1 | 1 | | 1.1 A bill for an act |
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2 | 2 | | 1.2 relating to insurance; requiring health plans to cover infertility treatment and |
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3 | 3 | | 1.3 standard fertility preservation services; requiring medical assistance and |
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4 | 4 | | 1.4 MinnesotaCare to cover infertility treatment and standard fertility preservation |
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5 | 5 | | 1.5 services; appropriating money; amending Minnesota Statutes 2024, section |
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6 | 6 | | 1.6 256B.0625, subdivision 13, by adding a subdivision; proposing coding for new |
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7 | 7 | | 1.7 law in Minnesota Statutes, chapter 62Q. |
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8 | 8 | | 1.8BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: |
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9 | 9 | | 1.9 Section 1. [62Q.60] COVERAGE OF INFERTILITY TREATMENT. |
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10 | 10 | | 1.10 Subdivision 1.Scope.This section applies to all health plans that provide maternity |
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11 | 11 | | 1.11benefits to Minnesota residents. |
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12 | 12 | | 1.12 Subd. 2.Definitions.(a) For the purposes of this section, the following terms have the |
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13 | 13 | | 1.13meanings given. |
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14 | 14 | | 1.14 (b) "Diagnosis of and treatment for infertility" means procedures and medications: |
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15 | 15 | | 1.15 (1) to diagnose or treat infertility; and |
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16 | 16 | | 1.16 (2) consistent with established, published, or approved medical practices or professional |
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17 | 17 | | 1.17guidelines from the American College of Obstetricians and Gynecologists or the American |
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18 | 18 | | 1.18Society for Reproductive Medicine. |
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19 | 19 | | 1.19 (c) "Infertility" means a disease, condition, or status characterized by: |
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20 | 20 | | 1.20 (1) the failure of a person with a uterus to establish a pregnancy or to carry a pregnancy |
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21 | 21 | | 1.21to live birth after the following duration of unprotected sexual intercourse, regardless of |
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22 | 22 | | 1.22whether a pregnancy resulted in miscarriage during such time: |
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23 | 23 | | 1Section 1. |
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24 | 24 | | REVISOR SGS/DG 25-0273902/14/25 |
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25 | 25 | | State of Minnesota |
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26 | 26 | | This Document can be made available |
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27 | 27 | | in alternative formats upon request |
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28 | 28 | | HOUSE OF REPRESENTATIVES |
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29 | 29 | | H. F. No. 1758 |
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30 | 30 | | NINETY-FOURTH SESSION |
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31 | 31 | | Authored by Kotyza-Witthuhn, Engen and Long03/03/2025 |
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32 | 32 | | The bill was read for the first time and referred to the Committee on Commerce Finance and Policy 2.1 (i) for a person under the age of 35, 12 months duration; or |
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33 | 33 | | 2.2 (ii) for a person 35 years of age or older, six months duration; |
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34 | 34 | | 2.3 (2) a person's inability to reproduce without medical intervention either as a single |
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35 | 35 | | 2.4individual or with the person's partner; or |
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36 | 36 | | 2.5 (3) a licensed health care provider's determination that a patient is infertile based on the |
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37 | 37 | | 2.6patient's medical, sexual, and reproductive history; age; physical findings; or diagnostic |
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38 | 38 | | 2.7testing. |
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39 | 39 | | 2.8 (d) "Standard fertility preservation services" means procedures that are consistent with |
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40 | 40 | | 2.9the established medical practices or professional guidelines published by the American |
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41 | 41 | | 2.10Society for Reproductive Medicine or the American Society of Clinical Oncology for a |
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42 | 42 | | 2.11person who has a medical condition or is expected to undergo medication therapy, surgery, |
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43 | 43 | | 2.12radiation, chemotherapy, or other medical treatment that is recognized by medical |
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44 | 44 | | 2.13professionals to cause a risk of impairment to fertility. |
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45 | 45 | | 2.14 Subd. 3.Required coverage.(a) Health plans must provide comprehensive coverage |
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46 | 46 | | 2.15for: |
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47 | 47 | | 2.16 (1) diagnosis of and treatment for infertility; and |
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48 | 48 | | 2.17 (2) standard fertility preservation services. |
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49 | 49 | | 2.18 (b) Coverage under this section must include unlimited embryo transfers, but may impose |
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50 | 50 | | 2.19a limit of four completed oocyte retrievals. Single embryo transfer must be used when |
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51 | 51 | | 2.20medically appropriate and recommended by the treating health care provider. |
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52 | 52 | | 2.21 (c) Coverage for surgical reversal of elective sterilization is not required under this |
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53 | 53 | | 2.22section. |
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54 | 54 | | 2.23 Subd. 4.Cost-sharing requirements.A health plan must not impose on the coverage |
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55 | 55 | | 2.24under this section any cost-sharing requirement that is greater than the cost-sharing |
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56 | 56 | | 2.25requirement imposed on maternity coverage under the plan, including but not limited to the |
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57 | 57 | | 2.26following requirements: |
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58 | 58 | | 2.27 (1) co-payment; |
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59 | 59 | | 2.28 (2) deductible; or |
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60 | 60 | | 2.29 (3) coinsurance. |
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61 | 61 | | 2.30 Subd. 5.Exclusions and limitations.(a) A health plan must not impose any benefit |
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62 | 62 | | 2.31maximum, waiting period, utilization review, referral requirement, or any other limitation |
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63 | 63 | | 2Section 1. |
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64 | 64 | | REVISOR SGS/DG 25-0273902/14/25 3.1on the coverage under this section, except as provided in subdivision 3, paragraphs (b) and |
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65 | 65 | | 3.2(c), that is not generally applicable to maternity coverage under the health plan. |
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66 | 66 | | 3.3 (b) The prohibition under this subdivision includes but is not limited to any exclusion, |
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67 | 67 | | 3.4limitation, or other restriction on: |
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68 | 68 | | 3.5 (1) fertility medications that are different from those imposed on other prescription |
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69 | 69 | | 3.6medications; and |
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70 | 70 | | 3.7 (2) any fertility services based on an enrollee's participation in fertility services provided |
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71 | 71 | | 3.8by or to a third party. |
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72 | 72 | | 3.9 Subd. 6.Reimbursement.(a) The commissioner of commerce must reimburse health |
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73 | 73 | | 3.10plan companies for coverage under this section. Reimbursement is available only for coverage |
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74 | 74 | | 3.11that would not have been provided by the health plan without the requirements of this |
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75 | 75 | | 3.12section. Treatments and services covered by the health plan as of January 1, 2025, are |
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76 | 76 | | 3.13ineligible for payment under this subdivision by the commissioner of commerce. |
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77 | 77 | | 3.14 (b) Health plan companies must report to the commissioner of commerce quantified |
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78 | 78 | | 3.15costs attributable to the additional benefit under this section in a format developed by the |
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79 | 79 | | 3.16commissioner. A health plan's coverage as of January 1, 2025, must be used by the health |
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80 | 80 | | 3.17plan company as the basis for determining whether coverage would not have been provided |
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81 | 81 | | 3.18by the health plan for purposes of this subdivision. |
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82 | 82 | | 3.19 (c) The commissioner of commerce must evaluate submissions and make payments to |
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83 | 83 | | 3.20health plan companies as provided in Code of Federal Regulations, title 45, section 155.170. |
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84 | 84 | | 3.21 Subd. 7.Appropriation.Each fiscal year, an amount necessary to make payments to |
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85 | 85 | | 3.22health plan companies to defray the cost of providing coverage under this section is |
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86 | 86 | | 3.23appropriated to the commissioner of commerce. |
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87 | 87 | | 3.24 EFFECTIVE DATE.This section is effective January 1, 2026, and applies to all health |
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88 | 88 | | 3.25plans issued or renewed on or after that date. |
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89 | 89 | | 3.26 Sec. 2. Minnesota Statutes 2024, section 256B.0625, subdivision 13, is amended to read: |
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90 | 90 | | 3.27 Subd. 13.Drugs.(a) Medical assistance covers drugs, except for fertility drugs when |
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91 | 91 | | 3.28specifically used to enhance fertility, if prescribed by a licensed practitioner and dispensed |
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92 | 92 | | 3.29by a licensed pharmacist, by a physician enrolled in the medical assistance program as a |
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93 | 93 | | 3.30dispensing physician, or by a physician, a physician assistant, or an advanced practice |
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94 | 94 | | 3.31registered nurse employed by or under contract with a community health board as defined |
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95 | 95 | | 3.32in section 145A.02, subdivision 5, for the purposes of communicable disease control. |
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96 | 96 | | 3Sec. 2. |
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97 | 97 | | REVISOR SGS/DG 25-0273902/14/25 4.1 (b) The dispensed quantity of a prescription drug must not exceed a 34-day supply unless |
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98 | 98 | | 4.2authorized by the commissioner or as provided in paragraph (h) or the drug appears on the |
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99 | 99 | | 4.390-day supply list published by the commissioner. The 90-day supply list shall be published |
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100 | 100 | | 4.4by the commissioner on the department's website. The commissioner may add to, delete |
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101 | 101 | | 4.5from, and otherwise modify the 90-day supply list after providing public notice and the |
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102 | 102 | | 4.6opportunity for a 15-day public comment period. The 90-day supply list may include |
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103 | 103 | | 4.7cost-effective generic drugs and shall not include controlled substances. |
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104 | 104 | | 4.8 (c) For the purpose of this subdivision and subdivision 13d, an "active pharmaceutical |
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105 | 105 | | 4.9ingredient" is defined as a substance that is represented for use in a drug and when used in |
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106 | 106 | | 4.10the manufacturing, processing, or packaging of a drug becomes an active ingredient of the |
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107 | 107 | | 4.11drug product. An "excipient" is defined as an inert substance used as a diluent or vehicle |
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108 | 108 | | 4.12for a drug. The commissioner shall establish a list of active pharmaceutical ingredients and |
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109 | 109 | | 4.13excipients which are included in the medical assistance formulary. Medical assistance covers |
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110 | 110 | | 4.14selected active pharmaceutical ingredients and excipients used in compounded prescriptions |
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111 | 111 | | 4.15when the compounded combination is specifically approved by the commissioner or when |
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112 | 112 | | 4.16a commercially available product: |
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113 | 113 | | 4.17 (1) is not a therapeutic option for the patient; |
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114 | 114 | | 4.18 (2) does not exist in the same combination of active ingredients in the same strengths |
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115 | 115 | | 4.19as the compounded prescription; and |
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116 | 116 | | 4.20 (3) cannot be used in place of the active pharmaceutical ingredient in the compounded |
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117 | 117 | | 4.21prescription. |
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118 | 118 | | 4.22 (d) Medical assistance covers the following over-the-counter drugs when prescribed by |
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119 | 119 | | 4.23a licensed practitioner or by a licensed pharmacist who meets standards established by the |
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120 | 120 | | 4.24commissioner, in consultation with the board of pharmacy: antacids, acetaminophen, family |
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121 | 121 | | 4.25planning products, aspirin, insulin, products for the treatment of lice, vitamins for adults |
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122 | 122 | | 4.26with documented vitamin deficiencies, vitamins for children under the age of seven and |
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123 | 123 | | 4.27pregnant or nursing women, and any other over-the-counter drug identified by the |
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124 | 124 | | 4.28commissioner, in consultation with the Formulary Committee, as necessary, appropriate, |
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125 | 125 | | 4.29and cost-effective for the treatment of certain specified chronic diseases, conditions, or |
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126 | 126 | | 4.30disorders, and this determination shall not be subject to the requirements of chapter 14. A |
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127 | 127 | | 4.31pharmacist may prescribe over-the-counter medications as provided under this paragraph |
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128 | 128 | | 4.32for purposes of receiving reimbursement under Medicaid. When prescribing over-the-counter |
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129 | 129 | | 4.33drugs under this paragraph, licensed pharmacists must consult with the recipient to determine |
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130 | 130 | | 4Sec. 2. |
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131 | 131 | | REVISOR SGS/DG 25-0273902/14/25 5.1necessity, provide drug counseling, review drug therapy for potential adverse interactions, |
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132 | 132 | | 5.2and make referrals as needed to other health care professionals. |
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133 | 133 | | 5.3 (e) Effective January 1, 2006, medical assistance shall not cover drugs that are coverable |
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134 | 134 | | 5.4under Medicare Part D as defined in the Medicare Prescription Drug, Improvement, and |
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135 | 135 | | 5.5Modernization Act of 2003, Public Law 108-173, section 1860D-2(e), for individuals eligible |
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136 | 136 | | 5.6for drug coverage as defined in the Medicare Prescription Drug, Improvement, and |
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137 | 137 | | 5.7Modernization Act of 2003, Public Law 108-173, section 1860D-1(a)(3)(A). For these |
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138 | 138 | | 5.8individuals, medical assistance may cover drugs from the drug classes listed in United States |
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139 | 139 | | 5.9Code, title 42, section 1396r-8(d)(2), subject to this subdivision and subdivisions 13a to |
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140 | 140 | | 5.1013g, except that drugs listed in United States Code, title 42, section 1396r-8(d)(2)(E), shall |
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141 | 141 | | 5.11not be covered. |
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142 | 142 | | 5.12 (f) Medical assistance covers drugs acquired through the federal 340B Drug Pricing |
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143 | 143 | | 5.13Program and dispensed by 340B covered entities and ambulatory pharmacies under common |
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144 | 144 | | 5.14ownership of the 340B covered entity. Medical assistance does not cover drugs acquired |
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145 | 145 | | 5.15through the federal 340B Drug Pricing Program and dispensed by 340B contract pharmacies. |
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146 | 146 | | 5.16 (g) Notwithstanding paragraph (a), medical assistance covers self-administered hormonal |
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147 | 147 | | 5.17contraceptives prescribed and dispensed by a licensed pharmacist in accordance with section |
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148 | 148 | | 5.18151.37, subdivision 14; nicotine replacement medications prescribed and dispensed by a |
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149 | 149 | | 5.19licensed pharmacist in accordance with section 151.37, subdivision 15; and opiate antagonists |
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150 | 150 | | 5.20used for the treatment of an acute opiate overdose prescribed and dispensed by a licensed |
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151 | 151 | | 5.21pharmacist in accordance with section 151.37, subdivision 16. |
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152 | 152 | | 5.22 (h) Medical assistance coverage for a prescription contraceptive must provide a 12-month |
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153 | 153 | | 5.23supply for any prescription contraceptive if a 12-month supply is prescribed by the |
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154 | 154 | | 5.24prescribing health care provider. The prescribing health care provider must determine the |
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155 | 155 | | 5.25appropriate duration for which to prescribe the prescription contraceptives, up to 12 months. |
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156 | 156 | | 5.26For purposes of this paragraph, "prescription contraceptive" means any drug or device that |
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157 | 157 | | 5.27requires a prescription and is approved by the Food and Drug Administration to prevent |
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158 | 158 | | 5.28pregnancy. Prescription contraceptive does not include an emergency contraceptive drug |
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159 | 159 | | 5.29approved to prevent pregnancy when administered after sexual contact. For purposes of this |
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160 | 160 | | 5.30paragraph, "health plan" has the meaning provided in section 62Q.01, subdivision 3. |
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161 | 161 | | 5.31 EFFECTIVE DATE.This section is effective January 1, 2026, or upon federal approval, |
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162 | 162 | | 5.32whichever is later. The commissioner of human services shall notify the revisor of statutes |
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163 | 163 | | 5.33when federal approval is obtained. |
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164 | 164 | | 5Sec. 2. |
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165 | 165 | | REVISOR SGS/DG 25-0273902/14/25 6.1 Sec. 3. Minnesota Statutes 2024, section 256B.0625, is amended by adding a subdivision |
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166 | 166 | | 6.2to read: |
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167 | 167 | | 6.3 Subd. 77.Infertility treatment.(a) Medical assistance covers: |
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168 | 168 | | 6.4 (1) diagnosis of and treatment for infertility; and |
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169 | 169 | | 6.5 (2) standard fertility preservation services. |
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170 | 170 | | 6.6 (b) Medical assistance must meet the same requirements that would otherwise apply to |
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171 | 171 | | 6.7a health plan that provides maternity benefits to Minnesota residents under section 62Q.60, |
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172 | 172 | | 6.8except that medical assistance is not required to comply with any provision of section 62Q.60 |
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173 | 173 | | 6.9if compliance with the provision would: |
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174 | 174 | | 6.10 (1) prevent the state from receiving federal financial participation for the coverage under |
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175 | 175 | | 6.11this subdivision; or |
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176 | 176 | | 6.12 (2) result in a lower level of coverage or reduced access to coverage for medical assistance |
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177 | 177 | | 6.13enrollees. |
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178 | 178 | | 6.14 EFFECTIVE DATE.This section is effective January 1, 2026, or upon federal approval, |
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179 | 179 | | 6.15whichever is later. The commissioner of human services shall notify the revisor of statutes |
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180 | 180 | | 6.16when federal approval is obtained. |
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181 | 181 | | 6.17 Sec. 4. APPROPRIATIONS; INFERTILITY TREATMENT COVERAGE. |
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182 | 182 | | 6.18 Subdivision 1.Medical assistance.$....... in fiscal year 2026 and $....... in fiscal year |
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183 | 183 | | 6.192027 are appropriated from the general fund to the commissioner of human services for |
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184 | 184 | | 6.20medical assistance coverage of infertility treatment and fertility preservation services under |
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185 | 185 | | 6.21Minnesota Statutes, section 256B.0625, subdivision 77. The base for this appropriation is |
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186 | 186 | | 6.22$....... in fiscal year 2028. |
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187 | 187 | | 6.23 Subd. 2.MinnesotaCare.$....... in fiscal year 2026 and $....... in fiscal year 2027 are |
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188 | 188 | | 6.24appropriated from the health care access fund to the commissioner of human services for |
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189 | 189 | | 6.25MinnesotaCare coverage of infertility treatment and fertility preservation services under |
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190 | 190 | | 6.26Minnesota Statutes, section 256L.03, subdivision 1. The base for this appropriation is $....... |
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191 | 191 | | 6.27in fiscal year 2028. |
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192 | 192 | | 6.28 Subd. 3.Defrayal of costs.$....... in fiscal year 2027 is appropriated from the general |
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193 | 193 | | 6.29fund to the commissioner of commerce for the estimated amount of defrayal costs for |
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194 | 194 | | 6.30mandated coverage of infertility treatment and fertility preservation services. The base for |
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195 | 195 | | 6.31this appropriation is $....... in fiscal year 2028. |
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196 | 196 | | 6Sec. 4. |
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197 | 197 | | REVISOR SGS/DG 25-0273902/14/25 7.1 Subd. 4.Administrative costs.$....... in fiscal year 2027 is appropriated from the general |
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198 | 198 | | 7.2fund to the commissioner of commerce for administrative costs to implement mandated |
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199 | 199 | | 7.3coverage of infertility treatment and fertility preservation services. The base for this |
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200 | 200 | | 7.4appropriation is $....... in fiscal year 2028. |
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201 | 201 | | 7Sec. 4. |
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202 | 202 | | REVISOR SGS/DG 25-0273902/14/25 |
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