Mississippi 2022 Regular Session

Mississippi House Bill HB702

Introduced

1/17/22

Refer

1/17/22

Failed

2/1/22

Caption

Health insurance policies; require coverage for certain examinations primarily related to women's health.

Impact

This legislation impacts the Mississippi Code by amending Section 25-15-9, expanding the coverage requirements for health insurance plans catering to state and school employees. Furthermore, it establishes regulations to ensure the reimbursement rates for covered services are equal to or greater than those provided under Medicare. This amendment is intended to streamline healthcare costs associated with these examinations and improve overall adherence to preventive healthcare recommendations among women.

Summary

House Bill 702 mandates that specific health insurance policies in Mississippi provide coverage for annual pap smears and biennial bone density tests. The bill is designed to ensure that health insurance coverage becomes standard for these essential women's health screenings, thereby improving access to preventive care for women covered by state and school employees' health plans. The bill aims to alleviate financial barriers associated with these health checks, ensuring individuals do not face excessive deductibles or coinsurances for these services.

Contention

There may be points of contention surrounding the implementation of this coverage requirement. Some stakeholders may raise concerns about the financial implications for insurance providers and potential pushes for increased premiums or adjustments in coverage limits elsewhere in health plans. Critics might argue that mandating coverage without addressing potential cost increases could lead to unintended consequences for both insurers and insured individuals. However, proponents emphasize the long-term health benefits and cost savings associated with early detection through increased screenings.