EXPLANATION-Matter enclosed in bold-faced brackets [thus] in this bill is not enacted and is intended to be omitted in the law. SECOND REGULAR SESSION SENATE BILL NO. 1190 101ST GENERAL ASSEMBLY INTRODUCED BY SENATOR ROBERTS. 5771S.01I ADRIANE D. CROUSE, Secretary AN ACT To repeal sections 59.310, 92.720, 92.740, 92.750, 92.760, 92.765, 92.770, 92.775, 92.810, 92.815, 92.825, 92.835, 92.840, 92.852, 92.855, and 442.130, RSMo, and to enact in lieu thereof seventeen new sections relating to property regulations in certain cities and counties, with penalty provisions. Be it enacted by the General Assembly of the State of Missouri, as follows: Section A. Sections 59.310, 92.720, 92.740, 92.750, 1 92.760, 92.765, 92.770, 92.775, 92.810, 92.815, 92.825, 92.835, 2 92.840, 92.852, 92.855, and 442.130, RSMo, are repealed and 3 seventeen new sections enacted in lieu thereof, to be known as 4 sections 59.310, 92.720, 92.740, 92.750, 92.760, 92.765, 5 92.770, 92.775, 92.810, 92.815, 92.817, 92.825, 92.835, 92.840, 6 92.852, 92.855, and 442.130, to read as follows:7 59.310. 1. The county recorder of deeds may refuse 1 any document presented for recording that does not meet the 2 following requirements: 3 (1) The document shall consist of one or more 4 individual pages printed only on one side and not 5 permanently bound nor in a continuous form. The document 6 shall not have any attachment stapled or otherwise affixed 7 to any page except as necessary to comply with statutory 8 requirements, provided that a document may be stapled 9 together for presentation for recording; a label that is 10 firmly attached with a bar code or return address may b e 11 accepted for recording; 12 SB 1190 2 (2) The size of print or type shall not be smaller 13 than eight-point type and shall be in black or dark ink. 14 Should any document presented for recording contain type 15 smaller than eight-point type, such document shall be 16 accompanied by an exact typewritten copy not smaller than 17 eight-point type to be recorded contemporaneously as 18 additional pages of the document; 19 (3) The document must be of sufficient legibility to 20 produce a clear and legible reproduction thereof . Should 21 any document not be of sufficient legibility to produce a 22 clear and legible reproduction, such document shall be 23 accompanied by an exact typewritten copy not smaller than 24 eight-point type to be recorded contemporaneously as 25 additional pages of the document; 26 (4) The document shall be on white [paper] or light- 27 colored paper of not less than twenty -pound weight without 28 watermarks or other visible inclusions, except for plats and 29 surveys, which may be on materials such as Mylar or velum. 30 All text within the document shall be of sufficient color 31 and clarity to ensure that when the text is reproduced from 32 record, it shall be readable; 33 (5) All signatures on a document shall be in black or 34 dark ink, such that such signatures shall be of sufficient 35 color and clarity to ensure that when the text is reproduced 36 from record, it shall be readable, and shall have the 37 corresponding name typed, printed or stamped underneath said 38 signature. The typing or printing of any name or the 39 applying of an embossed or inked stamp shall not cover or 40 otherwise materially interfere with any part of the document 41 except where provided for by law; 42 (6) The documents shall have a top margin of at least 43 three inches of vertical space from left to right, to be 44 SB 1190 3 reserved for the recorder of deeds' certification and use. 45 All other margins on the document shall be a minimum of 46 three-fourths of one inch on all sides. Nonessential 47 information such as form numbers, page numbers or customer 48 notations may be placed in the margin. A document may be 49 recorded if a minor portion of a seal or incidental writing 50 extends beyond the margins. The recorder of deeds will not 51 incur any liability for not showing any seal or information 52 that extends beyond the margins of the permanent archival 53 record. 54 2. Every document containing any of the items listed 55 in this subsection that is presented for recording, except 56 plats and surveys, shall have such information on the first 57 page below the three -inch horizontal margin: 58 (1) The title of the document; 59 (2) The date of the document; 60 (3) All grantors' names and marital status; 61 (4) All grantees' names; 62 (5) Any statutory addresses; 63 (6) The legal description of the property; and 64 (7) Reference book and pages for statutory 65 requirements, if applicable. 66 If there is not sufficient room on the first page for all of 67 the information required by this subsection, the page 68 reference within the document where the information is set 69 out shall be stated on the first page. 70 3. From January 1, 2002, documents which do not meet 71 the requirements set forth in this section may be recorded 72 for an additional fee of twenty -five dollars, which shall be 73 deposited in the recorders' fund e stablished pursuant to 74 subsection 1 of section 59.319. 75 SB 1190 4 4. Documents which are exempt from format requirements 76 and which the recorder of deeds may record include the 77 following: 78 (1) Documents which were signed prior to January 1, 79 2002; 80 (2) Military separation papers; 81 (3) Documents executed outside the United States; 82 (4) Certified copies of documents, including birth and 83 death certificates; 84 (5) Any document where one of the original parties is 85 deceased or otherwise inc apacitated; and 86 (6) Judgments or other documents formatted to meet 87 court requirements. 88 5. Any document rejected by a recorder of deeds shall 89 be returned to the preparer or presenter accompanied by an 90 explanation of the reason it could not be recorded. 91 6. Recorders of deeds shall be allowed fees for their 92 services as follows: 93 (1) For recording every deed or instrument: five 94 dollars for the first page and three dollars for each page 95 thereafter except for plats and surveys; 96 (2) For copying or reproducing any recorded 97 instrument, except surveys and plats: a fee not to exceed 98 two dollars for the first page and one dollar for each page 99 thereafter; 100 (3) For every certificate and seal, except when 101 recording an instrumen t: one dollar; 102 (4) For recording a plat or survey of a subdivision, 103 outlets or condominiums: twenty-five dollars for each sheet 104 of drawings or calculations based on a size not to exceed 105 twenty-four inches in width by eighteen inches in height. 106 For recording a survey of one or more tracts: five dollars 107 SB 1190 5 for each sheet of drawings or calculations based on a size 108 not to exceed twenty -four inches in width by eighteen inches 109 in height. Any plat or survey larger than eighteen inches 110 by twenty-four inches shall be counted as an additional 111 sheet for each additional eighteen inches by twenty -four 112 inches, or fraction thereof, plus five dollars per page of 113 other material; 114 (5) For copying a plat or survey of one or more 115 tracts: a fee not to exc eed five dollars for each sheet of 116 drawings and calculations not larger than twenty -four inches 117 in width and eighteen inches in height and one dollar for 118 each page of other material; 119 (6) For a document which releases or assigns more than 120 one item: five dollars for each item beyond one released or 121 assigned in addition to any other charges which may apply; 122 (7) For every certified copy of a marriage license or 123 application for a marriage license: two dollars; 124 (8) For duplicate copies of the records in a medium 125 other than paper, the recorder of deeds shall set a 126 reasonable fee not to exceed the costs associated with 127 document search and duplication; and 128 (9) For all other use of equipment, personnel services 129 and office facilities, the recorder of deeds may set a 130 reasonable fee. 131 92.720. 1. If any of the lands or town lots contained 1 in the back tax book or list of delinquent lands or lots 2 remain unredeemed on the first day of January, the collector 3 may file suit in the circuit court against such lands or 4 lots to enforce the lien of the state and city as herein 5 provided in sections 92.700 to 92.920. 6 2. The collector shall note opposite such tract in the 7 back tax book the fact that suit has been commenc ed. 8 SB 1190 6 3. The collector shall compile lists of all state, 9 city, school and other tax bills collectible by him which 10 are delinquent according to his records and he shall assign 11 a serial number to each parcel of real estate in each list 12 and if suit has been filed in the circuit court of the city 13 on any delinquent tax bill included in any list, the 14 collector shall give the court docket number of each suit. 15 4. The sheriff may appoint the collector and the 16 collector's deputies as deputy sheriffs, and when so 17 appointed they may serve all process in matters pertaining 18 to sections 92.700 to 92.920 with like effect as the sheriff 19 himself might do. 20 5. No action for recovery of taxes against real estate 21 shall be commenced, had or maintained, u nless action 22 therefor shall be commenced within five years after 23 delinquency. 24 6. For any improved parcel identified by a city 25 operating under sections 92.700 to 92.920 as being vacant, 26 the collector shall, within no more than two years after 27 delinquency, file suit in the circuit court against such 28 lands or lots to enforce the lien of the state and the city 29 as provided in sections 92.700 to 92.920. Failure of the 30 collector to bring suit within the time frame prescribed 31 herein shall not consti tute a defense or bar an action for 32 the collection of taxes as otherwise provided by this 33 section. 34 92.740. 1. A suit for the foreclosure of the tax 1 liens herein provided for shall be instituted by filing in 2 the appropriate office o f the circuit clerk and with the 3 land reutilization authority a petition, which petition 4 shall contain a caption, a copy of the list prepared by the 5 SB 1190 7 collector, and a prayer. Such petition without further 6 allegation shall be deemed to be sufficient. 7 2. The caption shall be in the following form: 8 3. The petition shall conclude with a prayer that all 18 tax liens upon such real estate be foreclosed; that the 19 court determine the amounts and priorities of all tax bills, 20 together with interest, penalties, costs, and attorney's 21 fees; that the court order such real estate to be sold by 22 the sheriff at public sale as provided by se ctions 92.700 to 23 92.920 and that thereafter a report of such sale be made by 24 the sheriff to the court for further proceedings under the 25 provisions of sections 92.700 to 92.920. 26 4. The petition when so filed shall have the same 27 force and effect with respect to each parcel of real estate 28 therein described as a separate suit instituted to foreclose 29 the tax lien or liens against any one of said parcels of 30 real estate. 31 5. For each petition filed, the collector shall make 32 available to the publ ic a list detailing each parcel 33 included in the suit. 34 92.750. 1. Except as otherwise provided in subsection 1 4 of this section, any person having any right, title , or 2 9 In the Circuit Court of ______ Missouri, 10 In the Matter of 11 Foreclosure of Liens for Delinquent Land Taxes 12 By Action in Rem. 13 14 Collector of Revenue of ______, Missouri, Plaintiff 15 -vs- 16 17 Parcels of Land Encumbered with Delinquent Tax Liens, Defendants SB 1190 8 interest in, or lien upon, any parcel of real estate 3 described in such petition may redeem such parcel of real 4 estate by paying to the collector all of the sums mentioned 5 therein, including principal, interest, penalties, 6 attorney's fees and costs then due, at any time prior to the 7 time of the foreclosure sale of such real estate by the 8 sheriff. 9 2. In the event of failure to redeem prior to the time 10 of the foreclosure sale by the sheriff, such person shall be 11 barred and forever foreclosed of all his right, title and 12 interest in and to the parcels of real estate described in 13 such petition. 14 3. Upon redemption, as permitted by this section, the 15 person redeeming shall be entitled to a certificate of 16 redemption from the collector describing the property in the 17 same manner as it is described in such pe tition, and the 18 collector shall thereupon note on his records the word 19 "redeemed" and the date of such payment opposite the 20 description of such parcel of real estate. 21 4. For any improved nonhomestead parcel, any person 22 having any right, title, or interest in, or lien upon, any 23 parcel of real estate described in the petition may redeem 24 such parcel of real estate at any time prior to the time of 25 the foreclosure sale of such real estate by the sheriff by 26 paying to the collector all of the sums du e as of the date 27 of redemption mentioned therein, including principal, 28 interest, penalties, attorney's fees, and costs then due 29 including, but not limited to, all debts owed to the city, 30 exclusive of any debts owed to any statutorily created sewer 31 district, that are known to the collector and that may be 32 collected pursuant to section 67.451, such as amounts for 33 SB 1190 9 water, forestry, nuisance abatement, special tax bills, and 34 vacant building assessments. 35 92.760. 1. The collector shall also cause to be 1 prepared and mailed in an envelope with postage prepaid, 2 within thirty days after the filing of such petition, a 3 brief notice of the filing of the suit, to the persons named 4 in the petition as [being the owners] having an interest in 5 the parcel, according to the records of the assessor for , or 6 otherwise known to the collector, the respective parcels of 7 real estate described in the petition. The notices shall be 8 sent to the addresses [of such persons upon the records of 9 the assessor] most likely to apprise the parties of the 10 proceedings as provided , and in the event that any name or 11 address does not appear on the records of the assessor, with 12 respect to any parcel of real estate, the collector shall so 13 state in an affidavit, gi ving the serial number of each 14 parcel of real estate affected. Such affidavit shall be 15 filed in the suit with the circuit clerk not later than 16 sixty days after the date of the first publication of the 17 notice of foreclosure. The failure of the collect or to mail 18 the notice as provided in this section shall invalidate any 19 proceedings brought pursuant to the provisions of sections 20 92.700 to 92.920. The failure of the collector to file the 21 affidavit as provided in this section shall not affect the 22 validity of any proceedings brought pursuant to the 23 provisions of sections 92.700 to 92.920. 24 2. Such notice shall be substantially as follows: 25 26 To the person to whom this notice is addressed: 27 28 29 30 According to [the] available records [in the assessor's office], you [are the record owner as to] have a legal interest in one or more parcels of real estate described in a certain petition SB 1190 10 31 32 33 34 35 36 37 38 39 40 41 42 bearing cause No. ______ (fill in number of case) filed in the Circuit Court of ______, Missouri, at ______ (fill in city), on ______, 20______, wherein a foreclosure of the lien of various delinquent tax bills is sought and a court order asked for the purpose of selling such real estate at a public sale for payment of all delinquent tax bills, together with interest, penalties, attorney's fees and costs. Publication of notice of such foreclosure was commenced on the ______ day of ______, 20______, in ______ (here insert name of city), Missouri. 43 44 45 46 47 THE COLLECTOR OF THE CITY OF ______ (Insert name of city) HAS FILED A LAWSUIT AGAINST YOUR PROPERTY. THE LAWSUIT SAYS THAT YOU ARE BEHIND ON YOUR PROPERTY TAXES. YOU COULD LOSE YOUR PROPERTY IF YOU DON'T DO ANYTHING ABOUT THIS. 48 49 50 51 52 53 54 YOU HAVE A RIGHT TO ENTER INTO AN AGREEMENT WITH THE COLLECTOR TO BRING YOUR TAXES UP TO DATE. YOU MAY CONTACT THE COLLECTOR BY CALLING ______ (Insert telephone number of collector). IF YOU DO NOT UNDERSTAND THIS NOTICE, OR YOU DO NOT KNOW WHAT TO DO, YOU MAY CALL THIS OFFICE FOR FURTHER EXPLANATION OR SEE A LAWYER RIGHT AWAY. 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 Unless all delinquent taxes be paid upon the parcels of real estate described in such petition and such real estate redeemed prior to the time of the foreclosure sale of such real estate by the sheriff, the owner or any person claiming any right, title or interest in or to, or lien upon, any such parcels of real estate shall be forever barred and foreclosed of all right, title and interest and equity of redemption in and to such parcels of real estate; except that any such persons shall have the right to file an answer in said suit on or before the ______ day of ______, 20______, in the office of the Circuit Clerk and a copy thereof to the Collector, setting forth in detail the nature and amount of the interest and any defense or objection to the foreclosure. Dated ______ SB 1190 11 92.765. Affidavits of publication of notice of 1 foreclosure, and of posting, mailing, or other acts required 2 by the provisions of sections 92.700 to 92.920 sha ll be 3 filed in the office of the circuit clerk prior to the trial, 4 and when so filed shall constitute part of the evidentiary 5 documents in the foreclosure suit. Such affidavits shall be 6 prima facie evidence of the performance of acts therein 7 described, and may be so used in the trial of the suit, 8 unless challenged by verified answer duly filed in the 9 suit. The collector shall file with the court an affidavit 10 of compliance with notice requirements of sections 92.700 to 11 92.920 prior to any sheriff' s sale. The affidavit shall 12 include the identities of all parties to whom notice was 13 attempted and by what means. In the case of mailed notice 14 returned undeliverable, the collector's affidavit shall 15 certify that additional notice was attempted and by what 16 means. The expense of complying with this section shall be 17 taxed and collected as other costs in the suit. 18 92.770. 1. The collector may employ such attorneys as 1 he deems necessary to collect such taxes and to prosecute 2 suits for taxes. 3 2. Such attorneys shall receive as total compensation 4 a sum, not to exceed six percent of the amount of taxes 5 actually collected and paid into the treasury, and an 6 additional sum not to exceed two dollars for each suit filed 7 72 __________________ 73 Collector of Revenue 74 ______, Missouri 75 (Name of City) 76 Address ______ SB 1190 12 when publication is not necessary and not to exceed five 8 dollars where publication is necessary, as may be agreed 9 upon in writing and approved by the collector, before such 10 services are rendered. 11 3. The [attorney] attorney's fees shall be taxed as 12 costs in the suit and collected as other costs. 13 92.775. 1. Upon the trial of the cause upon the 1 question of foreclosure, the tax bill shall be prima facie 2 proof that the tax described in the tax bill has been 3 validly assessed at the time i ndicated by the tax bill and 4 that the tax is unpaid. Any person alleging any 5 jurisdictional defect or invalidity in the tax bill or in 6 the sale thereof must particularly specify in his answer the 7 defect or basis of invalidity, and must, upon trial, 8 affirmatively establish such defense. 9 2. After the court has first determined the validity 10 of the tax liens of all tax bills affecting parcels of real 11 estate described in the petition, the priorities of the 12 respective tax bills and the amounts due thereon, including 13 principal, interest, penalties, attorney's fees, and costs, 14 the court shall thereupon enter judgment of foreclosure of 15 such liens and fix the time and place of the foreclosure 16 sale. The petition shall be dismissed as to any parcel o f 17 real estate redeemed prior to the time fixed for the 18 sheriff's foreclosure sale as provided in sections 92.700 to 19 92.920. If the parcel of real estate auctioned off at 20 sheriff's foreclosure sale is sold for a sum sufficient to 21 fully pay the princip al amount of all tax bills included in 22 the judgment, together with interest, penalties, attorney's 23 fees and costs, and for no more, and such sale is confirmed 24 by the court, then all other proceedings as to such parcels 25 of real estate shall be finally d ismissed as to all parties 26 SB 1190 13 and interests other than tax bill owners or holders; 27 provided, however, that any parties seeking relief other 28 than an interest in or lien upon the real estate may 29 continue with said suit to a final adjudication of such 30 other issues; provided, further, an appeal may be had as to 31 any claim attacking the validity of the tax bill or bills or 32 the priorities as to payment of proceeds of foreclosure 33 sale. If the parcel of real estate auctioned off at 34 sheriff's foreclosure sale is sold for a sum greater than 35 the total amount necessary to pay the principal amount of 36 all tax bills included in the judgment, together with 37 interest, penalties, attorney's fees and costs, and such 38 sale is confirmed by the court, and no appeal is tak en by 39 any person claiming any right, title or interest in or to or 40 lien upon said parcel of real estate or by any person or 41 taxing authority owning or holding or claiming any right, 42 title or interest in or to any tax bills within the time 43 fixed by law for the filing of notice of appeal, the court 44 shall thereupon order the sheriff to make distribution to 45 the owners or holders of the respective tax bills included 46 in the judgment of the amounts found to be due and in the 47 order of priorities. Thereafter all proceedings in the suit 48 shall be ordered by the court to be dismissed as to such 49 persons or taxing authorities owning, holding or claiming 50 any right, title or interest in any such tax bill or bills 51 so paid, and the case shall proceed as to any p arties 52 claiming any right, title, or interest in or lien upon the 53 parcel of real estate affected by such tax bill or bills as 54 to their respective claims to such surplus funds then 55 remaining in the hands of the sheriff. The receipt of such 56 surplus funds shall constitute a bar to any claim of right, 57 SB 1190 14 title, or interest in, or lien upon, said parcel of real 58 estate, by the fund recipient. 59 3. Whenever an answer is filed to the petition, as 60 herein provided, a severance of the action as to all parcel s 61 of real estate affected by such answer shall be granted, and 62 the issues raised by the petition and such answer shall be 63 tried separate and apart from the other issues in the suit, 64 but the granting of such severance shall not delay the trial 65 or other disposition of any other issue in the case. A 66 separate appeal may be taken from any other issue in the 67 case. A separate appeal may be taken from any action of the 68 court affecting any right, title or interest in or to, or 69 lien upon, such real estate, other than issues of law and 70 fact affecting the amount or validity of the lien of tax 71 bills, but the proceeding to foreclose the lien of any tax 72 bills shall not be stayed by such appeal. The trial shall 73 be conducted by the court without the aid of a jury and the 74 suit shall be in equity. This action shall take precedence 75 over and shall be triable before any other action in equity 76 affecting the title to such real estate, upon motion of any 77 interested party. 78 92.810. 1. After the judgment of foreclosure has been 1 entered, or, after a motion for a new trial has been 2 overruled, or, if an appeal be taken from such judgment and 3 the judgment has been affirmed, after the sheriff shall have 4 been notified by any party to the suit that such judgment 5 has been affirmed on appeal and that the mandate of the 6 appellate court is on file with the circuit clerk, there 7 shall be a waiting period of six months before any 8 advertisement of sheriff's sale shall be published. 9 2. If any such parcel of real estate be not redeemed, 10 or if no written contract providing for redemption be made 11 SB 1190 15 within six months after the date of the judgment of 12 foreclosure, if no motion for rehearing be filed, and, if 13 filed, within six months after such motion ma y have been 14 overruled, or, if an appeal be taken from such judgment and 15 the judgment be affirmed, within six months after the 16 sheriff shall have been notified by any party to the suit 17 that such judgment has been affirmed on appeal and that the 18 mandate of the appellate court is on file with the circuit 19 clerk, the sheriff shall, after giving the [notice] notices 20 required by [subsection 3] subsections 4 and 5 of this 21 section, commence to advertise the real estate described in 22 the judgment and shall fi x the date of sale within thirty 23 days after the date of the first publication of the notice 24 of sheriff's sale as herein provided, and shall at such sale 25 proceed to sell the real estate. 26 3. No later than one hundred twenty days prior to the 27 sheriff's sale, the collector shall obtain a title abstract 28 or report on any unredeemed parcels. Such title abstract or 29 report shall be obtained from a licensed title company or 30 attorney and subject to a public and competitive bidding 31 process administered b y the collector and conducted 32 triennially. The title report shall include all 33 conveyances, liens, and charges against the real estate, and 34 the names and mailing addresses of any interested parties 35 and lienholders. The charges of said abstract or repo rt 36 shall be taxed as costs and shall be paid as other costs in 37 the case. 38 4. No later than twenty days prior to the sheriff's 39 sale, the collector shall send notice of the sale to the 40 lienholders and interested parties, as disclosed upon the 41 title abstract or report of the real estate for which tax 42 bills thereon are delinquent. The notice shall provide the 43 SB 1190 16 date, time, and place of the sale. The notice shall also 44 state that the parcel may be redeemed prior to the sale as 45 specified in section 9 2.750 or by entering into an agreement 46 with the collector to pay the taxes included in the 47 foreclosure suit under section 92.740. The notice required 48 by this subsection shall be mailed in an envelope with 49 postage prepaid. The cost of the mailing and notice as 50 required by this subsection shall be included as costs in 51 the case. 52 5. No later than [twenty] forty days prior to the 53 sheriff's sale, the [sheriff] collector shall send notice of 54 the sale to the [owner or owners,] parties having interes t 55 in the parcel as disclosed upon the records of the assessor , 56 or otherwise known to the collector, of the real estate for 57 which tax bills thereon are delinquent. [The search of the 58 records of the assessor must be made not more than forty 59 days prior to the sending of this notice ] The notice shall 60 be sent to the addresses most likely to apprise the parties 61 of the proceedings as provided . The notice shall provide 62 the date, time and place of the sale. The notice shall also 63 state that [the property owner] an interested party may 64 avoid the sale by redeeming such parcel of real estate prior 65 to the sale as specified in section 92.750 or , if 66 applicable, by entering into an agreement with the collector 67 to pay the taxes included in the foreclosure suit under 68 section 92.740. The notice required by this subsection 69 shall be mailed in an envelope with postage prepaid. The 70 cost of [the title search,] mailing and notice as required 71 by this subsection shall be included as costs [at the sale 72 of the real estate] in the case. 73 6. No later than twenty days prior to the sheriff's 74 sale, the sheriff shall enter upon the parcel subject to 75 SB 1190 17 foreclosure of these tax liens and post a written 76 informational notice in a conspicuous location, attached to 77 a structure, and intended to be visible by the nearest 78 public right-of-way. This notice shall describe the 79 property; shall advise that it is the subject of delinquent 80 land tax collection proceedings brought pursuant to sections 81 92.700 to 92.920 and that i t may be sold for the payment of 82 delinquent taxes at a sale to be held at a certain time, 83 date, and place; and shall contain the serial number and the 84 phone number and address of the collector, as well as a 85 statement of the prohibition against removal unless the 86 parcel has been redeemed. The notice shall be not less than 87 eight inches by ten inches and shall be laminated or 88 otherwise sufficiently weatherproofed to withstand normal 89 exposure to rain, snow, and other conditions. The sheriff 90 shall document, by time-stamped photograph, compliance with 91 this section, make said documentation generally available 92 upon request, and provide verification by affidavit of 93 compliance with this section. The cost of notice as 94 required by this subsection shall b e included as costs in 95 the case. 96 7. In addition to the other notice requirements of 97 this section, no later than twenty days prior to the 98 sheriff's sale, the sheriff shall attempt in -person notice 99 that shall describe the property; that shall advis e that it 100 is the subject of delinquent land tax collection proceedings 101 brought pursuant to sections 92.700 to 92.920 and that it 102 may be sold for the payment of delinquent taxes at a sale to 103 be held a certain time, date, and place; and that shall 104 contain the serial number and phone number and address of 105 the collector. In-person notice may be provided to any 106 person found at the property. The sheriff shall note the 107 SB 1190 18 date and time of attempted notice and the name, description, 108 or other identifying inf ormation regarding the person to 109 whom notice was attempted. The sheriff shall document 110 compliance with this section, make said documentation 111 generally available upon request, and provide verification 112 by affidavit of compliance with this section. The cost of 113 notice as required by this subsection shall be included as 114 costs in the case. 115 [4.] 8. Notwithstanding the provisions of this section 116 to the contrary, any residential property which has not been 117 redeemed by the end of the waiting period re quired by this 118 section which has been determined to be of substandard 119 quality or condition under the standards established by the 120 residential renovation loan commission pursuant to sections 121 67.970 to 67.983 may, upon the request of the residential 122 renovation loan commission, be transferred to the 123 residential renovation loan commission for the purpose of 124 renovation of the property. Any such property transferred 125 pursuant to this subsection shall be renovated and sold by 126 the residential renovation lo an commission in the manner 127 prescribed in sections 67.970 to 67.983. The residential 128 renovation loan commission shall reimburse the land 129 reutilization authority for all expenses directly incurred 130 in relation to such property under sections 92.700 to 9 2.920 131 prior to the transfer. 132 92.815. 1. During such waiting period and at any time 1 prior to the time of foreclosure sale by the sheriff, any 2 interested party may redeem any parcel of real estate as 3 provided by sections 92.700 to 92 .920; except that during 4 such time and at any time prior to the time of foreclosure 5 sale by the sheriff, the collector shall enter into a 6 written redemption contract with the owner of any real 7 SB 1190 19 estate occupied as a homestead and who has not previously 8 defaulted upon any such written redemption contract, 9 provided that in no instance shall such installments exceed 10 twelve in number or extend more than twenty -four months next 11 after any agreement for such installment payments shall have 12 been entered into; provided further, that upon good cause 13 being shown by the owner of any parcel of real estate 14 occupied as a homestead, or in the case of improved real 15 estate with a total assessed valuation of not more than five 16 thousand dollars, owned by an individua l, the income from 17 such property being a major factor in the total income of 18 such individual, or by anyone on his behalf, the court may, 19 in its discretion, fix the time and terms of payment in such 20 contract to permit all of such installments to be paid 21 within not longer than forty -eight months after any order or 22 agreement as to installment payments shall have been made. 23 The collector shall not enter into a redemption contract 24 with respect to any improved parcel not occupied as a 25 homestead. 26 2. So long as such installments be paid according to 27 the terms of the contract, the six months' waiting period 28 shall be extended, but if any installment be not paid when 29 due, the extension of the waiting period shall be ended and 30 the real estate shall i mmediately be advertised for sale or 31 included in the next notice of sheriff's foreclosure sale. 32 Notice shall also be sent to the redemption contract [payor] 33 payer as specified in subsection [3] 4 of section 92.810. 34 3. On an annual basis, the coll ector shall make 35 publicly available the number of parcels under redemption 36 contract under this section. 37 92.817. 1. The court shall stay the sale of any 1 parcel to be sold under execution of a tax foreclosure 2 SB 1190 20 judgment obtained under this chapter, which is the subject 3 of an action filed under sections 447.620 to 447.640, 4 provided that the party that has brought such an action has, 5 upon an order of the court, paid into the circuit court the 6 principal amount of all land taxes then du e and owing under 7 the tax foreclosure judgment, exclusive of penalties and 8 interest, prior to the date of any proposed sale under 9 execution. 10 2. Upon the granting by the court of temporary 11 possession of any property under section 447.632, upon 12 order, the circuit court shall direct payment to the 13 collector of all principal land taxes theretofore paid to 14 the circuit court. In addition, in any order granting a 15 final judgment or deed under section 447.625 or 447.640, the 16 court shall also order th e permanent extinguishment of 17 penalties and interest arising from actions to collect 18 delinquent land taxes due on the parcel against the grantee 19 of said deed, and all successors in interest; excepting 20 however, any defendant in such action. 21 3. If an owner of the parcel moves the court for 22 restoration of possession under section 447.638, the owner 23 shall pay into the circuit court all land tax amounts 24 currently due and owing on the property, including all 25 statutory penalties, interest, attorney's fees, and court 26 costs retroactive to the date of accrual. Upon an order 27 granting the restoration of possession to an owner under 28 section 447.638, the court shall order that the funds paid 29 to the court under subsection 2 of this section be returned 30 to the payer, and that the funds paid to the court under 31 this subsection be paid out to the collector. 32 4. If the party that brought the action under sections 33 447.620 to 447.640 dismisses its action prior to gaining 34 SB 1190 21 temporary possession of the prope rty, it shall recover any 35 amounts paid into the circuit court prior to that date for 36 principal land taxes. 37 92.825. 1. The sale shall be conducted, the sheriff's 1 return thereof made, and the sheriff's deed pursuant to the 2 sale executed, all as provided in the case of sales of real 3 estate taken under execution except as otherwise provided in 4 sections 92.700 to 92.920, and provided that such sale need 5 not occur during the term of court or while the court is in 6 session. 7 2. Such sale shall convey the whole interest of every 8 person having or claiming any right, title or interest in or 9 lien upon such real estate, whether such person has answered 10 or not, subject to rights -of-way thereon of public utilities 11 upon which tax has be en otherwise paid, and subject only to 12 the tax lien thereon, if any, of the United States of 13 America. 14 3. The collector shall advance from current tax 15 collections the sums necessary to pay for the publication of 16 all advertisements required by the provisions of sections 17 92.700 to 92.920 and shall be allowed credit therefor in his 18 accounts with the taxing authorities on a pro rata basis. 19 He shall give credit in such accounts for all such advances 20 recovered by him. Such expenses of publication s hall be 21 apportioned pro rata among and taxed as costs against the 22 respective parcels of real estate described in the judgment; 23 provided, however, that none of the costs herein enumerated, 24 including the costs of publication, shall constitute any 25 lien upon the real estate after such sale. 26 4. No person shall be eligible to bid at the time of 27 the sheriff's sale unless such person has, no later than ten 28 days before the sale date, demonstrated to the satisfaction 29 SB 1190 22 of the collector or sheriff that the person is not the owner 30 of any parcel of real estate in the city that is subject to 31 delinquent property taxes, unpaid special tax bills, or 32 vacant building fees. A prospective bidder shall be 33 prohibited from participating in the delinquent land tax 34 sale if he or she has previously bid at a sheriff's sale and 35 failed to pay bid amounts, confirm the sale, or sign a 36 sheriff's deed. The collector or sheriff may require 37 prospective bidders to submit an affidavit attesting to the 38 requirements of this s ection and is expressly authorized to 39 permanently preclude any prospective bidder from 40 participating in the sale for failure to comply with this 41 section. Notwithstanding the provisions of this section, 42 any taxing authority or land reutilization author ity shall 43 be eligible to bid at any sale conducted under this section 44 without making such a demonstration. The purchaser at a 45 sale conducted by the sheriff shall pay cash immediately at 46 the end of bidding of each parcel on the day of the sale in 47 an amount including all taxes then due and owing, which may 48 be in an amount in excess of or less than the judgment 49 amount, and other costs, exclusive of any amounts for debts 50 owed to any statutorily created sewer district [as otherwise 51 provided by law]. 52 92.835. 1. The title to any real estate which shall 1 vest in the land reutilization authority under the 2 provisions of sections 92.700 to 92.920 shall be held by the 3 land reutilization authority of the city in trust for the 4 tax bill owners and taxing authorities having an interest in 5 any tax liens which were foreclosed, as their interests may 6 appear in the judgment of foreclosure. 7 2. The title to any real estate which shall vest in 8 any purchaser, upon confirmation of such sa le by the court, 9 SB 1190 23 shall be an absolute estate in fee simple, subject to rights - 10 of-way thereon of public utilities on which tax has been 11 otherwise paid, and subject to any tax lien thereon of the 12 United States of America, if any, and all persons, includi ng 13 the state of Missouri, any taxing authority or tax district 14 as defined herein, judgment creditors, lienholders, minors, 15 incapacitated and disabled persons, and nonresidents who may 16 have had any right, title, interest, claim, or equity of 17 redemption in or to, or lien upon, such lands shall be 18 barred and forever foreclosed of all such right, title, 19 interest, claim, lien or equity of redemption, and the court 20 shall order immediate possession of such real estate be 21 given to such purchaser [; provided, however, that such title 22 shall also be subject to the liens of any tax bills which 23 may have attached to such parcel of real estate prior to the 24 time of the filing of the petition affecting such parcel of 25 real estate not then delinquent, or which may have attached 26 after the filing of the petition and prior to sheriff's sale 27 and not included in any answer to such petition, but ]. If 28 such parcel of real estate is sold to the land reutilization 29 authority the title thereto shall be free of any [such] 30 liens to the extent of the interest of any taxing authority 31 in such real estate; provided further, that such title shall 32 not be subject to the lien of special tax bills [which has 33 attached to the parcel of real estate prior to January 1, 34 1972, but the lien of such special tax bills shall attach to 35 the proceeds of the sheriff's sale or to the proceeds of the 36 ultimate sale of such parcel by the land reutilization 37 authority]. 38 92.840. 1. Within six months after the sheriff sells 1 any parcel of real estate, the court shall, upon its own 2 motion or upon motion of any interested party, set the cause 3 SB 1190 24 down for hearing to confirm or set aside the foreclosure 4 sale of the real estate, even though such parcels are not 5 all of the parcels of real estate described in the notice of 6 sheriff's foreclosure sale. Notice of the hearing shall be 7 sent by any interested party, or the court, moving to 8 confirm the foreclosure sale, to each person who [received] 9 was sent notice of sale as specified in [subsection 3] 10 subsections 4 and 5 of section 92.810 and to any other 11 necessary parties as required by prevailing notions of due 12 process. At the time of such hearing, the sheriff shall 13 make report of the sale, and the court shall hear evidence 14 of the value of the property offered on behalf of any 15 interested party to the suit, and shall immediately 16 determine whether an adequate consideration has been paid 17 for each such parcel. Any parcel deemed to have been 18 purchased by the land reutilization aut hority pursuant to 19 section 92.830 shall not require any inquiry as to value. 20 The court's judgment shall include a specific finding that 21 adequate notice was provided to all necessary parties 22 pursuant to prevailing notions of due process and sections 23 92.700 to 92.920, reciting the notice efforts of the 24 collector, sheriff, and tax sale purchaser. Nothing in this 25 section shall be interpreted to preclude a successful tax 26 sale purchaser from asserting a claim to quiet title to the 27 bid upon parcel pursu ant to section 527.150. 28 2. For this purpose, the court shall have power to 29 summon any city official or any private person to testify as 30 to the reasonable value of the property, and if the court 31 finds that adequate consideration has been paid, he s hall 32 confirm the sale and order the sheriff to issue a deed with 33 restriction as provided herein to the purchaser subject to 34 the application of an occupancy permit for all parcels as 35 SB 1190 25 provided in subsection [5] 7 of this section. If the court 36 finds that the consideration paid is inadequate, the 37 purchaser may increase his bid to such amount as the court 38 may deem to be adequate, whereupon the court may confirm the 39 sale. If, however, the purchaser declines to increase his 40 bid and make such additional payment, then the sale shall be 41 disapproved, the lien of the judgment continued, and such 42 parcel of real estate shall be again advertised and offered 43 for sale by the sheriff to the highest bidder at public 44 auction for cash at any subsequent sheriff's f oreclosure 45 sale. 46 3. If the sale is confirmed, the court shall order the 47 proceeds of the sale applied in the following order: 48 (1) To the payment of the costs of the publication of 49 the notice of foreclosure and of the sheriff's foreclosure 50 sale; 51 (2) To the payment of all of the collector and 52 sheriff's costs including appraiser's fee and attorney's 53 fees; 54 (3) To the payment of all tax bills adjudged to be due 55 in the order of their priority, including principal, 56 interest and penalties thereon. If, after such payment, 57 there is any sum remaining of the proceeds of the sheriff's 58 foreclosure sale, the court shall thereupon try and 59 determine the other issues in the suit in accordance with 60 section 92.775. If any answering parties h ave specially 61 appealed as provided in section 92.845, the court shall 62 retain the custody of such funds pending disposition of such 63 appeal, and upon disposition of such appeal shall make such 64 distribution. If there are not sufficient proceeds of the 65 sale to pay all claims in any class described, the court 66 SB 1190 26 shall order the same to be paid pro rata in accordance with 67 the priorities. 68 4. If there are any funds remaining of the proceeds 69 after the sheriff's sale and after the distribution of such 70 funds as set out in this section and no person entitled to 71 any such funds, whether or not a party to the suit, shall, 72 within two years after such sale, appear and claim the 73 funds, [they] ten percent shall be distributed to the 74 affordable housing trust fu nd or equivalent of such city 75 operating under sections 92.700 to 92.920 for purposes that 76 promote the reduction and prevention of vacant properties, 77 with the remainder to be distributed to the appropriate 78 taxing authorities. 79 5. Any city operating under the provisions of sections 80 92.700 to 92.920, by ordinance, may elect to allocate a 81 portion of its share of the proceeds of the sheriff's sale 82 towards a fund for the purpose of defending against claims 83 challenging the sufficiency of notice provis ions under this 84 section. 85 6. For the purpose of this section, the term 86 "occupancy permit" shall mean the certificate of [use and] 87 inspection or occupancy permit for residential or commercial 88 structures as provided for in the revised municipal code of 89 any city not within a county, which now has or may hereafter 90 have a population in excess of three hundred thousand 91 inhabitants. 92 [6.] 7. If there is a building or structure on the 93 parcel, the purchaser shall apply for an occupancy permit 94 from the city or appropriate governmental agency within ten 95 days after the confirmation hearing. Any purchaser who is a 96 public corporation acting in a governmental capacity shall 97 not be required to acquire the occupancy permit. When a 98 SB 1190 27 parcel, acquired at a sheriff sale, containing a building is 99 sold from a public corporation acting in a governmental 100 capacity, the subsequent purchaser shall be required to 101 apply for the occupancy permit. Failure to apply for such 102 occupancy permit within ten days after confirmation shall 103 result in the sale and confirmation being immediately set 104 aside by the motion of any interested party and that parcel 105 shall again be advertised and offered for sale by the 106 sheriff to the highest bidder at public auction for cash at 107 any subsequent sheriff foreclosure sale. 108 [7.] 8. The sheriff shall include a deed restriction 109 in the sheriff's deed, issued after confirmation and after 110 the application of an occupancy permit for any parcel 111 containing a building or structure. The deed restriction 112 shall state that the purchasers at the sheriff's sale who 113 had the property confirmed and who applied for an occupancy 114 permit shall obtain an occupancy permit for the building or 115 structure from the appropriate governmental agency prior to 116 any subsequent transfer or sale of this property. This deed 117 restriction shall not exist as a lien against such real 118 estate [while the purchasers hold same in the amount of five 119 thousand dollars]. The purchasers of the property at the 120 sheriff sale who had the property confirmed and applied for 121 the occupancy permit shall agree that in the event of their 122 failure to obtain an occupancy permit prior to any 123 subsequent transfer of the property, they shall pay to the 124 sheriff the sum of five thousand dollars as fixed, 125 liquidated and ascertained damages without proof of loss or 126 damages. These damages shall not constitute a lien on 127 property, and the sheriff shall have the discretionary power 128 to file a lawsuit against such purchaser for collection of 129 these liquidated damages. These liquidated damages shall be 130 SB 1190 28 distributed on a prorated basis to the appropriate taxing 131 authority after the sheriff deducts all costs, expenses and 132 [attorney] attorney's fees for such lawsuits. The sheriff 133 may employ attorneys as he deems necessary to collect 134 liquidated damages. 135 9. If any sale is not confirmed within six months 136 after the sale, any set -aside of the sale may, at the 137 discretion of the court or collector, include a penalty of 138 twenty-five percent of the bid amount over and above the 139 opening bid amount, and such penalty shall be directed to 140 the affordable housing trust fund or the equivalent, if any, 141 of a city operating under sections 92.700 to 92.920. 142 10. Any interested party, other than th e sheriff's 143 sale purchaser, who moves the court to set aside a sheriff's 144 sale after the issuance of a sheriff's deed made under the 145 provisions of sections 92.700 to 92.920 shall be required to 146 pay into the court the redemption amount otherwise necessar y 147 under section 92.750 prior to the court hearing any such 148 motion to set aside. The court may hear any motion to 149 confirm brought under the terms of this section if the 150 redemption amount is not paid by the interested party moving 151 the court to set asid e the sale. 152 92.852. Any sheriff's deed given pursuant to the 1 municipal land reutilization law shall be subject to a 2 recording fee for the costs of recording the deed that shall 3 be assessed and collected from the purchaser of the prop erty 4 at the same time the proceeds from the sale are collected. 5 All such deeds shall be recorded at the office of the 6 recorder of deeds within two months after the [sheriff's 7 deed is given] court confirms the sale, if no proceeding to 8 set aside the confirmation judgment is before the court . 9 SB 1190 29 92.855. Each sheriff's deed given pursuant to the 1 provisions of the municipal land reutilization law shall be 2 [presumptive] prima facie evidence that the suit and all 3 proceedings therein and all proceedings prior thereto from 4 and including assessment of the lands affected thereby and 5 all notices required by law were regular and in accordance 6 with all provisions of the law relating thereto. [After two 7 years from the date of the recording o f such sheriff's deed, 8 the presumption shall be conclusive, unless at the time that 9 this section takes effect the two -year period since the 10 recording of such sheriff's deed has expired, or less than 11 six months of such period of two years remains unexpi red, in 12 which latter case the presumption shall become conclusive 13 six months after September 28, 1971. No suit to set aside 14 or to attack the validity of any such sheriff's deed shall 15 be commenced or maintained unless the suit is filed prior to 16 the time that the presumption becomes conclusive, as 17 aforesaid.] 18 442.130. 1. All deeds or other conveyances of lands, 1 or of any estate or interest therein, shall be subscribed by 2 the party granting the same, or by his lawful agent, and 3 shall be acknowledged or proved and certified in the manner 4 herein prescribed. 5 2. All written instruments conveying real estate or 6 any interest in real estate shall state whether any natural 7 person acting as grantors, mortgagors, or other parties 8 executing the instrument are married or unmarried. 9