Workers' Compensation - Temporary Partial Disability - Concurrent Employment
The implementation of SB 845 is set to enhance the financial support available for workers dealing with temporary partial disabilities by ensuring that they receive compensation even when they are concurrently employed elsewhere. This could significantly alter the way workers' compensation benefits are calculated and distributed, providing much-needed support to those who find themselves in difficult financial circumstances due to an inability to work at their primary job. It can also be perceived as making workers' compensation more equitable by recognizing the realities of concurrent employment in today's workforce.
Senate Bill 845, titled 'Workers’ Compensation – Temporary Partial Disability – Concurrent Employment,' aims to modify existing workers' compensation laws in Maryland by providing specific benefits for employees who suffer from temporary partial disabilities and hold multiple jobs. The bill stipulates that an employer, or its insurer, must compensate a temporarily partially disabled employee who has concurrent employment based on a specific percentage of their average weekly wage under certain conditions. This legislative change is a response to the complexities faced by employees who are unable to work in their primary job due to injuries or occupational diseases but are still able to maintain other employment.
Opposition to SB 845 may arise from concerns regarding the fiscal impact on employers and insurance carriers, who may see an increase in claims due to the expanded definitions of eligibility for compensation. Critics might argue that the bill could lead to increased premiums and financial strain on businesses, particularly small employers. Furthermore, there may be apprehensions regarding the potential for abuse of the system if workers explore provisions of concurrent employment without adequate safeguards. Therefore, the bill could be subject to rigorous debate as stakeholders assess the balance between supporting injured workers and protecting business interests.