Maryland 2025 Regular Session

Maryland House Bill HB585

Introduced
1/23/25  
Refer
1/23/25  
Report Pass
3/4/25  
Engrossed
3/11/25  
Refer
3/12/25  
Report Pass
3/27/25  
Enrolled
4/2/25  
Chaptered
4/8/25  

Caption

Property Tax - Low-Income Housing Tax Credit - Valuation of Property

Impact

HB 585 could significantly reshape how income-generating commercial properties that utilize low-income housing tax credits are assessed. By requiring counties to factor in net operating income and to disregard income tax credits in their valuation, the bill seeks to create a fairer assessment landscape that genuinely reflects property capabilities. This could lead to reduced property tax liabilities for qualifying properties, thereby potentially encouraging more investment in low-income housing. Critics may argue that modifying appraisal methods could complicate the evaluation process for assessors and might leave room for interpretations that could be exploited.

Summary

House Bill 585 focuses on property tax assessments specifically related to low-income housing tax credits and aims to amend the valuation process for commercial real properties developed under federal law. This legislation mandates that county supervisors of assessments must evaluate net operating income when determining the value of such properties. Furthermore, it stipulates that certain income assets from tax credits are not to be included in the valuation process, ensuring that property values reflect the realities of operating incomes in the context of existing rent restrictions and affordability requirements. The bill is set to take effect on June 1, 2025, affecting all taxable years beginning after June 30, 2025.

Sentiment

The overall sentiment regarding House Bill 585 appears to lean towards a supportive framework aimed at bolstering low-income housing developments. Proponents argue that the bill aligns the valuation method with the realities of the rental market and encourages the growth of affordable housing. However, there are concerns among some stakeholders regarding how these changes might influence local tax revenues and whether the proposed adjustments adequately balance the needs of property owners with the fiscal health of local governments.

Contention

Notable points of contention may emerge as stakeholders debate the specific valuation methodologies that county assessors will adopt under the new framework. The bill's emphasis on factoring in net operating income while excluding tax credits could lead to discussions around fairness and the appropriateness of such a valuation model. Additionally, concerns may be raised about the long-term effects of this legislation on tax revenue streams for local governments that could be adversely affected by lower valuations of commercial properties benefiting from these tax credits.

Companion Bills

MD SB598

Crossfiled Property Tax – Low–Income Housing Tax Credit – Valuation of Property

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