Requires health benefit plans to provide coverage for the treatment of obesity
Impact
The enactment of HB 1880 is expected to significantly expand health coverage for individuals struggling with obesity, who often face barriers to accessing necessary medical interventions. It is designed to ensure that treatment for obesity and its related health issues is treated comparably to other health services in the eyes of insurance providers, meaning no higher deductibles or co-payments than those applied to other healthcare services. This represents a significant step towards addressing public health concerns related to obesity in the state.
Summary
House Bill 1880 aims to amend Chapter 376 of the Revised Statutes of Missouri by establishing new mandates for health carriers and health benefit plans regarding coverage for the treatment of obesity and morbid obesity. The bill requires that, effective January 1, 2025, all health plans issued in Missouri must provide coverage for obesity treatment services, including intensive family-based behavioral treatment, pharmacotherapy, and bariatric surgery. Such services would need to adhere to standards established by recognized professional organizations in the field of obesity treatment.
Contention
One of the notable points of contention surrounding this bill relates to the potential cost implications for health carriers and consequently, policyholders. Critics may argue that mandating coverage for certain obesity treatments could lead to increased insurance premiums for all policyholders. Furthermore, concerns may arise regarding the adequacy of the standards set forth by professional organizations and who determines the effectiveness of the various treatment options. Stakeholders will need to navigate these contentious discussions as the bill progresses through the legislative process.