Missouri 2023 Regular Session

Missouri House Bill HB203

Caption

Requires the department of revenue to establish and maintain a system for online verification of motor vehicle insurance

Impact

The implementation of HB 203 is expected to impact how motor vehicle insurance is verified statewide. This bill has the potential to alleviate some manual processes currently in place, thereby increasing efficiency in verifying insurance status. It could also result in reduced instances of uninsured drivers, as authorities may have better access to real-time data regarding insurance compliance, leading to enhanced public safety on the roads.

Summary

House Bill 203 aims to enhance the verification process for motor vehicle insurance in the state by requiring the Department of Revenue to establish and maintain an online system for verification. This initiative is intended to streamline the process for law enforcement and other relevant authorities to confirm whether a vehicle is insured, thereby promoting compliance with existing insurance regulations. Proponents argue that by creating a centralized digital system, it will make it easier for both individuals and authorities to check and manage insurance information efficiently.

Sentiment

Overall, the sentiment surrounding HB 203 appears to be positive among supporters, particularly from lawmakers who emphasize the need for modernization in verifying insurance status. They see it as a necessary step towards ensuring better law enforcement practices and protecting consumers. However, there may be some concerns regarding the privacy implications of maintaining an online verification system, although these issues have not dominated the discussions significantly.

Contention

Points of contention surrounding the bill relate primarily to concerns over data security and privacy. While supporters advocate for the effectiveness of an online system in improving verification processes, opponents raise valid questions about how the data will be secured and who will have access to this information. Additionally, there may be some apprehension from individuals and groups worried about potential misuse of data and the implications of having their insurance status available online. Nevertheless, discussions on these issues have largely focused on finding a balance between efficiency and protecting individual rights.

Companion Bills

No companion bills found.

Previously Filed As

MO HB643

Requires the department of revenue to establish and maintain a system for online verification of motor vehicle insurance

MO HB2170

Requires the department of revenue to establish and maintain a system for online verification of motor vehicle insurance

MO A4239

"Motor Vehicle Insurance Verification Act"; requires Motor Vehicle Commission to establish online motor vehicle insurance verification system.

MO A151

"Motor Vehicle Insurance Verification Act"; requires Motor Vehicle Commission to establish online motor vehicle insurance verification system.

MO S3774

"Motor Vehicle Insurance Verification Act"; requires Motor Vehicle Commission to establish online motor vehicle insurance verification system.

MO HB2047

Providing for the establishment of an online insurance verification system for the verification of evidence of motor vehicle liability insurance.

MO A04404

Establishes an online insurance verification system for motor vehicle insurance; requires insurers to provide necessary information.

MO S05331

Establishes an online insurance verification system for motor vehicle insurance; requires insurers to provide necessary information.

MO S06534

Establishes an online insurance verification system for motor vehicle insurance; requires insurers to provide necessary information.

MO A07535

Establishes an online insurance verification system for motor vehicle insurance; requires insurers to provide necessary information.

Similar Bills

No similar bills found.