Maryland Medical Assistance Program and Health Insurance - Individuals With Intellectual Disabilities - Study
This bill will specifically influence health insurance policies and the accessibility of medical care for individuals with intellectual disabilities. By requiring a detailed report on coverage denials, the bill seeks to provide data that may inform future policy decisions. Additionally, it is positioned to highlight any potential gaps or unfair practices in the health coverage available to this vulnerable population. The findings from the study will be reported to the Governor and the General Assembly by December 1, 2025, facilitating informed legislative actions.
Senate Bill 945, titled 'Maryland Medical Assistance Program and Health Insurance - Individuals With Intellectual Disabilities - Study', mandates a comprehensive study to be conducted by the Maryland Department of Health and the Maryland Insurance Administration. The study aims to assess the extent to which individuals with intellectual disabilities have faced denial of health coverage for their treatment under both the Maryland Medical Assistance Program and commercial health insurance plans. The time frame for measuring these denials is from July 1, 2022, to June 30, 2025.
While the bill aims to address significant issues concerning health access for individuals with intellectual disabilities, potential points of contention may include the adequacy of the study's methodology and the implications of its findings on existing health policies. Stakeholders might debate over resource allocation and whether the study could lead to significant changes or simply serve as a reporting mechanism. Additionally, the legislative debate around this bill could reflect broader social perspectives regarding health equity and disability rights in Maryland.