACTED, That, on or before December 31, 32 | |
332 | + | 2022, the health occupations boards that license, certify, or otherwise regulate mental 33 | |
333 | + | health and substance use disorder providers under the Health Occupations Article shall 34 8 SENATE BILL 707 | |
334 | + | ||
335 | + | ||
336 | + | report to the Senate Finance Committee and the House Health and Government 1 | |
337 | + | Operations Committee, in accordance with § 2–1257 of the State Government Article, on 2 | |
338 | + | the progress the boards have made to develop a process for providing information on mental 3 | |
339 | + | health and substance use disorder providers to carriers for the purpose of the carriers 4 | |
340 | + | reaching out to the providers regarding participation in the carriers’ provider panels. 5 | |
341 | + | ||
342 | + | SECTION 2. 3. AND BE IT FURTHER ENACTED, That this Act shall apply to all 6 | |
343 | + | policies, contracts, and health benefit plans issued, delivered, or renewed in the State on or 7 | |
344 | + | after January 1, 2023. 8 | |
345 | + | ||
346 | + | SECTION 3. 4. AND BE IT FURTHER ENACTED, That this Act shall take effect 9 | |
347 | + | October 1, 2022. July 1, 2022. It shall remain effective for a period of 3 years and, at the 10 | |
348 | + | end of June 30, 2025, this Act, with no further action required by the General Assembly, 11 | |
349 | + | shall be abrogated and of no further force and effect. 12 | |
350 | + | ||
351 | + | ||
352 | + | ||
353 | + | ||
354 | + | ||
355 | + | Approved: | |
356 | + | ________________________________________________________________________________ | |
357 | + | Governor. | |
358 | + | ________________________________________________________________________________ | |
359 | + | President of the Senate. | |
360 | + | ________________________________________________________________________________ | |
361 | + | Speaker of the House of Delegates. |