| 1 | 1 | | |
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| 2 | 2 | | |
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| 3 | 3 | | EXPLANATION: CAPITALS INDICATE MAT TER ADDED TO EXISTIN G LAW. |
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| 4 | 4 | | [Brackets] indicate matter deleted from existing law. |
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| 5 | 5 | | *sb0630* |
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| 6 | 6 | | |
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| 7 | 7 | | SENATE BILL 630 |
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| 8 | 8 | | N1 4lr2077 |
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| 9 | 9 | | CF HB 673 |
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| 10 | 10 | | By: Senator Kelly |
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| 11 | 11 | | Introduced and read first time: January 26, 2024 |
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| 12 | 12 | | Assigned to: Judicial Proceedings |
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| 13 | 13 | | |
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| 14 | 14 | | A BILL ENTITLED |
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| 15 | 15 | | |
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| 16 | 16 | | AN ACT concerning 1 |
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| 17 | 17 | | |
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| 18 | 18 | | Real Property – Contract Liens – Medical Debt 2 |
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| 19 | 19 | | |
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| 20 | 20 | | FOR the purpose of prohibiting the creation of a lien on owner–occupied residential 3 |
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| 21 | 21 | | property by contract or as a result of a breach of contract for the payment of medical 4 |
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| 22 | 22 | | debt; and generally relating to contract liens and medical debt. 5 |
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| 23 | 23 | | |
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| 24 | 24 | | BY repealing and reenacting, without amendments, 6 |
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| 25 | 25 | | Article – Real Property 7 |
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| 26 | 26 | | Section 7–105.1(a)(8) 8 |
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| 27 | 27 | | Annotated Code of Maryland 9 |
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| 28 | 28 | | (2023 Replacement Volume) 10 |
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| 29 | 29 | | |
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| 30 | 30 | | BY adding to 11 |
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| 31 | 31 | | Article – Real Property 12 |
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| 32 | 32 | | Section 14–203.1 13 |
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| 33 | 33 | | Annotated Code of Maryland 14 |
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| 34 | 34 | | (2023 Replacement Volume) 15 |
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| 35 | 35 | | |
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| 36 | 36 | | SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, 16 |
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| 37 | 37 | | That the Laws of Maryland read as follows: 17 |
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| 38 | 38 | | |
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| 39 | 39 | | Article – Real Property 18 |
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| 40 | 40 | | |
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| 41 | 41 | | 7–105.1. 19 |
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| 42 | 42 | | |
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| 43 | 43 | | (a) (8) “Owner–occupied residential property” means residential property in 20 |
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| 44 | 44 | | which at least one unit is occupied by an individual who: 21 |
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| 45 | 45 | | |
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| 46 | 46 | | (i) Has an ownership interest in the property; and 22 |
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| 47 | 47 | | |
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| 48 | 48 | | (ii) Uses the property as the individual’s primary residence. 23 2 SENATE BILL 630 |
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| 49 | 49 | | |
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| 50 | 50 | | |
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| 51 | 51 | | |
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| 52 | 52 | | 14–203.1. 1 |
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| 53 | 53 | | |
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| 54 | 54 | | (A) (1) IN THIS SECTION THE FOLLOWING WORDS HAVE THE MEANINGS 2 |
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| 55 | 55 | | INDICATED. 3 |
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| 56 | 56 | | |
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| 57 | 57 | | (2) (I) “MEDICAL DEBT ” MEANS DEBT INCURRED DUE TO A 4 |
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| 58 | 58 | | MEDICATION, PROCEDURE , SERVICE, OR TREATMENT THAT A MEDICAL 5 |
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| 59 | 59 | | PROFESSIONAL DETERMI NES TO BE MEDICALLY NECESSARY. 6 |
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| 60 | 60 | | |
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| 61 | 61 | | (II) “MEDICAL DEBT” DOES NOT INCLUDE DEB T INCURRED DUE 7 |
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| 62 | 62 | | TO: 8 |
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| 63 | 63 | | |
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| 64 | 64 | | 1. COSMETIC PROCEDURES O R SERVICES; OR 9 |
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| 65 | 65 | | |
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| 66 | 66 | | 2. A MEDICATION, PROCEDURE , SERVICE, OR 10 |
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| 67 | 67 | | TREATMENT THAT A MED ICAL PROFESSIONAL HAS NOT DETERMINE D TO BE 11 |
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| 68 | 68 | | MEDICALLY NECESSARY . 12 |
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| 69 | 69 | | |
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| 70 | 70 | | (3) “OWNER–OCCUPIED RESIDENTIAL PROPERTY” HAS THE MEANING 13 |
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| 71 | 71 | | STATED IN § 7–105.1 OF THIS ARTICLE. 14 |
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| 72 | 72 | | |
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| 73 | 73 | | (B) A LIEN ON OWNER –OCCUPIED RESIDENTIAL PROPERTY MAY NOT BE 15 |
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| 74 | 74 | | CREATED BY CONTRACT OR AS A RESULT OF A BREACH OF CONTRACT FOR THE 16 |
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| 75 | 75 | | PAYMENT OF MEDICAL D EBT. 17 |
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| 76 | 76 | | |
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| 77 | 77 | | SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take ef fect 18 |
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| 78 | 78 | | October 1, 2024. 19 |
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| 79 | 79 | | |
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