EXPLANATION: CAPITALS INDICATE MAT TER ADDED TO EXISTIN G LAW.
[Brackets] indicate matter deleted from existing law.
*hb0148*
HOUSE BILL 148
C4 5lr1134
(PRE–FILED)
By: Delegate Ziegler
Requested: October 7, 2024
Introduced and read first time: January 8, 2025
Assigned to: Economic Matters
A BILL ENTITLED
AN ACT concerning 1
Private Passenger Motor Vehicle Insurance – Premium Increase – Prohibition 2
FOR the purpose of prohibiting an insurer, with respect to private passenger motor vehicle 3
insurance, from increasing a policy premium based on the claims history of an 4
insured where two or fewer of the claims within a certain time period were for 5
occurrences where the insured was not at fault for the loss; and generally relating to 6
private passenger motor vehicle insurance. 7
BY repealing and reenacting, with amendments, 8
Article – Insurance 9
Section 27–501(k) 10
Annotated Code of Maryland 11
(2017 Replacement Volume and 2024 Supplement) 12
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, 13
That the Laws of Maryland read as follows: 14
Article – Insurance 15
27–501. 16
(k) With respect to private passenger motor vehicle insurance, an insurer may not 17
cancel or refuse to renew coverage OR INCREASE THE PREMIUM OF THE PRIVATE 18
PASSENGER MOTOR VEHI CLE INSURANCE POLICY based on the claims history of an 19
insured where two or fewer of the claims within the preceding 3–year period were for 20
accidents or losses where the insured was not at fault for the loss. 21
SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect 22
October 1, 2025. 23