Maryland 2025 Regular Session

Maryland House Bill HB175

Introduced
1/8/24  
Introduced
1/8/25  
Refer
1/8/24  

Caption

Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines

Impact

The implementation of HB175 is anticipated to significantly enhance the protection of beneficiaries against fraud. By eliminating the requirement for households to present police reports for benefit restoration, the bill reduces barriers for beneficiaries seeking help. Furthermore, the Department is empowered to coordinate with vendors to utilize advanced technology to minimize the risks of EBT card theft. This legislative approach aims to foster greater trust and security in the state’s assistance programs while ensuring continuous support for vulnerable populations dependent on these benefits.

Summary

House Bill 175 addresses the issue of Electronic Benefits Transfer (EBT) cards, focusing on the restoration and receipt of benefits for households that have experienced fraud. The bill mandates that the Maryland Department of Human Services must reimburse beneficiaries for any benefits lost due to fraudulent use of their EBT cards. One of the key provisions includes ensuring that benefits are restored automatically without requiring the beneficiary to take further action, which aims to streamline the process for affected individuals. The bill sets specific timeframes for the Department to inform households of the decisions regarding their benefits following a reported loss due to theft.

Contention

While HB175 is largely intended to protect beneficiaries, it has sparked discussions concerning effectiveness and the implications of the restoration process. Critics argue that the provision for automatic restoration may inadvertently encourage fraudulent claims, potentially leading to increased misuse of public resources. Moreover, there are concerns about the long-term fiscal impact on the state budget, as the bill mandates budget considerations for the restoration of benefits. Proponents counter that the need for immediate support in cases of fraud outweighs these concerns, emphasizing the importance of ensuring that individuals do not suffer unduly from the consequences of fraud.

Implementation

The bill specifies a requirement for all automated teller machines in Maryland to support EBT card transactions by a certain date. This provision aims to ensure that beneficiaries have easier access to their benefits, particularly in emergency situations. The enforcement and oversight mechanisms established by the bill are crucial for maintaining accountability and ensuring that the benefits system works effectively for all stakeholders involved.

Companion Bills

MD SB232

Crossfiled Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines

Similar Bills

MD SB401

Department of Human Services - Electronic Benefits Transfer Cards - Theft and Restoration of Benefits

MD HB697

Department of Human Services – Electronic Benefits Transfer Cards – Theft and Restoration of Benefits

MD SB232

Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines

MD SB2

Department of Human Services - Electronic Benefits Transfer Cards - Theft of Benefits (Prevent Electronic Benefits Theft Act of 2023)

MD HB1434

Department of Human Services - Electronic Benefits Transfer Cards - Restoration of Benefits

MD HB502

Department of Human Services - Electronic Benefits Transfer Cards - Theft of Benefits (Prevent Electronic Benefits Theft Act of 2023)

CA AB843

Electronic benefits transfer system.

CA AB2608

Licensed Mental Health Service Provider Education Program: former foster youth.