Health Insurance policies; require coverage of certain examinations primarly related to women's health.
Impact
The bill revises Section 25-15-9 of the Mississippi Code of 1972 to specify that the State and School Employees Health Insurance Plan must also include coverage for these examinations. This change aims to eliminate financial barriers for individuals seeking these essential health services, ultimately fostering better health outcomes and early detection of possible health issues. The required coverage aligns with broader health initiatives aimed at improving access to women's health services through state-managed health insurance programs.
Summary
House Bill 13 mandates that certain health insurance policies in Mississippi provide coverage for annual pap smears and biennial bone density tests. This legislation applies to all individual and group health policies issued for delivery in the state after July 1, 2024, ensuring that these exams are covered without requiring additional costs to the insured, such as higher deductibles or coinsurance. The bill highlights the state's commitment to enhancing women's health services and preventive screenings.
Contention
During deliberations, points of contention included concerns about the cost implications for insurance providers and the potential impact on insurance premiums. Some legislators expressed worries that this mandate could set a precedent for requiring additional health services coverage, leading to increases in overall insurance costs. Proponents argue that the health benefits realized from increased access to preventive services outweigh the financial concerns, emphasizing the importance of preventive health measures in reducing long-term healthcare costs.