Health facilities: certificate of need; nonprofit health care corporation reform act; amend to reflect amendments to the public health code. Amends secs. 401, 417 & 502 of 1980 PA 350 (MCL 550.1401 et seq.). TIE BAR WITH: HB 5477'24
If passed, the bill would significantly impact the operation of health care corporations in Michigan by ensuring broad access to health care benefits. Health care corporations would be required to provide comprehensive coverage and would not be allowed to deny benefits based solely on prior domestic violence victimization. This would place greater responsibility on corporations to ensure compliance with equitable treatment and could prompt administrative changes to how they serve and communicate with subscribers regarding their coverage.
House Bill 5491 seeks to amend the Nonprofit Health Care Corporation Reform Act, revising sections 401, 417, and 502, in compliance with updates to the public health code. This bill mandates that all health care corporations established in Michigan must offer health care benefits to all state residents and prohibits discrimination based on several factors, including history as a victim of domestic violence. The bill also emphasizes the necessity for approval from the commissioner for any limitations on coverage that these health care corporations might decide to enforce.
One of the potential points of contention surrounding HB 5491 is the stipulation that health care providers cannot require genetic testing before offering coverage. There may be concern regarding how this provision might affect the underwriting process of health care corporations. Additionally, while the bill enhances protections for victims of domestic violence, some stakeholders may be apprehensive about how these changes could influence premium rates and the broader implications for risk assessments within the health care system. As health care corporations adapt to these new requirements, discussions may arise about balancing profitability with the mandates of this legislation.