Minnesota 2025-2026 Regular Session

Minnesota Senate Bill SF2847 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
1	1		1.1 A bill for an act
2	2		1.2 relating to commerce; modifying various statutory forms pertaining to garnishment;
3	3		1.3 amending Minnesota Statutes 2024, sections 550.136, subdivisions 6, 9; 550.143,
4	4		1.4 subdivisions 2, 3a, 3b, 3c; 551.05, subdivisions 1b, 1c, 1d; 551.06, subdivisions
5	5		1.5 6, 9; 571.72, subdivisions 8, 10; 571.74; 571.75, subdivision 2; 571.912; 571.914,
6		-	1.6 subdivision 2; 571.925; 571.931, subdivision 6; 571.932, subdivision 2; Laws
7		-	1.7 2024, chapter 114, article 3, section 101.
8		-	1.8BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
9		-	1.9 Section 1. Minnesota Statutes 2024, section 550.136, subdivision 6, is amended to read:
10		-	1.10 Subd. 6.Earnings exemption notice.Before the first levy on earnings under this chapter,
11		-	1.11the judgment creditor shall serve upon the judgment debtor no less than ten days before the
12		-	1.12service of the writ of execution, a notice that the writ of execution may be served on the
13		-	1.13judgment debtor's employer. The notice must: (1) be substantially in the form set forth
14		-	1.14below; (2) be served personally, in the manner of a summons and complaint, or by first
15		-	1.15class mail to the last known address of the judgment debtor; (3) inform the judgment debtor
16		-	1.16that an execution levy may be served on the judgment debtor's employer in ten days, and
17		-	1.17that the judgment debtor may, within that time, cause to be served on the judgment creditor
18		-	1.18a signed statement under penalties of perjury asserting an entitlement to an exemption from
19		-	1.19execution; (4) inform the judgment debtor of the earnings exemptions contained in section
20		-	1.20550.37, subdivision 14; and (5) advise the judgment debtor of the relief set forth in this
21		-	1.21chapter to which the debtor may be entitled if a judgment creditor in bad faith disregards a
22		-	1.22valid claim and the fee, costs, and penalty that may be assessed against a judgment debtor
23		-	1.23who in bad faith falsely claims an exemption or in bad faith takes action to frustrate the
24		-	1.24execution process. The notice requirement of this subdivision does not apply to a levy on
	6	+	1.6 subdivision 2; 571.925; 571.931, subdivision 6; 571.932, subdivision 2.
	7	+	1.7BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
	8	+	1.8 Section 1. Minnesota Statutes 2024, section 550.136, subdivision 6, is amended to read:
	9	+	1.9 Subd. 6.Earnings exemption notice.Before the first levy on earnings under this chapter,
	10	+	1.10the judgment creditor shall serve upon the judgment debtor no less than ten days before the
	11	+	1.11service of the writ of execution, a notice that the writ of execution may be served on the
	12	+	1.12judgment debtor's employer. The notice must: (1) be substantially in the form set forth
	13	+	1.13below; (2) be served personally, in the manner of a summons and complaint, or by first
	14	+	1.14class mail to the last known address of the judgment debtor; (3) inform the judgment debtor
	15	+	1.15that an execution levy may be served on the judgment debtor's employer in ten days, and
	16	+	1.16that the judgment debtor may, within that time, cause to be served on the judgment creditor
	17	+	1.17a signed statement under penalties of perjury asserting an entitlement to an exemption from
	18	+	1.18execution; (4) inform the judgment debtor of the earnings exemptions contained in section
	19	+	1.19550.37, subdivision 14; and (5) advise the judgment debtor of the relief set forth in this
	20	+	1.20chapter to which the debtor may be entitled if a judgment creditor in bad faith disregards a
	21	+	1.21valid claim and the fee, costs, and penalty that may be assessed against a judgment debtor
	22	+	1.22who in bad faith falsely claims an exemption or in bad faith takes action to frustrate the
	23	+	1.23execution process. The notice requirement of this subdivision does not apply to a levy on
25	24		1Section 1.
26		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI
	25	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI
27	26		SENATE
28	27		STATE OF MINNESOTA
29	28		S.F. No. 2847NINETY-FOURTH SESSION
30	29		(SENATE AUTHORS: BOLDON)
31	30		OFFICIAL STATUSD-PGDATE
32	31		Introduction and first reading93603/20/2025
33	32		Referred to Judiciary and Public Safety
34		-	Comm report: To pass as amended1160a04/01/2025
35		-	Second reading1243
36		-	Special Order: Amended3729a04/22/2025
37		-	Third reading Passed as amended3730 2.1earnings being retained by an employer pursuant to a garnishment previously served in
	33	+	Comm report: To pass as amended04/01/2025
	34	+	Second reading 2.1earnings being retained by an employer pursuant to a garnishment previously served in
38	35		2.2compliance with chapter 571.
39	36		2.3 The ten-day notice informing a judgment debtor that a writ of execution may be used
40	37		2.4to levy the earnings of an individual must be substantially in the following form:
41	38		DISTRICT COURT2.5STATE OF MINNESOTA
42	39		................................ JUDICIAL DISTRICT2.6COUNTY OF .........................................
43	40		2.7............................... (Judgment Creditor)
44	41		EXECUTION EXEMPTION2.8against
45	42		NOTICE AND NOTICE OF INTENT TO2.9................................. (Judgment Debtor)
46	43		LEVY ON EARNINGS2.10and
47	44		2.11........................................... (Third Party)
48	45		District Court2.12State of Minnesota
49	46		Judicial District: ...........................................2.13County of: ...............................................
50	47		2.14 Court File Number: ......................................
51	48		2.15 Case Type: ...................................................
52	49		2.16Creditor's full name
53	50		Execution Exemption2.17.................................................................
54	51		Notice and Notice of2.18against
55	52		Intent to Levy on Earnings2.19Debtor's full name
56	53		2.20.................................................................
57	54		2.21and
58	55		2.22Third Party (bank, employer, or other)
59	56		2.23.................................................................
60	57		2.24 PLEASE TAKE NOTICE that a levy may be served upon your employer or other third
61	58		2.25parties, without any further court proceedings or notice to you, ten days or more from the
62	59		2.26date hereof. Your earnings are completely exempt from execution levy if you are now a
63	60		2.27recipient of relief based on need, if you have been a recipient of relief within the last six
64	61		2.28months, or if you have been an inmate of a correctional institution in the last six months.
65	62		2.29 Relief based on need includes Minnesota Family Investment Program (MFIP), Emergency
66	63		2.30Assistance (EA), Work First, Medical Assistance (MA), General Assistance (GA), Emergency
67	64		2.31General Assistance (EGA), Minnesota Supplemental Aid (MSA), MSA Emergency
68	65		2.32Assistance (MSA-EA), Supplemental Security Income (SSI), and Energy Assistance.
69	66		2.33 If you wish to claim an exemption, you should fill out the appropriate form below, sign
70	67		2.34it, and send it to the judgment creditor's attorney.
71	68		2Section 1.
72		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 3.1 You may wish to contact the attorney for the judgment creditor in order to arrange for
	69	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 3.1 You may wish to contact the attorney for the judgment creditor in order to arrange for
73	70		3.2a settlement of the debt or contact an attorney to advise you about exemptions or other
74	71		3.3rights.
75	72		3.4 Notice: A levy may be served on your employer or other third parties. A levy means
76	73		3.5that part of your earnings can be taken to pay off debts that you owe. This can happen
77	74		3.6in 10 days or more after you get this notice. This can happen without any other court action
78	75		3.7or notice to you. But some of your money may be protected.
79	76		3.8 Your earnings cannot be taken if:
80	77		3.9 (i) you are getting government assistance based on need,
81	78		3.10 (ii) you got any government assistance based on need in the last 6 months, or
82	79		3.11 (iii) you were an inmate of a correctional institution in the last 6 months.
83	80		3.12 These are called exemptions. Your money is NOT protected unless you fill out the
84	81		3.13Exemption Claim Notice attached and send it back to the creditor or the creditor's
85	82		3.14lawyer. If you are not sure if you have any exemptions, talk to a lawyer.
86	83		3.15 You can also contact the creditor or their lawyer to talk about a settlement of the debt.
87	84		3.16 Examples of government assistance based on need:
88	85		3.17 (i) MFIP - Minnesota Family Investment Program
89	86		3.18 (ii) DWP - MFIP Diversionary Work Program
90	87		3.19 (iii) SNAP - Supplemental Nutrition Assistance Program
91	88		3.20 (iv) GA - General Assistance
92	89		3.21 (v) EGA - Emergency General Assistance
93	90		3.22 (vi) MSA - Minnesota Supplemental Aid
94	91		3.23 (vii) MSA-EA - MSA Emergency Assistance
95	92		3.24 (viii) EA - Emergency Assistance
96	93		3.25 (ix) Energy or Fuel Assistance
97	94		3.26 (x) Work Participation Cash Benefit
98	95		3.27 (xi) MA - Medical Assistance
99	96		3.28 (xii) MinnesotaCare
100	97		3.29 (xiii) Medicare Part B - Premium Payments help
101	98		3Section 1.
102		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 4.1 (xiv) Medicare Part D - Extra
	99	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 4.1 (xiv) Medicare Part D - Extra
103	100		4.2 (xv) SSI - Supplemental Security Income
104	101		4.3 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), MN Working family
105	102		4.4credit
106	103		4.5 (xvii) Renter's Refund (also called Renter's Property Tax Credit)
107	104		4.6 PENALTIES
108	105		4.7 Warnings and Fines
109	106		4.8 (1) Be advised that Even if you claim an exemption, an execution a levy may still be
110	107		4.9 served on your employer. If your earnings are levied on they take money from you after
111	108		4.10 you claim an exemption, you may petition ask the court for a determination of to review
112	109		4.11 your exemption. If the court finds that the judgment creditor disregarded ignored your
113	110		4.12 claim of exemption in bad faith, you will be are entitled to costs, reasonable attorney
114	111		4.13 lawyer fees, actual damages, and an amount not a fine up to exceed $100. Bad faith is
115	112		4.14 when someone does something wrong on purpose.
116	113		4.15 (2) HOWEVER, BE WARNED BUT if you claim an exemption, the judgment creditor
117	114		4.16 can also petition ask the court for a determination of to review your exemption, and. If
118	115		4.17 the court finds that you claimed an exemption in bad faith, you will be assessed are
119	116		4.18 charged costs and reasonable attorney's lawyer fees plus an amount not and a fine up to
120	117		4.19 exceed $100.
121	118		4.20 (3) If after receipt of this notice, you in bad faith take action to frustrate the execution
122	119		4.21 levy, thus requiring the judgment creditor to petition the court to resolve the problem,
123	120		4.22 you will be liable to the judgment creditor for costs and reasonable attorney's fees plus
124	121		4.23 an amount not to exceed $100.
125	122		4.24 (3) If you get this notice, then do something in bad faith to try to block or stop the levy
126	123		4.25 and the creditor has to take you to court because of it, you will have to pay the creditor's
127	124		4.26 costs, and reasonable lawyer fees, and a fine up to $100.
128	125		.................................................................4.27DATED: ...........................
129	126		4.28 (Attorney for Judgment Creditor)
130	127		4.29 .................................................................
131	128		4.30 Address
132	129		4.31 .................................................................
133	130		4.32 Telephone
134	131		4Section 1.
135		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 5.1Date: ....................................................................................
	132	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 5.1Date: ....................................................................................
136	133		5.2Creditor's Signature: ............................................................
137	134		5.3(or creditor's lawyer's signature)
138	135		5.4Creditor's Name: ..................................................................
139	136		5.5(or creditor's lawyer's name)
140	137		5.6Street Address: ....................................................................
141	138		5.7City/State/Zip: .....................................................................
142	139		Fax: ....................................5.8Phone: ....................................
143	140		5.9Email: ..................................................................................
144	141		5.10 JUDGMENT Debtor's Exemption Claim Notice
145	142		5.11 I hereby claim that my earnings are exempt from execution because: (check all that
146	143		5.12apply)
147	144		5.13 (1) ... I am presently a recipient of relief getting government assistance based on need.
148	145		5.14 (Specify State the program, case number if you know it, and the county from which
149	146		5.15 relief is being received you got it from.)
150	147		.............................................................................................5.16..............................................
151	148		CountyCase Number (if known)5.17Program
152	149		County: ................................Case #: ..................................5.18Program: ..............................
153	150		County: ................................Case #: ..................................5.19Program: ..............................
154	151		County: ................................Case #: ..................................5.20Program: ..............................
155	152		5.21 (2) ... I am not now receiving relief getting assistance based on need right now, but I
156	153		5.22 have received relief did get government assistance based on need within the last six 6
157	154		5.23 months. (Specify State the program, case number if you know it, and the county you got
158	155		5.24 it from which relief has been received.)
159	156		.............................................................................................5.25..............................................
160	157		CountyCase Number (if known)5.26Program
161	158		County: ................................Case #: ..................................5.27Program: ..............................
162	159		County: ................................Case #: ..................................5.28Program: ..............................
163	160		County: ................................Case #: ..................................5.29Program: ..............................
164	161		5.30 (3) ... I have been was an inmate of a correctional institution within the last six 6 months.
165	162		5.31 (Specify State the correctional institution and location.)
166	163		......................................................................5.32......................................................................
167	164		Location .......................................................5.33Correctional Institution ................................
168	165		5Section 1.
169		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 6.1 I hereby authorize any agency that has distributed relief to me or any correctional
	166	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 6.1 I hereby authorize any agency that has distributed relief to me or any correctional
170	167		6.2institution in which I was an inmate to disclose to the above-named judgment creditor or
171	168		6.3the judgment creditor's attorney only whether or not I am or have been a recipient of relief
172	169		6.4based on need or an inmate of a correctional institution within the last six months. I have
173	170		6.5mailed or delivered a copy of this form to the judgment creditor or judgment creditor's
174	171		6.6attorney.
175	172		......................................................................6.7......................................................................
176	173		6.8 Debtor
177	174		6.9 ......................................................................
178	175		6.10 Address
179	176		6.11 ......................................................................
180	177		6.12 Debtor Telephone Number
181	178		6.13 I give my permission to any agency listed above to give information about my benefits
182	179		6.14to the creditor named above, or to the creditor's lawyer. The information will ONLY be if
183	180		6.15I get assistance, or if I have gotten assistance in the past 6 months. If I was an inmate in the
184	181		6.16last 6 months, I give my permission to the correctional institution to tell the creditor named
185	182		6.17above or the creditor's lawyer that I was an inmate there.
186	183		6.18Date: ....................................................................................
187	184		6.19Debtor's Signature: ..............................................................
188	185		6.20Debtor's Name: ....................................................................
189	186		6.21Street Address: ....................................................................
190	187		6.22City/State/Zip: .....................................................................
191	188		6.23Phone: ..................................................................................
192	189		6.24Email: ..................................................................................
193	190		6.25 Sec. 2. Minnesota Statutes 2024, section 550.136, subdivision 9, is amended to read:
194	191		6.26 Subd. 9.Execution earnings disclosure form and worksheet.The judgment creditor
195	192		6.27shall provide to the sheriff for service upon the judgment debtor's employer an execution
196	193		6.28earnings disclosure form and an earnings disclosure worksheet with the writ of execution,
197	194		6.29that must be substantially in the form set forth below.
198	195		DISTRICT COURT6.30STATE OF MINNESOTA
199	196		..................... JUDICIAL DISTRICT6.31COUNTY OF ..............................
200	197		6.32 FILE NO. .........
201	198		(Judgment Creditor)6.33...........................................
202	199		EARNINGS6.34against
203	200		6Sec. 2.
204		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI EXECUTION(Judgment Debtor)7.1...........................................
	201	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI EXECUTION(Judgment Debtor)7.1...........................................
205	202		DISCLOSURE7.2and
206	203		(Third Party)7.3...........................................
207	204		District Court7.4State of Minnesota
208	205		Judicial District: ...........................................7.5County of: ...............................................
209	206		7.6 Court File Number: ......................................
210	207		7.7 Case Type: ...................................................
211	208		7.8Creditor's full name
212	209		Earnings Execution Disclosure7.9.................................................................
213	210		For Non-Child Support Judgments7.10and
214	211		7.11Debtor's full name
215	212		7.12.................................................................
216	213		7.13Third Party (bank, employer, or other)
217	214		7.14.................................................................
218	215		7.15 This form is called an "Earnings Execution Disclosure" or "Disclosure." It is for the
219	216		7.16employer to fill out. The "debtor" is the person who owes money. The debtor gets a copy
220	217		7.17of this form for their own information.
221	218		7.18 The employer is also called the "third party garnishee" or "third party." The debtor is
222	219		7.19also called a "judgment debtor." If the debtor asks how the calculations in this document
223	220		7.20were made, the employer must provide information about it.
224	221		7.21 "EARNINGS": For the purpose of execution, "earnings" means compensation paid or
225	222		7.22payable to an employee for personal services or compensation paid or payable to the producer
226	223		7.23for the sale of agricultural products; milk or milk products; or fruit or other horticultural
227	224		7.24products produced when the producer is operating a family farm, a family farm corporation,
228	225		7.25or an authorized farm corporation, as defined in section 500.24, subdivision 2, whether
229	226		7.26denominated as wages, salary, commission, bonus, or otherwise, and includes periodic
230	227		7.27payments pursuant to a pension or retirement.
231	228		7.28 "DISPOSABLE EARNINGS": Means that part of the earnings of an individual remaining
232	229		7.29after the deduction from those earnings of amounts required by law to be withheld. (Amounts
233	230		7.30required by law to be withheld do not include items such as health insurance, charitable
234	231		7.31contributions, or other voluntary wage deductions.)
235	232		7.32 DEFINITIONS
236	233		7.33 "Earnings": what is paid or payable to an employee, independent contractor, or
237	234		7.34self-employed person for personal services (a job). Also called compensation. Compensation
238	235		7Sec. 2.
239		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 8.1can be wages, salary, commission, bonuses, payments, profit-sharing distributions, severance
	236	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 8.1can be wages, salary, commission, bonuses, payments, profit-sharing distributions, severance
240	237		8.2payment, fees, or other. It includes periodic payments from a pension or retirement. It can
241	238		8.3also be compensation paid or payable to a producer for the sale of agricultural products.
242	239		8.4This can be things like milk or milk products, or fruit or other horticultural products. Or
243	240		8.5things produced in the operation of a family farm, a family farm corporation, or an authorized
244	241		8.6farm corporation. This is defined in Minnesota Statutes, section 500.24, subdivision 2.
245	242		8.7 "Disposable Earnings": the part of a person's earnings that are left after subtracting
246	243		8.8the amounts required by law to be withheld. Note: Amounts required by law to be withheld
247	244		8.9do not include things like health insurance, charitable contributions, or other voluntary wage
248	245		8.10deductions.
249	246		8.11 "Payday": For the purpose of execution, "payday(s)" means the date(s) upon which
250	247		8.12the date when the employer pays earnings to the debtor in the ordinary course of business
251	248		8.13for doing their job. If the judgment debtor has no regular payday, payday(s) then "payday"
252	249		8.14means the 15th and the last day of each month.
253	250		8.15 The Third Party/Employer Must Answer The Following Questions:
254	251		8.16 (1) Right now, do you now owe, or within 90 days from the date the execution levy was
255	252		8.17served on you, will you or may you owe money to the judgment debtor for earnings?
256	253		No .....8.18 Yes .....
257	254		8.19 (2) Does the judgment debtor earn more than $... per week? (this amount is the greater
258	255		8.20of $9.50 per hour or the federal minimum wage per week)
259	256		8.21 (2) Within 90 days from the date you were served with the levy, will you or may you
260	257		8.22owe money to the debtor for earnings?
261	258		No .....8.23 Yes .....
262	259		8.24 (3) Does the debtor earn more than the current Minnesota or federal minimum wage per
263	260		8.25week? (use the number that is more)
264	261		No .....8.26 Yes .....
265	262		8.27 A. If you answer "No" to question 1, 2, or 3, you don't need to answer the rest of the
266	263		8.28questions. You don't have to do the Earnings Disclosure Worksheet. Sign the Earnings
267	264		8.29Disclosure Affirmation below and return this disclosure form to the sheriff. You must return
268	265		8.30it within 20 days after it was served on you.
269	266		8Sec. 2.
270		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 9.1 B. If you answer "Yes" to question 1 or 2, and "Yes" to question 3, sign the Earnings
	267	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 9.1 B. If you answer "Yes" to question 1 or 2, and "Yes" to question 3, sign the Earnings
271	268		9.2Disclosure Affirmation below. You must return it to the sheriff within 20 days. You must
272	269		9.3also fill out the rest of this form. Read the instructions for the Earnings Disclosure Worksheet.
273	270		9.4 Earnings Disclosure Affirmation
274	271		9.5 I, ................... (person signing Affirmation), am the third party/employer or I am
275	272		9.6authorized by the third party/employer to complete this earnings disclosure and have done
276	273		9.7so truthfully and to the best of my knowledge.
277	274		9.8Date: ....................................................................................
278	275		9.9Third Party's Name: .............................................................
279	276		9.10Third Party's Signature: .......................................................
280	277		Fax: ....................................9.11Phone: ....................................
281	278		9.12Email: ..................................................................................
282	279		9.13 Instructions for Completing the Earnings Disclosure Worksheet
283	280		9.14 A. If your answer to either question 1 or 2 is "No," then you must sign the affirmation
284	281		9.15below and return this disclosure to the sheriff within 20 days after it was served on you,
285	282		9.16and you do not need to answer the remaining questions.
286	283		9.17 B. If your answers to both questions 1 and 2 are "Yes," you must complete this form
287	284		9.18and the Earnings Disclosure Worksheet as follows:
288	285		9.19 For each payday that falls within 90 days from the date the execution levy was served
289	286		9.20 on you, you must calculate the amount of earnings to be retained by completing steps
290	287		9.21 3 through 11 on page 2, and enter the amounts on the Earnings Disclosure Worksheet.
291	288		9.22 UPON REQUEST, THE EMPLOYER MUST PROVIDE THE DEBTOR WITH
292	289		9.23 INFORMATION AS TO HOW THE CALCULATIONS REQUIRED BY THIS
293	290		9.24 DISCLOSURE WERE MADE withheld. Enter the amounts on the Earnings Disclosure
294	291		9.25 Worksheet.
295	292		9.26 You must:
296	293		9.27 (1) Withhold the amount of earnings listed in Column I on the Earnings Disclosure
297	294		9.28Worksheet each payday.
298	295		9.29 (2) After 90 days, return this Earnings Disclosure Worksheet to the sheriff. Include all
299	296		9.30the money withheld. Sign the Affirmation at the end of the worksheet before returning.
300	297		9.31 (3) Deliver a copy of the disclosure and worksheet to the debtor within 10 days after the
301	298		9.32last payday that falls within the 90-day period.
302	299		9Sec. 2.
303		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 10.1 If the debt (judgment) is fully paid off or if the debtor's job ends before the 90-day period
	300	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 10.1 If the debt (judgment) is fully paid off or if the debtor's job ends before the 90-day period
304	301		10.2is over, you need to do the last disclosure and withholdings within 10 days of their last
305	302		10.3payday that you withheld money.
306	303		10.4 Each payday, you must retain the amount of earnings listed in column I on the Earnings
307	304		10.5 Disclosure Worksheet.
308	305		10.6 You must pay the attached earnings and return this earnings disclosure form and the
309	306		10.7 Earnings Disclosure Worksheet to the sheriff and deliver a copy of the disclosure and
310	307		10.8 worksheet to the judgment debtor within ten days after the last payday that falls within
311	308		10.9 the 90-day period. If the judgment is wholly satisfied or if the judgment debtor's
312	309		10.10 employment ends before the expiration of the 90-day period, your disclosure and
313	310		10.11 remittance should be made within ten days after the last payday for which earnings were
314	311		10.12 attached.
315	312		10.13 For steps 3 through 11, "columns" refers to columns on the Earnings Disclosure
316	313		10.14Worksheet.
317	314		Enter the date of judgment debtor's payday.COLUMN A.10.15(3)
318	315		Enter judgment debtor's gross earnings for each payday.COLUMN B.10.16(4)
319	316		Enter judgment debtor's disposable earnings for each
320	317		10.18 payday.
321	318		COLUMN C.10.17(5)
322	319		Enter 25 percent of disposable earnings. (Multiply
323	320		10.20 column C by .25.)
324	321		COLUMN D.10.19(6)
325	322		Enter here the greater of 40 times $9.50 or 40 times the
326	323		10.22 hourly federal minimum wage ($..........) times the
327	324		COLUMN E.10.21(7)
328	325		10.23 number of work weeks included in each payday. (Note:
329	326		10.24 If a payday includes days in excess of whole work
330	327		10.25 weeks, the additional days should be counted as a
331	328		10.26 fraction of a work week equal to the number of
332	329		10.27 workdays in excess of a whole work week divided by
333	330		10.28 the number of workdays in a normal work week.)
334	331		Subtract the amount in column E from the amount in
335	332		10.30 column C, and enter here.
336	333		COLUMN F.10.29(8)
337	334		Enter here the lesser of the amount in column D and the
338	335		10.32 amount in column F.
339	336		COLUMN G.10.31(9)
340	337		Enter here any amount claimed by you as a setoff,
341	338		10.34 defense, lien, or claim, or any amount claimed by any
342	339		COLUMN H.10.33(10)
343	340		10.35 other person as an exemption or adverse interest which
344	341		10.36 would reduce the amount of earnings owing to the
345	342		10.37 judgment debtor. (Note: Any indebtedness to you
346	343		10.38 incurred within ten days prior to your receipt of the first
347	344		10.39 execution levy on a debt may not be set off against the
348	345		10.40 earnings otherwise subject to this levy. Any wage
349	346		10.41 assignment made by the judgment debtor within ten
350	347		10.42 days prior to your receipt of the first execution levy on
351	348		10.43 a debt is void.)
352	349		10Sec. 2.
353		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 11.1 You must also describe your claim(s) and the claims of
	350	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 11.1 You must also describe your claim(s) and the claims of
354	351		11.2 others, if known, in the space provided below the
355	352		11.3 worksheet and state the name(s) and address(es) of these
356	353		11.4 persons.
357	354		11.5 Enter zero in column H if there are no claims by you or
358	355		11.6 others which would reduce the amount of earnings
359	356		11.7 owing to the judgment debtor.
360	357		Subtract the amount in column H from the amount in
361	358		11.9 column G and enter here. This is the amount of earnings
362	359		COLUMN I.11.8(11)
363	360		11.10 that you must remit for the payday for which the
364	361		11.11 calculations were made.
365	362		11.12 AFFIRMATION
366	363		11.13 I, ................... (person signing Affirmation), am the third party/employer or I am
367	364		11.14authorized by the third party/employer to complete this earnings disclosure, and have done
368	365		11.15so truthfully and to the best of my knowledge.
369	366		...........................................................11.16DATED: .......................................................
370	367		11.17 Signature
371	368		11.18 ...........................................................
372	369		11.19 Title
373	370		11.20 ...........................................................
374	371		11.21 Telephone Number
375	372		...........................................................11.22EARNINGS DISCLOSURE WORKSHEET
376	373		11.23 Debtor's Name
377	374		11.24 Calculating Percentage of Disposable Earnings
378	375		11.25 Note to Creditor: You must fill out this chart before sending this form to the employer.
379	376		11.26Use the current minimum wage found online at: https://www.dli.mn.gov/minwage.
380	377		11.27 Minimum Wage = $MW/hour.
381	378		11.28 then this percentage of the disposable
382	379		earnings are withheld:11.29 if the weekly gross earnings are:
383	380		0%11.30 Less than [40 X MW]
384	381		10%11.31 [40 X MW + .01] to [60 X MW]
385	382		15%11.32 [60 X MW + .01] to [80 X MW]
386	383		25%11.33 [80 x MW + .01] or more
387	384		11.34 Employer: Use this creditor's calculation chart to know what percentage of earnings
388	385		11.35should be withheld.
389	386		11.36 Earnings Disclosure Worksheet
390	387		11Sec. 2.
391		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 12.1......................................................................
	388	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 12.1......................................................................
392	389		12.2Debtor's name
393	390		C - Disposable
394	391		Earnings
395	392		12.3 B - Gross
396	393		Earnings12.4A - Payday Date
397	394		$.......................$................................................12.51.
398	395		...........................................................................12.62.
399	396		...........................................................................12.73.
400	397		...........................................................................12.84.
401	398		...........................................................................12.95.
402	399		...........................................................................12.106.
403	400		...........................................................................12.117.
404	401		...........................................................................12.128.
405	402		...........................................................................12.139.
406	403		...........................................................................12.1410.
407	404		12.15 Column A. Enter the debtor's payday.
408	405		12.16 Column B. Enter the debtor's gross earnings for each payday.
409	406		12.17 Column C. Enter the debtor's disposable earnings for each payday.
410	407		F - Column C
411	408		minus Column E
412	409		E - Greater of 40
413	410		X $9.50 or 40 X
414	411		12.18D 25 - % of
415	412		12.19withholding of
416	413		MN or Fed.
417	414		Min. Wage
418	415		12.20Column C (Use the
419	416		12.21creditor's calculation)
420	417		...........................................................................12.221.
421	418		...........................................................................12.232.
422	419		...........................................................................12.243.
423	420		...........................................................................12.254.
424	421		...........................................................................12.265.
425	422		...........................................................................12.276.
426	423		...........................................................................12.287.
427	424		...........................................................................12.298.
428	425		...........................................................................12.309.
429	426		...........................................................................12.3110.
430	427		12.32 Column D. Enter the percentage of disposable earnings that will be withheld. Get this
431	428		12.33number from the creditor's calculation chart.
432	429		12.34 Column E. Calculate 40 times the current MN minimum wage (or 40 times the current
433	430		12.35federal minimum wage) times the number of work weeks in each payday. Enter the bigger
434	431		12.36number here. Note: If a payday has extra days that are more than a full work week, count
435	432		12Sec. 2.
436		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 13.1those extra days as part of a work week. Do this by dividing the number of extra workdays
	433	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 13.1those extra days as part of a work week. Do this by dividing the number of extra workdays
437	434		13.2by the number of workdays in a normal week.
438	435		13.3 Column F. Subtract the amount in Column E from the amount in Column C and enter
439	436		13.4here.
440	437		I - Column G
441	438		minus Column
442	439		H
443	440		13.5 H - Setoff, Lien,
444	441		Adverse
445	442		Interest, or
446	443		Other Claims
447	444		13.6G - Lesser of
448	445		13.7Column D and
449	446		13.8Column F
450	447		...........................................................................13.91.
451	448		...........................................................................13.102.
452	449		...........................................................................13.113.
453	450		...........................................................................13.124.
454	451		...........................................................................13.135.
455	452		...........................................................................13.146.
456	453		...........................................................................13.157.
457	454		...........................................................................13.168.
458	455		...........................................................................13.179.
459	456		...........................................................................13.1810.
460	457		$ ......................13.19 TOTAL OF COLUMN I
461	458		13.20 Column G. Look at Column D and Column F. Enter the smaller amount of the two here
462	459		13.21in Column G.
463	460		13.22 Column H. Enter any amount claimed by you that would lower the amount of earnings
464	461		13.23that will go to the debtor. Things like:
465	462		13.24 (i) a setoff,
466	463		13.25 (ii) a defense,
467	464		13.26 (iii) a lien,
468	465		13.27 (iv) a claim, or
469	466		13.28 (v) any amount claimed by any other person as an exemption or adverse interest.
470	467		13.29 Note: You must describe your claim(s) and the claims of others, if known, in the spaces
471	468		13.30after this worksheet.
472	469		13.31 Enter zero in Column H if there are no claims by you or others which would lower the
473	470		13.32amount of earnings owed to the debtor.
474	471		13Sec. 2.
475		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 14.1 Note: Any debt that happened within 10 days before you got the first levy on a debt
	472	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 14.1 Note: Any debt that happened within 10 days before you got the first levy on a debt
476	473		14.2may not be set off against the earnings that are affected by this levy. Any wage assignment
477	474		14.3made by the debtor within 10 days before you got the first levy on a debt is void. Wage
478	475		14.4assignment is when a debtor voluntarily agrees to money being taken out of their earnings.
479	476		14.5 Column I. Subtract the amount in Column H from the amount in Column G and enter
480	477		14.6here. This is the amount of earnings that go to the creditor.
481	478		14.7 *If you entered any amount in Column H for any payday(s) payday, you must describe
482	479		14.8those claims below either your claims, or the claims of others. It doesn't matter if they are
483	480		14.9your claims, or the claims of others. For amounts claimed claims by others, you must both
484	481		14.10state list the names and addresses of such persons each, and the nature of describe their
485	482		14.11claim claims, if known you know.
486	483		14.12................................................................................................................................................
487	484		14.13................................................................................................................................................
488	485		14.14................................................................................................................................................
489	486		14.15................................................................................................................................................
490	487		14.16 Earnings Worksheet Affirmation
491	488		14.17 I, ................. (person signing Affirmation), am the third party party/employer or I am
492	489		14.18authorized by the third party party/employer to complete this earnings disclosure worksheet,
493	490		14.19and have done so truthfully and to the best of my knowledge.
494	491		14.20 ..............................................
495	492		14.21 Signature
496	493		(...) ......................................................................................14.22Dated: ..................................
497	494		Phone Number14.23 Title
498	495		14.24Date: ....................................................................................
499	496		14.25Third Party's Name: .............................................................
500	497		14.26Third Party's Signature: .......................................................
501	498		Fax: ....................................14.27Phone: ....................................
502	499		14.28Email: ..................................................................................
503	500		14.29Sec. 3. Minnesota Statutes 2024, section 550.143, subdivision 2, is amended to read:
504	501		14.30 Subd. 2.Disclosure form.Along with the writ of execution, the notice, instructions,
505	502		14.31and the exemption notice described in subdivision 3, the sheriff shall serve upon the financial
506	503		14.32institution an execution disclosure form which must be substantially in the following form:
507	504		14Sec. 3.
508		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI DISTRICT COURT15.1STATE OF MINNESOTA
	505	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI DISTRICT COURT15.1STATE OF MINNESOTA
509	506		.................................JUDICIAL DISTRICT15.2COUNTY OF .........................................
510	507		15.3................................(Judgment Creditor)
511	508		FINANCIAL INSTITUTIONS15.4against
512	509		EXECUTION15.5..................................(Judgment Debtor)
513	510		DISCLOSURE15.6and
514	511		15.7............................................(Third Party)
515	512		District Court15.8State of Minnesota
516	513		Judicial District: ...........................................15.9County of: ...............................................
517	514		15.10 Court File Number: ......................................
518	515		15.11 Case Type: ...................................................
519	516		15.12Creditor's full name
520	517		Execution Disclosure15.13.................................................................
521	518		15.14against
522	519		15.15Debtor's full name
523	520		15.16.................................................................
524	521		15.17and
525	522		15.18Third Party (bank, employer, or other)
526	523		15.19.................................................................
527	524		15.20 This form is called a "Non-Earnings Disclosure" or "Disclosure." It is being sent to you
528	525		15.21because you might be holding property that belongs to the debtor, or you might owe money
529	526		15.22to the debtor.
530	527		15.23 You are the "third party" or "garnishee." The "debtor" is the person who owes money.
531	528		15.24The debtor is also called the "judgment debtor." The creditor is the person the debtor owes
532	529		15.25money to. The creditor is also called the "judgment creditor." The debtor owes
533	530		15.26$....................... to the creditor.
534	531		15.27 You must list any money or property you owe the debtor on the lines below and sign
535	532		15.28the affirmation. Write "none" on the line if that is your answer. You must then return this
536	533		15.29disclosure to the creditor (or the creditor's lawyer) within 20 days after you got it.
537	534		15.30 On the ..... day of ............., ......., the time of service of execution herein, there was due
538	535		15.31and owing the judgment debtor from the third party the following:
539	536		15.32 Fill in the date you got this disclosure:
540	537		15.33 ..................... (month) ..................... (day), .......................... (year)
541	538		15.34 On the date you got this disclosure, you owed the debtor:
542	539		15Sec. 3.
543		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 16.1 (1) Money. Enter on the line below any amounts due and owing the judgment debtor,
	540	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 16.1 (1) Money. Enter on the line below any amounts due and owing the judgment debtor,
544	541		16.2except earnings, from the third party. Write down the amount of money you owe the debtor
545	542		16.3(except earnings).
546	543		16.4................................................................................................................................................
547	544		16.5 (2) Property. Write a short description of any personal property, instruments, or papers
548	545		16.6belonging to the debtor that you have in your possession. List the monetary value of each
549	546		16.7thing.
550	547		16.8................................................................................................................................................
551	548		16.9 (2) (3) Setoff. Enter on the line below the amount of any setoff, defense, lien, or claim
552	549		16.10which the third party claims against the amount set forth on line (1). State the facts by which
553	550		16.11such setoff, defense, lien, or claim is claimed. (Any indebtedness to a third party incurred
554	551		16.12by the judgment debtor within ten days prior to the receipt of the first execution levy on a
555	552		16.13debt is void as to the judgment creditor.) If you claim a setoff, defense, lien, or claim against
556	553		16.14the amount on lines (1) and (2) above, enter that amount on the line below. State the facts
557	554		16.15about your claim. Note: Any payment the debtor makes to the garnishee within the 10 days
558	555		16.16before they get the first garnishment order on that debt can't be used to lower the amount
559	556		16.17that is being garnished.
560	557		16.18................................................................................................................................................
561	558		16.19 (3) (4) Exemption. Enter any amounts or property that the debtor claims is exempt on
562	559		16.20the line below any amounts or property claimed by the judgment debtor to be exempt from
563	560		16.21execution.
564	561		16.22................................................................................................................................................
565	562		16.23 (4) (5) Adverse Interest. Enter on the line below any amounts claimed by other persons
566	563		16.24by reason of ownership or interest in the judgment of the debtor's property that other people
567	564		16.25claim they own or have interest in.
568	565		16.26................................................................................................................................................
569	566		16.27 (5) (6) Enter on the line below the total of lines (2), (3), and (4) (3), (4), and (5) on the
570	567		16.28line below.
571	568		16.29................................................................................................................................................
572	569		16.30 (6) (7) Enter on the line below the difference obtained (never less than zero) when line
573	570		16.31(5) (6) is subtracted from the amount on line sum of lines (1) and (2) on the line below.
574	571		16.32................................................................................................................................................
575	572		16Sec. 3.
576		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 17.1 (7) Enter on the line below (8) Figure out 110 percent of the amount of the judgment
	573	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 17.1 (7) Enter on the line below (8) Figure out 110 percent of the amount of the judgment
577	574		17.2creditor's claim which remains is still unpaid. Enter it on the line below.
578	575		17.3................................................................................................................................................
579	576		17.4 (8) Enter on the line below the lesser of line (6) and line (7). You are hereby instructed
580	577		17.5to remit this amount only if it is $10 or more.
581	578		17.6 (9) Look at (7) and (8). Put the smaller number on the line below. Hold this amount only
582	579		17.7if it is $10 or more.
583	580		17.8................................................................................................................................................
584	581		17.9 AFFIRMATION
585	582		17.10 I, ....................... (person signing Affirmation), am the third party garnishee or I am
586	583		17.11authorized by the third party garnishee to complete this nonearnings non-earnings
587	584		17.12garnishment disclosure, and have done so truthfully and to the best of my knowledge.
588	585		.................................................................17.13Dated: ..........................................
589	586		17.14 Signature
590	587		17.15 .................................................................
591	588		17.16 Title
592	589		17.17 .................................................................
593	590		17.18 Telephone Number
594	591		17.19Date: ....................................................................................
595	592		17.20Name: ..................................................................................
596	593		17.21Signature: ............................................................................
597	594		17.22Title: ....................................................................................
598	595		Email: ................................17.23Phone: ....................................
599	596		17.24Sec. 4. Minnesota Statutes 2024, section 550.143, subdivision 3a, is amended to read:
600	597		17.25 Subd. 3a.Form of notice.The notice required by subdivision 3 must be provided as a
601	598		17.26separate form and must be substantially in the following form:
602	599		DISTRICT COURT17.27STATE OF MINNESOTA
603	600		............................JUDICIAL DISTRICT17.28COUNTY OF ..............................
604	601		17.29......................................(Creditor)
605	602		17.30........................................(Debtor)
606	603		17.31.........................................(Financial institution)
607	604		17Sec. 4.
608		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI District Court18.1State of Minnesota
	605	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI District Court18.1State of Minnesota
609	606		Judicial District: ...........................................18.2County of: ...............................................
610	607		18.3 Court File Number: ......................................
611	608		18.4 Case Type: ...................................................
612	609		18.5Creditor's full name
613	610		Notice of Levied Funds18.6.................................................................
614	611		18.7Debtor's full name
615	612		18.8.................................................................
616	613		18.9Third Party (bank, employer, or other)
617	614		18.10.................................................................
618	615		18.11 IMPORTANT NOTICE
619	616		18.12 YOUR FUNDS HAVE BEEN LEVIED
620	617		18.13 Money in Your Account Has Been Frozen
621	618		18.14 The creditor has frozen money in your account at your financial institution bank.
622	619		18.15 Your account balance is $.......
623	620		18.16 The amount being held is $.......
624	621		18.17 The amount being held will be is frozen for 14 days from the date of this notice.
625	622		18.18 Some of your money in your account may be protected (the legal word is exempt).
626	623		18.19You may be able to get it sooner than 14 days if you act quickly and follow the
627	624		18.20instructions on the next page.
628	625		18.21 The attached exemption form lists some different sources of ways money in your account
629	626		18.22that may be protected. If your money is comes from one or more of these sources a benefit
630	627		18.23on this list, place put a check on the line on the form next to the sources of your money in
631	628		18.24the box next to it. If it is from one of these sources, The creditor cannot can't take it.
632	629		18.25 BUT, if you want the bank to unfreeze your money, you must follow the instructions
633	630		18.26and return the exemption form and with copies of your bank statements from the last
634	631		18.2760 days to have the bank unfreeze your money. Instructions and the form are attached. If
635	632		18.28you do not don't follow the instructions, your financial institution will give bank gives the
636	633		18.29money to the Sheriff your creditor. If your creditor gets an order from the court or writ of
637	634		18.30execution, your bank gives the money to them. If that happens and it your money is protected,
638	635		18.31you can still get it back from the creditor later, but that is not as easy to do as filling in the
639	636		18.32form now. But filling out the form now is easiest.
640	637		18.33 See next pages for instructions and the exemption form.
641	638		18Sec. 4.
642		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 19.1See the attached Exemption Form Instructions and Exemption Form for your next steps.
	639	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 19.1See the attached Exemption Form Instructions and Exemption Form for your next steps.
643	640		19.2 Sec. 5. Minnesota Statutes 2024, section 550.143, subdivision 3b, is amended to read:
644	641		19.3 Subd. 3b.Form of instructions.The instructions required by this section must be in a
645	642		19.4separate form and must be substantially in the following form:
646	643		19.5 Exemption Form Instructions
647	644		19.6 Note: The creditor is who you owe the money to. You are the debtor.
648	645		19.7 1. Fill out both of the attached exemption forms in this packet.
649	646		19.8 If you check one of the lines, you should also give proof. Use proof that shows show
650	647		19.9that some or all of the money in your account is from one or more of the protected sources.
651	648		19.10This might be letters or account statements. Creditors may ask for a hearing if they question
652	649		19.11your exemptions.
653	650		19.12 To avoid a hearing:
654	651		19.13 (i) Case numbers should be added to the form.
655	652		19.14 (ii) Copies of documents should be sent with the form.
656	653		19.15 Notice: You must send to the creditor's attorney (or to the creditor, if no attorney) copies
657	654		19.16of your bank statements for the past 60 days before the levy garnishment. Send them to the
658	655		19.17creditor's lawyer (or to the creditor, if there isn't a lawyer). Keep a copy of your bank
659	656		19.18statements in case there are questions about your claim. If you do not don't send bank
660	657		19.19statements to the creditor's attorney lawyer (or to the creditor, if no attorney) bank statements
661	658		19.20along with your exemption claim, the financial institution may release give your money to
662	659		19.21the Sheriff creditor. They would do this once the creditor gives them a court order saying
663	660		19.22they have to turn over the funds.
664	661		19.23 2. Sign the exemption forms. Make one a copy to keep for yourself.
665	662		19.24 3. Mail or deliver the other copies of the form by (insert date).
666	663		19.25 Both Copies Must Be Mailed or Delivered the Same Day.
667	664		19.26 One copy of the form and the copies of your bank statements go to:
668	665		19.27................................................................................................................................................
669	666		19.28(Insert name of creditor or creditor's attorney)
670	667		19.29................................................................................................................................................
671	668		19.30(Insert address of creditor or creditor's attorney)
672	669		19Sec. 5.
673		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 20.1 One copy goes to:
	670	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 20.1 One copy goes to:
674	671		20.2................................................................................................................................................
675	672		20.3(Insert name of bank)
676	673		20.4................................................................................................................................................
677	674		20.5(Insert address of bank)
678	675		20.6Creditor's Name: ..................................................................
679	676		20.7(or creditor's lawyer's name)
680	677		20.8Street Address: ....................................................................
681	678		20.9City/State/Zip: .....................................................................
682	679		Fax: ....................................20.10Phone: ....................................
683	680		20.11Email: ..................................................................................
684	681		20.12 One copy goes to:
685	682		20.13Bank's Name: .......................................................................
686	683		20.14Street Address: ....................................................................
687	684		20.15City/State/Zip: .....................................................................
688	685		Fax: ....................................20.16Phone: ....................................
689	686		20.17Email: ..................................................................................
690	687		20.18 How The Process Works
691	688		20.19 If You Do Not Don't Send in the Exemption Form and Bank Statements:
692	689		20.20 14 days after the date of this letter some or all of your money may be turned over to the
693	690		20.21creditor or to the sheriff. This happens once they get an order from the court telling the bank
694	691		20.22to do this.
695	692		20.23 If You Do Send in the Exemption Form and Bank Statements:
696	693		20.24 Any money that is NOT protected can be turned over to the sheriff creditor once they
697	694		20.25get an order from the court.
698	695		20.26 If the Creditor Does Not Object to Your Claimed Exemptions:
699	696		20.27 The financial institution will bank should unfreeze your money six 6 business days after
700	697		20.28the institution gets they get your completed form. If they don't, ask the creditor or the
701	698		20.29creditor's lawyer to send a release letter to the bank.
702	699		20.30 If the Creditor Objects to Your Claimed Exemptions:
703	700		20Sec. 5.
704		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 21.1 The money you have said is protected on the form will be is held by the bank. The
	701	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 21.1 The money you have said is protected on the form will be is held by the bank. The
705	702		21.2creditor has six 6 business days to object (disagree) and ask the court to hold a hearing. You
706	703		21.3will receive get a Notice of Objection and a Notice of Hearing.
707	704		21.4 The financial institution will hold bank holds the money until a court decides whether
708	705		21.5if your money is protected or not. Some reasons a creditor may object are because you did
709	706		21.6not didn't send copies of your bank statements or other proof of the benefits you received
710	707		21.7got. Be sure to include these when you send your exemption form.
711	708		21.8 You may want to talk to a lawyer for advice about this process. If you are low income
712	709		21.9you can call Legal Aid statewide at 1(877) 696-6529.
713	710		21.10 PENALTIES:
714	711		21.11 Warnings and Fines
715	712		21.12 If you claim that your money is protected and a court decides you made that claim in
716	713		21.13bad faith, the court they can order you to pay costs, actual damages, attorney lawyer fees,
717	714		21.14and an additional amount of a fine up to $100. Bad faith is when someone does something
718	715		21.15wrong on purpose. For example, it may be bad faith if you claim you receive get government
719	716		21.16benefits that and you do not receive don't.
720	717		21.17 If the creditor made a bad faith objection to your claim that your money is protected,
721	718		21.18the court can order them to pay costs, actual damages, attorney lawyer fees, and an additional
722	719		21.19amount of a fine up to $100.
723	720		21.20Sec. 6. Minnesota Statutes 2024, section 550.143, subdivision 3c, is amended to read:
724	721		21.21 Subd. 3c.Form of exemption form.The exemption form required by this subdivision
725	722		21.22must be sent as a separate form and must be in substantially the following form:
726	723		DISTRICT COURT21.23STATE OF MINNESOTA
727	724		............................JUDICIAL DISTRICT21.24COUNTY OF ..............................
728	725		21.25......................................(Creditor)
729	726		21.26........................................(Debtor)
730	727		21.27.........................................(Financial institution)
731	728		District Court21.28State of Minnesota
732	729		Judicial District: ...........................................21.29County of: ...............................................
733	730		21.30 Court File Number: ......................................
734	731		21.31 Case Type: ...................................................
735	732		21.32Creditor's full name
736	733		Exemption Form21.33.................................................................
737	734		21Sec. 6.
738		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 22.1against
	735	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 22.1against
739	736		22.2Debtor's full name
740	737		22.3.................................................................
741	738		22.4Bank's name
742	739		22.5.................................................................
743	740		22.6 EXEMPTION FORM
744	741		How Much Money is Protected (Exempt)22.7A.
745	742		I claim ALL of the money being frozen by the bank is protected.22.8.........
746	743		I claim SOME of the money is protected. The amount I claim is protected is $.......22.9.........
747	744		Why The Money is Protected22.10B.
748	745		22.11 My money is protected because I get it from one or more of the following places:
749	746		22.12 (Check all that apply)
750	747		22.13 Earnings (Wages)
751	748		22.14 ALL or SOME of my wages may be protected.
752	749		Some of my wages are protected because they were only deposited in my account
753	750		22.16 in the last 20 days.
754	751		22.15.........
755	752		22.17 For wages that were deposited in your account within the last 20 days, the amount
756	753		22.18 protected is whichever is more:
757	754		22.19 (i) 75% or more of your wages (after taxes are taken out), or
758	755		22.20 (ii) The current minimum wage times 40 per week. You can find the current minimum
759	756		22.21 wage here: https://www.dli.mn.gov/minwage.
760	757		22.22 All of my wages are protected because:
761	758		I get government benefits (a list of government benefits is on the next page)22.23.........
762	759		I am getting other assistance based on need22.24.........
763	760		I have gotten government benefits in the last 6 months22.25.........
764	761		I was in jail or prison in the last 6 months22.26.........
765	762		22.27 If you check one of these 4 boxes, your wages are only protected for 60 days after
766	763		22.28 they are deposited in your account. You MUST send the creditor copies of bank
767	764		22.29 statements that show what was in your account for the 60 days right before the
768	765		22.30 bank froze your money.
769	766		Government benefits22.31.........
770	767		22.32 Government benefits include, but are not limited to, the following can include many
771	768		22.33 things. For example:
772	769		22.34 MFIP - Minnesota Family Investment Program,
773	770		22.35 MFIP Diversionary Work Program,
774	771		22.36 Work participation cash benefit,
775	772		22.37 GA - General Assistance,
776	773		22.38 EA - emergency assistance,
777	774		22.39 MA - medical assistance,
778	775		22.40 EGA - emergency general assistance,
779	776		22Sec. 6.
780		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 23.1 MSA - Minnesota Supplemental Aid,
	777	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 23.1 MSA - Minnesota Supplemental Aid,
781	778		23.2 MSA-EA - MSA Emergency Assistance,
782	779		23.3 Supplemental Nutrition Assistance Program (SNAP),
783	780		23.4 SSI - Supplemental Security Income,
784	781		23.5 MinnesotaCare,
785	782		23.6 Medicare Part B premium payments,
786	783		23.7 Medicare Part D extra help,
787	784		23.8 Energy or fuel assistance.
788	785		23.9 (i) MFIP - Minnesota Family Investment Program
789	786		23.10 (ii) DWP - MFIP Diversionary Work Program
790	787		23.11 (iii) SNAP - Supplemental Nutrition Assistance Program
791	788		23.12 (iv) GA - General Assistance
792	789		23.13 (v) EGA - Emergency General Assistance
793	790		23.14 (vi) MSA - Minnesota Supplemental Aid
794	791		23.15 (vii) MSA-EA - MSA Emergency Assistance
795	792		23.16 (viii) EA - Emergency Assistance
796	793		23.17 (ix) Energy or Fuel Assistance
797	794		23.18 (x) Work Participation Cash Benefit
798	795		23.19 (xi) MA - Medical Assistance
799	796		23.20 (xii) MinnesotaCare
800	797		23.21 (xiii) Medicare Part B - Premium Payments help
801	798		23.22 (xiv) Medicare Part D - Extra
802	799		23.23 (xv) SSI - Supplemental Security Income
803	800		23.24 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), MN Working family
804	801		23.25 credit
805	802		23.26 (xvii) Renter's Refund (also called Renter's Property Tax Credit)
806	803		23.27LIST SOURCE(S) OF FUNDING IN YOUR ACCOUNT
807	804		23.28..............................................................................................................................................
808	805		23.29 List the case number and county for every box you checked:
809	806		23.30 Case Number: .............................................. County: ..............................................
810	807		23.31 Case Number: .............................................. County: ..............................................
811	808		23.32 Case Number: .............................................. County: ..............................................
812	809		23.33 County: .....................................................................................................................
813	810		23.34 Government benefits also include:
814	811		Social Security benefits23.35.........
815	812		Unemployment benefits23.36.........
816	813		Workers' compensation23.37.........
817	814		Veterans Veterans' benefits23.38.........
818	815		23Sec. 6.
819		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 24.1 If you receive get any of these government benefits, include copies of any documents
	816	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 24.1 If you receive get any of these government benefits, include copies of any documents
820	817		24.2 you have that show you receive Social Security, unemployment, workers'
821	818		24.3 compensation, or veterans benefits get them.
822	819		Other assistance based on need24.4.........
823	820		I get other assistance based on need that is not on the list. It comes from: ..............24.5.........
824	821		24.6 ...................................................................................................................................
825	822		24.7 Make sure you include copies of any documents that show this.
826	823		24.8You may have assistance based on need from another source that is not on the list. If you
827	824		24.9do, check this box, and fill in the source of your money on the line below:
828	825		24.10Source:...................................................................................................................................
829	826		24.11 Include copies of any documents you have that show the source of this money.
830	827		24.12EARNINGS
831	828		24.13 ALL or SOME of your earnings (wages) may also be protected.
832	829		All of your earnings (wages) are protected if:24.14.........
833	830		You get government benefits (see list of government benefits)24.15.........
834	831		You currently receive other assistance based on need24.16.........
835	832		You have received government benefits in the last six months24.17.........
836	833		You were in jail or prison in the last six months24.18.........
837	834		24.19 If you check one of these lines, your wages are only protected for 60 days after
838	835		24.20 they are deposited in your account so you MUST send the creditor a copy of
839	836		24.21 BANK STATEMENTS that show what was in your account for the 60 days right
840	837		24.22 before the bank froze your money.
841	838		Some of your earnings (wages) are protected.24.23.........
842	839		24.24 If all of your earnings are not exempt, then some of your earnings are still protected
843	840		24.25 for 20 days after they were deposited in your account. The amount protected is the
844	841		24.26 larger amount of:
845	842		24.27 75 percent of your wages (after taxes are taken out); or
846	843		24.28 (insert the sum of the current federal minimum wage) multiplied by 40.
847	844		Other Exempt Protected Funds24.29C.
848	845		24.30 The money from the following these things are also completely protected after they
849	846		24.31 are deposited in your my account.
850	847		Child support24.32.........
851	848		An accident, disability, or retirement A retirement, disability, or accident pension
852	849		24.34 or annuity
853	850		24.33.........
854	851		Earnings of my child who is under 18 years of age24.35.........
855	852		Payments to you me from a life insurance policy24.36.........
856	853		Earnings of your child who is under 18 years of age24.37.........
857	854		Child support24.38.........
858	855		Money paid to you me from a claim for damage or destruction of property. Property
859	856		24.40 includes household goods, farm tools or machinery, tools for your my job, business
860	857		24.39.........
861	858		24Sec. 6.
862		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 25.1 equipment, a mobile home, a car, a musical instrument, a pew or burial lot, clothes,
	859	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 25.1 equipment, a mobile home, a car, a musical instrument, a pew or burial lot, clothes,
863	860		25.2 furniture, or appliances.
864	861		Death benefits paid to you me25.3.........
865	862		25.4 I give my permission to any agency that has given me cash benefits to give information
866	863		25.5about my benefits to the above-named creditor, or its attorney named above or to the creditor's
867	864		25.6lawyer. The information will ONLY concern whether be if I get benefits or not assistance,
868	865		25.7or whether if I have gotten them assistance in the past six 6 months. If I was an inmate in
869	866		25.8the last 6 months, I give my permission to the correctional institution to tell the creditor
870	867		25.9named above or the creditor's lawyer that I was an inmate there.
871	868		25.10 If I was an inmate in the last six months, I give my permission to the correctional
872	869		25.11institution to tell the above-named creditor that I was an inmate there.
873	870		25.12 You must sign and send this form and send it back to the creditor's Attorney lawyer
874	871		25.13(or to the creditor, if there is no attorney lawyer) and the bank. Remember to include
875	872		25.14a copy of your bank statements for the past 60 days. Fill in the blanks below and go
876	873		25.15back to the instructions to make sure you do did it correctly.
877	874		25.16 I have mailed or delivered a copy of this form to: the creditor's lawyer (or to the creditor,
878	875		25.17if there is no lawyer) at the address listed below.
879	876		25.18................................................................................................................................................
880	877		25.19(Insert name of creditor or creditor's attorney)
881	878		25.20................................................................................................................................................
882	879		25.21(Insert address of creditor or creditor's attorney)
883	880		25.22Creditor's Signature: ............................................................
884	881		25.23(or creditor's lawyer's signature)
885	882		25.24Creditor's Name: ..................................................................
886	883		25.25(or creditor's lawyer's name)
887	884		25.26Street Address: ....................................................................
888	885		25.27City/State/Zip: .....................................................................
889	886		Fax: ....................................25.28Phone: ....................................
890	887		25.29Email: ..................................................................................
891	888		25.30 I have also mailed or delivered a copy of this exemption form to my bank at the address
892	889		25.31listed in the instructions. below:
893	890		........................................................................................................................25.32DATED: .....
894	891		25.33 DEBTOR
895	892		25Sec. 6.
896		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 26.1 ........................................................................................................................
	893	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 26.1 ........................................................................................................................
897	894		26.2 DEBTOR ADDRESS
898	895		26.3 ........................................................................................................................
899	896		26.4 DEBTOR TELEPHONE NUMBER
900	897		26.5Bank's Name: .......................................................................
901	898		26.6Street Address: ....................................................................
902	899		26.7City/State/Zip: .....................................................................
903	900		Fax: ....................................26.8Phone: ....................................
904	901		26.9Email: ..................................................................................
905	902		26.10Date: ....................................................................................
906	903		26.11Debtor's Signature: ..............................................................
907	904		26.12Debtor's Name: ....................................................................
908	905		26.13Street Address: ....................................................................
909	906		26.14City/State/Zip: .....................................................................
910	907		26.15Phone: ..................................................................................
911	908		26.16Email: ..................................................................................
912	909		26.17Sec. 7. Minnesota Statutes 2024, section 551.05, subdivision 1b, is amended to read:
913	910		26.18 Subd. 1b.Form of notice.The notice must be a separate form and must be substantially
914	911		26.19in the following form:
915	912		DISTRICT COURT26.20STATE OF MINNESOTA
916	913		......................JUDICIAL DISTRICT26.21COUNTY OF ..............................
917	914		(Creditor)26.22...........................................
918	915		(Debtor)26.23...........................................
919	916		26.24 (Financial
920	917		institution)26.25...........................................
921	918		District Court26.26State of Minnesota
922	919		Judicial District: .....................................26.27County of: ..............................................
923	920		26.28 Court File Number: ................................
924	921		26.29 Case Type: ..............................................
925	922		26.30Creditor's full name:
926	923		26.31.................................................................
927	924		26.32Debtor's full name:
928	925		26.33.................................................................
929	926		26.34Third Party (bank, employer, or other):
930	927		26.35.................................................................
931	928		26Sec. 7.
932		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 27.1 IMPORTANT NOTICE
	929	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 27.1 IMPORTANT NOTICE
933	930		27.2 YOUR FUNDS HAVE BEEN LEVIED
934	931		27.3 Money in Your Account Has Been Frozen
935	932		27.4The creditor has frozen money in your account at your financial institution bank.
936	933		27.5 Your account balance is $.......
937	934		27.6 The amount being held is $.......
938	935		27.7The amount being held will be is frozen for 14 days from the date of this notice.
939	936		27.8Some of your money in your account may be protected (the legal word is exempt). You
940	937		27.9may be able to get it sooner than 14 days if you act quickly and follow the instructions
941	938		27.10on the next page.
942	939		27.11The attached exemption form lists some different sources of ways money in your account
943	940		27.12that may be protected. If your money is from one or more of these sources, place a check
944	941		27.13on the line on the form next to the sources of your money. If it is from one of these sources,
945	942		27.14the Creditor cannot take it comes from a benefit on this list, put a check on the line next to
946	943		27.15it. The creditor can't take it.
947	944		27.16BUT, if you want the bank to unfreeze your money, you must follow the instructions and
948	945		27.17return the exemption form and with copies of your bank statements from the last 60
949	946		27.18days to have the bank unfreeze your money. Instructions and the form are attached. If you
950	947		27.19do not don't follow the instructions, your financial institution will give bank gives the money
951	948		27.20to the your creditor. If your creditor gets an order from the court or writ of execution, your
952	949		27.21bank gives the money to them. If that happens and it your money is protected, you can still
953	950		27.22get it back from the creditor later, but that is not as easy to do as filling in the form now.
954	951		27.23But filling out the form now is easiest.
955	952		27.24 See next pages for instructions and the exemption form.
956	953		27.25Sec. 8. Minnesota Statutes 2024, section 551.05, subdivision 1c, is amended to read:
957	954		27.26 Subd. 1c.Form of instructions.The instructions required must be in a separate form
958	955		27.27and must be substantially in the following form:
959	956		27.28 INSTRUCTIONS
960	957		27.29 Note: The creditor is who you owe the money to. You are the debtor.
961	958		27.30 1. Fill out both of the attached exemption forms in this packet.
962	959		27Sec. 8.
963		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 28.1If you check one of the lines, you should also give proof that shows that some or all of
	960	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 28.1If you check one of the lines, you should also give proof that shows that some or all of
964	961		28.2the money in your account is from one or more of the protected sources. Creditors
965	962		28.3may ask for a hearing if they question your exemptions. To avoid a hearing:
966	963		28.4 Case numbers should be added to the form. Copies of documents should be sent
967	964		28.5with the form.
968	965		28.6If you check one of the lines, you should also give proof. Use proof that shows that some
969	966		28.7or all of the money in your account is from one or more of the protected sources. This might
970	967		28.8be letters or account statements. Creditors may ask for a hearing if they question your
971	968		28.9exemptions.
972	969		28.10 To avoid a hearing:
973	970		28.11 (i) Case numbers should be added to the form.
974	971		28.12 (ii) Copies of documents should be sent with the form.
975	972		28.13 Notice: YOU MUST SEND TO THE CREDITOR'S ATTORNEY (OR TO THE
976	973		28.14CREDITOR, IF NO ATTORNEY) COPIES OF YOUR BANK STATEMENTS FOR
977	974		28.15THE PAST 60 DAYS BEFORE THE LEVY. Keep a copy of your bank statements in
978	975		28.16case there are questions about your claim. If you do not send to the creditor's attorney
979	976		28.17(or to the creditor, if no attorney) bank statements with your exemption claim, the
980	977		28.18financial institution may release your money to the creditor.
981	978		28.19 Notice: You must send copies of your bank statements for the past 60 days before the
982	979		28.20garnishment. Send them to the creditor (or to the creditor's lawyer). Keep a copy of your
983	980		28.21bank statements in case there are questions about your claim. If you don't send bank
984	981		28.22statements to the creditor (or to the creditor's lawyer) along with your exemption claim, the
985	982		28.23financial institution may give your money to the creditor. They would do this once the
986	983		28.24creditor gives them a court order saying they have to turn over the funds.
987	984		28.25 2. Sign the exemption forms. Make one copy to keep for yourself.
988	985		28.26 3. Mail or deliver the other copies of the form by (insert date).
989	986		28.27 Both Copies Must Be Mailed or Delivered the Same Day.
990	987		28.28 One copy of the form and the copies of your bank statements go to:
991	988		28.29Creditor's Name: ..................................................................................................................
992	989		28.30(Insert name of creditor or creditor's attorney) (or creditor's lawyer's name)
993	990		28.31Street Address: .....................................................................................................................
994	991		28.32(Insert address of creditor or creditor's attorney) City/State/Zip: ........................................
995	992		28Sec. 8.
996		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI Fax: ..............................................................29.1Phone: ..........................................................
	993	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI Fax: ..............................................................29.1Phone: ..........................................................
997	994		29.2Email: ...................................................................................................................................
998	995		29.3 One copy goes to:
999	996		29.4Bank's Name: ...............................................
1000	997		29.5(Insert name of bank) Street Address: .........
1001	998		29.6City/State/Zip: ..............................................
1002	999		Fax: ..............................................................29.7(Insert address of bank) Phone: ...................
1003	1000		29.8Email: ...........................................................
1004	1001		29.9 How The Process Works
1005	1002		29.10 If You Do Not Don't Send in the Exemption Form and Bank Statements:
1006	1003		29.1114 days after the date of this letter some or all of your money may be turned over to the
1007	1004		29.12creditor pursuant to Minnesota statute. This happens once they get an order from the court
1008	1005		29.13telling the bank to do this.
1009	1006		29.14 If You Do Send in the Exemption Form and Bank Statements:
1010	1007		29.15Any money that is NOT protected can be turned over to the creditor once they get an order
1011	1008		29.16from the court.
1012	1009		29.17 If the Creditor Does Not Object to Your Claimed Exemptions:
1013	1010		29.18The financial institution will unfreeze your money six business days after the institution
1014	1011		29.19gets your completed form. The bank should unfreeze your money 6 business days after they
1015	1012		29.20get your completed form. If they don't, ask the creditor or the creditor's lawyer to send a
1016	1013		29.21release letter to the bank.
1017	1014		29.22 If the Creditor Objects to Your Claimed Exemptions:
1018	1015		29.23The money you have said is protected on the form will be is held by the bank. The creditor
1019	1016		29.24has six 6 business days to object (disagree) and ask the court to hold a hearing. You will
1020	1017		29.25receive get a Notice of Objection and a Notice of Hearing.
1021	1018		29.26The financial institution will hold bank holds the money until a court decides whether if
1022	1019		29.27your money is protected or not. Some reasons a creditor may object are because you did
1023	1020		29.28not didn't send copies of your bank statements or other proof of the benefits you received
1024	1021		29.29got. Be sure to include these when you send your exemption form.
1025	1022		29.30You may want to talk to a lawyer for advice about this process. If you are low income you
1026	1023		29.31can call Legal Aid statewide at 1(877) 696-6529.
1027	1024		29.32 PENALTIES Warnings and Fines:
1028	1025		29Sec. 8.
1029		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 30.1If you claim that your money is protected and a court decides you made that claim in bad
	1026	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 30.1If you claim that your money is protected and a court decides you made that claim in bad
1030	1027		30.2faith, the court they can order you to pay costs, actual damages, attorney lawyer fees, and
1031	1028		30.3an additional amount of a fine up to $100. Bad faith is when someone does something wrong
1032	1029		30.4on purpose. For example, it may be bad faith if you claim you receive get government
1033	1030		30.5benefits that you do not receive and you don't.
1034	1031		30.6If the creditor made a bad faith objection to your claim that your money is protected, the
1035	1032		30.7court can order them to pay costs, actual damages, attorney lawyer fees, and an additional
1036	1033		30.8amount of a fine up to $100.
1037	1034		30.9 Sec. 9. Minnesota Statutes 2024, section 551.05, subdivision 1d, is amended to read:
1038	1035		30.10 Subd. 1d.Form of exemption form.The exemption form required by this subdivision
1039	1036		30.11must be a separate form and must be in substantially the following form:
1040	1037		DISTRICT COURT30.12STATE OF MINNESOTA
1041	1038		......................JUDICIAL DISTRICT30.13COUNTY OF ..............................
1042	1039		(Creditor)30.14...........................................
1043	1040		(Debtor)30.15...........................................
1044	1041		30.16 (Financial
1045	1042		institution)30.17...........................................
1046	1043		District Court30.18State of Minnesota
1047	1044		Judicial District: .....................................30.19County of: ..............................................
1048	1045		30.20 Court File Number: ................................
1049	1046		30.21 Case Type: ..............................................
1050	1047		30.22Creditor's full name:
1051	1048		Exemption Form30.23.................................................................
1052	1049		30.24against
1053	1050		30.25Debtor's full name:
1054	1051		30.26.................................................................
1055	1052		30.27Bank's name:
1056	1053		30.28.................................................................
1057	1054		30.29 EXEMPTION FORM
1058	1055		How Much Money Is Protected (exempt)30.30A.
1059	1056		... I claim ALL of the money being frozen by the bank is protected.30.31.......
1060	1057		... I claim SOME of the money is protected. The amount I claim is protected is $........30.32.......
1061	1058		Why The Money Is Protected30.33B.
1062	1059		30.34 My money is protected because I get it from one or more of the following places:
1063	1060		30.35 (Check all that apply)
1064	1061		30Sec. 9.
1065		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 31.1 Earnings (Wages)
	1062	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 31.1 Earnings (Wages)
1066	1063		31.2 ALL or SOME of my wages may be protected.
1067	1064		31.3 ... Some of my wages are protected because they were only deposited in my
1068	1065		31.4 account in the last 20 days.
1069	1066		31.5 For wages that were deposited in your account within the last 20 days, the amount
1070	1067		31.6 protected is whichever is more:
1071	1068		31.7 (i) 75% of your wages or more (after taxes are taken out), or
1072	1069		31.8 (ii) The current minimum wage times 40 per week. You can find the current
1073	1070		31.9 minimum wage here: https://www.dli.mn.gov/minwage.
1074	1071		31.10 All of my wages are protected because:
1075	1072		31.11 ... I get government benefits (a list of government benefits is on the next page)
1076	1073		31.12 ... I am getting other assistance based on need
1077	1074		31.13 ... I have gotten government benefits in the last 6 months
1078	1075		31.14 ... I was in jail or prison in the last 6 months
1079	1076		31.15 If you check one of these 4 boxes, your wages are only protected for 60 days
1080	1077		31.16 after they are deposited in your account. You MUST send the creditor copies
1081	1078		31.17 of bank statements that show what was in your account for the 60 days right
1082	1079		31.18 before the bank froze your money.
1083	1080		Government benefits31.19.......
1084	1081		31.20 Government benefits can include, but are not limited to, the following many things.
1085	1082		31.21 For example:
1086	1083		31.22 MFIP - Minnesota family investment program,
1087	1084		31.23 MFIP Diversionary Work Program,
1088	1085		31.24 Work participation cash benefit,
1089	1086		31.25 GA - general assistance,
1090	1087		31.26 EA - emergency assistance,
1091	1088		31.27 MA - medical assistance,
1092	1089		31.28 EGA - emergency general assistance,
1093	1090		31.29 MSA - Minnesota supplemental aid,
1094	1091		31.30 MSA-EA - MSA emergency assistance,
1095	1092		31.31 Supplemental Nutrition Assistance Program (SNAP),
1096	1093		31.32 SSI - Supplemental Security Income,
1097	1094		31.33 MinnesotaCare,
1098	1095		31.34 Medicare Part B premium payments,
1099	1096		31.35 Medicare Part D extra help,
1100	1097		31.36 Energy or fuel assistance.
1101	1098		31.37LIST SOURCE(S) OF FUNDING IN YOUR ACCOUNT
1102	1099		31.38..............................................................................................................................................
1103	1100		31.39LIST THE CASE NUMBER AND COUNTY
1104	1101		31.40 Case Number: .............................................................................................................
1105	1102		31Sec. 9.
1106		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 32.1 County: .......................................................................................................................
	1103	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 32.1 County: .......................................................................................................................
1107	1104		32.2 Government benefits also include:
1108	1105		Social Security benefits32.3.......
1109	1106		Unemployment benefits32.4.......
1110	1107		Workers' compensation32.5.......
1111	1108		Veterans benefits32.6.......
1112	1109		32.7 If you receive any of these government benefits, include copies of any documents
1113	1110		32.8 you have that show you receive Social Security, unemployment, workers'
1114	1111		32.9 compensation, or veterans benefits.
1115	1112		Other assistance based on need32.10.......
1116	1113		32.11You may have assistance based on need from another source that is not on the list. If you
1117	1114		32.12do, check this box, and fill in the source of your money on the line below:
1118	1115		32.13Source:...................................................................................................................................
1119	1116		32.14 Include copies of any documents you have that show the source of this money.
1120	1117		32.15EARNINGS
1121	1118		32.16 ALL or SOME of your earnings (wages) may also be protected.
1122	1119		All of your earnings (wages) are protected if:32.17.......
1123	1120		You get government benefits (see list of government benefits)32.18.......
1124	1121		You currently receive other assistance based on need32.19.......
1125	1122		You have received government benefits in the last six months32.20.......
1126	1123		You were in jail or prison in the last six months32.21.......
1127	1124		32.22 If you check one of these lines, your wages are only protected for 60 days after they
1128	1125		32.23 are deposited in your account so you MUST send the creditor a copy of BANK
1129	1126		32.24 STATEMENTS that show what was in your account for the 60 days right before
1130	1127		32.25 the bank froze your money.
1131	1128		Some of your earnings (wages) are protected.32.26.......
1132	1129		32.27 If all of your earnings are not exempt, then some of your earnings are still protected
1133	1130		32.28 for 20 days after they were deposited in your account. The amount protected is the
1134	1131		32.29 larger amount of:
1135	1132		32.30 75 percent of your wages (after taxes are taken out); or
1136	1133		32.31 (insert the sum of the current federal minimum wage) multiplied by 40.
1137	1134		32.32 OTHER EXEMPT FUNDS
1138	1135		32.33 The money from the following are also completely protected after they are deposited
1139	1136		32.34 in your account.
1140	1137		An accident, disability, or retirement pension or annuity32.35.......
1141	1138		Payments to you from a life insurance policy32.36.......
1142	1139		Earnings of your child who is under 18 years of age32.37.......
1143	1140		Child support32.38.......
1144	1141		32Sec. 9.
1145		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI Money paid to you from a claim for damage or destruction of property Property
	1142	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI Money paid to you from a claim for damage or destruction of property Property
1146	1143		33.2 includes household goods, farm tools or machinery, tools for your job, business
1147	1144		33.1.......
1148	1145		33.3 equipment, a mobile home, a car, a musical instrument, a pew or burial lot, clothes,
1149	1146		33.4 furniture, or appliances.
1150	1147		Death benefits paid to you33.5.......
1151	1148		33.6 (i) MFIP - Minnesota Family Investment Program
1152	1149		33.7 (ii) DWP - MFIP Diversionary Work Program
1153	1150		33.8 (iii) SNAP - Supplemental Nutrition Assistance Program
1154	1151		33.9 (iv) GA - General Assistance
1155	1152		33.10 (v) EGA - Emergency General Assistance
1156	1153		33.11 (vi) MSA - Minnesota Supplemental Aid
1157	1154		33.12 (vii) MSA-EA - MSA Emergency Assistance
1158	1155		33.13 (viii) EA - Emergency Assistance
1159	1156		33.14 (ix) Energy or Fuel Assistance
1160	1157		33.15 (x) Work Participation Cash Benefit
1161	1158		33.16 (xi) MA - Medical Assistance
1162	1159		33.17 (xii) MinnesotaCare
1163	1160		33.18 (xiii) Medicare Part B - Premium Payments help
1164	1161		33.19 (xiv) Medicare Part D - Extra
1165	1162		33.20 (xv) SSI - Supplemental Security Income
1166	1163		33.21 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working
1167	1164		33.22 Family Credit
1168	1165		33.23 (xvii) Renter's Refund (also called Renter's Property Tax Credit)
1169	1166		33.24List the case number and county for every
1170	1167		33.25box you checked:
1171	1168		County: ........................................................33.26Case Number: ..............................................
1172	1169		County: ........................................................33.27Case Number: ..............................................
1173	1170		County: ........................................................33.28Case Number: ..............................................
1174	1171		33.29Government benefits also include:
1175	1172		33.30... Social Security benefits
1176	1173		33.31... Unemployment benefits
1177	1174		33.32... Workers' compensation
1178	1175		33.33... Veterans' benefits
1179	1176		33.34If you get any of these government benefits, include copies of any documents that show
1180	1177		33.35you get them.
1181	1178		33.36 ... I get other assistance based on need that is not on the list. It comes from:
1182	1179		33.37 ..........................................................................................................................................
1183	1180		33Sec. 9.
1184		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 34.1 Make sure you include copies of any documents that show this.
	1181	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 34.1 Make sure you include copies of any documents that show this.
1185	1182		Other Protected Funds34.2C.
1186	1183		34.3 The money from these things are also completely protected after they are deposited
1187	1184		34.4 in my account.
1188	1185		34.5 ... Child Support
1189	1186		34.6 ... A retirement, disability, or accident pension or annuity
1190	1187		34.7 ... Earnings of my child who is under 18 years of age
1191	1188		34.8 ... Payments to me from a life insurance policy
1192	1189		34.9 ... Money paid to me from a claim for damage or destruction of property. Property
1193	1190		34.10 includes household goods, farm tools or machinery, tools for my job, business
1194	1191		34.11 equipment, a mobile home, a car, a musical instrument, a pew or burial lot, clothes,
1195	1192		34.12 furniture, or appliances.
1196	1193		34.13 ... Death benefits paid to me
1197	1194		34.14 I give my permission to any agency that has given me cash benefits to give information
1198	1195		34.15about my benefits to the above-named creditor, or its attorney creditor named above or to
1199	1196		34.16the creditor's lawyer. The information will ONLY concern whether I get benefits or not, or
1200	1197		34.17whether I have gotten them in the past six months be if I get assistance, or if I have gotten
1201	1198		34.18assistance in the past 6 months. If I was an inmate in the last six 6 months, I give my
1202	1199		34.19permission to the correctional institution to tell the above-named creditor named above or
1203	1200		34.20the creditor's lawyer that I was an inmate there.
1204	1201		34.21 YOU MUST SIGN AND SEND THIS FORM BACK TO THE CREDITOR'S
1205	1202		34.22ATTORNEY (OR TO THE CREDITOR, IF NO ATTORNEY) AND THE BANK.
1206	1203		34.23REMEMBER TO INCLUDE A COPY OF YOUR BANK STATEMENTS FOR THE
1207	1204		34.24PAST 60 DAYS. FILL IN THE BLANKS BELOW AND GO BACK TO THE
1208	1205		34.25INSTRUCTIONS TO MAKE SURE YOU DO IT CORRECTLY.
1209	1206		34.26 You must sign this form and send it back to the creditor's lawyer (or to the creditor,
1210	1207		34.27if there is no lawyer) and the bank. Remember to include a copy of your bank
1211	1208		34.28statements for the past 60 days. Fill in the blanks below and go back to the instructions
1212	1209		34.29to make sure you did it correctly.
1213	1210		34.30 I have mailed or delivered a copy of this form to: the creditor (or creditor's lawyer) at
1214	1211		34.31the address listed below.
1215	1212		34.32Creditor's Signature: ............................................................................................................
1216	1213		34.33(Insert name of creditor or creditor's attorney lawyer's signature)
1217	1214		34.34Creditor's Name: ..................................................................................................................
1218	1215		34.35(Insert address of creditor or creditor's attorney lawyer's name)
1219	1216		34Sec. 9.
1220		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 35.1Street Address: .............................................
	1217	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 35.1Street Address: .............................................
1221	1218		35.2City/State/Zip: ..............................................
1222	1219		Fax: ..............................................................35.3Phone: ..........................................................
1223	1220		35.4Email: ...........................................................
1224	1221		35.5 I have also mailed or delivered a copy of this exemption form to my bank at the address
1225	1222		35.6listed in the instructions. below:
1226	1223		..........................................................................................................35.7DATED: ...................
1227	1224		35.8 DEBTOR
1228	1225		35.9 ..........................................................................................................
1229	1226		35.10 DEBTOR ADDRESS
1230	1227		35.11 ..........................................................................................................
1231	1228		35.12 DEBTOR TELEPHONE NUMBER
1232	1229		35.13Bank's Name: .....................................................................
1233	1230		35.14Street Address: ...................................................................
1234	1231		35.15City/State/Zip: ....................................................................
1235	1232		Fax: .....................................35.16Phone: ..................................
1236	1233		35.17Email: .................................................................................
1237	1234		35.18Date: ...................................................................................
1238	1235		35.19Debtor's Signature: .............................................................
1239	1236		35.20Debtor's Name: ...................................................................
1240	1237		35.21Street Address: ...................................................................
1241	1238		35.22City/State/Zip: ....................................................................
1242	1239		35.23Phone: .................................................................................
1243	1240		35.24Email: .................................................................................
1244	1241		35.25Sec. 10. Minnesota Statutes 2024, section 551.06, subdivision 6, is amended to read:
1245	1242		35.26 Subd. 6.Earnings exemption notice.Before the first levy on earnings, the attorney for
1246	1243		35.27the judgment creditor shall serve upon the judgment debtor no less than ten days before the
1247	1244		35.28service of the writ of execution, a notice that the writ of execution may be served on the
1248	1245		35.29judgment debtor's employer. The notice must: (1) be substantially in the form set forth
1249	1246		35.30below; (2) be served personally, in the manner of a summons and complaint, or by first
1250	1247		35.31class mail to the last known address of the judgment debtor; (3) inform the judgment debtor
1251	1248		35.32that an execution levy may be served on the judgment debtor's employer in ten days, and
1252	1249		35.33that the judgment debtor may, within that time, cause to be served on the judgment creditor's
1253	1250		35.34attorney a signed statement under penalties of perjury asserting an entitlement to an
1254	1251		35.35exemption from execution; (4) inform the judgment debtor of the earnings exemptions
1255	1252		35Sec. 10.
1256		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 36.1contained in section 550.37, subdivision 14; and (5) advise the judgment debtor of the relief
	1253	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 36.1contained in section 550.37, subdivision 14; and (5) advise the judgment debtor of the relief
1257	1254		36.2set forth in this chapter to which the judgment debtor may be entitled if a judgment creditor
1258	1255		36.3in bad faith disregards a valid claim and the fee, costs, and penalty that may be assessed
1259	1256		36.4against a judgment debtor who in bad faith falsely claims an exemption or in bad faith takes
1260	1257		36.5action to frustrate the execution process. The notice requirement of this subdivision does
1261	1258		36.6not apply to a levy on earnings being held by an employer pursuant to a garnishment
1262	1259		36.7summons served in compliance with chapter 571.
1263	1260		36.8 The ten-day notice informing a judgment debtor that a writ of execution may be used
1264	1261		36.9to levy the earnings of an individual must be substantially in the following form:
1265	1262		DISTRICT COURT36.10STATE OF MINNESOTA
1266	1263		......................JUDICIAL DISTRICT36.11COUNTY OF ..............................
1267	1264		(Judgment Creditor)36.12...........................................
1268	1265		36.13against
1269	1266		36.14 EXECUTION EXEMPTION
1270	1267		36.15 NOTICE AND NOTICE OF
1271	1268		INTENT TO LEVY ON EARNINGS(Judgment Debtor)36.16...........................................
1272	1269		WITHIN TEN DAYS36.17and
1273	1270		(Third Party)36.18...........................................
1274	1271		36.19 PLEASE TAKE NOTICE that A levy may be served upon your employer or other third
1275	1272		36.20parties, without any further court proceedings or notice to you, ten days or more from the
1276	1273		36.21date hereof. Your earnings are completely exempt from execution levy if you are now a
1277	1274		36.22recipient of relief based on need, if you have been a recipient of relief within the last six
1278	1275		36.23months, or if you have been an inmate of a correctional institution in the last six months.
1279	1276		36.24 Relief based on need includes the Minnesota Family Investment Program (MFIP),
1280	1277		36.25Emergency Assistance (EA), Work First Program, Medical Assistance (MA), General
1281	1278		36.26Assistance (GA), Emergency General Assistance (EGA), Minnesota Supplemental Aid
1282	1279		36.27(MSA), MSA Emergency Assistance (MSA-EA), Supplemental Security Income (SSI), and
1283	1280		36.28Energy Assistance.
1284	1281		36.29 If you wish to claim an exemption, you should fill out the appropriate form below, sign
1285	1282		36.30it, and send it to the judgment creditor's attorney.
1286	1283		36.31 You may wish to contact the attorney for the judgment creditor in order to arrange for
1287	1284		36.32a settlement of the debt or contact an attorney to advise you about exemptions or other
1288	1285		36.33rights.
1289	1286		36Sec. 10.
1290		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI District Court37.1State of Minnesota
	1287	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI District Court37.1State of Minnesota
1291	1288		Judicial District: ...........................................37.2County of: ....................................................
1292	1289		37.3 Court File Number: ......................................
1293	1290		37.4 Case Type: ...................................................
1294	1291		37.5Creditor's full name:
1295	1292		Execution Exemption Notice and Notice of37.6......................................................................
1296	1293		Intent to Levy on Earnings37.7against
1297	1294		37.8Debtor's full name:
1298	1295		37.9......................................................................
1299	1296		37.10and
1300	1297		37.11Third Party (bank, employer, or other):
1301	1298		37.12......................................................................
1302	1299		37.13Notice: A levy may be served on your employer or other third parties. A levy means that
1303	1300		37.14part of your earnings can be taken to pay off debts that you owe. This can happen in
1304	1301		37.1510 days or more after you get this notice. This can happen without any other court action
1305	1302		37.16or notice to you. But some of your money may be protected.
1306	1303		37.17 Your earnings cannot be taken if:
1307	1304		37.18 (i) you are getting government assistance based on need,
1308	1305		37.19 (ii) you got any government assistance based on need in the last 6 months, or
1309	1306		37.20 (iii) you were an inmate of a correctional institution in the last 6 months.
1310	1307		37.21These are called exemptions. Your money is NOT protected unless you fill out the
1311	1308		37.22Exemption Claim Notice attached and send it back to the creditor or the creditor's
1312	1309		37.23lawyer. If you are not sure if you have any exemptions, talk to a lawyer.
1313	1310		37.24You can also contact the creditor or their lawyer to talk about a settlement of the debt.
1314	1311		37.25 Examples of government assistance based on need:
1315	1312		37.26 (i) MFIP - Minnesota Family Investment Program
1316	1313		37.27 (ii) DWP - MFIP Diversionary Work Program
1317	1314		37.28 (iii) SNAP - Supplemental Nutrition Assistance Program
1318	1315		37.29 (iv) GA - General Assistance
1319	1316		37.30 (v) EGA - Emergency General Assistance
1320	1317		37.31 (vi) MSA - Minnesota Supplemental Aid
1321	1318		37.32 (vii) MSA-EA - MSA Emergency Assistance
1322	1319		37.33 (viii) EA - Emergency Assistance
1323	1320		37.34 (ix) Energy or Fuel Assistance
1324	1321		37Sec. 10.
1325		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 38.1 (x) Work Participation Cash Benefit
	1322	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 38.1 (x) Work Participation Cash Benefit
1326	1323		38.2 (xi) MA - Medical Assistance
1327	1324		38.3 (xii) MinnesotaCare
1328	1325		38.4 (xiii) Medicare Part B - Premium Payments help
1329	1326		38.5 (xiv) Medicare Part D - Extra
1330	1327		38.6 (xv) SSI - Supplemental Security Income
1331	1328		38.7 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working
1332	1329		38.8 Family Credit
1333	1330		38.9 (xvii) Renter's Refund (also called Renter's Property Tax Credit)
1334	1331		38.10 PENALTIES Warnings and Fines
1335	1332		38.11 (1) Be advised that even if you claim an exemption, an execution levy may still be served
1336	1333		38.12 on your employer. If your earnings are levied on after you claim an exemption, you may
1337	1334		38.13 petition the court for a determination of your exemption. If the court finds that the
1338	1335		38.14 judgment creditor disregarded your claim of exemption in bad faith, you will be entitled
1339	1336		38.15 to costs, reasonable attorney fees, actual damages, and an amount not to exceed $100.
1340	1337		38.16 Even if you claim an exemption, a levy may still be served on your employer. If they
1341	1338		38.17 take money from you after you claim an exemption, you may ask the court to review
1342	1339		38.18 your exemption. If the court finds that the creditor ignored your claim of exemption in
1343	1340		38.19 bad faith, you are entitled to costs, reasonable lawyer fees, actual damages, and a fine
1344	1341		38.20 up to $100. Bad faith is when someone does something wrong on purpose.
1345	1342		38.21 (2) HOWEVER, BE WARNED if you claim an exemption, the judgment creditor can
1346	1343		38.22 also petition the court for a determination of your exemption, and if the court finds that
1347	1344		38.23 you claimed an exemption in bad faith, you will be assessed costs and reasonable
1348	1345		38.24 attorney's fees plus an amount not to exceed $100. BUT if you claim an exemption, the
1349	1346		38.25 creditor can also ask the court to review your exemption. If the court finds that you
1350	1347		38.26 claimed an exemption in bad faith, you are charged costs and reasonable lawyer fees,
1351	1348		38.27 and a fine up to $100.
1352	1349		38.28 (3) If after receipt of this notice, you in bad faith take action to frustrate the execution
1353	1350		38.29 levy, thus requiring the judgment creditor to petition the court to resolve the problem,
1354	1351		38.30 you will be liable to the judgment creditor for costs and reasonable attorney's fees plus
1355	1352		38.31 an amount not to exceed $100. If you get this notice, then do something in bad faith to
1356	1353		38.32 try to block or stop the levy and the creditor has to take you to court because of it, you
1357	1354		38.33 will have to pay the creditor's costs, and reasonable lawyer's fees, and a fine up to $100.
1358	1355		.................................................................38.34DATED: ......................................
1359	1356		38.35 (Attorney for Judgment Creditor)
1360	1357		38Sec. 10.
1361		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 39.1 .................................................................
	1358	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 39.1 .................................................................
1362	1359		39.2 Address
1363	1360		39.3 .................................................................
1364	1361		39.4 Telephone
1365	1362		39.5Date: .............................................................
1366	1363		39.6Creditor's Signature: ....................................
1367	1364		39.7(or creditor's lawyer's signature)
1368	1365		39.8Creditor's Name: ..........................................
1369	1366		39.9(or creditor's lawyer's name)
1370	1367		39.10Street Address: .............................................
1371	1368		39.11City/State/Zip: ..............................................
1372	1369		Fax: ..............................................................39.12Phone: ..........................................................
1373	1370		39.13Email: ...........................................................
1374	1371		39.14 JUDGMENT DEBTOR'S EXEMPTION CLAIM NOTICE
1375	1372		39.15 Debtor's Exemption Claim Notice
1376	1373		39.16 I hereby claim that my earnings are exempt from execution because: (check all that
1377	1374		39.17apply)
1378	1375		39.18 (1) ... I am presently a recipient of relief getting government assistance based on need.
1379	1376		39.19 (Specify State the program, case number if you know it, and the county from which
1380	1377		39.20 relief is being received you got it from.)
1381	1378		.............................................................................................39.21..............................................
1382	1379		CountyCase Number (if known)39.22Program
1383	1380		County: ................................Case #: .................................39.23Program: ..............................
1384	1381		County: ................................Case #: .................................39.24Program: ..............................
1385	1382		County: ................................Case #: .................................39.25Program: ..............................
1386	1383		39.26 (2) ... I am not now receiving relief getting assistance based on need right now, but I
1387	1384		39.27 have received relief did get government assistance based on need within the last six 6
1388	1385		39.28 months. (Specify State the program, case number if you know it, and the county from
1389	1386		39.29 which relief has been received you got it from.)
1390	1387		.............................................................................................39.30.............................................
1391	1388		CountyCase Number (if known)39.31Program
1392	1389		County: ................................Case #: .................................39.32Program: ..............................
1393	1390		County: ................................Case #: .................................39.33Program: ..............................
1394	1391		County: ................................Case #: .................................39.34Program: ..............................
1395	1392		39Sec. 10.
1396		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 40.1 (3) ... I have been was an inmate of a correctional institution within the last six 6 months.
	1393	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 40.1 (3) ... I have been was an inmate of a correctional institution within the last six 6 months.
1397	1394		40.2 (Specify State the correctional institution and location.)
1398	1395		......................................................................40.3......................................................................
1399	1396		Location........................................................40.4Correctional Institution.................................
1400	1397		40.5 I hereby authorize any agency that has distributed relief to me or any correctional
1401	1398		40.6institution in which I was an inmate to disclose to the above-named judgment creditor or
1402	1399		40.7the judgment creditor's attorney only whether or not I am or have been a recipient of relief
1403	1400		40.8based on need or an inmate of a correctional institution within the last six months. I have
1404	1401		40.9mailed or delivered a copy of this form to the creditor or creditor's attorney.
1405	1402		......................................................40.10DATE: .........................................
1406	1403		40.11 Judgment Debtor
1407	1404		40.12 ......................................................
1408	1405		40.13 Address
1409	1406		40.14I give my permission to any agency listed above to give information about my benefits to
1410	1407		40.15the creditor named above, or to the creditor's lawyer. The information will ONLY be if I
1411	1408		40.16get assistance, or if I have gotten assistance in the past 6 months. If I was an inmate in the
1412	1409		40.17last 6 months, I give my permission to the correctional institution to tell the creditor named
1413	1410		40.18above or the creditor's lawyer that I was an inmate there.
1414	1411		40.19Date: .............................................................
1415	1412		40.20Debtor's Signature: ......................................
1416	1413		40.21Debtor's Name: ............................................
1417	1414		40.22Street Address: .............................................
1418	1415		40.23City/State/Zip: ..............................................
1419	1416		40.24Phone: ..........................................................
1420	1417		40.25Email: ...........................................................
1421	1418		40.26Sec. 11. Minnesota Statutes 2024, section 551.06, subdivision 9, is amended to read:
1422	1419		40.27 Subd. 9.Notice of levy on earnings, disclosure, and worksheet.The attorney for the
1423	1420		40.28judgment creditor shall serve upon the judgment debtor's employer a notice of levy on
1424	1421		40.29earnings and an execution earnings disclosure form and an earnings disclosure worksheet
1425	1422		40.30with the writ of execution, that must be substantially in the form set forth below.
1426	1423		DISTRICT COURT40.31STATE OF MINNESOTA
1427	1424		......................JUDICIAL DISTRICT40.32COUNTY OF ..............................
1428	1425		40.33 FILE NO. .........
1429	1426		(Judgment Creditor)40.34...........................................
1430	1427		40Sec. 11.
1431		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI NOTICE OF LEVY ON41.1against
	1428	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI NOTICE OF LEVY ON41.1against
1432	1429		41.2 EARNINGS AND DISCLOSURE
1433	1430		(Judgment Debtor)41.3...........................................
1434	1431		41.4and
1435	1432		(Third Party)41.5...........................................
1436	1433		41.6 PLEASE TAKE NOTICE that pursuant to Minnesota Statutes, sections 551.04 and
1437	1434		41.7551.06, the undersigned, as attorney for the judgment creditor, hereby makes demand and
1438	1435		41.8levies execution upon all earnings due and owing by you (up to $10,000) to the judgment
1439	1436		41.9debtor for the amount of the judgment specified below. A copy of the writ of execution
1440	1437		41.10issued by the court is enclosed. The unpaid judgment balance is $.....
1441	1438		41.11 This levy attaches all unpaid nonexempt disposable earnings owing or to be owed by
1442	1439		41.12you and earned or to be earned by the judgment debtor before and within the pay period in
1443	1440		41.13which the writ of execution is served and within all subsequent pay periods whose paydays
1444	1441		41.14occur within the 90 days after the service of this levy.
1445	1442		41.15 In responding to this levy, you are to complete the attached disclosure form and worksheet
1446	1443		41.16and mail it to the undersigned attorney for the judgment creditor, together with your check
1447	1444		41.17payable to the above-named judgment creditor, for the nonexempt amount owed by you to
1448	1445		41.18the judgment debtor or for which you are obligated to the judgment debtor, within the time
1449	1446		41.19limits set forth in the aforementioned statutes.
1450	1447		41.20 ......................................................
1451	1448		41.21 Attorney for the Judgment Creditor
1452	1449		41.22 ......................................................
1453	1450		41.23 ......................................................
1454	1451		41.24 ......................................................
1455	1452		41.25 Address
1456	1453		41.26 (...) ...............................................
1457	1454		41.27 Phone Number
1458	1455		41.28 DISCLOSURE
1459	1456		41.29 DEFINITIONS
1460	1457		41.30 "EARNINGS": For the purpose of execution, "earnings" means compensation paid or
1461	1458		41.31payable to an employee for personal services or compensation paid or payable to the producer
1462	1459		41.32for the sale of agricultural products; milk or milk products; or fruit or other horticultural
1463	1460		41.33products produced when the producer is operating a family farm, a family farm corporation,
1464	1461		41.34or an authorized farm corporation, as defined in section 500.24, subdivision 2, whether
1465	1462		41Sec. 11.
1466		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 42.1denominated as wages, salary, commission, bonus, or otherwise, and includes periodic
	1463	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 42.1denominated as wages, salary, commission, bonus, or otherwise, and includes periodic
1467	1464		42.2payments pursuant to a pension or retirement.
1468	1465		42.3 "DISPOSABLE EARNINGS": Means that part of the earnings of an individual remaining
1469	1466		42.4after the deduction from those earnings of amounts required by law to be withheld. (Amounts
1470	1467		42.5required by law to be withheld do not include items such as health insurance, charitable
1471	1468		42.6contributions, or other voluntary wage deductions.)
1472	1469		42.7 "PAYDAY": For the purpose of execution, "payday(s)" means the date(s) upon which
1473	1470		42.8the employer pays earnings to the judgment debtor in the ordinary course of business. If
1474	1471		42.9the judgment debtor has no regular payday, payday(s) means the 15th and the last day of
1475	1472		42.10each month.
1476	1473		District Court42.11State of Minnesota
1477	1474		Judicial District: .....................................42.12County of: ...............................................
1478	1475		42.13 Court File Number: ................................
1479	1476		42.14 Case Type: ..............................................
1480	1477		42.15Creditor's full name:
1481	1478		42.16 Notice of Levy on Earnings for
1482	1479		Non-Child Support Judgements42.17.................................................................
1483	1480		42.18against
1484	1481		42.19Debtor's full name:
1485	1482		42.20.................................................................
1486	1483		42.21and
1487	1484		42.22Third Party (Debtor's Employer):
1488	1485		42.23.................................................................
1489	1486		42.24 To the employer:
1490	1487		42.25An employee of yours owes a judgment (money) to a creditor. The creditor's lawyer is
1491	1488		42.26starting a levy on the earnings you owe the employee. A levy means that you might have
1492	1489		42.27to hold part of the employee's earnings and send it to the creditor. By law, you have to do
1493	1490		42.28this. The limit on the levy is $10,000. A copy of the writ of execution from the court is
1494	1491		42.29enclosed. The amount of the judgment is $........
1495	1492		42.30The levy applies to "nonexempt disposable earnings" that you owe the employee. There are
1496	1493		42.31definitions and instructions below on how to calculate the amount, if any, you have to hold.
1497	1494		42.32The levy starts with the pay period when you got this levy. It continues for all pay periods
1498	1495		42.33in the 90 days after you got this levy.
1499	1496		42Sec. 11.
1500		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 43.1You must complete the attached disclosure form and worksheet. Then mail it to the lawyer
	1497	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 43.1You must complete the attached disclosure form and worksheet. Then mail it to the lawyer
1501	1498		43.2listed below. If any money is owed under the levy, you must also send a check payable to
1502	1499		43.3the creditor listed above. Follow the steps and the deadlines explained below.
1503	1500		43.4Creditor's Name: ..........................................
1504	1501		43.5Creditor's Lawyer's Name: ...........................
1505	1502		43.6Street Address: .............................................
1506	1503		43.7City/State/Zip: ..............................................
1507	1504		Fax: ..............................................................43.8Phone: ..........................................................
1508	1505		43.9Email: ...........................................................
1509	1506		District Court43.10State of Minnesota
1510	1507		Judicial District: .....................................43.11County of: ...............................................
1511	1508		43.12 Court File Number: ................................
1512	1509		43.13 Case Type: ..............................................
1513	1510		43.14Creditor's full name:
1514	1511		43.15 Earnings Disclosure and Worksheet
1515	1512		For Non-Child Support Judgements43.16.................................................................
1516	1513		43.17against
1517	1514		43.18Debtor's full name:
1518	1515		43.19.................................................................
1519	1516		43.20and
1520	1517		43.21Third Party (Debtor's Employer):
1521	1518		43.22.................................................................
1522	1519		43.23This form is called an "Earnings Execution Disclosure" or "Disclosure." It is for the employer
1523	1520		43.24to fill out. The "debtor" is the person who owes money. The debtor gets a copy of this form
1524	1521		43.25for their own information.
1525	1522		43.26The employer is the "third party." The debtor is also called a "judgment debtor." If the debtor
1526	1523		43.27asks how the calculations in this document were made, the employer must provide
1527	1524		43.28information about it.
1528	1525		43.29Definitions
1529	1526		43.30 "Earnings": what is paid or payable to an employee, independent contractor, or
1530	1527		43.31self-employed person for personal services (a job). Also called compensation. Compensation
1531	1528		43.32can be wages, salary, commission, bonuses, payments, profit-sharing distributions, severance
1532	1529		43.33payment, fees, or other. It includes periodic payments from a pension or retirement. It can
1533	1530		43.34also be compensation paid or payable to a producer for the sale of agricultural products.
1534	1531		43.35This can be things like milk or milk products, or fruit or other horticultural products. Or
1535	1532		43Sec. 11.
1536		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 44.1things produced in the operation of a family farm, a family farm corporation, or an authorized
	1533	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 44.1things produced in the operation of a family farm, a family farm corporation, or an authorized
1537	1534		44.2farm corporation. This is defined in Minnesota Statutes, section 500.24, subdivision 2.
1538	1535		44.3 "Disposable Earnings": the part of a person's earnings that are left after subtracting
1539	1536		44.4the amounts required by law to be withheld. Note: Amounts required by law to be withheld
1540	1537		44.5do not include things like health insurance, charitable contributions, or other voluntary wage
1541	1538		44.6deductions.
1542	1539		44.7 "Payday": the date when the employer pays earnings to the debtor for doing their job.
1543	1540		44.8If the debtor has no regular payday, then "payday" means the 15th and the last day of each
1544	1541		44.9month.
1545	1542		44.10 THE THIRD PARTY/EMPLOYER MUST ANSWER THE FOLLOWING
1546	1543		44.11QUESTIONS:
1547	1544		44.12 1. Do you now owe, or within 90 days from the date the execution levy was served on
1548	1545		44.13you, will you or may you owe money to the judgment debtor for earnings? Right now, do
1549	1546		44.14you owe money to the debtor for earnings?
1550	1547		No .....44.15 Yes .....
1551	1548		44.16 2. Does the judgment debtor earn more than $... per week? (This amount is the greater
1552	1549		44.17of $9.50 per hour of the federal minimum wage per week.) Within 90 days from the date
1553	1550		44.18you were served with the levy, will you or may you owe money to the debtor for earnings?
1554	1551		No .....44.19 Yes .....
1555	1552		44.20 3. Does the debtor earn more than the current Minnesota or federal minimum wage per
1556	1553		44.21week? (use the number that is more)
1557	1554		No .....44.22 Yes .....
1558	1555		44.23 INSTRUCTIONS FOR COMPLETING THE
1559	1556		44.24 EARNINGS DISCLOSURE
1560	1557		44.25 A. If your answer to either question 1 or 2 is "No," then you must sign the affirmation
1561	1558		44.26on page 2 and return this disclosure to the judgment creditor's attorney within 20 days after
1562	1559		44.27it was served on you, and you do not need to answer the remaining questions. If you answer
1563	1560		44.28"No" to question 1, 2, or 3, you don't need to answer the rest of the questions. You don't
1564	1561		44.29have to do the Earnings Disclosure Worksheet. Sign the Earnings Disclosure Affirmation
1565	1562		44.30below and return this disclosure form to the sheriff. You must return it within 20 days after
1566	1563		44.31it was served on you.
1567	1564		44Sec. 11.
1568		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 45.1 B. If your answers to both questions 1 and 2 are "Yes," you must complete this form
	1565	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 45.1 B. If your answers to both questions 1 and 2 are "Yes," you must complete this form
1569	1566		45.2and the Earnings Disclosure Worksheet as follows: If you answer "Yes" to question 1 or 2,
1570	1567		45.3and "Yes" to question 3, sign the Earnings Disclosure Affirmation below. You must return
1571	1568		45.4it to the sheriff within 20 days. You must also fill out the rest of this form. Read the
1572	1569		45.5instructions for the Earnings Disclosure Worksheet.
1573	1570		45.6 For each payday that falls within 90 days from the date the execution levy was served
1574	1571		45.7 on you, YOU MUST calculate the amount of earnings to be retained by completing steps
1575	1572		45.8 3 through 11 on page 2, and enter the amounts on the Earnings Disclosure Worksheet.
1576	1573		45.9 UPON REQUEST, THE EMPLOYER MUST PROVIDE THE DEBTOR WITH
1577	1574		45.10 INFORMATION AS TO HOW THE CALCULATIONS REQUIRED BY THIS
1578	1575		45.11 DISCLOSURE WERE MADE.
1579	1576		45.12 Each payday, you must retain the amount of earnings listed in column I on the Earnings
1580	1577		45.13 Disclosure Worksheet.
1581	1578		45.14 You must pay the attached earnings and return this Earnings Disclosure Form and the
1582	1579		45.15 Earnings Disclosure Worksheet to the judgment creditor's attorney and deliver a copy
1583	1580		45.16 to the judgment debtor within ten days after the last payday that falls within the 90-day
1584	1581		45.17 period.
1585	1582		45.18 If the judgment is wholly satisfied or if the judgment debtor's employment ends before
1586	1583		45.19 the expiration of the 90-day period, your disclosure and remittance should be made
1587	1584		45.20 within ten days after the last payday for which earnings were attached.
1588	1585		45.21For steps 3 through 11, "columns" refers to columns on the Earnings Disclosure Worksheet.
1589	1586		Enter the date of judgment debtor's payday.COLUMN A.45.223.
1590	1587		Enter judgment debtor's gross earnings for each payday.COLUMN B.45.234.
1591	1588		Enter judgment debtor's disposable earnings for each
1592	1589		45.25 payday.
1593	1590		COLUMN C.45.245.
1594	1591		Enter 25 percent of disposable earnings. (Multiply
1595	1592		45.27 Column C by .25.)
1596	1593		COLUMN D.45.266.
1597	1594		Enter here the greater of 40 times $9.50 or 40 times the
1598	1595		45.29 hourly federal minimum wage ($.......) times the number
1599	1596		COLUMN E.45.287.
1600	1597		45.30 of work weeks included in each payday. (Note: If a pay
1601	1598		45.31 period includes days in excess of whole work weeks,
1602	1599		45.32 the additional days should be counted as a fraction of a
1603	1600		45.33 work week equal to the number of workdays in excess
1604	1601		45.34 of a whole work week divided by the number of
1605	1602		45.35 workdays in a normal work week.)
1606	1603		Subtract the amount in Column E from the amount in
1607	1604		45.37 Column C, and enter here.
1608	1605		COLUMN F.45.368.
1609	1606		Enter here the lesser of the amount in Column D and
1610	1607		45.39 the amount in Column F.
1611	1608		COLUMN G.45.389.
1612	1609		45Sec. 11.
1613		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI Enter here any amount claimed by you as a setoff,
	1610	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI Enter here any amount claimed by you as a setoff,
1614	1611		46.2 defense, lien, or claim, or any amount claimed by any
1615	1612		COLUMN H.46.110.
1616	1613		46.3 other person as an exemption or adverse interest which
1617	1614		46.4 would reduce the amount of earnings owing to the
1618	1615		46.5 judgment debtor. (Note: Any indebtedness to you
1619	1616		46.6 incurred within ten days prior to your receipt of the first
1620	1617		46.7 execution levy on a debt may not be set off against the
1621	1618		46.8 earnings otherwise subject to this levy. Any wage
1622	1619		46.9 assignment made by the judgment debtor within ten
1623	1620		46.10 days prior to your receipt of the first execution levy on
1624	1621		46.11 a debt is void.)
1625	1622		46.12 You must also describe your claim(s) and the claims of
1626	1623		46.13 others, if known, in the space provided below the
1627	1624		46.14 worksheet and state the name(s) and address(es) of these
1628	1625		46.15 persons.
1629	1626		46.16 Enter zero in Column H if there are no claims by you
1630	1627		46.17 or others which would reduce the amount of earnings
1631	1628		46.18 owing to the judgment debtor.
1632	1629		Subtract the amount in Column H from the amount in
1633	1630		46.20 Column G and enter here. This is the amount of earnings
1634	1631		COLUMN I.46.1911.
1635	1632		46.21 that you must retain for the payday for which the
1636	1633		46.22 calculations were made. The total of all amounts entered
1637	1634		46.23 in Column I is the amount to be remitted to the attorney
1638	1635		46.24 for the judgment creditor.
1639	1636		46.25 Earnings Disclosure Affirmation
1640	1637		46.26 I, ................... (person signing Affirmation), am the third party/employer or I am
1641	1638		46.27authorized by the third party/employer to complete this earnings disclosure, and have done
1642	1639		46.28so truthfully and to the best of my knowledge.
1643	1640		......................................................46.29Dated: .....................................................
1644	1641		46.30 Signature
1645	1642		46.31 ......................................................
1646	1643		46.32 Title
1647	1644		46.33 ......................................................
1648	1645		46.34 Telephone Number
1649	1646		46.35 EARNINGS DISCLOSURE WORKSHEET
1650	1647		46.36 ...................
1651	1648		46.37 Judgment Debtor's Name
1652	1649		46.38Date: ....................................................................................
1653	1650		46.39Third Party's Name: .............................................................
1654	1651		46.40Third Party's Signature: .......................................................
1655	1652		Fax: ....................................46.41Phone: ....................................
1656	1653		46.42Email: ..................................................................................
1657	1654		46Sec. 11.
1658		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 47.1Instructions for Completing the Earnings Disclosure Worksheet
	1655	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 47.1Instructions for Completing the Earnings Disclosure Worksheet
1659	1656		47.2 For each payday that falls within 90 days from the date the levy was served on you, you
1660	1657		47.3must calculate the amount of earnings to be withheld. Enter the amounts on the Earnings
1661	1658		47.4Disclosure Worksheet.
1662	1659		47.5 You must:
1663	1660		47.6 1. Withhold the amount of earnings listed in column I on the Earnings Disclosure
1664	1661		47.7Worksheet each payday.
1665	1662		47.8 2. After 90 days, return this Earnings Disclosure Worksheet to the sheriff. Include all
1666	1663		47.9the money withheld. Sign the Affirmation at the end of the worksheet before returning.
1667	1664		47.10 3. Deliver a copy of the disclosure and worksheet to the debtor within 10 days after the
1668	1665		47.11last payday that falls within the 90-day period.
1669	1666		47.12 If the debt (judgment) is fully paid off or if the debtor's job ends before the 90-day period
1670	1667		47.13is over, you need to do the last disclosure and withholdings within 10 days of their last
1671	1668		47.14payday that you withheld money.
1672	1669		47.15 Calculating Percentage of Disposable Earnings
1673	1670		47.16 Note to Creditor: You must fill out this chart before sending this form to the employer.
1674	1671		47.17Use the current minimum wage found online at: https://www.dli.mn.gov/minwage.
1675	1672		47.18 Minimum Wage = $MW/hour.
1676	1673		47.19 then this percentage of the disposable
1677	1674		earnings are withheld:47.20 if the weekly gross earnings are:
1678	1675		0%47.21 Less than [40 X MW]
1679	1676		10%47.22 [40 X MW + .01] to [60 X MW]
1680	1677		15%47.23 [60 X MW + .01] to [80 X MW]
1681	1678		25%47.24 [80 X MW + .01] or more
1682	1679		47.25 Employer: Use this creditor's calculation chart to know what percentage of earnings
1683	1680		47.26should be withheld.
1684	1681		47.27 Earnings Disclosure Worksheet
1685	1682		47.28......................................................................
1686	1683		47.29Debtor's Name
1687	1684		CB47.30A
1688	1685		Disposable
1689	1686		47.32 Earnings
1690	1687		Gross Earnings47.31Payday Date
1691	1688		47Sec. 11.
1692		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI $........................$..................................................48.11.
	1689	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI $........................$..................................................48.11.
1693	1690		..............................................................................48.22.
1694	1691		..............................................................................48.33.
1695	1692		..............................................................................48.44.
1696	1693		..............................................................................48.55.
1697	1694		..............................................................................48.66.
1698	1695		..............................................................................48.77.
1699	1696		..............................................................................48.88.
1700	1697		..............................................................................48.99.
1701	1698		..............................................................................48.1010.
1702	1699		48.11 Column A. Enter the debtor's payday.
1703	1700		48.12 Column B. Enter the debtor's gross earnings for each payday.
1704	1701		48.13 Column C. Enter the debtor's disposable earnings for each payday.
1705	1702		FE48.14D
1706	1703		Column C
1707	1704		minus Column E
1708	1705		Greater of 40 X
1709	1706		$9.50 or 40 X
1710	1707		48.1525% of withholding
1711	1708		48.16of Column C
1712	1709		MN or Fed.
1713	1710		Min. Wage
1714	1711		48.17(Use the creditor's
1715	1712		48.18calculation chart)
1716	1713		...........................................................................48.191.
1717	1714		...........................................................................48.202.
1718	1715		...........................................................................48.213.
1719	1716		...........................................................................48.224.
1720	1717		...........................................................................48.235.
1721	1718		...........................................................................48.246.
1722	1719		...........................................................................48.257.
1723	1720		...........................................................................48.268.
1724	1721		...........................................................................48.279.
1725	1722		...........................................................................48.2810.
1726	1723		48.29 Column D. Enter the percentage of disposable earnings that will be withheld. Get this
1727	1724		48.30number from the creditor's calculation chart.
1728	1725		48.31 Column E. Calculate 40 times the current Minnesota minimum wage (or 40 times the
1729	1726		48.32current federal minimum wage) times the number of work weeks in each payday. Enter the
1730	1727		48.33bigger number here. Note: If a payday has extra days that are more than a full work week,
1731	1728		48.34count those extra days as part of a work week. Do this by dividing the number of extra
1732	1729		48.35workdays by the number of workdays in a normal week.
1733	1730		48Sec. 11.
1734		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 49.1 Column F. Subtract the amount in Column E from the amount in Column C and enter
	1731	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 49.1 Column F. Subtract the amount in Column E from the amount in Column C and enter
1735	1732		49.2here.
1736	1733		IH49.3G
1737	1734		Column G
1738	1735		minus Column
1739	1736		H
1740	1737		49.4 Setoff, Lien,
1741	1738		49.5 Adverse
1742	1739		Interest, or
1743	1740		Other Claims
1744	1741		49.6Lesser of Column D
1745	1742		49.7and Column F
1746	1743		...........................................................................49.81.
1747	1744		...........................................................................49.92.
1748	1745		...........................................................................49.103.
1749	1746		...........................................................................49.114.
1750	1747		...........................................................................49.125.
1751	1748		...........................................................................49.136.
1752	1749		...........................................................................49.147.
1753	1750		...........................................................................49.158.
1754	1751		...........................................................................49.169.
1755	1752		...........................................................................49.1710.
1756	1753		$ ......................49.18 TOTAL OF COLUMN I
1757	1754		49.19 Column G. Look at column D and column F. Enter the smaller amount of the two here
1758	1755		49.20in column G.
1759	1756		49.21 Column H. Enter any amount claimed by you that would lower the amount of earnings
1760	1757		49.22that will go to the debtor. Things like:
1761	1758		49.23 (i) a setoff,
1762	1759		49.24 (ii) a defense,
1763	1760		49.25 (iii) a lien,
1764	1761		49.26 (iv) a claim, or
1765	1762		49.27 (v) any amount claimed by any other person as an exemption or adverse interest.
1766	1763		49.28 Note: You must describe your claim(s) and the claims of others, if known, in the spaces
1767	1764		49.29after this worksheet.
1768	1765		49.30 Enter zero in column H if there are no claims by you or others which would lower the
1769	1766		49.31amount of earnings owed to the debtor.
1770	1767		49.32 Note: Any debt that happened within 10 days before you got the first levy on a debt
1771	1768		49.33may not be set off against the earnings that are affected by this levy. Any wage assignment
1772	1769		49Sec. 11.
1773		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 50.1made by the debtor within 10 days before you got the first levy on a debt is void. Wage
	1770	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 50.1made by the debtor within 10 days before you got the first levy on a debt is void. Wage
1774	1771		50.2assignment is when a debtor voluntarily agrees to money being taken out of their earnings.
1775	1772		50.3 Column I. Subtract the amount in column H from the amount in column G and enter
1776	1773		50.4here. This is the amount of earnings that go to the creditor.
1777	1774		50.5 *If you entered any amount in Column H for any payday(s), you must describe below
1778	1775		50.6either your claims, or the claims of others. For amounts claimed by others, you must both
1779	1776		50.7state the names and addresses of these persons, and the nature of their claim, if known.
1780	1777		50.8payday, describe those claims below. It doesn't matter if they are your claims, or the claims
1781	1778		50.9of others. For claims by others, list the names and addresses of each, and describe their
1782	1779		50.10claims, if you know.
1783	1780		50.11................................................................................................................................................
1784	1781		50.12................................................................................................................................................
1785	1782		50.13................................................................................................................................................
1786	1783		50.14................................................................................................................................................
1787	1784		50.15 Earnings Worksheet Affirmation
1788	1785		50.16 I, ................. (person signing Affirmation), am the third party/employer or I am authorized
1789	1786		50.17by the third party/employer to complete this earnings disclosure worksheet, and have done
1790	1787		50.18so truthfully and to the best of my knowledge.
1791	1788		50.19 ..............................................
1792	1789		50.20 Title
1793	1790		(...) ......................................................................................50.21Dated: ...................................
1794	1791		Phone Number50.22 Signature
1795	1792		50.23Date: ....................................................................................
1796	1793		50.24Third Party's Name: .............................................................
1797	1794		50.25Third Party's Signature: .......................................................
1798	1795		Fax: ....................................50.26Phone: ....................................
1799	1796		50.27Email: ..................................................................................
1800	1797		50.28Sec. 12. Minnesota Statutes 2024, section 571.72, subdivision 8, is amended to read:
1801	1798		50.29 Subd. 8.Exemption notice.In every garnishment where the debtor is a natural person,
1802	1799		50.30the debtor shall be provided with a garnishment exemption notice. If the creditor is garnishing
1803	1800		50.31earnings, the earnings exemption notice provided in section 571.924 must be served ten or
1804	1801		50.32more days before the service of the first garnishment summons. If the creditor is garnishing
1805	1802		50Sec. 12.
1806		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 51.1funds in a financial institution, the exemption notice provided in section 571.912 must be
	1803	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 51.1funds in a financial institution, the exemption notice provided in section 571.912 must be
1807	1804		51.2served with the garnishment summons. In all other cases, the exemption notice must be in
1808	1805		51.3the following form and served on the debtor with a copy of the garnishment summons.
1809	1806		DISTRICT COURT51.4STATE OF MINNESOTA
1810	1807		............................JUDICIAL DISTRICT51.5COUNTY OF .........................................
1811	1808		51.6.................................................(Creditor)
1812	1809		51.7against
1813	1810		EXEMPTION NOTICE51.8...................................................(Debtor)
1814	1811		51.9and
1815	1812		51.10..............................................(Garnishee)
1816	1813		District Court51.11State of Minnesota
1817	1814		Judicial District: .....................................51.12County of: ...............................................
1818	1815		51.13 Court File Number: ................................
1819	1816		51.14 Case Type: ..............................................
1820	1817		51.15Creditor's full name
1821	1818		Exemption Notice51.16.................................................................
1822	1819		51.17against
1823	1820		51.18Debtor's full name
1824	1821		51.19.................................................................
1825	1822		51.20and
1826	1823		51.21Third Party (bank, employer, or other)
1827	1824		51.22.................................................................
1828	1825		51.23A Garnishment Summons is being served upon on you. This means a creditor with a court
1829	1826		51.24judgment against you wants to take some of your money or property to pay the judgment.
1830	1827		51.25Some of your property may be exempt and cannot can't be garnished taken. 'Exempt' means
1831	1828		51.26protected. The following is a list of some of the more common exemptions. It is not a
1832	1829		51.27complete and is subject to list. For full details and dollar amounts set by law see section
1833	1830		51.28550.37 of the Minnesota Statutes and other state and federal laws. The dollar amounts
1834	1831		51.29contained in this list are subject to the provisions of section 550.37, subdivision 4a, at the
1835	1832		51.30time of garnishment. If you have questions about an exemption, you should obtain contact
1836	1833		51.31a lawyer for legal advice.
1837	1834		51.32 These things you or your family might have are protected:
1838	1835		51.33 (1) a homestead or the proceeds from the sale of a homestead equity in your home, or
1839	1836		51.34money from recently selling your home - up to $510,000 total;
1840	1837		51.35 (2)(i) all clothing, one watch, utensils, and foodstuffs;
1841	1838		51Sec. 12.
1842		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 52.1 (ii) household furniture, household appliances, phonographs, radios, and computers,
	1839	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 52.1 (ii) household furniture, household appliances, phonographs, radios, and computers,
1843	1840		52.2tablets, televisions up to a total current value of $5,850;, printers, cell phones, smart phones,
1844	1841		52.3and other consumer electronics up to $12,150 in all; and
1845	1842		52.4 (iii) jewelry - total value can't be more than $3,308;
1846	1843		52.5 (3) a manufactured (mobile) home used as your home you live in;
1847	1844		52.6 (4) one motor vehicle currently worth less than $2,600 after deducting any security
1848	1845		52.7interest;, counting only the amount you have paid off:
1849	1846		52.8 (i) $10,000;
1850	1847		52.9 (ii) $12,500 if it is necessary for your business, trade, or profession;
1851	1848		52.10 (iii) $25,000 if used by or to help someone with a disability that makes it hard to walk;
1852	1849		52.11or
1853	1850		52.12 (iv) $100,000 if designed or modified for someone with a disability that makes it hard
1854	1851		52.13to walk;
1855	1852		52.14 (5) farm machinery used by an individual principally engaged in farming, or if your
1856	1853		52.15main business is farming. Tools, machines, or office furniture used in your business or trade.
1857	1854		52.16This exemption is limited to - the total value can't be more than $13,000;
1858	1855		52.17 (6) relief based on need. This includes:
1859	1856		52.18 (i) MFIP - Minnesota Family Investment Program (MFIP) and Work First Program;
1860	1857		52.19 (ii) DWP - MFIP Diversionary Work Program;
1861	1858		52.20 (ii) Medical Assistance (MA);
1862	1859		52.21 (iii) SNAP - Supplemental Nutrition Assistance Program;
1863	1860		52.22 (iii) (iv) GA - General Assistance (GA);
1864	1861		52.23 (iv) (v) EGA - Emergency General Assistance (EGA);
1865	1862		52.24 (v) (vi) MSA - Minnesota Supplemental Aid (MSA);
1866	1863		52.25 (vi) MSA-Emergency (vii) MSA-EA - MSA Emergency Assistance (MSA-EA);
1867	1864		52.26 (vii) Supplemental Security Income (SSI);
1868	1865		52.27 (viii) Energy Assistance; and
1869	1866		52.28 (ix) (viii) EA - Emergency Assistance (EA);
1870	1867		52.29 (ix) Energy or Fuel Assistance;
1871	1868		52Sec. 12.
1872		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 53.1 (x) Work Participation Cash Benefit;
	1869	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 53.1 (x) Work Participation Cash Benefit;
1873	1870		53.2 (xi) MA - Medical Assistance;
1874	1871		53.3 (xii) MinnesotaCare;
1875	1872		53.4 (xiii) Medicare Part B - Premium Payments help;
1876	1873		53.5 (xiv) Medicare Part D - Extra;
1877	1874		53.6 (xv) SSI - Supplemental Security Income;
1878	1875		53.7 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working
1879	1876		53.8Family Credit; and
1880	1877		53.9 (xvii) Renter's Refund (also called Renter's Property Tax Credit);
1881	1878		53.10 (7) wages. 100% is protected if you get government assistance based on need. Otherwise,
1882	1879		53.11between 75-100% is protected depending on how much you earn;
1883	1880		53.12 (8) retirement benefits - the total interest under all plans and contracts can't be more than
1884	1881		53.13$81,000;
1885	1882		53.14 (7) (9) Social Security benefits;
1886	1883		53.15 (8) (10) unemployment benefits, workers' compensation, or veteran's veterans' benefits;
1887	1884		53.16 (9) an accident, disability, or retirement (11) a retirement, disability, or accident pension
1888	1885		53.17or annuity;
1889	1886		53.18 (10) (12) life insurance proceeds that are not more than $54,000;
1890	1887		53.19 (11) (13) earnings of your minor child; and
1891	1888		53.20 (12) (14) money from a claim for damage or destruction of exempt property (such as -
1892	1889		53.21like household goods, farm tools, business equipment, a manufactured (mobile) home, or
1893	1890		53.22a car). car;
1894	1891		53.23 (15) sacred possessions - like the Bible, Torah, Qur'an, prayer rug, and other religious
1895	1892		53.24items. Total value can't be more than $2,000;
1896	1893		53.25 (16) personal library - total value can't be more than $750;
1897	1894		53.26 (17) musical instruments - total value can't be more than $2,000;
1898	1895		53.27 (18) family pets - current value can't be more than $1,000;
1899	1896		53.28 (19) a seat or pew in any house or place of public worship and a lot in any burial ground;
1900	1897		53Sec. 12.
1901		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 54.1 (20) tools you need to work in your business or profession - the total value can't be more
	1898	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 54.1 (20) tools you need to work in your business or profession - the total value can't be more
1902	1899		54.2than $13,500;
1903	1900		54.3 (21) household tools and equipment - things like hand and power tools, snow removal
1904	1901		54.4equipment, lawnmowers, and more. Total value can't be more than $3,000; and
1905	1902		54.5 (22) health savings accounts, medical savings accounts - the total value can't be more
1906	1903		54.6than $25,000.
1907	1904		54.7 Sec. 13. Minnesota Statutes 2024, section 571.72, subdivision 10, is amended to read:
1908	1905		54.8 Subd. 10.Exemption notice for prejudgment garnishment.
1909	1906		54.9 Exemption Notice
1910	1907		54.10 Important Notice: A garnishment summons may be served on your employer, bank,
1911	1908		54.11or other third parties. This can happen without any further court proceeding or notice to
1912	1909		54.12you. See the attached Notice of Intent to Garnish for more information.
1913	1910		54.13 The following money and wages Some of your money in your account may be
1914	1911		54.14protected (the legal word is exempt) from garnishment:.
1915	1912		54.15 1. Financial institutions/bank
1916	1913		54.16 Some of the money in your account may be protected because you receive government
1917	1914		54.17benefits from one or more of the following places:
1918	1915		54.18 Earnings (Wages)
1919	1916		54.19 ALL or SOME of my wages may be protected.
1920	1917		54.20 ... Some of my wages are protected because they were only deposited in my account in
1921	1918		54.21the last 20 days.
1922	1919		54.22For wages that were deposited in your account within the last 20 days, the amount protected
1923	1920		54.23is whichever is more:
1924	1921		54.24 (i) 75 percent of your wages or more (after taxes are taken out), or
1925	1922		54.25 (ii) The current minimum wage times 40 per week. You can find the current minimum
1926	1923		54.26wage here: https://www.dli.mn.gov/minwage.
1927	1924		54.27 All of my wages are protected because:
1928	1925		54.28 ... I get government benefits (a list of government benefits is on the next page)
1929	1926		54.29 ... I am getting other assistance based on need
1930	1927		54Sec. 13.
1931		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 55.1 ... I have gotten government benefits in the last 6 months
	1928	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 55.1 ... I have gotten government benefits in the last 6 months
1932	1929		55.2 ... I was in jail or prison in the last 6 months
1933	1930		55.3If you check one of these four boxes, your wages are only protected for 60 days after they
1934	1931		55.4are deposited in your account. You MUST send the creditor copies of bank statements
1935	1932		55.5that show what was in your account for the 60 days right before the bank froze your
1936	1933		55.6money.
1937	1934		55.7 Government Benefits
1938	1935		55.8 Government benefits can include many things. For example:
1939	1936		55.9 ... MFIP - Minnesota Family Investment Program,
1940	1937		55.10 ... DWP - MFIP Diversionary Work Program,
1941	1938		55.11 Work participation cash benefit,
1942	1939		55.12 ... SNAP - Supplemental Nutrition Assistance Program
1943	1940		55.13 ... GA - General Assistance,
1944	1941		55.14 ... EGA - Emergency General Assistance
1945	1942		55.15 ... MSA - Minnesota Supplemental Aid
1946	1943		55.16 ... MSA-EA - MSA Emergency Assistance
1947	1944		55.17 ... EA - Emergency Assistance,
1948	1945		55.18 ... Energy or Fuel Assistance
1949	1946		55.19 ... Work Participation Cash Benefit
1950	1947		55.20 ... MA - Medical Assistance,
1951	1948		55.21 EGA - emergency general assistance or county crisis funds,
1952	1949		55.22 MSA - Minnesota supplemental aid,
1953	1950		55.23 MSA-EA - MSA emergency assistance,
1954	1951		55.24 Supplemental Nutrition Assistance Program (SNAP),
1955	1952		55.25 SSI - Supplemental Security Income,
1956	1953		55.26 ... MinnesotaCare,
1957	1954		55.27 ... Medicare Part B - Premium Payments, help
1958	1955		55.28 ... Medicare Part D - Extra help,
1959	1956		55Sec. 13.
1960		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 56.1 ... SSI - Supplemental Security Income
	1957	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 56.1 ... SSI - Supplemental Security Income
1961	1958		56.2 Energy or fuel assistance,
1962	1959		56.3 ... Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working Family
1963	1960		56.4Credit
1964	1961		56.5 ... Renter's Refund (also called Renter's Property Tax Credit)
1965	1962		56.6 List the case number and county for every box you checked:
1966	1963		County: ........................................................56.7Case Number: ..............................................
1967	1964		County: ........................................................56.8Case Number: ..............................................
1968	1965		County: ........................................................56.9Case Number: ..............................................
1969	1966		56.10 Government benefits also include:
1970	1967		56.11 ... Social Security benefits,
1971	1968		56.12 ... Unemployment benefits,
1972	1969		56.13 ... Workers' compensation,
1973	1970		56.14 Veterans ... Veterans' benefits.
1974	1971		56.15 Sending the creditor's attorney (or creditor, if no attorney) a copy of BANK
1975	1972		56.16STATEMENTS that show what was in your account for the past 60 days may give the
1976	1973		56.17creditor enough information about your exemption claim to avoid a garnishment.
1977	1974		56.18 2. Earnings
1978	1975		56.19 All or some of your earnings may be completely protected from garnishment if:
1979	1976		56.20 All of your earnings (wages) may be protected if:
1980	1977		56.21 You get government benefits (see list of government benefits)
1981	1978		56.22 You currently receive other assistance based on need
1982	1979		56.23 You have received government benefits in the last six months
1983	1980		56.24 You were in jail or prison in the last six months
1984	1981		56.25 Your wages are only protected for 60 days after they are deposited in your account so
1985	1982		56.26it would be helpful if you immediately send the undersigned creditor a copy of BANK
1986	1983		56.27STATEMENTS that show what was in your account for the past 60 days.
1987	1984		56.28 Some of your earnings (wages) may be protected if:
1988	1985		56Sec. 13.
1989		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 57.1 If all of your earnings are not exempt, some of your earnings may still be protected for
	1986	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 57.1 If all of your earnings are not exempt, some of your earnings may still be protected for
1990	1987		57.220 days after they were deposited in your account. The amount protected is the larger amount
1991	1988		57.3of:
1992	1989		57.4 75 percent of your wages (after taxes are taken out); or
1993	1990		57.5 (insert the sum of the current federal minimum wage) multiplied by 40.
1994	1991		57.6 If you get any of these government benefits, include copies of any documents that show
1995	1992		57.7you get them.
1996	1993		57.8 ... I get other assistance based on need that is not on the list. It comes from:..................
1997	1994		57.9 ..........................................................................................................................................
1998	1995		57.10 Make sure you include copies of any documents that show this.
1999	1996		57.11 Other Protected Funds
2000	1997		57.12 The money from the following these things are also exempt for 20 days completely
2001	1998		57.13protected after they are deposited in your my account.
2002	1999		57.14 ... Child Support
2003	2000		57.15 An accident, disability, or retirement ... A retirement, disability, or accident pension
2004	2001		57.16or annuity
2005	2002		57.17 Payments to you from a life insurance policy
2006	2003		57.18 ... Earnings of your my child who is under 18 years of age
2007	2004		57.19 ... Payments to me from a life insurance policy
2008	2005		57.20 Child support
2009	2006		57.21 ... Money paid to you me from a claim for damage or destruction of property. Property
2010	2007		57.22includes household goods, farm tools or machinery, tools for your my job, business
2011	2008		57.23equipment, a mobile home, a car, a musical instrument, a pew or burial lot, clothes, furniture,
2012	2009		57.24or appliances.
2013	2010		57.25 ... Death benefits paid to you. me
2014	2011		57.26 You WILL BE ABLE TO can claim these exemptions when you RECEIVE get a
2015	2012		57.27notice. You will get the notice at least ten 10 days BEFORE a wage garnishment. BUT if
2016	2013		57.28the creditor garnishes your bank account, you will not won't get the notice until AFTER the
2017	2014		57.29account has been frozen. If you believe the money in your bank account or your wages are
2018	2015		57.30exempt, YOU SHOULD IMMEDIATELY contact the person below right away. YOU
2019	2016		57Sec. 13.
2020		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 58.1SHOULD Tell them why you think your account or wages are exempt to see if you can
	2017	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 58.1SHOULD Tell them why you think your account or wages are exempt to see if you can
2021	2018		58.2avoid garnishment.
2022	2019		58.3Creditor ................................................................................................................................
2023	2020		58.4Creditor Address ..................................................................................................................
2024	2021		58.5Creditor telephone number ..................................................................................................
2025	2022		58.6Creditor's Name: ..................................................................
2026	2023		58.7(or creditor's lawyer's name)
2027	2024		58.8Street Address: ....................................................................
2028	2025		58.9City/State/Zip: .....................................................................
2029	2026		Fax: ....................................58.10Phone: ....................................
2030	2027		58.11Email: ..................................................................................
2031	2028		58.12Sec. 14. Minnesota Statutes 2024, section 571.74, is amended to read:
2032	2029		58.13 571.74 GARNISHMENT SUMMONS AND NOTICE TO DEBTOR.
2033	2030		58.14 The garnishment summons and notice to debtor must be substantially in the following
2034	2031		58.15form. The notice to debtor must be in no smaller than 14-point type.
2035	2032		58.16 GARNISHMENT SUMMONS
2036	2033		DISTRICT COURT58.17STATE OF MINNESOTA
2037	2034		........................... JUDICIAL DISTRICT58.18COUNTY OF .........................................
2038	2035		58.19................................................ (Creditor)
2039	2036		UNPAID BALANCE .............................58.20.................................................. (Debtor)
2040	2037		Date of Entry58.21.................................. (Debtor's Address)
2041	2038		of Judgment (or) Subject to Minnesota
2042	2039		58.23 Statutes, section 571.71, clause (2)
2043	2040		58.22............................................. (Garnishee)
2044	2041		District Court58.24State of Minnesota
2045	2042		Judicial District: .....................................58.25County of: ...............................................
2046	2043		58.26 Court File Number: ................................
2047	2044		58.27 Case Type: ..............................................
2048	2045		58.28Creditor's full name
2049	2046		Garnishment Summons58.29.................................................................
2050	2047		58.30and
2051	2048		58.31Debtor's full name
2052	2049		58.32.................................................................
2053	2050		58.33Third Party (bank, employer, or other)
2054	2051		58.34.................................................................
2055	2052		58.35Unpaid Balance: ...................................
2056	2053		58Sec. 14.
2057		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 59.1 GARNISHMENT SUMMONS
	2054	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 59.1 GARNISHMENT SUMMONS
2058	2055		59.2The State of Minnesota
2059	2056		59.3To the Garnishee Third Party (garnishee) named above:
2060	2057		59.4 You are hereby summoned and required to serve upon the creditor's attorney (or the
2061	2058		59.5creditor if not represented by an attorney) and on the debtor within 20 days after service of
2062	2059		59.6this garnishment summons upon you, a written disclosure, of the nonexempt indebtedness,
2063	2060		59.7money, or other property due or belonging to the debtor and owing by you or in your
2064	2061		59.8possession or under your control and answers to all written interrogatories that are served
2065	2062		59.9with the garnishment summons. However, if the garnishment is on earnings and the debtor
2066	2063		59.10has garnishable earnings, you shall serve the completed disclosure form on the creditor's
2067	2064		59.11attorney, or the creditor if not represented by an attorney, within ten days of the last payday
2068	2065		59.12to occur within the 90 days after the date of the service of this garnishment summons.
2069	2066		59.13"Payday" means the day which you pay earnings in the ordinary course of business. If the
2070	2067		59.14debtor has no regular paydays, "payday" means the 15th day and the last day of each month.
2071	2068		59.15 Your disclosure need not exceed 110 percent of the amount of the creditor's claim that
2072	2069		59.16remains unpaid.
2073	2070		59.17 You shall retain garnishable earnings, other indebtedness, money, or other property in
2074	2071		59.18your possession in an amount not to exceed 110 percent of the creditor's claim until such
2075	2072		59.19time as the creditor causes a writ of execution to be served upon you, until the debtor
2076	2073		59.20authorizes you in writing to release the property to the creditor, or until the expiration of
2077	2074		59.21...... days from the date of service of this garnishment summons upon you, at which time
2078	2075		59.22you shall return the disposable earnings, other indebtedness, money, or other property to
2079	2076		59.23the debtor.
2080	2077		59.24 A court has ordered that you must serve a written statement to the creditor (or to the
2081	2078		59.25creditor's lawyer). You must do this within 20 days after you get this notice. Your written
2082	2079		59.26statement should include any money, or other property of the debtor that you have or owe
2083	2080		59.27to them. It should also include answers to any questions that are in this summons.
2084	2081		59.28 But, if the garnishment is on earnings and the debtor has earnings that can be garnished,
2085	2082		59.29fill out the completed disclosure form. Then serve it on the creditor (or the creditor's lawyer).
2086	2083		59.30It must be served within 10 days of the last payday within the 90 days after the date you
2087	2084		59.31got this summons. If the debtor has no regular paydays, "payday" means the 15th day and
2088	2085		59.32the last day of each month.
2089	2086		59Sec. 14.
2090		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 60.1 You don't have to disclose more than 110% of the unpaid amount that is owed to the
	2087	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 60.1 You don't have to disclose more than 110% of the unpaid amount that is owed to the
2091	2088		60.2creditor. Keep earnings that can be garnished, other indebtedness, money, or other property
2092	2089		60.3in your possession in an amount not to exceed 110 percent of the creditor's claim. Keep this
2093	2090		60.4until:
2094	2091		60.5 (i) the creditor has a writ of execution served on you;
2095	2092		60.6 (ii) the debtor gives you permission in writing to release the property to the creditor; or
2096	2093		60.7 (iii) it's been ... days from the day you got this garnishment summons.
2097	2094		60.8Then you give the debtor back the disposable earnings, other indebtedness, money, or other
2098	2095		60.9property.
2099	2096		60.10 Earnings
2100	2097		60.11 In the event If you are summoned as a garnishee because you owe "earnings" (as defined
2101	2098		60.12on the Earnings Garnishment Disclosure form attached to this Garnishment Summons, if
2102	2099		60.13applicable) to the debtor, then you are required to must serve upon the creditor's attorney,
2103	2100		60.14or the creditor if not represented by an attorney, a written an Earnings Disclosure Form
2104	2101		60.15within on the creditor (or the creditor's lawyer). The Earnings Disclosure Form must be in
2105	2102		60.16writing and must be served in the time limit set forth above. "Earnings" are defined on the
2106	2103		60.17Earnings Garnishment Disclosure Form attached to this Garnishment Summons.
2107	2104		60.18 In the case of earnings, you are further required to retain in your possession must keep
2108	2105		60.19all unpaid, nonexempt disposable earnings owed or to be owed by you and earned or to be
2109	2106		60.20earned that you owe or will owe to the debtor within during the pay period in which when
2110	2107		60.21this garnishment summons notice is served and within all subsequent pay periods whose
2111	2108		60.22paydays (defined above) occur within the 90 days after the date of service of this garnishment
2112	2109		60.23summons delivered and for all pay periods within 90 days after this notice is served.
2113	2110		60.24 Any assignment of earnings made by the debtor to any party within ten days before the
2114	2111		60.25receipt of the first garnishment on a debt is void. Any indebtedness to you incurred by the
2115	2112		60.26debtor within the ten days before the receipt of the first garnishment on a debt may not be
2116	2113		60.27set off against amounts otherwise subject to the garnishment.
2117	2114		60.28 Any transfer of earnings made by the debtor to someone else within 10 days before the
2118	2115		60.29first garnishment notice is invalid. Any debt the debtor owes you from within those 10 days
2119	2116		60.30can't be used to lower the amount that can be garnished.
2120	2117		60.31 You are prohibited By law from discharging or disciplining you can't fire or discipline
2121	2118		60.32the debtor because the debtor's their earnings have been subject to garnishment.
2122	2119		60Sec. 14.
2123		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 61.1 This Garnishment Summons includes:
	2120	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 61.1 This Garnishment Summons includes:
2124	2121		61.2 (check applicable box the boxes that apply)
2125	2122		Earnings garnishment (see attached Earnings Disclosure Form)61.3...
2126	2123		Nonearnings garnishment (see attached Nonearnings Disclosure Form)61.4...
2127	2124		Both Earnings and Nonearnings garnishment (see both attached Earnings and
2128	2125		61.6 Nonearnings Disclosure Form)
2129	2126		61.5...
2130	2127		61.7 Notice to Debtor
2131	2128		61.8 You are being served copies of a Garnishment Summons, Earnings Garnishment
2132	2129		61.9Disclosure Form, Nonwage Garnishment Disclosure Form, Garnishment Exemption Notices
2133	2130		61.10and/or written Interrogatories (strike out if not applicable),. Copies of which are hereby
2134	2131		61.11served on you, were served upon the Garnishee by delivering copies these same documents
2135	2132		61.12were also delivered to the Garnishee. The Garnishee was paid $15.
2136	2133		..............................................................61.13Dated: ..................................................
2137	2134		61.14 Attorney for Creditor (or creditor)
2138	2135		61.15 ..............................................................
2139	2136		61.16 ..............................................................
2140	2137		61.17 ..............................................................
2141	2138		61.18 Address
2142	2139		61.19 ..............................................................
2143	2140		61.20 Telephone
2144	2141		61.21 ..............................................................
2145	2142		61.22 Attorney I.D. No
2146	2143		61.23Date: ...................................................................................
2147	2144		61.24Creditor's Signature: ...........................................................
2148	2145		61.25(or creditor's lawyer's signature)
2149	2146		61.26Creditor's Name: .................................................................
2150	2147		61.27(or creditor's lawyer's name)
2151	2148		61.28Street Address: ...................................................................
2152	2149		61.29City/State/Zip: ....................................................................
2153	2150		Fax: ......................................61.30Phone: ..................................
2154	2151		61.31Email: .................................................................................
2155	2152		61.32Sec. 15. Minnesota Statutes 2024, section 571.75, subdivision 2, is amended to read:
2156	2153		61.33 Subd. 2.Contents of disclosure.The disclosure must state:
2157	2154		61Sec. 15.
2158		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 62.1 (a) If an earnings garnishment disclosure, the amount of disposable earnings earned by
	2155	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 62.1 (a) If an earnings garnishment disclosure, the amount of disposable earnings earned by
2159	2156		62.2the debtor within the debtor's pay periods as specified in section 571.921.
2160	2157		62.3 (b) If a nonearnings garnishment disclosure, a description of any personal property or
2161	2158		62.4any instrument or papers relating to this property belonging to the judgment debtor or in
2162	2159		62.5which the debtor is interested or other indebtedness of the garnishee to the debtor.
2163	2160		62.6 (c) If the garnishee asserts any setoff, defense, claim, or lien on disposable earnings,
2164	2161		62.7other indebtedness, money, or property, the garnishee shall disclose the amount and the
2165	2162		62.8facts concerning the same.
2166	2163		62.9 (d) Whether the debtor asserts any exemption, or any other objection, known to the
2167	2164		62.10garnishee against the right of the creditor to garnish the disposable earnings, other
2168	2165		62.11indebtedness, money, or property disclosed.
2169	2166		62.12 (e) If other persons assert claims to any disposable earnings, other indebtedness, money,
2170	2167		62.13or property disclosed, the garnishee shall disclose the names and addresses of these claimants
2171	2168		62.14and, so far as known by the garnishee, the nature of their claims.
2172	2169		62.15 (f) The garnishment disclosure forms and earnings disclosure worksheet must be the
2173	2170		62.16same or substantially similar to the following forms. If the garnishment affects earnings of
2174	2171		62.17the debtor, the creditor shall use the earnings garnishment disclosure form. If the garnishment
2175	2172		62.18affects any indebtedness, money, or property of the debtor, other than earnings, the creditor
2176	2173		62.19shall use the nonearnings garnishment disclosure form. Nothing contained in this paragraph
2177	2174		62.20limits the simultaneous use of the earnings and nonearnings garnishment disclosure forms.
2178	2175		62.21 EARNINGS DISCLOSURE FORM AND WORKSHEET
2179	2176		DISTRICT COURT62.22STATE OF MINNESOTA
2180	2177		........................... JUDICIAL DISTRICT62.23COUNTY OF .........................................
2181	2178		62.24................................................ (Creditor)
2182	2179		GARNISHMENT62.25.................................................. (Debtor)
2183	2180		EARNINGS DISCLOSURE62.26............................................. (Garnishee)
2184	2181		District Court62.27State of Minnesota
2185	2182		Judicial District: .....................................62.28County of: ...............................................
2186	2183		62.29 Court File Number: ................................
2187	2184		62.30 Case Type: ..............................................
2188	2185		62.31Creditor's full name
2189	2186		Garnishment Earnings Disclosure62.32.................................................................
2190	2187		For Non-Child Support Judgments62.33and
2191	2188		62.34Debtor's full name
2192	2189		62Sec. 15.
2193		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 63.1.................................................................
	2190	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 63.1.................................................................
2194	2191		63.2Third Party (bank, employer, or other)
2195	2192		63.3.................................................................
2196	2193		63.4 This form is called a "Garnishment Earnings Disclosure" or "Disclosure." It is for the
2197	2194		63.5employer to fill out. The "debtor" is the person who owes money. The debtor gets a copy
2198	2195		63.6of this form for their own information. The debtor is also called a "judgment debtor."
2199	2196		63.7 The "creditor" is the party owed the money. The creditor is also called a "judgment
2200	2197		63.8creditor."
2201	2198		63.9 The "employer" is the "third party" or "garnishee." If the debtor asks how the calculations
2202	2199		63.10in this document were made, the employer must provide information about it.
2203	2200		63.11Definitions
2204	2201		63.12 "Earnings": For the purpose of garnishment, "earnings" means compensation what is
2205	2202		63.13paid or payable to an employee, independent contractor or self-employed person for personal
2206	2203		63.14services or (a job). Also called compensation. Compensation can be wages, salary,
2207	2204		63.15commission, bonus, payments, profit-sharing distributions, severance payment, fees or
2208	2205		63.16other. It includes periodic payments from a pension or retirement. It can also be compensation
2209	2206		63.17paid or payable to the a producer for the sale of agricultural products;. This can be things
2210	2207		63.18like milk or milk products;, or fruit or other horticultural products. Or things produced when
2211	2208		63.19the producer is operating in the operation of a family farm, a family farm corporation, or
2212	2209		63.20an authorized farm corporation, as. This is defined in section 500.24, subdivision 2, whether
2213	2210		63.21denominated as wages, salary, commission, bonus, or otherwise, and includes periodic
2214	2211		63.22payments pursuant to a pension or retirement.
2215	2212		63.23 "Disposable Earnings": Means that the part of the a person's earnings of an individual
2216	2213		63.24remaining after the deduction from those earnings of that are left after subtracting the
2217	2214		63.25amounts required by law to be withheld. (Amounts Note: Amounts required by law to be
2218	2215		63.26withheld do not include items such as things like health insurance, charitable contributions,
2219	2216		63.27or other voluntary wage deductions.)
2220	2217		63.28 "Payday": For the purpose of garnishment, "payday(s)" means the date(s) upon which
2221	2218		63.29the date when the employer pays earnings to the debtor in the ordinary course of business
2222	2219		63.30for doing their job. If the debtor has no regular payday, payday(s) then "payday" means the
2223	2220		63.31fifteenth 15th and the last day of each month.
2224	2221		63.32 The Employer/Garnishee Must Answer The Following Questions:
2225	2222		63Sec. 15.
2226		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 64.1 1. Do you Right now owe, or within 90 days from the date the garnishment summons
	2223	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 64.1 1. Do you Right now owe, or within 90 days from the date the garnishment summons
2227	2224		64.2was served on you, will you or, do you expect to owe money to the debtor for earnings?
2228	2225		No .....64.3 Yes .....
2229	2226		No .....64.4 Yes .....
2230	2227		64.5 2. Within 90 days from the date you were served with the garnishment, will you or may
2231	2228		64.6you owe money to the debtor for earnings?
2232	2229		No .....64.7 Yes .....
2233	2230		64.8 2 3. Does the debtor earn more than $........ per week? (This amount is the greater of
2234	2231		64.9$9.50 per hour or the current Minnesota or federal minimum wage per week.)? (use the
2235	2232		64.10number that is more)
2236	2233		No .....64.11 Yes .....
2237	2234		No .....64.12 Yes .....
2238	2235		64.13 INSTRUCTIONS FOR COMPLETING THE
2239	2236		64.14 EARNINGS DISCLOSURE
2240	2237		64.15 A. If your answer to either question 1 or 2 is "No," then you must sign the affirmation
2241	2238		64.16on Page 2 and return this disclosure to the creditor's attorney (or the creditor if not represented
2242	2239		64.17by an attorney) within 20 days after it was served on you, and you do not need to answer
2243	2240		64.18the remaining questions.
2244	2241		64.19 B. If your answers to both questions 1 and 2 are "Yes," you must complete this form
2245	2242		64.20and the Earnings Disclosure Worksheet as follows:
2246	2243		64.21 A. If you answer "No" to question 1, 2, or 3, you don't need to answer the rest of the
2247	2244		64.22questions. You don't have to do the Earnings Disclosure Worksheet. Sign the Earnings
2248	2245		64.23Disclosure Affirmation below and return this disclosure form to the creditor's attorney (or
2249	2246		64.24the creditor if not represented by an attorney). You must return it within 20 days after it
2250	2247		64.25was served on you.
2251	2248		64.26 B. If you answer "Yes" to question 1 or 2, and "Yes" to question 3, sign the Earnings
2252	2249		64.27Disclosure Affirmation below. You must return it to the creditor's attorney (or the creditor
2253	2250		64.28if not represented by an attorney) within 20 days. You must also fill out the rest of this form.
2254	2251		64.29Read the instructions for the Earnings Disclosure Worksheet.
2255	2252		64.30 Earnings Disclosure Affirmation
2256	2253		64Sec. 15.
2257		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 65.1 I, ........................ (person signing Affirmation), am the third party/employer or I am
	2254	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 65.1 I, ........................ (person signing Affirmation), am the third party/employer or I am
2258	2255		65.2authorized by the third party/employer to complete this earnings disclosure and have done
2259	2256		65.3so truthfully and to the best of my knowledge.
2260	2257		65.4Date: ...............................................
2261	2258		65.5Signature of Third Party/Employer:
2262	2259		65.6.........................................................
2263	2260		65.7Title: ...............................................
2264	2261		65.8Phone: .............................................
2265	2262		65.9 Instructions for Completing the Earnings Disclosure Worksheet
2266	2263		65.10 For each payday that falls within 90 days from the date the garnishment summons was
2267	2264		65.11 served on you, you must calculate the amount of earnings to be retained by completing
2268	2265		65.12 Steps 3 through 11, and enter the amounts on the Earnings Disclosure Worksheet. UPON
2269	2266		65.13 REQUEST, THE EMPLOYER MUST PROVIDE THE DEBTOR WITH
2270	2267		65.14 INFORMATION AS TO HOW THE CALCULATIONS REQUIRED BY THIS
2271	2268		65.15 DISCLOSURE WERE MADE. withheld. Enter the amounts on the Earnings Disclosure
2272	2269		65.16 Worksheet.
2273	2270		65.17 Each payday, you must retain the amount of earnings listed in Column I on the Earnings
2274	2271		65.18 Disclosure Worksheet.
2275	2272		65.19 You must return this Earnings Disclosure Form and the Earnings Disclosure Worksheet
2276	2273		65.20 to the creditor's attorney (or the creditor if not represented by an attorney) and deliver
2277	2274		65.21 a copy to the debtor within ten days after the last payday that falls within the 90-day
2278	2275		65.22 period.
2279	2276		65.23 If the claim is wholly satisfied or if the debtor's employment ends before the expiration
2280	2277		65.24 of the 90-day period, your disclosure should be made within ten days after the last payday
2281	2278		65.25 for which earnings were attached.
2282	2279		65.26For Steps 3 through 11, "Columns" refers to columns on the Earnings Disclosure Worksheet.
2283	2280		Enter the date of debtor's payday.COLUMN A.65.27 3.
2284	2281		Enter debtor's gross earnings for each payday.COLUMN B.65.28 4.
2285	2282		Enter debtor's disposable earnings for each payday.COLUMN C.65.29 5.
2286	2283		Enter 25 percent of disposable earnings. (Multiply
2287	2284		65.31 Column C by .25.)
2288	2285		COLUMN D.65.30 6.
2289	2286		Enter here the greater of 40 times $9.50 or 40 times the
2290	2287		65.33 hourly federal minimum wage ($..........) times the
2291	2288		COLUMN E.65.32 7.
2292	2289		65.34 number of work weeks included in each payday. (Note:
2293	2290		65.35 If a pay period includes days in excess of whole work
2294	2291		65.36 weeks, the additional days should be counted as a
2295	2292		65Sec. 15.
2296		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 66.1 fraction of a work week equal to the number of
	2293	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 66.1 fraction of a work week equal to the number of
2297	2294		66.2 workdays in excess of a whole work week divided by
2298	2295		66.3 the number of workdays in a normal work week.)
2299	2296		Subtract the amount in Column E from the amount in
2300	2297		66.5 Column C, and enter here.
2301	2298		COLUMN F.66.4 8.
2302	2299		Enter here the lesser of the amount in Column D and
2303	2300		66.7 the amount in Column F.
2304	2301		COLUMN G.66.6 9.
2305	2302		Enter here any amount claimed by you as a setoff,
2306	2303		66.9 defense, lien, or claim, or any amount claimed by any
2307	2304		COLUMN H.66.8 10.
2308	2305		66.10 other person as an exemption or adverse interest which
2309	2306		66.11 would reduce the amount of earnings owing to the
2310	2307		66.12 debtor. (Note: Any indebtedness to you incurred by the
2311	2308		66.13 debtor within the ten days before the receipt of the first
2312	2309		66.14 garnishment on a debt may not be set off against
2313	2310		66.15 amounts otherwise subject to the garnishment. Any
2314	2311		66.16 assignment of earnings made by the debtor to any party
2315	2312		66.17 within ten days before the receipt of the first
2316	2313		66.18 garnishment on a debt is void.)
2317	2314		66.19 You must also describe your claim(s) and the claims of
2318	2315		66.20 others, if known, in the space provided below the
2319	2316		66.21 worksheet and state the name(s) and address(es) of these
2320	2317		66.22 persons.
2321	2318		66.23 Enter zero in Column H if there are no claims by you
2322	2319		66.24 or others which would reduce the amount of earnings
2323	2320		66.25 owing to the debtor.
2324	2321		Subtract the amount in Column H from the amount in
2325	2322		66.27 Column G and enter here. This is the amount of earnings
2326	2323		COLUMN I.66.26 11.
2327	2324		66.28 that you must retain for the payday for which the
2328	2325		66.29 calculations were made.
2329	2326		66.30 AFFIRMATION
2330	2327		66.31 I, ...................... (person signing Affirmation), am the garnishee or I am authorized by
2331	2328		66.32the garnishee to complete this earnings disclosure, and have done so truthfully and to the
2332	2329		66.33best of my knowledge.
2333	2330		......................................................................66.34Dated: .....................................................
2334	2331		66.35 Signature
2335	2332		66.36 ......................................................................
2336	2333		66.37 Title
2337	2334		66.38 ......................................................................
2338	2335		66.39 Telephone Number
2339	2336		66.40 EARNINGS DISCLOSURE WORKSHEET
2340	2337		66.41 .............................
2341	2338		66.42 Debtor's Name
2342	2339		66Sec. 15.
2343		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 67.1 You must:
	2340	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 67.1 You must:
2344	2341		67.2 1. Withhold the amount of earnings listed in column I on the Earnings Disclosure
2345	2342		67.3Worksheet each payday.
2346	2343		67.4 2. After 90 days, return this Earnings Disclosure Worksheet to the creditor's attorney
2347	2344		67.5(or the creditor if not represented by an attorney). Include all the money withheld. Sign the
2348	2345		67.6Affirmation at the end of the worksheet before returning.
2349	2346		67.7 3. Deliver a copy of the disclosure and worksheet to the debtor within 10 days after the
2350	2347		67.8last payday that falls within the 90-day period.
2351	2348		67.9 If the debt (judgment) is fully paid off or if the debtor's job ends before the 90-day period
2352	2349		67.10is over, you need to do the last disclosure and withholdings within 10 days of their last
2353	2350		67.11payday that you withheld money.
2354	2351		67.12 Calculating Percentage of Disposable Earnings
2355	2352		67.13 Note to Creditor: You must fill out this chart before sending this form to the employer.
2356	2353		67.14Use the current minimum wage found online at: https://www.dli.mn.gov/minwage.
2357	2354		67.15 Minimum Wage = $MW/hour.
2358	2355		67.16 then this percentage of the disposable
2359	2356		earnings are withheld:67.17 if the weekly gross earnings are:
2360	2357		0%67.18 Less than [40 X MW]
2361	2358		10%67.19 [40 X MW + .01] to [60 X MW]
2362	2359		15%67.20 [60 X MW + .01] to [80 X MW]
2363	2360		25%67.21 [80 X MW + .01] or more
2364	2361		67.22 Employer: Use this creditor's calculation chart to know what percentage of earnings
2365	2362		67.23should be withheld.
2366	2363		67.24 Earnings Disclosure Worksheet
2367	2364		67.25......................................................................
2368	2365		67.26Debtor's Name
2369	2366		CB67.27A
2370	2367		Disposable
2371	2368		67.29 Earnings
2372	2369		Gross Earnings67.28Payday Date
2373	2370		$........................$..................................................67.301.
2374	2371		..............................................................................67.312.
2375	2372		..............................................................................67.323.
2376	2373		..............................................................................67.334.
2377	2374		67Sec. 15.
2378		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI ..............................................................................68.15.
	2375	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI ..............................................................................68.15.
2379	2376		..............................................................................68.26.
2380	2377		..............................................................................68.37.
2381	2378		..............................................................................68.48.
2382	2379		..............................................................................68.59.
2383	2380		..............................................................................68.610.
2384	2381		68.7 Column A. Enter the debtor's payday.
2385	2382		68.8 Column B. Enter the debtor's gross earnings for each payday.
2386	2383		68.9 Column C. Enter the debtor's disposable earnings for each payday.
2387	2384		FE68.10D
2388	2385		Column C minus
2389	2386		Column E
2390	2387		Greater of 40 X
2391	2388		$9.50 or 40 X
2392	2389		68.1125% of withholding
2393	2390		68.12of Column C
2394	2391		MN or Fed. Min.
2395	2392		Wage
2396	2393		68.13(Use the creditor's
2397	2394		68.14calculation chart)
2398	2395		..............................................................................68.151.
2399	2396		..............................................................................68.162.
2400	2397		..............................................................................68.173.
2401	2398		..............................................................................68.184.
2402	2399		..............................................................................68.195.
2403	2400		..............................................................................68.206.
2404	2401		..............................................................................68.217.
2405	2402		..............................................................................68.228.
2406	2403		..............................................................................68.239.
2407	2404		..............................................................................68.2410.
2408	2405		68.25 Column D. Enter the percentage of disposable earnings that will be withheld. Get this
2409	2406		68.26number from the creditor's calculation chart.
2410	2407		68.27 Column E. Calculate 40 times the current Minnesota minimum wage (or 40 times the
2411	2408		68.28current federal minimum wage) times the number of work weeks in each payday. Enter the
2412	2409		68.29bigger number here. Note: If a payday has extra days that are more than a full work week,
2413	2410		68.30count those extra days as part of a work week. Do this by dividing the number of extra
2414	2411		68.31workdays by the number of workdays in a normal week.
2415	2412		68.32 Column F. Subtract the amount in column E from the amount in column C and enter
2416	2413		68.33here.
2417	2414		68Sec. 15.
2418		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI IH69.1G
	2415	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI IH69.1G
2419	2416		Column G minus
2420	2417		Column H
2421	2418		69.2 Setoff, Lien,
2422	2419		Adverse Interest,
2423	2420		or Other Claims
2424	2421		69.3Lesser of Column D
2425	2422		69.4and Column F
2426	2423		..............................................................................69.51.
2427	2424		..............................................................................69.62.
2428	2425		..............................................................................69.73.
2429	2426		..............................................................................69.84.
2430	2427		..............................................................................69.95.
2431	2428		..............................................................................69.106.
2432	2429		..............................................................................69.117.
2433	2430		..............................................................................69.128.
2434	2431		..............................................................................69.139.
2435	2432		..............................................................................69.1410.
2436	2433		$ .......................69.15 Total of Column I=
2437	2434		69.16 Column G. Look at column D and column F. Enter the smaller amount of the two here
2438	2435		69.17in column G.
2439	2436		69.18 Column H. Enter any amount claimed by you that would lower the amount of earnings
2440	2437		69.19that will go to the debtor. Things like:
2441	2438		69.20 (i) a setoff,
2442	2439		69.21 (ii) a defense,
2443	2440		69.22 (iii) a lien,
2444	2441		69.23 (iv) a claim, or
2445	2442		69.24 (v) any amount claimed by any other person as an exemption or adverse interest.
2446	2443		69.25 Note: You must describe your claim(s) and the claims of others, if known, in the spaces
2447	2444		69.26after this worksheet.
2448	2445		69.27 Enter zero in column H if there are no claims by you or others which would lower the
2449	2446		69.28amount of earnings owed to the debtor.
2450	2447		69.29 Note: Any debt that happened within 10 days before you got the first garnishment on a
2451	2448		69.30debt may not be set off against the earnings that are affected by this garnishment. Any wage
2452	2449		69.31assignment made by the debtor within 10 days before you got the first garnishment on a
2453	2450		69.32debt is void. Wage assignment is when a debtor voluntarily agrees to money being taken
2454	2451		69.33out of their earnings.
2455	2452		69Sec. 15.
2456		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 70.1 Column I. Subtract the amount in column H from the amount in column G and enter
	2453	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 70.1 Column I. Subtract the amount in column H from the amount in column G and enter
2457	2454		70.2here. This is the amount of earnings that go to the creditor.
2458	2455		70.3 *If you entered any amount in Column H for any payday(s), you must payday, describe
2459	2456		70.4those claims below either. It doesn't matter if they are your claims, or the claims of others.
2460	2457		70.5For amounts claimed claims by others you must both state, list the names and addresses of
2461	2458		70.6these persons each, and the nature of describe their claim claims, if known you know.
2462	2459		70.7................................................................................................................................................
2463	2460		70.8................................................................................................................................................
2464	2461		70.9................................................................................................................................................
2465	2462		70.10 AFFIRMATION
2466	2463		70.11Earnings Worksheet Affirmation
2467	2464		70.12 I, ........................ (person signing Affirmation), am the third party party/employer or I
2468	2465		70.13am authorized by the third party party/employer to complete this earnings disclosure
2469	2466		70.14worksheet, and have done so truthfully and to the best of my knowledge.
2470	2467		70.15Dated: .............................................
2471	2468		70.16Signature .........................................
2472	2469		70.17Title .................................................
2473	2470		70.18Telephone Number (....) ..................
2474	2471		70.19Date: ....................................................................................
2475	2472		70.20Third Party's Name: .............................................................
2476	2473		70.21Third Party's Signature: .......................................................
2477	2474		Fax: ....................................70.22Phone: ....................................
2478	2475		70.23Email: ..................................................................................
2479	2476		70.24 EARNINGS DISCLOSURE FORM AND WORKSHEET
2480	2477		70.25 FOR CHILD SUPPORT DEBTOR
2481	2478		DISTRICT COURT70.26STATE OF MINNESOTA
2482	2479		........................... JUDICIAL DISTRICT70.27COUNTY OF .........................................
2483	2480		70.28................................................ (Creditor)
2484	2481		GARNISHMENT70.29.................................................. (Debtor)
2485	2482		EARNINGS DISCLOSURE70.30............................................. (Garnishee)
2486	2483		70.31 DEFINITIONS
2487	2484		70Sec. 15.
2488		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 71.1 "EARNINGS": For the purpose of execution, "earnings" means compensation paid or
	2485	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 71.1 "EARNINGS": For the purpose of execution, "earnings" means compensation paid or
2489	2486		71.2payable to an employee for personal services or compensation paid or payable to the producer
2490	2487		71.3for the sale of agricultural products; milk or milk products; or fruit or other horticultural
2491	2488		71.4products produced when the producer is operating a family farm, a family farm corporation,
2492	2489		71.5or an authorized farm corporation, as defined in section 500.24, subdivision 2, whether
2493	2490		71.6denominated as wages, salary, commission, bonus, or otherwise, and includes periodic
2494	2491		71.7payments pursuant to a pension or retirement, workers' compensation, or unemployment
2495	2492		71.8benefits.
2496	2493		71.9 "DISPOSABLE EARNINGS": Means that part of the earnings of an individual remaining
2497	2494		71.10after the deduction from those earnings of amounts required by law to be withheld. (Amounts
2498	2495		71.11required by law to be withheld do not include items such as health insurance, charitable
2499	2496		71.12contributions, or other voluntary wage deductions.)
2500	2497		71.13 "PAYDAY": For the purpose of execution, "payday(s)" means the date(s) upon which
2501	2498		71.14the employer pays earnings to the debtor in the ordinary course of business. If the judgment
2502	2499		71.15debtor has no regular payday, payday(s) means the 15th and the last day of each month.
2503	2500		71.16 THE GARNISHEE MUST ANSWER THE FOLLOWING QUESTION:
2504	2501		71.17 (1) Do you now owe, or within 90 days from the date the execution levy was served on
2505	2502		71.18you, will you or may you owe money to the debtor for earnings?
2506	2503		No ...............71.19 Yes ..............
2507	2504		71.20 INSTRUCTIONS FOR COMPLETING THE
2508	2505		71.21 EARNINGS DISCLOSURE
2509	2506		71.22 A. If your answer to question 1 is "No," then you must sign the affirmation below and
2510	2507		71.23return this disclosure to the creditor's attorney (or the creditor if not represented by an
2511	2508		71.24attorney) within 20 days after it was served on you, and you do not need to answer the
2512	2509		71.25remaining questions.
2513	2510		71.26 B. If your answer to question 1 is "Yes," you must complete this form and the Earnings
2514	2511		71.27Disclosure Worksheet as follows:
2515	2512		71.28 For each payday that falls within 90 days from the date the garnishment summons was
2516	2513		71.29 served on you, YOU MUST calculate the amount of earnings to be retained by completing
2517	2514		71.30 steps 2 through 8 on page 2, and enter the amounts on the Earnings Disclosure Worksheet.
2518	2515		71.31 UPON REQUEST, THE EMPLOYER MUST PROVIDE THE DEBTOR WITH
2519	2516		71.32 INFORMATION AS TO HOW THE CALCULATIONS REQUIRED BY THIS
2520	2517		71.33 DISCLOSURE WERE MADE.
2521	2518		71Sec. 15.
2522		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 72.1 Each payday, you must retain the amount of earnings listed in column G on the Earnings
	2519	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 72.1 Each payday, you must retain the amount of earnings listed in column G on the Earnings
2523	2520		72.2 Disclosure Worksheet.
2524	2521		72.3 You must pay the attached earnings and return this earnings disclosure form and the
2525	2522		72.4 Earnings Disclosure Worksheet to the creditor's attorney (or the creditor if not represented
2526	2523		72.5 by an attorney) and deliver a copy to the debtor within ten days after the last payday
2527	2524		72.6 that falls within the 90-day period. If the claim is wholly satisfied or if the debtor's
2528	2525		72.7 employment ends before the expiration of the 90-day period, your disclosure should be
2529	2526		72.8 made within ten days after the last payday for which earnings were attached.
2530	2527		72.9 For steps 2 through 8, "columns" refers to columns on the Earnings Disclosure Worksheet.
2531	2528		72.10 (2) COLUMN A. Enter the date of debtor's payday.
2532	2529		72.11 (3) COLUMN B. Enter debtor's gross earnings for each payday.
2533	2530		72.12 (4) COLUMN C. Enter debtor's disposable earnings for each payday.
2534	2531		72.13 (5) COLUMN D. Enter either 50, 55, 60, or 65 percent of disposable earnings, based
2535	2532		72.14on which of the following descriptions fits the child support judgment debtor:
2536	2533		72.15 (a) 50 percent of the judgment debtor's disposable income, if the judgment debtor is
2537	2534		72.16supporting a spouse or dependent child and the judgment is 12 weeks old or less (12 weeks
2538	2535		72.17to be calculated to the beginning of the work week in which the execution levy is received);
2539	2536		72.18 (b) 55 percent of the judgment debtor's disposable income, if the judgment debtor is
2540	2537		72.19supporting a spouse or dependent child, and the judgment is over 12 weeks old (12 weeks
2541	2538		72.20to be calculated to the beginning of the work week in which the execution levy is received);
2542	2539		72.21 (c) 60 percent of the judgment debtor's disposable income, if the judgment debtor is not
2543	2540		72.22supporting a spouse or dependent child and the judgment is 12 weeks old or less (12 weeks
2544	2541		72.23to be calculated to the beginning of the work week in which the execution levy is received);
2545	2542		72.24or
2546	2543		72.25 (d) 65 percent of the judgment debtor's disposable income, if the judgment debtor is not
2547	2544		72.26supporting a spouse or dependent child, and the judgment is over 12 weeks old (12 weeks
2548	2545		72.27to be calculated to the beginning of the work week in which the execution levy is received).
2549	2546		72.28(Multiply column C by .50, .55, .60, or .65, as appropriate.)
2550	2547		72.29 (6) COLUMN E. Enter here any amount claimed by you as a setoff, defense, lien, or
2551	2548		72.30claim, or any amount claimed by any other person as an exemption or adverse interest that
2552	2549		72.31would reduce the amount of earnings owing to the debtor. (Note: Any assignment of earnings
2553	2550		72.32made by the debtor to any party within ten days before the receipt of the first garnishment
2554	2551		72Sec. 15.
2555		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 73.1on a debt is void. Any indebtedness to you incurred by the debtor within the ten days before
	2552	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 73.1on a debt is void. Any indebtedness to you incurred by the debtor within the ten days before
2556	2553		73.2the receipt of the first garnishment on a debt may not be set off against amounts otherwise
2557	2554		73.3subject to the garnishment.)
2558	2555		73.4 You must also describe your claim(s) and the claims of others, if known, in the space
2559	2556		73.5provided below the worksheet and state the name(s) and address(es) of these persons.
2560	2557		73.6 Enter zero in column E if there are no claims by you or others that would reduce the
2561	2558		73.7amount of earnings owing to the judgment debtor.
2562	2559		73.8 (7) COLUMN F. Subtract the amount in column E from the amount in column D and
2563	2560		73.9enter here. This is the amount of earnings that you must remit for the payday for which the
2564	2561		73.10calculations were made.
2565	2562		73.11 AFFIRMATION
2566	2563		73.12 I, ................... (person signing Affirmation), am the garnishee or I am authorized by the
2567	2564		73.13garnishee to complete this earnings disclosure, and have done so truthfully and to the best
2568	2565		73.14of my knowledge.
2569	2566		......................................................73.15Dated: .....................................................
2570	2567		73.16 Signature
2571	2568		73.17 ......................................................
2572	2569		73.18 Title
2573	2570		73.19 ......................................................
2574	2571		73.20 Telephone Number
2575	2572		......................................................
2576	2573		73.21EARNINGS DISCLOSURE
2577	2574		73.22WORKSHEET
2578	2575		73.23 Debtor's Name
2579	2576		CB73.24A
2580	2577		Disposable
2581	2578		73.26 Earnings
2582	2579		Gross Earnings73.25Payday Date
2583	2580		$........................$..................................................73.271.
2584	2581		..............................................................................73.282.
2585	2582		..............................................................................73.293.
2586	2583		..............................................................................73.304.
2587	2584		..............................................................................73.315.
2588	2585		..............................................................................73.326.
2589	2586		..............................................................................73.337.
2590	2587		..............................................................................73.348.
2591	2588		73Sec. 15.
2592		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI ..............................................................................74.19.
	2589	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI ..............................................................................74.19.
2593	2590		..............................................................................74.210.
2594	2591		FE74.3D
2595	2592		Column D minus
2596	2593		Column E
2597	2594		Setoff, Lien,
2598	2595		Adverse Interest,
2599	2596		74.6 or Other Claims
2600	2597		74.4Either 50, 55, 60, or
2601	2598		74.565% of Column C
2602	2599		..............................................................................74.71.
2603	2600		..............................................................................74.82.
2604	2601		..............................................................................74.93.
2605	2602		..............................................................................74.104.
2606	2603		..............................................................................74.115.
2607	2604		..............................................................................74.126.
2608	2605		..............................................................................74.137.
2609	2606		..............................................................................74.148.
2610	2607		..............................................................................74.159.
2611	2608		..............................................................................74.1610.
2612	2609		74.17 TOTAL OF COLUMN F $......................................
2613	2610		74.18 *If you entered any amount in column E for any payday(s), you must describe below
2614	2611		74.19either your claims, or the claims of others. For amounts claimed by others, you must both
2615	2612		74.20state the names and addresses of such persons, and the nature of their claim, if known.
2616	2613		74.21................................................................................................................................................
2617	2614		74.22................................................................................................................................................
2618	2615		74.23................................................................................................................................................
2619	2616		74.24 AFFIRMATION
2620	2617		74.25 I, ................. (person signing Affirmation), am the third party or I am authorized by the
2621	2618		74.26third party to complete this earnings disclosure worksheet, and have done so truthfully and
2622	2619		74.27to the best of my knowledge.
2623	2620		74.28 ..............................................
2624	2621		74.29 Signature
2625	2622		(....) .....................................................................................74.30Dated: ..................................
2626	2623		Phone Number74.31 Title
2627	2624		74.32 NONEARNINGS DISCLOSURE FORM
2628	2625		DISTRICT COURT74.33STATE OF MINNESOTA
2629	2626		........................... JUDICIAL DISTRICT74.34COUNTY OF .........................................
2630	2627		74Sec. 15.
2631		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 75.1................................................ (Creditor)
	2628	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 75.1................................................ (Creditor)
2632	2629		75.2against
2633	2630		NONEARNINGS DISCLOSURE75.3.................................................. (Debtor)
2634	2631		75.4and
2635	2632		75.5............................................. (Garnishee)
2636	2633		75.6 On the ......... day of .............., ............, the time of service of garnishment summons
2637	2634		75.7herein, there was due and owing the debtor from the garnishee the following:
2638	2635		District Court75.8State of Minnesota
2639	2636		Judicial District: .....................................75.9County of: ...............................................
2640	2637		75.10 Court File Number: ................................
2641	2638		75.11 Case Type: ..............................................
2642	2639		75.12Creditor's full name
2643	2640		Non-Earnings Disclosure75.13.................................................................
2644	2641		For Non-Child Support Judgments75.14against
2645	2642		75.15Debtor's full name
2646	2643		75.16.................................................................
2647	2644		75.17and
2648	2645		75.18Third Party (bank, employer, or other)
2649	2646		75.19.................................................................
2650	2647		75.20 This form is called a "Non-Earnings Disclosure" or "Disclosure." It is being sent to you
2651	2648		75.21because you might be holding property that belongs to the debtor, or you might owe money
2652	2649		75.22to the debtor.
2653	2650		75.23 You are the "third party" or "garnishee." The "debtor" is the person who owes money.
2654	2651		75.24The debtor is also called the "judgment debtor." The "creditor" is the person the debtor owes
2655	2652		75.25money to. The creditor is also called the "judgment creditor." The debtor owes $..................
2656	2653		75.26to the creditor.
2657	2654		75.27 You must list any money or property you owe the debtor on the lines below and sign
2658	2655		75.28the affirmation. Write "none" on the line if that is your answer. You must then return this
2659	2656		75.29disclosure to the creditor (or the creditor's lawyer) within 20 days after you got it.
2660	2657		75.30 Fill in the date you got this disclosure:
2661	2658		............................... (year)........................ (day),75.31.................... (month)
2662	2659		75.32 On the date you got this disclosure, you owed the debtor:
2663	2660		75Sec. 15.
2664		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 76.1 (1) Money. Enter on the line below any amounts due and owing the debtor, except
	2661	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 76.1 (1) Money. Enter on the line below any amounts due and owing the debtor, except
2665	2662		76.2earnings, from the garnishee Write down the amount of money you owe the debtor (except
2666	2663		76.3earnings).
2667	2664		76.4................................................................................................................................................
2668	2665		76.5 (2) Property. Describe on the line below Write a short description of any personal
2669	2666		76.6property, instruments, or papers belonging to the debtor and in the possession of the garnishee
2670	2667		76.7that you have in your possession. List the monetary value of each thing.
2671	2668		76.8................................................................................................................................................
2672	2669		76.9 (3) Setoff. Enter on the line below the amount of any If you claim a setoff, defense, lien,
2673	2670		76.10or claim which the garnishee claims against the amount set forth on lines (1) and (2) above
2674	2671		76.11enter that amount on the line below. State the facts by which the setoff, defense, lien, or
2675	2672		76.12about your claim is claimed. (Any indebtedness to a garnishee incurred by the debtor within
2676	2673		76.13the ten days before the receipt of the first garnishment on a debt may not be set off against
2677	2674		76.14amounts otherwise subject to the garnishment.) Note: Any payment the debtor makes to
2678	2675		76.15the garnishee within the 10 days before they get the first garnishment order on that debt
2679	2676		76.16can't be used to lower the amount that is being garnished.
2680	2677		76.17................................................................................................................................................
2681	2678		76.18 (4) Exemption. Enter on the line below any amounts or property claimed by the debtor
2682	2679		76.19to be exempt from execution that the debtor claims is exempt on the line below.
2683	2680		76.20................................................................................................................................................
2684	2681		76.21 (5) Adverse Interest. Enter on the line below any amounts claimed by other persons by
2685	2682		76.22reason of ownership or interest in the debtor's property of the debtor's property that other
2686	2683		76.23people claim they own or have interest in.
2687	2684		76.24................................................................................................................................................
2688	2685		76.25 (6) Enter on the line below the total of lines (3), (4), and (5) on the line below.
2689	2686		76.26................................................................................................................................................
2690	2687		76.27 (7) Enter on the line below the difference obtained (never less than zero) when line (6)
2691	2688		76.28is subtracted from the sum of lines (1) and (2) on the line below.
2692	2689		76.29................................................................................................................................................
2693	2690		76.30 (8) Enter on the line below Figure out 110 percent of the amount of the creditor's claim
2694	2691		76.31which remains is still unpaid. Enter it on the line below.
2695	2692		76Sec. 15.
2696		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 77.1................................................................................................................................................
	2693	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 77.1................................................................................................................................................
2697	2694		77.2 (9) Enter on the line below the lesser of line Look at (7) and line (8). Retain Put the
2698	2695		77.3smaller number on the line below. Hold this amount only if it is $10 or more.
2699	2696		77.4................................................................................................................................................
2700	2697		77.5 AFFIRMATION
2701	2698		77.6 I, .......................... (person signing Affirmation), am the garnishee or I am authorized
2702	2699		77.7by the garnishee to complete this nonearnings garnishment disclosure, and. I have done so
2703	2700		77.8truthfully and to the best of my knowledge.
2704	2701		......................................................77.9Dated: .....................................................
2705	2702		77.10 Signature
2706	2703		77.11 ......................................................
2707	2704		77.12 Title
2708	2705		77.13 ......................................................
2709	2706		77.14 Telephone Number
2710	2707		77.15Date: ............................................................
2711	2708		77.16Name: ..........................................................
2712	2709		77.17Signature: ....................................................
2713	2710		77.18Title: ............................................................
2714	2711		Email: ...........................................................77.19Phone: ..........................................................
2715	2712		77.20Sec. 16. Minnesota Statutes 2024, section 571.912, is amended to read:
2716	2713		77.21 571.912 FORM OF NOTICE, INSTRUCTIONS, AND EXEMPTION NOTICE.
2717	2714		77.22 Subdivision 1.Form of notice.The notice, instructions, and exemption notice informing
2718	2715		77.23a debtor that a garnishment summons has been used to attach funds of the debtor to satisfy
2719	2716		77.24a claim must be a separate notice and must be substantially in the following form:
2720	2717		DISTRICT COURT77.25STATE OF MINNESOTA
2721	2718		......................JUDICIAL DISTRICT77.26COUNTY OF ...................................
2722	2719		77.27...........................................(Creditor)
2723	2720		77.28.............................................(Debtor)
2724	2721		77.29........................(Financial institution)
2725	2722		District Court77.30State of Minnesota
2726	2723		Judicial District: .....................................77.31County of: ...............................................
2727	2724		77.32 Court File Number: ................................
2728	2725		77.33 Case Type: ..............................................
2729	2726		77Sec. 16.
2730		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 78.1Creditor's full name
	2727	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 78.1Creditor's full name
2731	2728		78.2.................................................................
2732	2729		78.3Debtor's full name
2733	2730		78.4.................................................................
2734	2731		78.5Third Party (bank, employer, or other)
2735	2732		78.6.................................................................
2736	2733		78.7 Important Notice
2737	2734		78.8 YOUR FUNDS HAVE BEEN GARNISHED
2738	2735		78.9 Money in Your Account Has Been Frozen
2739	2736		78.10 The Creditor has frozen money in your account at your financial institution bank.
2740	2737		78.11 Your account balance is $.......
2741	2738		78.12 The amount being held is $.......
2742	2739		78.13 The amount being held will be is frozen for 14 days from the date of this notice.
2743	2740		78.14 Some of your money in your account may be protected (the legal word is exempt).
2744	2741		78.15You may be able to get it sooner than 14 days if you act quickly and follow the
2745	2742		78.16instructions on the next page.
2746	2743		78.17 The attached exemption form lists some different sources of ways money in your account
2747	2744		78.18that may be protected. If your money is comes from one or more of these sources, place a
2748	2745		78.19benefit on the list, put a check on the line on the form next to the sources of your money.
2749	2746		78.20If it is from one of these sources, next to it. The creditor cannot can't take it.
2750	2747		78.21 BUT, if you want the bank to unfreeze your money, you must follow the instructions
2751	2748		78.22and return the exemption form and with copies of your bank statements from the last
2752	2749		78.2360 days to have the bank unfreeze your money. Instructions and the form are attached. If
2753	2750		78.24you do not don't follow the instructions or your Creditor gets an order from the court or writ
2754	2751		78.25of execution, your financial institution will give bank gives the money to your creditor. If
2755	2752		78.26your creditor gets an order from the court or writ of execution, your bank gives the money
2756	2753		78.27to them. If that happens and it your money is protected, you can still get it back from the
2757	2754		78.28creditor later,. But that is not as easy to do as filling in out the form now is easiest.
2758	2755		78.29 See next pages for instructions and the exemption form.
2759	2756		78.30 Subd. 2.Form of instructions.The instructions required must be in a separate form
2760	2757		78.31and must be substantially in the following form:
2761	2758		78.32 Instructions
2762	2759		78Sec. 16.
2763		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 79.1 Note: The creditor is who you owe the money to. You are the debtor.
	2760	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 79.1 Note: The creditor is who you owe the money to. You are the debtor.
2764	2761		79.2 1. Fill out both of the attached exemption forms in this packet.
2765	2762		79.3 If you check one of the lines, you should also give proof. Use proof that shows show
2766	2763		79.4that some or all of the money in your account is from one or more of the protected sources.
2767	2764		79.5This might be letters or account statements. Creditors may ask for a hearing if they question
2768	2765		79.6your exemptions.
2769	2766		79.7 To avoid a hearing:
2770	2767		79.8 (i) Case numbers should be added to the form.
2771	2768		79.9 (ii) Copies of documents should be sent with the form.
2772	2769		79.10 Notice: You must send to the creditor's attorney (or to the creditor, if no attorney) copies
2773	2770		79.11of your bank statements for the past 60 days before the garnishment. Send them to the
2774	2771		79.12creditor (or to the creditor's lawyer). Keep a copy of your bank statements in case there are
2775	2772		79.13questions about your claim. If you do not don't send bank statements to the creditor's attorney
2776	2773		79.14(or to the creditor, if no attorney) bank statements creditor (or to the creditor's lawyer) along
2777	2774		79.15with your exemption claim, the financial institution may release give your money to the
2778	2775		79.16creditor. They would do this once the creditor gives the financial institution them a court
2779	2776		79.17order directing it saying they have to turn over the funds.
2780	2777		79.18 2. Sign the exemption forms. Make one a copy to keep for yourself.
2781	2778		79.19 3. Mail or deliver the other copies of the form by (insert date).
2782	2779		79.20 Both Copies Must Be Mailed or Delivered the Same Day.
2783	2780		79.21 One copy of the form and the copies of your bank statements go to:
2784	2781		79.22..............................................................................................................................................
2785	2782		79.23(Insert name of creditor or creditor's attorney)
2786	2783		79.24..............................................................................................................................................
2787	2784		79.25(Insert address of creditor or creditor's attorney)
2788	2785		79.26Creditor's Name: .................................................................
2789	2786		79.27(or creditor's lawyer's name)
2790	2787		79.28Street Address: ...................................................................
2791	2788		79.29City/State/Zip: ....................................................................
2792	2789		Fax: ......................................79.30Phone: ..................................
2793	2790		79.31Email: .................................................................................
2794	2791		79.32 One copy goes to:
2795	2792		79Sec. 16.
2796		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 80.1..............................................................................................................................................
	2793	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 80.1..............................................................................................................................................
2797	2794		80.2(Insert name of bank)
2798	2795		80.3..............................................................................................................................................
2799	2796		80.4(Insert address of bank)
2800	2797		80.5Bank's Name: ......................................................................
2801	2798		80.6Street Address: ...................................................................
2802	2799		80.7City/State/Zip: ....................................................................
2803	2800		Fax: ......................................80.8Phone: ..................................
2804	2801		80.9Email: .................................................................................
2805	2802		80.10 How The Process Works
2806	2803		80.11 If You Do Not Don't Send in the Exemption Form and Bank Statements:
2807	2804		80.12 14 days after the date of this letter some or all of your money may be turned over to the
2808	2805		80.13creditor. This happens once they get an order from the court telling the financial institution
2809	2806		80.14bank to do this.
2810	2807		80.15 If You Do Send in the Exemption Form and Bank Statements:
2811	2808		80.16 Any money that is NOT protected can be turned over to the creditor once they get an
2812	2809		80.17order from the court.
2813	2810		80.18 If the Creditor Does Not Object to Your Claimed Exemptions:
2814	2811		80.19 The financial institution will bank should unfreeze your money six 6 business days after
2815	2812		80.20the institution gets they get your completed form. If they don't, ask the creditor or the
2816	2813		80.21creditor's lawyer to send a release letter to the bank.
2817	2814		80.22 If the Creditor Objects to Your Claimed Exemptions:
2818	2815		80.23 The money you have said is protected on the form will be is held by the bank. The
2819	2816		80.24creditor has six 6 business days to object (disagree) and ask the court to hold a hearing. You
2820	2817		80.25will receive get a Notice of Objection and a Notice of Hearing.
2821	2818		80.26 The financial institution will hold bank holds the money until a court decides whether
2822	2819		80.27if your money is protected or not. Some reasons a creditor may object are because you did
2823	2820		80.28not didn't send copies of your bank statements or other proof of the benefits you received
2824	2821		80.29got. Be sure to include these when you send your exemption form.
2825	2822		80.30 You may want to talk to a lawyer for advice about this process. If you are low income
2826	2823		80.31you can call Legal Aid statewide at 1(877) 696-6529.
2827	2824		80.32 PENALTIES:
2828	2825		80Sec. 16.
2829		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 81.1 Warnings and Fines
	2826	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 81.1 Warnings and Fines
2830	2827		81.2 If you claim that your money is protected and a court decides you made that claim in
2831	2828		81.3bad faith, the court they can order you to pay costs, actual damages, attorney lawyer fees,
2832	2829		81.4and an additional amount of a fine up to $100. Bad faith is when someone does something
2833	2830		81.5wrong on purpose. For example, it may be bad faith if you claim you receive get government
2834	2831		81.6benefits that you do not receive and you don't.
2835	2832		81.7 If the creditor made a bad faith objection to your claim that your money is protected,
2836	2833		81.8the court can order them to pay costs, actual damages, attorney lawyer fees, and an additional
2837	2834		81.9amount of a fine up to $100.
2838	2835		81.10 Subd. 3.Exemption notice.The exemption notice must be a separate form and must
2839	2836		81.11be in substantially the following form:
2840	2837		DISTRICT COURT81.12STATE OF MINNESOTA
2841	2838		......................JUDICIAL DISTRICT81.13COUNTY OF ...................................
2842	2839		81.14...........................................(Creditor)
2843	2840		81.15.............................................(Debtor)
2844	2841		81.16........................(Financial institution)
2845	2842		District Court81.17State of Minnesota
2846	2843		Judicial District: .....................................81.18County of: ...............................................
2847	2844		81.19 Court File Number: ................................
2848	2845		81.20 Case Type: ..............................................
2849	2846		81.21Creditor's full name
2850	2847		Exemption Form81.22.................................................................
2851	2848		81.23vs.
2852	2849		81.24Debtor's full name
2853	2850		81.25.................................................................
2854	2851		81.26Bank's name
2855	2852		81.27.................................................................
2856	2853		81.28 EXEMPTION FORM
2857	2854		How Much Money is Protected (exempt)81.29A.
2858	2855		... I claim ALL of the money being frozen by the bank is protected.81.30......
2859	2856		... I claim SOME of the money is protected. The amount I claim is protected is $.......81.31......
2860	2857		Why The Money is Protected81.32B.
2861	2858		81.33 My money is protected because I get it from one or more of the following places:
2862	2859		81.34 (Check all that apply)
2863	2860		81.35 Earnings (Wages)
2864	2861		81Sec. 16.
2865		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 82.1 ALL or SOME of my wages may be protected.
	2862	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 82.1 ALL or SOME of my wages may be protected.
2866	2863		82.2 ... Some of my wages are protected because they were only deposited in my account
2867	2864		82.3 in the last 20 days.
2868	2865		82.4 For wages that were deposited in your account within the last 20 days, the amount
2869	2866		82.5 protected is whichever is more:
2870	2867		82.6 (i) 75% of your wages or more (after taxes are taken out), or
2871	2868		82.7 (ii) The current minimum wage times 40 per week. You can find the current minimum
2872	2869		82.8 wage here: https://www.dli.mn.gov/minwage.
2873	2870		82.9 All of my wages are protected because:
2874	2871		82.10 ... I get government benefits (a list of government benefits is on the next page)
2875	2872		82.11 ... I am getting other assistance based on need
2876	2873		82.12 ... I have gotten government benefits in the last 6 months
2877	2874		82.13 ... I was in jail or prison in the last 6 months
2878	2875		82.14 If you check one of these 4 boxes, your wages are only protected for 60 days after
2879	2876		82.15 they are deposited in your account. You MUST send the creditor copies of bank
2880	2877		82.16 statements that show what was in your account for the 60 days right before the
2881	2878		82.17 bank froze your money.
2882	2879		Government Benefits82.18......
2883	2880		82.19 Government benefits can include, but are not limited to, the following many things.
2884	2881		82.20 For example:
2885	2882		82.21 ... MFIP - Minnesota Family Investment Program,
2886	2883		82.22 ... DWP - MFIP Diversionary Work Program,
2887	2884		82.23 ... SNAP - Supplemental Nutrition Assistance Program
2888	2885		82.24 Work participation cash benefit,
2889	2886		82.25 ... GA - General Assistance,
2890	2887		82.26 EA - emergency assistance,
2891	2888		82.27 MA - medical assistance,
2892	2889		82.28 ... EGA - Emergency General Assistance,
2893	2890		82.29 ... MSA - Minnesota Supplemental Aid,
2894	2891		82.30 ... MSA-EA - MSA Emergency Assistance,
2895	2892		82.31 ... EA - Emergency Assistance
2896	2893		82.32 ... Energy or Fuel Assistance
2897	2894		82.33 ... Work Participation Cash Benefit
2898	2895		82.34 ... MA - Medical Assistance
2899	2896		82.35 Supplemental Nutrition Assistance Program (SNAP),
2900	2897		82.36 SSI - Supplemental Security Income,
2901	2898		82.37 ... MinnesotaCare,
2902	2899		82.38 ... Medicare Part B - Premium Payments, help
2903	2900		82.39 ... Medicare Part D - Extra help,
2904	2901		82.40 Energy or fuel assistance.
2905	2902		82Sec. 16.
2906		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 83.1 ... SSI - Supplemental Security Income
	2903	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 83.1 ... SSI - Supplemental Security Income
2907	2904		83.2 ... Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working
2908	2905		83.3 Family Credit
2909	2906		83.4 ... Renter's Refund (also called Renter's Property Tax Credit)
2910	2907		83.5LIST SOURCE(S) OF FUNDING IN YOUR ACCOUNT
2911	2908		83.6..............................................................................................................................................
2912	2909		83.7LIST THE CASE NUMBER AND COUNTY
2913	2910		83.8 Case Number: ...........................................................................................................
2914	2911		83.9 County: .....................................................................................................................
2915	2912		83.10 Government benefits also include:
2916	2913		Social Security benefits83.11......
2917	2914		Unemployment benefits83.12......
2918	2915		Workers' compensation83.13......
2919	2916		Veterans benefits83.14......
2920	2917		83.15 If you receive any of these government benefits, include copies of any documents
2921	2918		83.16 you have that show you receive Social Security, unemployment, workers'
2922	2919		83.17 compensation, or veterans benefits.
2923	2920		Other assistance based on need83.18......
2924	2921		83.19You may have assistance based on need from another source that is not on the list. If you
2925	2922		83.20do, check this box, and fill in the source of your money on the line below:
2926	2923		83.21Source:...................................................................................................................................
2927	2924		83.22 Include copies of any documents you have that show the source of this money.
2928	2925		83.23EARNINGS
2929	2926		83.24 ALL or SOME of your earnings (wages) may also be protected.
2930	2927		All of your earnings (wages) are protected if:83.25......
2931	2928		You get government benefits (see list of government benefits)83.26......
2932	2929		You currently receive other assistance based on need83.27......
2933	2930		You have received government benefits in the last six months83.28......
2934	2931		You were in jail or prison in the last six months83.29......
2935	2932		83.30 If you check one of these lines, your wages are only protected for 60 days after
2936	2933		83.31 they are deposited in your account so you MUST send the creditor a copy of
2937	2934		83.32 BANK STATEMENTS that show what was in your account for the 60 days right
2938	2935		83.33 before the bank froze your money.
2939	2936		Some of your earnings (wages) are protected.83.34......
2940	2937		83.35 If all of your earnings are not exempt, then some of your earnings are still protected
2941	2938		83.36 for 20 days after they were deposited in your account. The amount protected is the
2942	2939		83.37 larger amount of:
2943	2940		83.38 75 percent of your wages (after taxes are taken out); or
2944	2941		83.39 (insert the sum of the current federal minimum wage) multiplied by 40.
2945	2942		83Sec. 16.
2946		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 84.1 OTHER EXEMPT FUNDS
	2943	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 84.1 OTHER EXEMPT FUNDS
2947	2944		84.2 The money from the following are also completely protected after they are deposited
2948	2945		84.3 in your account.
2949	2946		An accident, disability, or retirement pension or annuity84.4......
2950	2947		Payments to you from a life insurance policy84.5......
2951	2948		Earnings of your child who is under 18 years of age84.6......
2952	2949		Child support84.7......
2953	2950		Money paid to you from a claim for damage or destruction of property Property
2954	2951		84.9 includes household goods, farm tools or machinery, tools for your job, business
2955	2952		84.8......
2956	2953		84.10 equipment, a mobile home, a car, a musical instrument, a pew or burial lot, clothes,
2957	2954		84.11 furniture, or appliances.
2958	2955		Death benefits paid to you84.12......
2959	2956		84.13List the case number and county for every
2960	2957		84.14box you checked:
2961	2958		County: ........................................................84.15Case Number: ..............................................
2962	2959		County: ........................................................84.16Case Number: ..............................................
2963	2960		County: ........................................................84.17Case Number: ..............................................
2964	2961		84.18Government benefits also include:
2965	2962		84.19... Social Security benefits
2966	2963		84.20... Unemployment benefits
2967	2964		84.21... Workers' compensation
2968	2965		84.22... Veterans' benefits
2969	2966		84.23If you get any of these government benefits, include copies of any documents that show
2970	2967		84.24you get them.
2971	2968		84.25 ... I get other assistance based on need that is not on the list. It comes from: .................
2972	2969		84.26 ..........................................................................................................................................
2973	2970		84.27 Make sure you include copies of any documents that show this.
2974	2971		84.28 C. Other Protected Funds
2975	2972		84.29 The money from these things are also completely protected after they are deposited in
2976	2973		84.30my account.
2977	2974		84.31 ... Child Support
2978	2975		84.32 ... A retirement, disability, or accident pension or annuity
2979	2976		84.33 ... Earnings of my child who is under 18 years of age
2980	2977		84.34 ... Payments to me from a life insurance policy
2981	2978		84Sec. 16.
2982		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 85.1 ... Money paid to me from a claim for damage or destruction of property. Property
	2979	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 85.1 ... Money paid to me from a claim for damage or destruction of property. Property
2983	2980		85.2includes household goods, farm tools or machinery, tools for my job, business equipment,
2984	2981		85.3a mobile home, a car, a musical instrument, a pew or burial lot, clothes, furniture, or
2985	2982		85.4appliances
2986	2983		85.5 ... Death benefits paid to me
2987	2984		85.6 I give my permission to any agency that has given me cash benefits to give information
2988	2985		85.7about my benefits to the above-named creditor, named above or its attorney to the creditor's
2989	2986		85.8lawyer. The information will ONLY concern whether be if I get benefits or not, or whether
2990	2987		85.9I have gotten them assistance, or if I have gotten assistance in the past six 6 months. If I
2991	2988		85.10was an inmate in the last 6 months, I give my permission to the correctional institution to
2992	2989		85.11tell the creditor named above or the creditor's lawyer that I was an inmate there.
2993	2990		85.12 If I was an inmate in the last six months, I give my permission to the correctional
2994	2991		85.13institution to tell the above-named creditor that I was an inmate there.
2995	2992		85.14 You must sign this form and send THIS FORM it back to the creditor's
2996	2993		85.15ATTORNEY lawyer (or to the creditor, if there is no ATTORNEY lawyer) and the
2997	2994		85.16bank. Remember to include a copy of your bank statements for the past 60 days. Fill
2998	2995		85.17in the blanks below and go back to the instructions to make sure you do did it correctly.
2999	2996		85.18 I have mailed or delivered a copy of this form to: the creditor (or to the creditor's lawyer)
3000	2997		85.19at the address listed below.
3001	2998		85.20..............................................................................................................................................
3002	2999		85.21(Insert name of creditor or creditor's attorney)
3003	3000		85.22..............................................................................................................................................
3004	3001		85.23(Insert address of creditor or creditor's attorney)
3005	3002		85.24Creditor's Signature: ............................................................
3006	3003		85.25(or creditor's lawyer's signature)
3007	3004		85.26Creditor's Name: ..................................................................
3008	3005		85.27(or creditor's lawyer's name)
3009	3006		85.28Street Address: .....................................................................
3010	3007		85.29City/State/Zip: ......................................................................
3011	3008		Fax: ......................................85.30Phone: ..................................
3012	3009		85.31Email: ...................................................................................
3013	3010		85.32 I have also mailed or delivered a copy of this exemption form to my bank at the address
3014	3011		85.33listed in the instructions. below:
3015	3012		85Sec. 16.
3016		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI ..................................................................................................86.1DATED: ...........................
	3013	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI ..................................................................................................86.1DATED: ...........................
3017	3014		86.2 DEBTOR
3018	3015		86.3 ..................................................................................................
3019	3016		86.4 DEBTOR ADDRESS
3020	3017		86.5 ..................................................................................................
3021	3018		86.6 DEBTOR TELEPHONE NUMBER
3022	3019		86.7Bank's Name: .....................................................................
3023	3020		86.8Street Address: ...................................................................
3024	3021		86.9City/State/Zip: ....................................................................
3025	3022		Fax: .....................................86.10Phone: ..................................
3026	3023		86.11Email: .................................................................................
3027	3024		86.12Date: ...................................................................................
3028	3025		86.13Debtor's Signature: .............................................................
3029	3026		86.14Debtor's Name: ...................................................................
3030	3027		86.15Street Address: ...................................................................
3031	3028		86.16City/State/Zip: ....................................................................
3032	3029		86.17Phone: .................................................................................
3033	3030		86.18Email: .................................................................................
3034	3031		86.19Sec. 17. Minnesota Statutes 2024, section 571.914, subdivision 2, is amended to read:
3035	3032		86.20 Subd. 2.Form of Notice of Objection and Notice of Hearing.The Written Objection
3036	3033		86.21and Notice of Hearing must be in substantially the following form:
3037	3034		DISTRICT COURT86.22STATE OF MINNESOTA
3038	3035		............................JUDICIAL DISTRICT86.23COUNTY OF .........................................
3039	3036		86.24.................................................(Creditor)
3040	3037		CREDITOR'S NOTICE OF OBJECTION86.25...................................................(Debtor)
3041	3038		86.26 AND NOTICE OF HEARING ON
3042	3039		EXEMPTION CLAIM86.27..............................................(Garnishee)
3043	3040		86.28......................................................................
3044	3041		86.29......................................................................
3045	3042		86.30......................................................................
3046	3043		86.31(CREDITOR OR CREDITOR'S
3047	3044		86.32ATTORNEY)
3048	3045		86.33 NOTICE OF HEARING
3049	3046		86.34 The creditor objects to your exemption claim.
3050	3047		86.35 This hearing is to resolve your exemption
3051	3048		86.36 claim.
3052	3049		86Sec. 17.
3053		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI ......................................................................87.1Hearing Date:
	3050	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI ......................................................................87.1Hearing Date:
3054	3051		......................................................................87.2Time:
3055	3052		......................................................................87.3Hearing Place:
3056	3053		District Court87.4State of Minnesota
3057	3054		Judicial District: .....................................87.5County of: ..............................................
3058	3055		87.6 Court File Number: ................................
3059	3056		87.7 Case Type: ..............................................
3060	3057		87.8Creditor's full name
3061	3058		Creditor's Notice of Objection and87.9.................................................................
3062	3059		Notice of Hearing on Exemption Claim87.10and
3063	3060		87.11Debtor's full name
3064	3061		87.12.................................................................
3065	3062		87.13Third Party (bank, employer, or other)
3066	3063		87.14.................................................................
3067	3064		87.15 Hearing Notice
3068	3065		87.16 The creditor objects to your exemption claim. This hearing is to decide if your exemption
3069	3066		87.17claim is valid.
3070	3067		87.18The hearing will be at:
3071	3068		Time: ...........................Date: ............................87.19Place: ......................................................
3072	3069		87.20 The creditor objects to your claim of exemption from garnishment for the following
3073	3070		87.21reason(s):
3074	3071		87.22..............................................................................................................................................
3075	3072		87.23..............................................................................................................................................
3076	3073		87.24..............................................................................................................................................
3077	3074		87.25 (Note: Bring with you to the hearing all documents and materials supporting your
3078	3075		87.26exemption claim. Failure to do so could delay the court's decision.)
3079	3076		87.27 If the creditor receives all documents and materials supporting your exemption claim
3080	3077		87.28before the hearing date, the creditor may agree with your claim and you can avoid a hearing.
3081	3078		87.29 Because a court hearing will be held on your claim that your funds are protected, your
3082	3079		87.30financial institution will retain the funds until it receives an order from the court.
3083	3080		87.31 Note: Bring all your documents and materials that support your exemption claim
3084	3081		87.32to the hearing. If you don't, the court's decision could be held up.
3085	3082		87Sec. 17.
3086		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 88.1 You can send your documents and materials to the creditor before the hearing. If they
	3083	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 88.1 You can send your documents and materials to the creditor before the hearing. If they
3087	3084		88.2review them and agree with your claim, you can avoid a hearing.
3088	3085		88.3 Because there is a court hearing scheduled about your exemption claim, your bank will
3089	3086		88.4keep your funds until it gets an order from the court.
3090	3087		88.5Date: ...................................................................................
3091	3088		88.6Creditor's Signature: ...........................................................
3092	3089		88.7(or creditor's lawyer's signature)
3093	3090		88.8Creditor's Name: .................................................................
3094	3091		88.9(or creditor's lawyer's name)
3095	3092		88.10Street Address: ...................................................................
3096	3093		88.11City/State/Zip: ....................................................................
3097	3094		Fax: ......................................88.12Phone: ..................................
3098	3095		88.13Email: .................................................................................
3099	3096		88.14Sec. 18. Minnesota Statutes 2024, section 571.925, is amended to read:
3100	3097		88.15 571.925 FORM OF NOTICE.
3101	3098		88.16 The ten-day notice informing a debtor that a garnishment summons may be used to
3102	3099		88.17garnish the earnings of an individual must be substantially in the following form:
3103	3100		DISTRICT COURT88.18STATE OF MINNESOTA
3104	3101		............................JUDICIAL DISTRICT88.19COUNTY OF .........................................
3105	3102		88.20.................................................(Creditor)
3106	3103		88.21against
3107	3104		88.22 GARNISHMENT EXEMPTION
3108	3105		NOTICE AND NOTICE OF88.23...................................................(Debtor)
3109	3106		INTENT TO GARNISH EARNINGS88.24and
3110	3107		88.25..............................................(Garnishee)
3111	3108		88.26 PLEASE TAKE NOTICE that a garnishment summons or levy may be served upon
3112	3109		88.27your employer or other third parties, without any further court proceedings or notice to you,
3113	3110		88.28ten days or more from the date hereof. Some or all of your earnings are exempt from
3114	3111		88.29garnishment. If your earnings are garnished, your employer must show you how the amount
3115	3112		88.30that is garnished from your earnings was calculated. You have the right to request a hearing
3116	3113		88.31if you claim the garnishment is incorrect.
3117	3114		88.32 Your earnings are completely exempt from garnishment if you are now a recipient of
3118	3115		88.33assistance based on need, if you have been a recipient of assistance based on need within
3119	3116		88Sec. 18.
3120		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 89.1the last six months, or if you have been an inmate of a correctional institution in the last six
	3117	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 89.1the last six months, or if you have been an inmate of a correctional institution in the last six
3121	3118		89.2months.
3122	3119		89.3 Assistance based on need includes, but is not limited to:
3123	3120		District Court89.4State of Minnesota
3124	3121		Judicial District: .....................................89.5County of: ..............................................
3125	3122		89.6 Court File Number: ................................
3126	3123		89.7 Case Type: ..............................................
3127	3124		89.8Creditor's full name
3128	3125		Garnishment Exemption Notice and89.9.................................................................
3129	3126		Notice of Intent to Garnish Earnings89.10and
3130	3127		89.11Debtor's full name
3131	3128		89.12.................................................................
3132	3129		89.13Third Party (bank, employer, or other)
3133	3130		89.14.................................................................
3134	3131		89.15 Notice: A garnishment may be served on your employer or other third parties.
3135	3132		89.16Garnishment means that part of your earnings can be taken to pay off debts that you
3136	3133		89.17owe. This can happen in 10 days or more after you get this notice. This can happen without
3137	3134		89.18any other court action or notice to you. But some of your money may be protected.
3138	3135		89.19 Your earnings cannot be taken if:
3139	3136		89.20 (i) you are getting government assistance based on need,
3140	3137		89.21 (ii) you got any government assistance based on need in the last 6 months, or
3141	3138		89.22 (iii) you were an inmate of a correctional institution in the last 6 months.
3142	3139		89.23 These are called exemptions. Your money is NOT protected unless you fill out the
3143	3140		89.24Exemption Claim Notice attached and send it back to the creditor or the creditor's
3144	3141		89.25lawyer. If you are not sure if you have any exemptions, talk to a lawyer.
3145	3142		89.26 You can also contact the creditor or their lawyer to talk about a settlement of the debt.
3146	3143		89.27 Examples of government assistance based on need:
3147	3144		89.28 (i) MFIP - Minnesota Family Investment Program,
3148	3145		89.29 (ii) DWP - MFIP Diversionary Work Program,
3149	3146		89.30 (iii) SNAP - Supplemental Nutrition Assistance Program
3150	3147		89.31 Work participation cash benefit,
3151	3148		89.32 (iv) GA - General Assistance,
3152	3149		89.33 EA - emergency assistance,
3153	3150		89.34 MA - medical assistance,
3154	3151		89Sec. 18.
3155		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 90.1 (v) EGA - Emergency General Assistance,
	3152	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 90.1 (v) EGA - Emergency General Assistance,
3156	3153		90.2 (vi) MSA - Minnesota Supplemental Aid,
3157	3154		90.3 (vii) MSA-EA - MSA Emergency Assistance,
3158	3155		90.4 Supplemental Nutrition Assistance Program (SNAP),
3159	3156		90.5 SSI - Supplemental Security Income,
3160	3157		90.6 (viii) EA - Emergency Assistance
3161	3158		90.7 (ix) Energy or Fuel Assistance
3162	3159		90.8 (x) Work Participation Cash Benefit
3163	3160		90.9 (xi) MA - Medical Assistance
3164	3161		90.10 (xii) MinnesotaCare,
3165	3162		90.11 (xiii) Medicare Part B - Premium Payments, help
3166	3163		90.12 (xiv) Medicare Part D - Extra help,
3167	3164		90.13 Energy or fuel assistance.
3168	3165		90.14 (xv) SSI - Supplemental Security Income
3169	3166		90.15 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working
3170	3167		90.16 Family Credit
3171	3168		90.17 (xvii) Renter's Refund (also called Renter's Property Tax Credit)
3172	3169		90.18 If you wish to claim an exemption, you should fill out the appropriate form below, sign
3173	3170		90.19it, and send it to the creditor's attorney and the garnishee.
3174	3171		90.20 You may wish to contact the attorney for the creditor in order to arrange for a settlement
3175	3172		90.21of the debt or contact an attorney to advise you about exemptions or other rights.
3176	3173		90.22 PENALTIES
3177	3174		90.23 (1) Be advised that even if you claim an exemption, a garnishment summons may still
3178	3175		90.24 be served on your employer. If your earnings are garnished after you claim an exemption,
3179	3176		90.25 you may petition the court for a determination of your exemption. If the court finds that
3180	3177		90.26 the creditor disregarded your claim of exemption in bad faith, you will be entitled to
3181	3178		90.27 costs, reasonable attorney fees, actual damages, and an amount not to exceed $100.
3182	3179		90.28 (2) HOWEVER, BE WARNED if you claim an exemption, the creditor can also petition
3183	3180		90.29 the court for a determination of your exemption, and if the court finds that you claimed
3184	3181		90.30 an exemption in bad faith, you will be assessed costs and reasonable attorney's fees plus
3185	3182		90.31 an amount not to exceed $100.
3186	3183		90.32 (3) If after receipt of this notice, you in bad faith take action to frustrate the garnishment,
3187	3184		90.33 thus requiring the creditor to petition the court to resolve the problem, you will be liable
3188	3185		90.34 to the creditor for costs and reasonable attorney's fees plus an amount not to exceed
3189	3186		90.35 $100.
3190	3187		90Sec. 18.
3191		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI .................................................................91.1Dated: ................................................
	3188	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI .................................................................91.1Dated: ................................................
3192	3189		91.2 (Attorney for) Creditor
3193	3190		91.3 .................................................................
3194	3191		91.4 Address
3195	3192		91.5 .................................................................
3196	3193		91.6 Telephone
3197	3194		91.7 Warnings and Fines
3198	3195		91.8 (1) Even if you claim an exemption, a levy may still be served on your employer. If they
3199	3196		91.9take money from you after you claim an exemption, you may ask the court to review your
3200	3197		91.10exemption. If the court finds that the creditor ignored your claim of exemption in bad faith,
3201	3198		91.11you are entitled to costs, reasonable lawyer fees, actual damages, and a fine up to $100. Bad
3202	3199		91.12faith is when someone does something wrong on purpose.
3203	3200		91.13 (2) BUT if you claim an exemption, the creditor can also ask the court to review your
3204	3201		91.14exemption. If the court finds that you claimed an exemption in bad faith, you are charged
3205	3202		91.15costs and reasonable lawyer fees, and a fine up to $100.
3206	3203		91.16 (3) If you get this notice, then do something in bad faith to try to block or stop the levy
3207	3204		91.17and the creditor has to take you to court because of it, you will have to pay the creditor's
3208	3205		91.18costs, and reasonable lawyer's fees, and a fine up to $100.
3209	3206		91.19Date: ...................................................................................
3210	3207		91.20Creditor's Signature: ...........................................................
3211	3208		91.21(or creditor's lawyer's signature)
3212	3209		91.22Creditor's Name: .................................................................
3213	3210		91.23(or creditor's lawyer's name)
3214	3211		91.24Street Address: ...................................................................
3215	3212		91.25City/State/Zip: ....................................................................
3216	3213		Fax: ......................................91.26Phone: ..................................
3217	3214		91.27Email: .................................................................................
3218	3215		91.28 DEBTOR'S EXEMPTION CLAIM NOTICE
3219	3216		District Court91.29State of Minnesota
3220	3217		Judicial District: .....................................91.30County of: ..............................................
3221	3218		91.31 Court File Number: ................................
3222	3219		91.32 Case Type: ..............................................
3223	3220		91.33Creditor's full name
3224	3221		Debtor's Exemption91.34.................................................................
3225	3222		Claim Notice91.35and
3226	3223		91Sec. 18.
3227		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 92.1Debtor's full name
	3224	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 92.1Debtor's full name
3228	3225		92.2.................................................................
3229	3226		92.3and
3230	3227		92.4Third Party (bank, employer, or other)
3231	3228		92.5.................................................................
3232	3229		92.6 I hereby claim that my earnings are exempt from this garnishment because: (check all
3233	3230		92.7that apply)
3234	3231		92.8 (1) I am presently a recipient of relief based on need. (Specify the program, case number,
3235	3232		92.9 and the county from which relief is being received.)
3236	3233		.............................................................................................92.10..............................................
3237	3234		CountyCase Number (if known)92.11Program
3238	3235		92.12 (2) I am not now receiving relief based on need, but I have received relief based on need
3239	3236		92.13 within the last six months. (Specify the program, case number, and the county from
3240	3237		92.14 which relief has been received.)
3241	3238		.............................................................................................92.15..............................................
3242	3239		CountyCase Number (if known)92.16Program
3243	3240		92.17 (3) I have been an inmate of a correctional institution within the last six months. (Specify
3244	3241		92.18 the correctional institution and location.)
3245	3242		.................................................................92.19...........................................................
3246	3243		Location92.20Correctional Institution
3247	3244		92.21 I hereby authorize any agency that has distributed relief to me or any correctional
3248	3245		92.22institution in which I was an inmate to disclose to the above-named creditor or the creditor's
3249	3246		92.23attorney only whether or not I am or have been a recipient of relief based on need or an
3250	3247		92.24inmate of a correctional institution within the last six months. I have mailed or delivered a
3251	3248		92.25copy of this form to the creditor or creditor's attorney.
3252	3249		.................................................................92.26...........................................................
3253	3250		Debtor92.27Date
3254	3251		92.28 .................................................................
3255	3252		92.29 Address
3256	3253		92.30 .................................................................
3257	3254		92.31 Debtor Telephone Number
3258	3255		DISTRICT COURT92.32STATE OF MINNESOTA
3259	3256		............................JUDICIAL DISTRICT92.33COUNTY OF .........................................
3260	3257		92Sec. 18.
3261		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 93.1.................................................(Creditor)
	3258	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 93.1.................................................(Creditor)
3262	3259		93.2...................................................(Debtor)
3263	3260		93.3..............................(Financial institution)
3264	3261		93.4 ... I am getting government assistance based on need. (State the program, case number
3265	3262		93.5if you know it, and the county you got it from.)
3266	3263		County: ................................Case #: ..................................93.6Program: ..............................
3267	3264		County: ................................Case #: ..................................93.7Program: ..............................
3268	3265		County: ................................Case #: ..................................93.8Program: ..............................
3269	3266		93.9 ... I am not getting assistance based on need right now, but I did get government assistance
3270	3267		93.10based on need within the last 6 months. (State the program, case number if you know it,
3271	3268		93.11and the county you got it from.)
3272	3269		County: ................................Case #: ..................................93.12Program: ..............................
3273	3270		County: ................................Case #: ..................................93.13Program: ..............................
3274	3271		County: ................................Case #: ..................................93.14Program: ..............................
3275	3272		93.15 ... I was an inmate of a correctional institution within the last 6 months. (State the
3276	3273		93.16correctional institution and location.)
3277	3274		Location ..........................................................93.17Correctional Institution .............................
3278	3275		93.18 I give my permission to any agency listed above to give information about my benefits
3279	3276		93.19to the creditor named above, or to the creditor's lawyer. The information will ONLY be if
3280	3277		93.20I get assistance, or if I have gotten assistance in the past 6 months. If I was an inmate in the
3281	3278		93.21last 6 months, I give my permission to the correctional institution to tell the creditor named
3282	3279		93.22above or the creditor's lawyer that I was an inmate there.
3283	3280		93.23 Sign and send this form back to the creditor or the creditor's lawyer.
3284	3281		93.24 Fill in the blanks below.
3285	3282		93.25 I mailed or delivered a copy of this form to the creditor or to the creditor's lawyer if they
3286	3283		93.26have one, at the address listed below.
3287	3284		93.27Date: ...................................................................................
3288	3285		93.28Creditor's Signature: ...........................................................
3289	3286		93.29(or creditor's lawyer's signature)
3290	3287		93.30Creditor's Name: .................................................................
3291	3288		93.31(or creditor's lawyer's name)
3292	3289		93.32Street Address: ...................................................................
3293	3290		93.33City/State/Zip: ....................................................................
3294	3291		93Sec. 18.
3295		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI Fax: ......................................94.1Phone: ..................................
	3292	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI Fax: ......................................94.1Phone: ..................................
3296	3293		94.2Email: .................................................................................
3297	3294		94.3Date: ...................................................................................
3298	3295		94.4Debtor's Signature: .............................................................
3299	3296		94.5Debtor's Name: ...................................................................
3300	3297		94.6Street Address: ...................................................................
3301	3298		94.7City/State/Zip: ....................................................................
3302	3299		94.8Phone: .................................................................................
3303	3300		94.9Email: .................................................................................
3304	3301		94.10Sec. 19. Minnesota Statutes 2024, section 571.931, subdivision 6, is amended to read:
3305	3302		94.11 Subd. 6.Notice.The debtor shall be served with a copy of the prejudgment garnishment
3306	3303		94.12order issued pursuant to this section together with a copy of all pleadings and other documents
3307	3304		94.13not previously served, including any affidavits upon which the claimant intends to rely at
3308	3305		94.14the subsequent hearing and a transcript of any oral testimony given at the prejudgment
3309	3306		94.15garnishment hearing upon which the creditor intends to rely and a notice of hearing. Service
3310	3307		94.16must be in the manner prescribed for personal service of a summons unless that service is
3311	3308		94.17impracticable or would be ineffective and the court prescribes an alternative method of
3312	3309		94.18service calculated to provide actual notice to the debtor.
3313	3310		94.19 The notice of hearing served upon the debtor must be signed by the creditor or the
3314	3311		94.20attorney for the creditor and must be accompanied by an exemption notice. The notice of
3315	3312		94.21hearing must be accompanied by an exemption notice, and both notices must provide, at a
3316	3313		94.22minimum, the following information in substantially the following language:
3317	3314		94.23 NOTICE OF HEARING
3318	3315		94.24 Hearing Notice
3319	3316		94.25TO: ........................................................................................................................................
3320	3317		94.26 (the debtor) (debtor's full name)
3321	3318		94.27 The (insert the name of court) Court has ordered the prejudgment garnishment of some
3322	3319		94.28of your property in the possession or control of a third party. This is about property that a
3323	3320		94.29third party has or controls. Some of your property may be exempt from seizure and can't
3324	3321		94.30be taken. See the exemption notice below.
3325	3322		94.31 The Court issued this Order based upon the claim of because (insert name of creditor)
3326	3323		94.32that (insert name of creditor) is claims they are entitled to a court order for garnishment
3327	3324		94.33take some of your property to secure your payment of any money judgment that (insert
3328	3325		94Sec. 19.
3329		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 95.1name of creditor) may later be obtained against you and that immediate action was necessary.
	3326	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 95.1name of creditor) may later be obtained against you and that immediate action was necessary.
3330	3327		95.2They do this to make sure you pay any money they might win in a future case against you.
3331	3328		95.3They felt immediate action was needed.
3332	3329		95.4 You have the legal right to challenge (insert name of creditor) claims at a court hearing
3333	3330		95.5before a judge.
3334	3331		95.6The hearing will be at:
3335	3332		Time: ...........................Date: ............................95.7Place: ......................................................
3336	3333		95.8 The hearing will be held at the (insert place) on (insert date) at (insert time). You may
3337	3334		95.9attend can go to the court hearing alone or with an attorney a lawyer. After you have
3338	3335		95.10presented your side of the matter, the court will decide You get to tell the court your side
3339	3336		95.11of the issue. Then the court decides what should be done with your property until the lawsuit
3340	3337		95.12against you is finally decided.
3341	3338		95.13 If you do not attend don't go to this hearing, the court may order garnishment of
3342	3339		95.14your property.
3343	3340		95.15 Exemption Notice
3344	3341		95.16 Some of your property may be exempt and cannot be garnished can't be taken. 'Exempt'
3345	3342		95.17means protected. The following is a list of some of the more common exemptions. It is not
3346	3343		95.18a complete and is subject to list. For full details and dollar amounts set by law see section
3347	3344		95.19550.37, and other state and federal laws of the Minnesota Statutes. If you have questions
3348	3345		95.20about an exemption, you should obtain competent contact a lawyer for legal advice.
3349	3346		95.21 These things you or your family might have are protected:
3350	3347		95.22 (1) a homestead or the proceeds from the sale of a homestead. equity in your home, or
3351	3348		95.23money from recently selling your home - up to $510,000 total;
3352	3349		95.24 (2)(i) all clothing, one watch, utensils, and foodstuffs;
3353	3350		95.25 (ii) household furniture, household appliances, phonographs, radios, and computers,
3354	3351		95.26tablets, televisions up to a total current value of $4,500 at the time of attachment., printers,
3355	3352		95.27cell phones, smart phones, and other consumer electronics up to $12,150 in all; and
3356	3353		95.28 (iii) jewelry - total value can't be more than $3,308;
3357	3354		95.29 (3) a manufactured (mobile) home used as your home. you live in;
3358	3355		95.30 (4) one motor vehicle currently worth less than $2,000 after deducting any security
3359	3356		95.31interest., counting only the amount you have paid off:
3360	3357		95Sec. 19.
3361		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 96.1 (i) $10,000;
	3358	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 96.1 (i) $10,000;
3362	3359		96.2 (ii) $12,500 if it is necessary for your business, trade, or profession;
3363	3360		96.3 (iii) $25,000 if used by or to help someone with a disability that makes it hard to walk;
3364	3361		96.4or
3365	3362		96.5 (iv) $100,000 if designed or modified for someone with a disability that makes it hard
3366	3363		96.6to walk;
3367	3364		96.7 (5) farm machinery used by someone principally engaged in farming, or if your main
3368	3365		96.8business is farming. Tools, machines, or office furniture used in your business or trade. This
3369	3366		96.9exemption is limited to $10,000. - the total value can't be more than $13,000;
3370	3367		96.10 (6) relief based on need. This includes the:
3371	3368		96.11 (i) MFIP - Minnesota Family Investment Program (MFIP), Emergency Assistance (EA),
3372	3369		96.12Work First Program, Medical Assistance (MA),;
3373	3370		96.13 (ii) DWP - MFIP Diversionary Work Program;
3374	3371		96.14 (iii) SNAP - Supplemental Nutrition Assistance Program;
3375	3372		96.15 (iv) GA - General Assistance (GA),;
3376	3373		96.16 (v) EGA - Emergency General Assistance (EGA),;
3377	3374		96.17 (vi) MSA - Minnesota Supplemental Aid (MSA),;
3378	3375		96.18 (vii) MSA-EA - MSA Emergency Assistance (MSA-EA), Supplemental Security Income
3379	3376		96.19(SSI), and Energy Assistance.;
3380	3377		96.20 (viii) EA - Emergency Assistance;
3381	3378		96.21 (ix) Energy or Fuel Assistance;
3382	3379		96.22 (x) Work Participation Cash Benefit;
3383	3380		96.23 (xi) MA - Medical Assistance;
3384	3381		96.24 (xii) MinnesotaCare;
3385	3382		96.25 (xiii) Medicare Part B - Premium Payments help;
3386	3383		96.26 (xiv) Medicare Part D - Extra;
3387	3384		96.27 (xv) SSI - Supplemental Security Income;
3388	3385		96.28 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working
3389	3386		96.29Family Credit; and
3390	3387		96Sec. 19.
3391		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 97.1 (xvii) Renter's Refund (also called Renter's Property Tax Credit);
	3388	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 97.1 (xvii) Renter's Refund (also called Renter's Property Tax Credit);
3392	3389		97.2 (7) wages. 100% is protected if you get government assistance based on need. Otherwise,
3393	3390		97.3between 75-100% is protected depending on how much you earn;
3394	3391		97.4 (8) retirement benefits - the total interest under all plans and contracts can't be more than
3395	3392		97.5$81,000;
3396	3393		97.6 (7) (9) Social Security benefits.;
3397	3394		97.7 (8) (10) unemployment benefits, workers' compensation, or veterans' benefits.;
3398	3395		97.8 (9) An accident, disability or retirement (11) a retirement, disability, or accident pension
3399	3396		97.9or annuity.;
3400	3397		97.10 (10) (12) life insurance proceeds. that are not more than $54,000;
3401	3398		97.11 (11) The (13) earnings of your minor child.;
3402	3399		97.12 (12) (14) money from a claim for damage or destruction of exempt property (such as -
3403	3400		97.13like household goods, farm tools, business equipment, a manufactured (mobile) home, or
3404	3401		97.14a car). car;
3405	3402		97.15 (15) sacred possessions - like the Bible, Torah, Qur'an, prayer rug, and other religious
3406	3403		97.16items. Total value can't be more than $2,000;
3407	3404		97.17 (16) personal library - total value can't be more than $750;
3408	3405		97.18 (17) musical instruments - total value can't be more than $2,000;
3409	3406		97.19 (18) family pets - current value can't be more than $1,000;
3410	3407		97.20 (19) a seat or pew in any house or place of public worship and a lot in any burial ground;
3411	3408		97.21 (20) tools you need to work in your business or profession - the total value can't be more
3412	3409		97.22than $13,500;
3413	3410		97.23 (21) household tools and equipment - things like hand and power tools, snow removal
3414	3411		97.24equipment, lawnmowers, and more. Total value can't be more than $3,000; and
3415	3412		97.25 (22) health savings accounts, medical savings accounts - the total value can't be more
3416	3413		97.26than $25,000.
3417	3414		97.27Sec. 20. Minnesota Statutes 2024, section 571.932, subdivision 2, is amended to read:
3418	3415		97.28 Subd. 2.Service.The creditor's motion to obtain an order of garnishment together with
3419	3416		97.29the creditor's affidavit and notice of hearing must be served in the manner prescribed for
3420	3417		97.30service of a summons in a civil action in district court unless that service is impracticable
3421	3418		97Sec. 20.
3422		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 98.1or would be ineffective and the court prescribes an alternative method of service calculated
	3419	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 98.1or would be ineffective and the court prescribes an alternative method of service calculated
3423	3420		98.2to provide actual notice to the debtor. If the debtor has already appeared in the action, the
3424	3421		98.3motion must be served in the manner prescribed for service of pleadings subsequent to the
3425	3422		98.4summons. The date of the hearing must be fixed in accordance with rule 6 of the Minnesota
3426	3423		98.5Rules of Civil Procedure for the District Courts, unless a different date is fixed by order of
3427	3424		98.6the court.
3428	3425		98.7 The notice of hearing served upon the debtor shall be signed by the creditor or the
3429	3426		98.8attorney for the creditor and shall provide, at a minimum, the following information in
3430	3427		98.9substantially the following language:
3431	3428		98.10 NOTICE OF HEARING
3432	3429		98.11 Hearing Notice
3433	3430		98.12TO: ........................................................................................................................................
3434	3431		98.13 (the debtor) (debtor's full name)
3435	3432		98.14 A hearing will be held (insert place) on (insert date) at (insert time) to determine whether
3436	3433		98.15nonexempt property belonging to you will be garnished to secure a judgment that may be
3437	3434		98.16entered against you.
3438	3435		98.17 There will be a hearing to decide if your nonexempt property will be garnished to help
3439	3436		98.18pay a judgment that may be entered against you.
3440	3437		98.19The hearing will be at:
3441	3438		Time: ...........................Date: ............................98.20Place: ......................................................
3442	3439		98.21 You may attend can go to the court hearing alone or with an attorney a lawyer. After
3443	3440		98.22you have presented your side of the matter, the court will decide whether You get to tell
3444	3441		98.23the court your side of the issue. Then the court decides if your property should be garnished
3445	3442		98.24until the lawsuit which has been commenced against you is finally decided.
3446	3443		98.25 If the court directs the issuance of issues a garnishment summons while during the
3447	3444		98.26lawsuit is pending, you may still can keep the property until the lawsuit is decided if you
3448	3445		98.27file a bond in an amount. The amount of the bond is set by the court.
3449	3446		98.28 If you DO NOT ATTEND THIS don't go to this hearing, the court may order
3450	3447		98.29garnishment of your nonexempt property TO BE GARNISHED.
3451	3448		98.30 Exemption Notice
3452	3449		98.31 Some of your property may be exempt and cannot can't be garnished taken. 'Exempt'
3453	3450		98.32means protected. The following is a list of some of the more common exemptions. It is not
3454	3451		98Sec. 20.
3455		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 99.1a complete and is subject to list. For full details and dollar amounts set by law see section
	3452	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 99.1a complete and is subject to list. For full details and dollar amounts set by law see section
3456	3453		99.2550.37, and other state and federal laws of the Minnesota Statutes. The dollar amounts
3457	3454		99.3contained in this list are subject to the provisions of section 550.37, subdivision 4a, at the
3458	3455		99.4time of the garnishment. If you have questions about an exemption, you should obtain
3459	3456		99.5competent contact a lawyer for legal advice.
3460	3457		99.6 These things you or your family might have are protected:
3461	3458		99.7 (1) A homestead or the proceeds from the sale of a homestead. equity in your home, or
3462	3459		99.8money from recently selling your home - up to $510,000 total;
3463	3460		99.9 (2)(i) all clothing, one watch, utensils, and foodstuffs;
3464	3461		99.10 (ii) household furniture, household appliances, phonographs, radios, and computers,
3465	3462		99.11tablets, televisions up to a total current value of $5,850., printers, cell phones, smart phones,
3466	3463		99.12and other consumer electronics up to $12,150 in all; and
3467	3464		99.13 (iii) jewelry - total value can't be more than $3,308;
3468	3465		99.14 (3) a manufactured (mobile) home used as your home. you live in;
3469	3466		99.15 (4) one motor vehicle currently worth less than $2,600 after deducting any security
3470	3467		99.16interests., counting only the amount you have paid off:
3471	3468		99.17 (i) $10,000;
3472	3469		99.18 (ii) $12,500 if it is necessary for your business, trade, or profession;
3473	3470		99.19 (iii) $25,000 if used by or to help someone with a disability that makes it hard to walk;
3474	3471		99.20or
3475	3472		99.21 (iv) $100,000 if designed or modified for someone with a disability that makes it hard
3476	3473		99.22to walk;
3477	3474		99.23 (5) farm machinery used by an individual principally engaged in farming, or if your
3478	3475		99.24main business is farming. Tools, machines, or office furniture used in your business or trade.
3479	3476		99.25This exemption is limited to - the total value can't be more than $13,000.;
3480	3477		99.26 (6) relief based on need. This includes the:
3481	3478		99.27 (i) MFIP - Minnesota Family Investment Program (MFIP), Emergency Assistance (EA),
3482	3479		99.28Work First Program, Medical Assistance (MA),;
3483	3480		99.29 (ii) DWP - MFIP Diversionary Work Program;
3484	3481		99.30 (iii) SNAP - Supplemental Nutrition Assistance Program;
3485	3482		99Sec. 20.
3486		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 100.1 (iv) GA - General Assistance (GA),;
	3483	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 100.1 (iv) GA - General Assistance (GA),;
3487	3484		100.2 (v) EGA - Emergency General Assistance (EGA),;
3488	3485		100.3 (vi) MSA - Minnesota Supplemental Aid (MSA),;
3489	3486		100.4 (vii) MSA-EA - MSA Emergency Assistance (MSA-EA), Supplemental Security Income
3490	3487		100.5(SSI), and Energy Assistance.;
3491	3488		100.6 (viii) EA - Emergency Assistance;
3492	3489		100.7 (ix) Energy or Fuel Assistance;
3493	3490		100.8 (x) Work Participation Cash Benefit;
3494	3491		100.9 (xi) MA - Medical Assistance;
3495	3492		100.10 (xii) MinnesotaCare;
3496	3493		100.11 (xiii) Medicare Part B - Premium Payments help;
3497	3494		100.12 (xiv) Medicare Part D - Extra;
3498	3495		100.13 (xv) SSI - Supplemental Security Income;
3499	3496		100.14 (xvi) Tax Credits - federal Earned Income Tax Credit (EITC), Minnesota Working
3500	3497		100.15Family Credit; and
3501	3498		100.16 (xvii) Renter's Refund (also called Renter's Property Tax Credit);
3502	3499		100.17 (7) wages. 100% is protected if you get government assistance based on need. Otherwise,
3503	3500		100.18between 75-100% is protected depending on how much you earn;
3504	3501		100.19 (8) retirement benefits - the total interest under all plans and contracts can't be more than
3505	3502		100.20$81,000;
3506	3503		100.21 (7) (9) Social Security benefits.;
3507	3504		100.22 (8) (10) unemployment benefits, workers' compensation, or veterans' benefits.;
3508	3505		100.23 (9) An accident, disability or retirement (11) a retirement, disability, or accident pension
3509	3506		100.24or annuity.;
3510	3507		100.25 (10) (12) life insurance proceeds. that are not more than $54,000;
3511	3508		100.26 (11) The (13) earnings of your minor child.;
3512	3509		100.27 (12) (14) money from a claim for damage or destruction of exempt property (such as -
3513	3510		100.28like household goods, farm tools, business equipment, a manufactured (mobile) home, or
3514	3511		100.29a car). car;
3515	3512		100Sec. 20.
3516		-	S2847-~~2 2nd~~ EngrossmentSF2847 REVISOR RSI 101.1 (15) sacred possessions - like the Bible, Torah, Qur'an, prayer rug, and other religious
	3513	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI 101.1 (15) sacred possessions - like the Bible, Torah, Qur'an, prayer rug, and other religious
3517	3514		101.2items. Total value can't be more than $2,000;
3518	3515		101.3 (16) personal library - total value can't be more than $750;
3519	3516		101.4 (17) musical instruments - total value can't be more than $2,000;
3520	3517		101.5 (18) family pets - current value can't be more than $1,000;
3521	3518		101.6 (19) a seat or pew in any house or place of public worship and a lot in any burial ground;
3522	3519		101.7 (20) tools you need to work in your business or profession - the total value can't be more
3523	3520		101.8than $13,500;
3524	3521		101.9 (21) household tools and equipment - things like hand and power tools, snow removal
3525	3522		101.10equipment, lawnmowers, and more. Total value can't be more than $3,000; and
3526	3523		101.11 (22) health savings accounts, medical savings accounts - the total value can't be more
3527	3524		101.12than $25,000.
3528		-	101.13Sec. 21. Laws 2024, chapter 114, article 3, section 101, the effective date, is amended to
3529		-	101.14read:
3530		-	101.15 EFFECTIVE DATE.This section is effective April June 1, 2025, and applies to causes
3531		-	101.16of action commenced on or after that date.
3532		-	101.17 EFFECTIVE DATE.This section is effective retroactively from March 1, 2025.
3533		-	101.18Sec. 22. CONSTRUCTION AND APPLICATION.
3534		-	101.19 The forms in sections 1 to 20 must be made available on the state court website on or
3535		-	101.20before June 1, 2025. The failure to use the forms as amended by sections 1 to 20 before
3536		-	101.21June 1, 2025, is not a basis for a complaint or violation of a federal statute, Minnesota
3537		-	101.22Statutes, or the Minnesota Rules of Professional Conduct.
3538		-	101.23 EFFECTIVE DATE.This section is effective the day following final enactment.
3539		-	101.24Sec. 23. EFFECTIVE DATE.
3540		-	101.25 Sections 1 to 20 are effective June 1, 2025.
3541		-	101Sec. 23.
3542		-	S2847-2 2nd EngrossmentSF2847 REVISOR RSI
	3525	+	101.13Sec. 21. IMPLEMENTATION AND COMPLIANCE.
	3526	+	101.14 The forms in Minnesota Statutes, chapters 550, 551, and 571, as amended by this act
	3527	+	101.15must be active on the Minnesota courts website and in use by Minnesota courts on June 1,
	3528	+	101.162025. Notwithstanding Laws 2024, chapter 114, article 3, section 101, the effective date,
	3529	+	101.17garnishments governed by Minnesota Statutes, section 571.922, as amended by Laws 2024,
	3530	+	101.18chapter 114, article 3, section 101, are effective June 1, 2025. The failure to use revised
	3531	+	101.19forms before June 1, 2025, is not a basis for a complaint or violation of a federal statute,
	3532	+	101.20Minnesota Statutes, or the Minnesota Rules of Professional Conduct.
	3533	+	101.21Sec. 22. EFFECTIVE DATE.
	3534	+	101.22 This act is effective retroactively from January 1, 2025.
	3535	+	101Sec. 22.
	3536	+	S2847-1 1st EngrossmentSF2847 REVISOR RSI