Michigan House Bill HB5360

Michigan 2023-2024 Regular Session

• Introduced: 11/14/23
• Refer: 11/14/23
• Refer: 1/10/24
• Report Pass: 5/23/24

Caption

Consumer protection: solicitations; citations to the motor vehicle sales finance act in 1971 PA 227; revise. Amends sec. 1 of 1971 PA 227 (MCL 445.111). TIE BAR WITH: HB 5354'23

Impact

The proposed changes in HB 5360 are centered around establishing clearer guidelines for consumer protection concerning unsolicited sales practices. By tightening the definitions and regulatory requirements for home and telephone solicitations, the bill seeks to enhance consumer rights and reduce potential fraudulent activities. The Michigan legislature intends to ensure that consumers are better informed and protected against aggressive sales tactics that may occur outside business locations.

Summary

House Bill 5360 aims to amend the 1971 Public Act 227, which governs the rights and duties of parties involved in home solicitation sales, as well as regulating telephone solicitations. The bill updates definitions and provisions related to what constitutes a home solicitation sale, which involves transactions made over $25 in which a seller or their representative engages with a buyer at their residence. Key exemptions from this definition include sales made after prior negotiations at a business establishment and certain types of insurance sales, among others.

Contention

Notable points of contention regarding HB 5360 may emerge around the balance between consumer protection and the rights of sellers to conduct business via solicitation. While proponents argue that the bill fortifies consumer rights in an age of increasing solicitation tactics, detractors may voice concerns about unnecessary restrictions that could limit legitimate sales opportunities. Additionally, the interplay with existing laws and regulations may spark debates about the adequacy of the proposed amendments in addressing current consumer protection needs.