Minnesota House Bill HF3055

Minnesota 2025-2026 Regular Session

• Introduced: 4/2/25
• Refer: 4/2/25

Caption

Insurers allowed to provide explanation of benefits electronically.

Impact

If passed, HF3055 is expected to amend several Minnesota Statutes related to health insurers and their obligations to provide patient information. By facilitating electronic delivery of EOBs, the bill could enhance the efficiency of healthcare payment processes and reduce administrative costs for insurers. Moreover, patients will have the option to choose between paper and electronic versions of their EOBs, promoting flexibility and preference in communication modes.

Summary

House File 3055 proposes legislative changes to the way insurers provide explanations of benefits (EOBs) to healthcare patients in Minnesota. The bill allows insurance providers to give EOBs electronically, thereby potentially streamlining communication and making information more accessible for patients. This shift toward digital documentation aligns with broader trends in healthcare to utilize technology for improved patient engagement and service delivery.

Contention

Despite its potential benefits, there are concerns regarding how such a transition may impact patients, particularly those who may not have easy access to digital devices or who are uncomfortable with electronic communications. The bill includes provisions to ensure that patients who do not respond to the option for electronic delivery will still receive a paper version of their EOB. Therefore, while the bill seeks to modernize communication in healthcare, it also raises considerations regarding equity and access for all patients.