| 1 | 1 | | MISSISSIPPI LEGISLATURE 2025 Regular Session To: Insurance By: Senator(s) Michel Senate Bill 2410 AN ACT TO AMEND SECTION 75-49-3, MISSISSIPPI CODE OF 1972, TO REVISE THE DEFINITION OF MODULAR HOMES UNDER THE UNIFORM STANDARDS CODE FOR FACTORY-BUILT HOMES LAW; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. Section 75-49-3, Mississippi Code of 1972, is amended as follows: 75-49-3. Unless clearly indicated otherwise by the context, the following words when used in this chapter, for the purpose of this chapter, shall have the meanings respectively ascribed to them in this section: (a) "Manufactured home" means a structure defined by, and constructed in accordance with, the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended (42 USCS 5401 et seq.), and manufactured after June 14, 1976. (b) "Mobile home" means a structure manufactured before June 15, 1976, that is not constructed in accordance with the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended (42 USCS 5401 et seq.). It is a structure that is transportable in one or more sections, that, in the traveling mode, is eight (8) body feet or more in width and thirty-two (32) body feet or more in length, or, when erected on site, is two hundred fifty-six (256) or more square feet, and that is built on a permanent chassis and designed to be used as a dwelling with or without a permanent foundation when connected to the required utilities, and includes any plumbing, heating, air conditioning and electrical systems contained therein; except that such term shall include any structure which meets all the requirements and with respect to which the manufacturer voluntarily files a certification required by the commissioner and complies with the standards established under this chapter. (c) "Modular homes" means a structure which is: (i) transportable in one or more sections; (ii) designed to be used as a dwelling when connected to the required utilities, and includes plumbing, heating,, air conditioning and electrical systems with the home * * * (iii). A modular home must be certified by its manufacturers as being constructed in accordance with * * * a nationally recognized the most current version of the residential building code adopted by the Mississippi Building Codes Council * * * building code; and * * * (iv) when designed to be permanently installed at its final destination, shall be installed on an approved foundation constructed in compliance with the manufacturer's installation guidelines * * * a nationally recognized building code. The term "modular home" does not include manufactured housing as defined by the National Manufactured Housing Construction and Safety Standards Act of 1974. Structures used for hunting and fishing camps are exempted from the building code requirements pursuant to the provisions of Mississippi Code Section 17-2-9. (d) "Modular home" means a structure which is: (i) transportable in one or more sections; (ii) designed to be used as a dwelling when connected to the required utilities, and includes plumbing, heating, air conditioning and electrical systems with the home; (iii) certified by its manufacturers as being constructed in accordance with a nationally recognized building code; and (iv) designed to be permanently installed at its final destination on an approved foundation constructed in compliance with a nationally recognized building code. The term "modular home" does not include manufactured housing as defined by the National Manufactured Housing Construction and Safety Standards Act of 1974. (d) "Modular home contractor" means a licensed residential building contractor or a licensed retailer who buys factory-built modular homes for resale to the general public, whether to be located on the consumer's home site or a land-home package on property owned by the modular home contractor. A Mississippi licensed modular home contractor is authorized to sell new modular homes for installation on a consumer's home site or as part of a land-home package without the necessity of maintaining a separate sales center. A modular home contractor shall be responsible for the installation requirements for modular housing as provided in Section IV of the rules and regulations for Uniform Standards Code for the Factory-built Homes as related to modular homes. (e) "Factory-built home" means a mobile home, a manufactured home, and a modular home as those terms are defined herein. (f) "Commissioner" means the Commissioner of Insurance of the State of Mississippi. (g) "Chief Deputy State Fire Marshal" means the individual appointed by the Commissioner of Insurance, who, along with his employees, is designated by the commissioner to implement and enforce this chapter and to maintain, among other duties, the Factory Built Division of the Insurance Department. (h) "Division" means the Factory Built Division of the State Fire Marshal's Office. (i) "Person" means any individual, firm, corporation, partnership, association or other type of business entity. (j) "Retailer" means any person engaged in the retail sale of new or used manufactured mobile or modular homes to the general public. (k) "Developer" means any person who buys factory-built homes and real estate and then offers to sell or lease to the general public land-home "package deals" consisting of a home with real estate. Upon renewal of a license, a developer must provide documentation to the Department of Insurance that he or she has at least five (5) available manufactured or modular home sites. A developer shall be responsible for installation requirements for manufactured or modular housing as set forth in Section IV of the rules and regulations for the Uniform Standards Code for Factory-Built Homes Law. (l) "Independent contractor installer or transporter" means any person who is engaged for hire in the movement or transportation, or both, or the installation, blocking, anchoring and tie-down of a factory-built home. An "independent contractor installer or transporter" shall not include persons who do not hold themselves out for hire to the general public for the purposes described in this definition. (m) "Manufacturer" means any person engaged in the production (construction) of manufactured homes or modular homes. (n) "Installation" means the assembly of a manufactured building, components of manufactured building on site and the process of affixing a manufactured building to land, a foundation, footings or an existing building and service connections which are a part thereof. SECTION 2. This act shall take effect and be in force from and after July 1, 2025. |
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| 2 | 2 | | |
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| 3 | 3 | | MISSISSIPPI LEGISLATURE |
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| 4 | 4 | | |
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| 5 | 5 | | 2025 Regular Session |
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| 6 | 6 | | |
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| 7 | 7 | | To: Insurance |
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| 8 | 8 | | |
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| 9 | 9 | | By: Senator(s) Michel |
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| 10 | 10 | | |
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| 11 | 11 | | # Senate Bill 2410 |
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| 12 | 12 | | |
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| 13 | 13 | | AN ACT TO AMEND SECTION 75-49-3, MISSISSIPPI CODE OF 1972, TO REVISE THE DEFINITION OF MODULAR HOMES UNDER THE UNIFORM STANDARDS CODE FOR FACTORY-BUILT HOMES LAW; AND FOR RELATED PURPOSES. |
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| 14 | 14 | | |
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| 15 | 15 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: |
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| 16 | 16 | | |
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| 17 | 17 | | SECTION 1. Section 75-49-3, Mississippi Code of 1972, is amended as follows: |
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| 18 | 18 | | |
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| 19 | 19 | | 75-49-3. Unless clearly indicated otherwise by the context, the following words when used in this chapter, for the purpose of this chapter, shall have the meanings respectively ascribed to them in this section: |
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| 20 | 20 | | |
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| 21 | 21 | | (a) "Manufactured home" means a structure defined by, and constructed in accordance with, the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended (42 USCS 5401 et seq.), and manufactured after June 14, 1976. |
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| 22 | 22 | | |
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| 23 | 23 | | (b) "Mobile home" means a structure manufactured before June 15, 1976, that is not constructed in accordance with the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended (42 USCS 5401 et seq.). It is a structure that is transportable in one or more sections, that, in the traveling mode, is eight (8) body feet or more in width and thirty-two (32) body feet or more in length, or, when erected on site, is two hundred fifty-six (256) or more square feet, and that is built on a permanent chassis and designed to be used as a dwelling with or without a permanent foundation when connected to the required utilities, and includes any plumbing, heating, air conditioning and electrical systems contained therein; except that such term shall include any structure which meets all the requirements and with respect to which the manufacturer voluntarily files a certification required by the commissioner and complies with the standards established under this chapter. |
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| 24 | 24 | | |
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| 25 | 25 | | (c) "Modular homes" means a structure which is: (i) transportable in one or more sections; (ii) designed to be used as a dwelling when connected to the required utilities, and includes plumbing, heating,, air conditioning and electrical systems with the home * * * (iii). A modular home must be certified by its manufacturers as being constructed in accordance with * * * a nationally recognized the most current version of the residential building code adopted by the Mississippi Building Codes Council * * * building code; and * * * (iv) when designed to be permanently installed at its final destination, shall be installed on an approved foundation constructed in compliance with the manufacturer's installation guidelines * * * a nationally recognized building code. The term "modular home" does not include manufactured housing as defined by the National Manufactured Housing Construction and Safety Standards Act of 1974. Structures used for hunting and fishing camps are exempted from the building code requirements pursuant to the provisions of Mississippi Code Section 17-2-9. |
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| 26 | 26 | | |
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| 27 | 27 | | (d) "Modular home" means a structure which is: (i) transportable in one or more sections; (ii) designed to be used as a dwelling when connected to the required utilities, and includes plumbing, heating, air conditioning and electrical systems with the home; (iii) certified by its manufacturers as being constructed in accordance with a nationally recognized building code; and (iv) designed to be permanently installed at its final destination on an approved foundation constructed in compliance with a nationally recognized building code. The term "modular home" does not include manufactured housing as defined by the National Manufactured Housing Construction and Safety Standards Act of 1974. |
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| 28 | 28 | | |
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| 29 | 29 | | (d) "Modular home contractor" means a licensed residential building contractor or a licensed retailer who buys factory-built modular homes for resale to the general public, whether to be located on the consumer's home site or a land-home package on property owned by the modular home contractor. A Mississippi licensed modular home contractor is authorized to sell new modular homes for installation on a consumer's home site or as part of a land-home package without the necessity of maintaining a separate sales center. A modular home contractor shall be responsible for the installation requirements for modular housing as provided in Section IV of the rules and regulations for Uniform Standards Code for the Factory-built Homes as related to modular homes. |
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| 30 | 30 | | |
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| 31 | 31 | | (e) "Factory-built home" means a mobile home, a manufactured home, and a modular home as those terms are defined herein. |
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| 32 | 32 | | |
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| 33 | 33 | | (f) "Commissioner" means the Commissioner of Insurance of the State of Mississippi. |
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| 34 | 34 | | |
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| 35 | 35 | | (g) "Chief Deputy State Fire Marshal" means the individual appointed by the Commissioner of Insurance, who, along with his employees, is designated by the commissioner to implement and enforce this chapter and to maintain, among other duties, the Factory Built Division of the Insurance Department. |
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| 36 | 36 | | |
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| 37 | 37 | | (h) "Division" means the Factory Built Division of the State Fire Marshal's Office. |
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| 38 | 38 | | |
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| 39 | 39 | | (i) "Person" means any individual, firm, corporation, partnership, association or other type of business entity. |
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| 40 | 40 | | |
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| 41 | 41 | | (j) "Retailer" means any person engaged in the retail sale of new or used manufactured mobile or modular homes to the general public. |
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| 42 | 42 | | |
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| 43 | 43 | | (k) "Developer" means any person who buys factory-built homes and real estate and then offers to sell or lease to the general public land-home "package deals" consisting of a home with real estate. Upon renewal of a license, a developer must provide documentation to the Department of Insurance that he or she has at least five (5) available manufactured or modular home sites. A developer shall be responsible for installation requirements for manufactured or modular housing as set forth in Section IV of the rules and regulations for the Uniform Standards Code for Factory-Built Homes Law. |
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| 44 | 44 | | |
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| 45 | 45 | | (l) "Independent contractor installer or transporter" means any person who is engaged for hire in the movement or transportation, or both, or the installation, blocking, anchoring and tie-down of a factory-built home. An "independent contractor installer or transporter" shall not include persons who do not hold themselves out for hire to the general public for the purposes described in this definition. |
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| 46 | 46 | | |
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| 47 | 47 | | (m) "Manufacturer" means any person engaged in the production (construction) of manufactured homes or modular homes. |
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| 48 | 48 | | |
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| 49 | 49 | | (n) "Installation" means the assembly of a manufactured building, components of manufactured building on site and the process of affixing a manufactured building to land, a foundation, footings or an existing building and service connections which are a part thereof. |
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| 50 | 50 | | |
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| 51 | 51 | | SECTION 2. This act shall take effect and be in force from and after July 1, 2025. |
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