Mississippi 2025 Regular Session

Mississippi Senate Bill SB2456 Compare Versions

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11 MISSISSIPPI LEGISLATURE 2025 Regular Session To: Judiciary, Division A By: Senator(s) Polk Senate Bill 2456 AN ACT TO AMEND SECTION 25-34-3, MISSISSIPPI CODE OF 1972, TO UPDATE THE NOTARIAL ACT DEFINITIONS TO DEFINE TERMS ASSOCIATED WITH THE ALLOWANCE OF REMOTE ONLINE NOTARIZATION; TO AMEND SECTION 25-34-5, MISSISSIPPI CODE OF 1972, TO CHANGE THE EFFECTIVE DATE OF THIS CHAPTER; TO AMEND SECTION 25-34-7, MISSISSIPPI CODE OF 1972, TO ALLOW NOTARIAL OFFICERS TO CERTIFY TANGIBLE COPIES OF AN ELECTRONIC RECORD AS TRUE AND CORRECT; TO AMEND SECTION 25-34-9, MISSISSIPPI CODE OF 1972, TO ALLOW NOTARIAL OFFICERS TO CHARGE HIGHER RATES AS AUTHORIZED BY THE SECRETARY OF STATE; TO AMEND SECTION 25-34-11, MISSISSIPPI CODE OF 1972, TO OUTLINE HOW A NOTARIAL OFFICER MUST DETERMINE THE IDENTITY AND VALIDITY OF A SIGNATURE; TO AMEND SECTION 25-34-15, MISSISSIPPI CODE OF 1972, TO CLARIFY WHAT IS ALLOWED FOR PERSONAL OR REMOTE APPEARANCES; TO AMEND SECTION 25-34-17, MISSISSIPPI CODE OF 1972, TO SPECIFY WHEN A NOTARIAL OFFICER SHALL REFUSE TO PREFORM REMOTE ONLINE NOTARIZATIONS; TO AMEND SECTION 25-34-29, MISSISSIPPI CODE OF 1972, TO CONFORM; TO AMEND SECTION 25-34-31, MISSISSIPPI CODE OF 1972, TO REQUIRE THAT REMOTE ONLINE NOTARIZED DOCUMENTS INCLUDE LANGUAGE THAT INDICATE THAT REMOTE INK-SIGNED NOTARIZATION WAS USED TO NOTARIZE THE DOCUMENT; TO AMEND SECTION 25-34-33, MISSISSIPPI CODE OF 1972, TO CONFORM LANGUAGE; TO AMEND SECTION 25-34-37, MISSISSIPPI CODE OF 1972, TO INCLUDE THE NOTATION OF REMOTE ONLINE NOTARIZATION SYSTEMS AND TECHNOLOGY IN THE JOURNAL ENTRY REQUIREMENTS FOR NOTARIES; TO AMEND SECTION 25-34-51, MISSISSIPPI CODE OF 1972, TO AMEND THE RULES THAT THE SECRETARY OF STATE MAY PROMULGATE TO IMPLEMENT THE MISSISSIPPI ADMINISTRATIVE PROCEDURES LAWS; TO AMEND SECTIONS 25-34-53 AND 25-34-55, MISSISSIPPI CODE OF 1972, TO AMEND THE EFFECTIVE DATES WITHIN THE MISSISSIPPI ADMINISTRATIVE PROCEDURES LAW; AN ACT TO BRING FORWARD SECTIONS 25-34-1, 25-34-13, 25-34-19, 25-34-21, 25-34-23, 25-34-25, 25-34-27, 25-34-35, 25-34-39, 25-34-41, 25-34-43, 25-34-45, 25-34-47, 25-34-49 AND 25-34-57, MISSISSIPPI CODE OF 1972, FOR THE PURPOSE OF POSSIBLE AMENDMENT; TO AMEND SECTION 89-3-7, MISSISSIPPI CODE OF 1972, TO ALLOW CERTAIN LONG FORMS OF ACKNOWLEDGMENT TO BE USED FOR ELECTRONIC METHODS AFFECTING REAL OR PERSONAL PROPERTY AND TO MODIFY SUCH FORMS TO ENABLE THE USE OF DIGITAL APPEARANCE AND COMMUNICATION TECHNOLOGY FOR NOTARIAL ACTS; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. Section 25-34-1, Mississippi Code of 1972, is brought forward as follows: 25-34-1. This act shall be known and may be cited as the "Revised Mississippi Law on Notarial Acts." SECTION 2. Section 25-34-3, Mississippi Code of 1972, is amended as follows: 25-34-3. As used in this act, the following words and phrases have the meanings ascribed in this section unless the context clearly requires otherwise: (a) "Acknowledgment" means a declaration by an individual in person before a notarial officer that the individual has signed a record for the purpose stated in the record and, if the record is signed in a representative capacity, that the individual signed the record with proper authority and signed it as the act of the individual or entity identified in the record. (b) "Communication technology" means an electronic device or process that: (i) Allows a notarial officer and a remotely located individual to communicate with each other simultaneously by sight and sound; and (ii) When necessary and consistent with other applicable laws, facilitates communication with a remotely located individual who has vision, hearing or speech impairment. (c) "Credential analysis" means a process or service operating according to criteria approved by the Secretary of State through which a third person or party affirms the validity of a government-issued identification credential through a review of public or proprietary data sources. ( * * *bd) "Electronic" means relating to technology having electrical, digital, magnetic, wireless, optical, electromagnetic or similar capabilities. (e) "Electronic notarization system" means a set of applications, programs, hardware, software or technologies designed to enable a notary public to perform electronic notarizations that renders every electronic notarial act tamper-evident through the use of a security procedure and that meets the requirements of this act and any rules established by the Secretary of State. ( * * *cf) "Electronic signature" means an electronic symbol, sound or process attached to or logically associated with a record and executed or adopted by an individual with the intent to sign the record. (g) "Foreign state" as used in Section 6 of this act, means a jurisdiction other than the United States, a state or a federally recognized Indian tribe. (h) "Identity proofing" means a process or service by which a third person provides a notarial officer with a means to verify the identity of a remotely located individual by a review of personal information from public or private data sources. ( * * *di) "In a representative capacity" means acting as: (i) An authorized officer, manager, member, agent, partner, trustee or other representative for a person other than an individual; (ii) A public officer, personal representative, guardian or other representative, in the capacity stated in a record; (iii) An agent or attorney-in-fact for a principal; or (iv) An authorized representative of another in any other capacity. ( * * *ej) "Notarial act" means an act, whether performed with respect to a tangible or electronic record, that a notarial officer may perform under this act and any other law of this state. The term includes taking an acknowledgment, administering an oath or affirmation, taking a verification on oath or affirmation, witnessing or attesting a signature, certifying or attesting a copy and noting a protest of a negotiable instrument. ( * * *fk) "Notarial officer" means a notary public or other individual authorized to perform a notarial act. ( * * *gl) "Notary public" means an individual commissioned to perform a notarial act by the Secretary of State. ( * * *hm) "Official seal" means a physical image affixed to a tangible record or an electronic image attached to or logically associated with an electronic record. (n) "Outside the United States" means a location outside the geographic boundaries of the United States, Puerto Rico, the United States Virgin Islands and any other territory, insular possession or other location subject to the jurisdiction of the United States. ( * * *io) "Record" means information that is inscribed on a tangible medium or that is stored in an electronic or other medium and is retrievable in perceivable form. (p) "Remotely located individual" means an individual who is not in the physical presence of a notarial officer performing a notarial act. (q) "Remote ink-signed notarization" or "RIN" means a notarial act performed for a remotely located individual by means of communication technology on a tangible record. (r) "Remote online notarization" or "RON" means a notarial act performed for a remotely located individual by means of communication technology and an electronic notarization system on an electronic record. ( * * *js) "Sign" means, with present intent to authenticate or adopt a record: (i) To execute or adopt a tangible symbol; or (ii) To attach to or logically associate with the record an electronic symbol, sound or process. ( * * *kt) "Signature" means a tangible symbol or an electronic signature that evidences the signing of a record. ( * * *lu) "Stamping device" means: (i) A physical device capable of affixing to a tangible record an official seal; or (ii) An electronic device or process capable of attaching to or logically associating an official seal with an electronic record. ( * * *mv) "State" means a state of the United States, the District of Columbia, Puerto Rico, the United States Virgin Islands or any territory or insular possession subject to the jurisdiction of the United States. ( * * *nw) "Verification on oath or affirmation," formerly known as a jurat, means a declaration, made by an individual on oath or affirmation before a notarial officer, that a statement in a record is true. SECTION 3. Section 25-34-5, Mississippi Code of 1972, is amended as follows: 25-34-5. This chapter applies to a notarial act performed on or after July 1, * * * 2021 2025. SECTION 4. Section 25-34-7, Mississippi Code of 1972, is amended as follows: 25-34-7. (1) A notarial officer may perform the following notarial acts: (a) Take acknowledgments; (b) Administer oaths and affirmations; (c) Take verifications on oath or affirmation; (d) Certify depositions of witnesses; (e) Witness or attest signatures; (f) Make or note a protest of a negotiable instrument; (g) Make an affidavit regarding the truth of any witnesses or attested signatures in question along with any corrected language and, if the authenticity or correctness of language affects real property, file the same in the land records in the office of the chancery clerk where the land is located; * * * and (h) Certify that a tangible copy of an electronic record is a true and correct copy of the electronic record; and ( * * *hi) Any other acts so authorized by the laws of this state. (2) A notarial officer may not perform a notarial act when the officer: (a) Is a party to the record being notarized; (b) Is a spouse, child, sibling, parent, grandparent, grandchild, aunt or uncle, or niece or nephew, including a son or daughter-in-law, a mother or father-in-law, a stepchild or stepparent, or a half-sibling, of the person whose signature is being notarized or the person taking a verification on oath or affirmation from the officer; or (c) Will receive as a direct result any commission, fee, advantage, right, title, beneficial interest, cash, property or other consideration exceeding in value the fees required by rules established by the Secretary of State. (3) A notarial officer is not disqualified from performing a notarial act by virtue of his or her profession when the officer: (a) Is an employee performing a notarial act on behalf of, or which benefits, the employer; (b) Is an attorney who maintains an attorney-client relationship with the person whose signature is the subject of the notarial act; or (c) Is a shareholder of a corporation or member of a limited liability company which is a party to a record that is the subject of the notarial act. (4) A notarial act performed in violation of subsection (2) of this section is voidable. SECTION 5. Section 25-34-9, Mississippi Code of 1972, is amended as follows: 25-34-9. * * * A notarial officer may charge a fee in an amount not to exceed Five Dollars ($5.00) for services rendered unless otherwise prohibited by law or by rules promulgated by the Secretary of State. (1) The Secretary of State may establish by rule the maximum fees that may be charged by a notarial officer for various notarial services. (2) A notarial officer need not charge fees for notarial acts. SECTION 6. Section 25-34-11, Mississippi Code of 1972, is amended as follows: 25-34-11. (1) A notarial officer who takes an acknowledgment of a record, takes a verification of a statement on oath or affirmation (jurat), or witnesses or attests to a signature, must determine, from personal knowledge or satisfactory evidence of the identity of the individual, that the individual appearing in person before the officer has the identity claimed and that the signature on the record is the signature of the individual. (2) A notarial officer who makes or notes a protest of a negotiable instrument must determine the matters set forth in Section 75-3-505(b). (3) A notary public located in this state, may, upon registration with and after providing notification to the Secretary of State pursuant to Section 20 of this act, perform a remote ink-signed notarization or remote online notarization if: (a) The notary public: (i) Has personal knowledge under Section 8(1) of this act of the identity of the individual; or (ii) Has obtained satisfactory evidence of the identity of the remotely located individual by using at least two (2) different types of identity proofing; (b) The notary public is able to reasonably confirm that a record before the notary public is the same record in which the remotely located individual made the statement on or which the remotely located individual executed the signature; (c) The notary public, or person acting on behalf of the notary public, creates an audiovisual recording of the performance of the notarial act; and (d) For an individual located outside the United States: (i) The individual confirms to the notary public that the record is being filed with or related to a matter before a court, government entity, public official or other entity under the jurisdiction of the United States, or involves property located in the territorial jurisdiction of the United States or a transaction substantially connected with the United States; and (ii) To the notary public's actual knowledge, the act of making the statement or signing the record is not prohibited by the foreign state in which the remotely located individual is located. (4) Regardless of the physical location of the individual at the time of the notarial act, the validity of a remote ink-signed notarization or remote online notarization performed by a notary public commissioned in this state shall be determined by applying the laws of the state. SECTION 7. Section 25-34-13, Mississippi Code of 1972, is brought forward as follows: 25-34-13. (1) A notarial officer has personal knowledge of the identity of an individual appearing before the officer if the individual is known personally to the officer through dealings sufficient to provide reasonable certainty that the individual has the identity claimed. (2) A notarial officer has satisfactory evidence of the identity of an individual appearing before the officer if the officer can identify the individual by means of inspecting: (a) An unexpired passport, an unexpired driver's license or a driver's license that has not been expired for more than five (5) years, a government-issued nondriver identification card, a Mississippi voter ID card or an unexpired photographic identification card issued by a federally recognized Indian tribe or nation; or (b) Another form of government identification issued to an individual which is not expired, contains the signature and a photograph of the individual, and is satisfactory to the officer. (3) A notarial officer may require an individual to provide additional information or identification credentials necessary to assure the officer of the identity of the individual. SECTION 8. Section 25-34-15, Mississippi Code of 1972, is amended as follows: 25-34-15. (1) If a notarial act relates to a statement made in or a signature executed on a record, the individual making the statement or executing the signature must appear * * * physically in person personally before the notarial officer * * * at the time of the notarial act. (2) As used in this section, "appear personally" means: (a) An individual is in the physical presence of a notarial officer; or (b) A remotely located individual appears before a notary public by communication technology in compliance with Section 6(3) of this act and the rules adopted pursuant to Section 26 of this act. (3) Notwithstanding subsection (2) of this section, in performing a remote ink-signed notarization or remote online notarization, a notary public has satisfactory evidence of the identity of an individual appearing personally before the notary public if the notary public can identify the individual through the use of communication technology that meets the requirements of this section, any rules promulgated by the Secretary of State and by the following: (a) The notary public's personal knowledge of the individual; or (b) Each of the following: (i) Remote presentation by the individual of a government-issued identification credential specified in subsection (2) of this section that contains the signature and photograph of the individual; (ii) Credential analysis of the identification credential described by subparagraph (i) of this paragraph; and (iii) Identity proofing of the individual; or (c) A valid public key certificate that complies with the rules promulgated by the Secretary of State. (4) A notarial officer may require an individual to provide additional information or identification credentials necessary to assure the officer of the identity of the individual. SECTION 9. Section 25-34-17, Mississippi Code of 1972, is amended as follows: 25-34-17. (1) A notarial officer may refuse to perform a notarial act if the officer knows or suspects the transaction is illegal, false or deceptive, or if the officer is not satisfied that: (a) The individual executing the record is competent; (b) The individual executing the record has the capacity to execute the record; (c) The individual's signature is knowingly and voluntarily made; or (d) The notarial act is in compliance with this chapter or with rules issued by the Secretary of State to implement this chapter. (2) A notarial officer may refuse to perform a notarial act unless refusal is prohibited by any law other than this chapter. (3) A notary may not be required to perform a notarial act outside the notary's regular workplace or business hours. (4) A notary public shall refuse a request that would require the notary to: (a) Use an electronic notarization system or a communication technology that the notary does not know how to operate; or (b) Use an electronic notarization system or communication technology that does not meet the requirements of this act or standards adopted by the laws of the state and/or rules promulgated by the Office of the Secretary of State. SECTION 10. Section 25-34-19, Mississippi Code of 1972, is brought forward as follows: 25-34-19. If an individual is physically unable to sign a record, the individual may direct an individual other than the notarial officer to sign the individual's name on the record. The notarial officer shall insert "Signature affixed by (name of other individual) at the direction of (name of individual)" or words of similar import. SECTION 11. Section 25-34-21, Mississippi Code of 1972, is brought forward as follows: 25-34-21. (1) A notarial act may be performed in this state by: (a) A notary public of this state; (b) An elected judge, a clerk or deputy clerk of a court of this state; or (c) The Mississippi Secretary of State or a Mississippi Assistant Secretary of State. (2) The signature and title of an individual performing a notarial act in this state are prima facie evidence that the signature is genuine and that the individual holds the designated title. (3) The signature and title of a notarial officer described in subsection (1) conclusively establish the authority of the officer to perform the notarial act. SECTION 12. Section 25-34-23, Mississippi Code of 1972, is brought forward as follows: 25-34-23. (1) A notarial act performed in another state has the same effect under the law of this state as if performed by a notarial officer of this state, if the act performed in that state is performed by: (a) A notary public of that state; (b) A judge, a clerk or a deputy clerk of a court of that state; or (c) Any other individual authorized by the law of that state to perform the notarial act. (2) The signature and title of an individual performing a notarial act in another state is prima facie evidence that the signature is genuine and that the individual holds the designated title. (3) The signature and title of a notarial officer described in subsection (1)(a) or (b) conclusively establish the authority of the officer to perform the notarial act. SECTION 13. Section 25-34-25, Mississippi Code of 1972, is brought forward as follows: 25-34-25. (1) A notarial act performed under the authority and in the jurisdiction of a federally recognized Indian tribe has the same effect under the laws of this state as if performed by a notarial officer of this state, if the act performed in the jurisdiction of the tribe is performed by: (a) A notary public authorized by the tribe; (b) A judge, a clerk or a deputy clerk of a court of that tribe; or (c) Any other individual authorized by the law of the tribe to perform the notarial act. (2) The signature and title of an individual performing a notarial act under the authority of and in the jurisdiction of a federally recognized Indian tribe is prima facie evidence that the signature is genuine and that the individual holds the designated title. (3) The signature and title of a notarial officer described in subsection (1)(a) or (b) conclusively establish the authority of the officer to perform the notarial act. SECTION 14. Section 25-34-27, Mississippi Code of 1972, is brought forward as follows: 25-34-27. (1) A notarial act performed under federal law has the same effect under the laws of this state as if performed by a notarial officer of this state, if the act performed under federal law is performed by: (a) A judge, clerk or deputy clerk of a court; (b) An individual in military service or performing duties under the authority of military service who is authorized to perform notarial acts under federal law; (c) An individual designated a notarizing officer by the United States Department of State for performing notarial acts overseas; or (d) Any other individual authorized by federal law to perform the notarial act. (2) The signature and title of an individual acting under federal authority and performing a notarial act are prima facie evidence that the signature is genuine and that the individual holds the designated title. (3) The signature and title of an officer described in subsection (1)(a), (b) or (c) conclusively establish the authority of the officer to perform the notarial act. SECTION 15. Section 25-34-29, Mississippi Code of 1972, is amended as follows: 25-34-29. (1) In this section, "foreign state" means a government other than the United States, a state of the United States or a federally recognized Indian tribe. (2) If a notarial act is performed under the authority and in the jurisdiction of a foreign state or constituent unit of the foreign state or is performed under the authority of a multinational or international governmental organization, the act has the same effect under the law of this state as though performed by a notarial officer of this state. (3) If the title of office and indication of authority to perform notarial acts in a foreign state appears in a digest of foreign law or in a list customarily used as a source for that information, the authority of an officer with that title to perform notarial acts is established conclusively. (4) The signature and official seal of an individual holding an office described in subsection (3) of this section are prima facie evidence that the signature is genuine and the individual holds the designated title. (5) An apostille in the form prescribed by the Hague Convention of October 5, 1961, and issued by a foreign state party to the Convention conclusively establishes that the signature of the notarial officer is genuine and that the officer holds the indicated office. (6) A consular authentication issued by an individual designated by the United States Department of State as a notarizing officer for performing notarial acts overseas and attached to the record with respect to which the notarial act is performed conclusively establishes that the signature of the notarial officer is genuine and that the officer holds the indicated office. SECTION 16. Section 25-34-31, Mississippi Code of 1972, is amended as follows: 25-34-31. (1) A notarial act must be evidenced by a certificate. The certificate must: (a) Be executed contemporaneously with the performance of the notarial act; (b) Be signed and dated by the notarial officer and, if the notarial officer is a notary public, be signed in the same manner as on file with the Secretary of State; (c) Identify the jurisdiction in which the notarial act is performed; (d) Contain the title of the office of the notarial officer; and (e) If the notarial officer is a notary public, indicate the date of expiration of the notary public's commission. (2) If a notarial act regarding a tangible record is performed by a notary public, the notary public's official seal must be affixed to the certificate. If a notarial act is performed regarding a tangible record by a notarial officer other than a notary public and the certificate contains the information specified in subsection (1)(b), (c) and (d) of this section, the notarial officer's official seal may be affixed to the certificate. If a notarial act regarding an electronic record is performed by a notarial officer and the certificate contains the information specified in subsection (1)(b), (c) and (d) of this section, the notarial officer's official seal may be attached to or logically associated with the certificate. (3) In addition to the information specified in subsection (1) of this section, a certificate of a remote ink-signed notarization or remote online notarization must indicate that the notarial act was performed using communication technology. A certificate subject to this subsection is sufficient if it: (a) Is in the form provided in subsection 2(e) or (f) of Section 89-3-7, Mississippi Code of 1972, or otherwise contains a statement substantially as follows: "This notarial act involved the use of communication technology"; or (b) Complies with rules under Section 26 of this act. ( * * *34) The party drafting a record that is the subject of a notarial act is responsible for the form of the certificate, its wording and legal sufficiency. A notary public is not required to draft, edit or amend a certificate where the record presented does not contain an acceptable certificate; instead, the notary must refuse to perform the notarial act with respect to the record. ( * * *45) A certificate of a notarial act is sufficient if it meets the requirements of subsections (1) and (2) of this section and: (a) Is in a form otherwise permitted by the law of this state; (b) Is in a form permitted by the law applicable in the jurisdiction in which the notarial act was performed; or (c) Sets forth the actions of the notarial officer and the actions are sufficient to meet the requirements of the notarial act as provided in Sections 25-34-7, 25-34-9, 25-34-11 and 25-34-15 or any law of this state other than this chapter. ( * * *56) By executing a certificate of a notarial act, a notarial officer certifies that the officer has complied with the requirements and made the determinations specified in Sections 25-34-7, 25-34-9, 25-34-11 and 25-34-15. ( * * *67) A notarial officer may not affix the officer's signature to, or logically associate it with, a certificate until the notarial act has been performed. ( * * *78) If a notarial act is performed regarding a tangible record, a certificate must be part of, or securely attached to, the record. If a notarial act is performed regarding an electronic record, the certificate must be affixed to, or logically associated with, the electronic record. If the Secretary of State has established standards under Section 25-34-39 for attaching, affixing or logically associating the certificate, the process must conform to those standards. ( * * *89) The signature of a notarial officer certifying a notarial act may not be deemed evidence to show that the notarial officer had knowledge of the contents of the record so signed, other than those specific contents which constitute the signature, execution, acknowledgment, oath, affirmation, affidavit, verification or other act which the signature of that notarial officer chronicles. SECTION 17. Section 25-34-33, Mississippi Code of 1972, is amended as follows: 25-34-33. (1) Every notary public appointed and commissioned must procure, at his or her own expense, a suitable official seal. The official seal of a notary public must: (a) Include the notary public's name, jurisdiction, commission expiration date and other information required by the Secretary of State; and (b) Be capable of being copied together with the record to which it is affixed or attached or with which it is logically associated. (2) The board of supervisors of every county must provide an official seal, with the inscription "notary public" around the margin and the image of an eagle in the center, which official seal must be kept in the office of the clerk of the circuit court. A judge, chancellor, clerk or deputy clerk of a court of this state, the Mississippi Secretary of State or an Assistant Secretary of State of this state may use the official seal to perform a notarial act under Section 25-34-21(1)(b) or (c). (3) On the death or adjudication of incompetency of a current or former notary public, the notary public's personal representative or guardian or any other person knowingly in possession of the official seal shall destroy or deface, as soon as reasonably practicable, all official seals of the notary public so that they may not be misused. SECTION 18. Section 25-34-35, Mississippi Code of 1972, is brought forward as follows: 25-34-35. (1) A notary public is responsible for the security of the notary public's stamping device and may not allow another individual to use the device to perform a notarial act. On resignation from, or the revocation or expiration of, the notary public's commission, or on the expiration of the date set forth in the stamping device, if any, the notary public must disable the stamping device by destroying, defacing, damaging, erasing or securing it against use in a manner that renders it unusable. On the death or adjudication of incompetency of a notary public, the notary public's personal representative or guardian or any other person knowingly in possession of the stamping device must render it unusable by destroying, defacing, damaging, erasing or securing it against use in a manner that renders it unusable. (2) If a notary public's stamping device is lost or stolen, the notary public or the notary public's personal representative or guardian must notify promptly the Secretary of State upon discovery that the device is lost or stolen. SECTION 19. Section 25-34-37, Mississippi Code of 1972, is amended as follows: 25-34-37. (1) A notary public must maintain a journal in which the notary public chronicles all notarial acts that the notary public performs. If a notary public performs a remote ink-signed notarization or remote online notarization, the notary public, or a person acting on behalf of the notary public, shall make an audiovisual recording of the performance of the notarial act. (2) A journal must be created on a tangible or electronic medium. A notary public shall maintain only one (1) journal at a time to chronicle all notarial acts * * *, whether those notarial acts are performed * * * regarding tangible or electronic records. If the journal is tangible, it must be a permanent, bound register with numbered pages. An electronic journal must conform to specifications set forth in rules by the Secretary of State. (3) An entry in a journal must be made contemporaneously with performance of the notarial act and contain the following information: (a) The date and time of the notarial act; (b) A description of the record, if any, and type of notarial act; (c) The full name and address of each individual for whom the notarial act is performed; (d) If the identity of the individual is based on personal knowledge, a statement to that effect; (e) If the identity of the individual is based on satisfactory evidence, a brief description of the method of identification and the identification credential presented, if any, including the date of issuance and expiration of any identification credential; (f) The address where the notarial act was performed if not at the notary's business address; * * * and (g) If the notarial act is performed using an electronic notarization system or communication technology, or both, a notation identifying the system or technology, or both that was used; and ( * * *gh) The fee, if any, charged by the notary public. (4) If the journal of a notary public is lost or stolen, the notary public must notify promptly the Secretary of State upon discovery that the journal is lost or stolen. (5) On resignation from, or the revocation or suspension of, a notary public's commission, the notary public must deposit all journal records with the circuit clerk of the county of residence of the notary public. (6) Upon the death or adjudication of incompetency of a current or former notary public, the notary public's personal representative or guardian or any other person knowingly in possession of the journal shall: (a) Notify the Secretary of State of the death or adjudication in writing; * * * and (b) Within thirty (30) days of death or adjudication of incompetency, transmit all journal records to the circuit clerk of the county of residence of the notary public * * *.; and (c) Within thirty (30) days of death or adjudication of incompetency, transmit all audiovisual recordings required under subsection (1) of this section and Section 6(3)(c) of this act to the Secretary of State or a repository designated by the Secretary of State for retention. Unless a different period is required by the rules adopted under Section 26 of this act, the recording must be retained for at least seven (7) years after the audiovisual recording is made. SECTION 20. Section 25-34-39, Mississippi Code of 1972, is brought forward as follows: 25-34-39. (1) A notary public may perform a notarial act with respect to electronic records pursuant to this chapter. (2) The Secretary of State has the sole power to determine the methods by which notarial acts with respect to electronic records may be implemented in this state. Those methods must be set forth in rules promulgated by the Secretary of State. (3) A notary public seeking to perform notarial acts with respect to electronic records must file an additional registration with the Secretary of State subsequent to being granted a notary commission. SECTION 21. Section 25-34-41, Mississippi Code of 1972, is brought forward as follows: 25-34-41. (1) An individual qualified under subsection (2) may apply to the Secretary of State for a commission as a notary public. The applicant must comply with and provide the information required by rules established by the Secretary of State and pay any application fee. (2) An applicant for a commission as a notary public must: (a) Be at least eighteen (18) years of age; (b) Be a citizen or permanent legal resident of the United States; (c) Be a resident of Mississippi for not less than thirty (30) days immediately preceding the date of the application; (d) Be able to read and write English; (e) Not be disqualified to receive a commission under Section 25-34-43; and (f) Meet such other requirements as the Secretary of State may establish by rule. (3) Before issuance of a commission as a notary public, an applicant for the commission must execute the oath of office prescribed by Section 268 of the Constitution and submit it to the Secretary of State. (4) Before issuance of a commission as a notary public, the applicant for a commission must submit to the Secretary of State an assurance in the form of a surety bond or its functional equivalent in the amount of Five Thousand Dollars ($5,000.00) pursuant to the rules set forth by the Secretary of State. The assurance must be issued by a surety or other entity licensed by the Mississippi Department of Insurance. The assurance must cover acts performed during the term of the notary public's commission and must be in the form prescribed by the Secretary of State. If a notary public violates a law with respect to notaries public in this state, the surety or issuing entity is liable under the assurance. The surety or issuing entity must give thirty (30) days' notice to the Secretary of State before canceling the assurance. The surety or issuing entity must notify the Secretary of State not later than thirty (30) days after making a payment to a claimant under the assurance. A notary public may perform notarial acts in this state only during the period that a valid assurance is on file with the Secretary of State. (5) On compliance with this section, the Secretary of State shall issue a commission as a notary public to an applicant for a term of four (4) years. (6) A commission to act as a notary public authorizes the notary public to perform notarial acts. The commission does not provide the notary public any immunity or benefit conferred by the laws of this state on public officials or employees. SECTION 22. Section 25-34-43, Mississippi Code of 1972, is brought forward as follows: 25-34-43. (1) The Secretary of State may deny, refuse to renew, revoke, suspend or impose a condition on a commission as notary public for any act or omission that demonstrates the individual lacks the honesty, integrity, competence or reliability to act as a notary public, including: (a) Failure to comply with this chapter; (b) A fraudulent, dishonest or deceitful misstatement or omission in the application for a commission as a notary public submitted to the Secretary of State; (c) A conviction of any felony, including a plea of nolo contendere, of the applicant or notary public, unless released from incarceration more than ten (10) years before the commission is to take effect or, if no incarceration is ordered, more than ten (10) years from the conviction date have passed; (d) A conviction, including a plea of nolo contendere, of the applicant or notary public for any crime determined by the Secretary of State to be of a nature incompatible with the duties of a notary public; (e) Failure by the notary public to discharge any duty required of a notary public, whether required by this chapter, rules of the Secretary of State or any federal or state law; (f) Use of false or misleading advertising or representation by the notary public representing that the notary has a duty, right or privilege that the notary does not have; (g) Violation by the notary public of a rule of the Secretary of State regarding a notary public; (h) Denial, refusal to renew, revocation, suspension or conditioning of a notary public commission in another state; (i) Failure of the notary public to maintain an assurance as provided in Section 25-34-41(4); or (j) Failure to maintain and protect the notary's journal as required by this chapter and any rules promulgated by the Secretary of State under this chapter. (2) If the Secretary of State denies, refuses to renew, revokes, suspends or imposes conditions on a commission as a notary public, the applicant or notary public is entitled to file an appeal in proper form with the Secretary of State within forty-five (45) days after the Secretary of State's action, except that an applicant may not appeal when the Secretary of State, within five (5) years preceding the application, has: (a) Denied or revoked for disciplinary reasons any previous application, commission or license of the applicant; or (b) Made a finding under this chapter that the grounds for revocation of the applicant's commission existed. (3) The authority of the Secretary of State to deny, refuse to renew, suspend, revoke or impose conditions on a commission as a notary public does not prevent a person from seeking and obtaining other criminal or civil remedies provided by law. SECTION 23. Section 25-34-45, Mississippi Code of 1972, is brought forward as follows: 25-34-45. The Secretary of State must maintain an electronic database of notaries public: (a) Through which a person may verify the authority of a notary public to perform notarial acts; and (b) Which indicates whether a notary public has notified the Secretary of State that the notary public will be performing notarial acts on electronic records. SECTION 24. Section 25-34-47, Mississippi Code of 1972, is brought forward as follows: 25-34-47. (1) A commission as a notary public does not authorize an individual to: (a) Assist persons in drafting legal records, give legal advice or otherwise practice law; (b) Act as an immigration consultant or an expert on immigration matters; (c) Represent a person in a judicial or administrative proceeding relating to immigration to the United States, United States citizenship or related matters; or (d) Receive compensation for performing any of the activities listed in this subsection. (2) A notary public may not engage in false or deceptive advertising. (3) A notary public who is not an attorney licensed to practice law in this state may not use the term "notario" or "notario publico." (4) A notary public who is not an attorney licensed to practice law in this state may not advertise or represent that the notary public may assist persons in drafting legal records, give legal advice or otherwise practice law. If a notary public who is not an attorney licensed to practice law in this state in any manner advertises or represents that the notary public offers notarial services, whether orally or in a record, including broadcast media, print media and the Internet, the notary public must include the following statement, or an alternate statement authorized or required by the Secretary of State, in the advertisement or representation, prominently and in each language used in the advertisement or representation: "I am not an attorney licensed to practice law in this state. I am not allowed to draft legal records, give advice on legal matters, including immigration, or charge a fee for those activities." If the form of advertisement or representation is not broadcast media, print media or the Internet and does not permit inclusion of the statement required by this subsection because of size, it must be displayed prominently or provided at the place of performance of the notarial act before the notarial act is performed. (5) Except as otherwise allowed by law, a notary public may not withhold access to or possession of an original record provided by a person that seeks performance of a notarial act by the notary public. (6) Failure to comply with subsections (1) through (5) constitutes an unfair or deceptive act under Section 75-24-5. (7) A person who knowingly and willfully violates subsections (1) through (5) is guilty of a misdemeanor, and upon conviction, shall be fined in an amount not to exceed One Thousand Dollars ($1,000.00). (8) Upon a second conviction of any person under subsections (1) through (5), the offenses being committed within a period of five (5) years, the person is guilty of a misdemeanor, and upon conviction, shall be punished by imprisonment in the county jail for a period not to exceed one (1) year or a fine in an amount not to exceed One Thousand Dollars ($1,000.00), or both. (9) Upon a third or subsequent conviction of any person for violation of subsections (1) through (5), the offenses being committed within a period of five (5) years, the person is guilty of a felony, and upon conviction, shall be punished by confinement in the custody of the Mississippi Department of Corrections for a period not to exceed five (5) years or a fine in an amount not to exceed Five Thousand Dollars ($5,000.00), or both. (10) Criminal convictions in other jurisdictions for violations of substantially similar provisions to those contained in subsections (1) through (5) are counted in computing whether a violation under subsections (1) through (5) is a first, second, third or subsequent offense. SECTION 25. Section 25-34-49, Mississippi Code of 1972, is brought forward as follows: 25-34-49. Except as otherwise provided in Section 25-34-7(2), the failure of a notarial officer to perform a duty or meet a requirement specified in this chapter does not invalidate a notarial act performed by the notarial officer. The validity of a notarial act under this chapter does not prevent an aggrieved person from seeking to invalidate the record or transaction that is the subject of the notarial act or from seeking other remedies based on the laws of this state other than this chapter or the laws of the United States. This section does not validate a purported notarial act performed by an individual who does not have the authority to perform notarial acts. SECTION 26. Section 25-34-51, Mississippi Code of 1972, is amended as follows: 25-34-51. (1) The Secretary of State may adopt any rules necessary to implement this chapter after complying with the Mississippi Administrative Procedures Law * * *., including, but not limited to, rules that: (a) Prescribe the manner of performing notarial acts regarding tangible and electronic records; (b) Establish standards for communication technology and identity proofing, including the use of credential analysis, dynamic knowledge-based authentication, biometrics or other means of identification; (c) Establish requirements or procedures to approve providers of communication technology and the process of identity proofing; and (d) Establish standards and periods for the retention of an audiovisual recording created under Section 6(3)(c) of this act and Section 19(1) of this act of the performance of a notarial act. (2) Before adopting, amending or repealing rules about the performance of a notarial act, with respect to a remotely located individual, the Secretary of State shall consider, if consistent: (a) The most recent standards regarding the performance of a notarial act with respect to remotely located individuals promulgated by national standard-setting organizations, including the National Association of Secretaries of State; and (b) Standards, practices and customs of other jurisdictions that enact a statute substantially similar to this section. (3) Rules adopted regarding the performance of notarial acts with respect to electronic records, electronic notarization systems or communication technology may not require or accord legal status or effect to the implementation or application of a specific system, technology or technical specification. SECTION 27. Section 25-34-53, Mississippi Code of 1972, is amended as follows: 25-34-53. A commission as a notary public in effect on July 1, * * * 2021 2025, continues until its date of expiration. A notary public who applies to renew a commission as a notary public on or after July 1, * * * 2021 2025, is subject to and must comply with this chapter. A notary public, in performing notarial acts after July 1, * * * 2021 2025, must comply with this chapter. SECTION 28. Section 25-34-55, Mississippi Code of 1972, is amended as follows: 25-34-55. This chapter does not affect the validity or effect of a notarial act performed before July 1, * * * 2021 2025. SECTION 29. Section 25-34-57, Mississippi Code of 1972, is brought forward as follows: 25-34-57. This chapter modifies, limits and supersedes the Electronic Signatures in Global and National Commerce Act, 15 USC Section 7001 et seq., but does not modify, limit or supersede Section 101(c) of that act, 15 USC Section 7001(c), or authorize electronic delivery of any of the notices described in Section 103(b) of that act, 15 USC Section 7003(b). SECTION 30. Section 89-3-7, Mississippi Code of 1972, is amended as follows: 89-3-7. (1) The following long forms of acknowledgment may be used in the case of conveyances * * * or, other written instruments affecting real or personal property, or other electronic methods affecting real or personal property as outlined in Chapter 34 of Title 25, Mississippi Code of 1972; and any acknowledgment so taken and certified shall be sufficient to satisfy all requirements of law: (a) In the case of natural persons acting in their own right: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who acknowledged that (he) (she) (they) executed the above and foregoing instrument. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (b) In the case of corporations: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20_____, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named _________________, who acknowledged that (he) (she) is ________ of ________, a ________ corporation, and that for and on behalf of the said corporation, and as its act and deed (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation so to do. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (c) In the case of a corporate general partner of a limited partnership: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this________ day of________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named________, who acknowledged to me that (he) (she) is________ of________, a ________ corporation and general partner of________, a________ limited partnership, and that for and on behalf of said corporation as general partner of said limited partnership, and as the act and deed of said corporation as general partner of said limited partnership, and as the act and deed of said limited partnership, (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation and said limited partnership so to do. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (d) In the case of a corporate member of a member-managed limited liability company: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this________ day of ________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who acknowledged to me that (he) (she) is ________ of ________, a ________ corporation and member of ________, a ________ member-managed limited liability company, and that for and on behalf of said corporation as member of said limited liability company, and as the act and deed of said corporation as member of said limited liability company, and as the act and deed of said limited liability company, (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation and said limited liability company so to do. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (e) In the case of a corporate manager of a manager-managed limited liability company: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this________ day of________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named________, who acknowledged to me that (he) (she) is________ of________, a ________ corporation and manager of________, a________ manager-managed limited liability company, and that for and on behalf of said corporation as manager of said limited liability company, and as the act and deed of said corporation as manager of said limited liability company, and as the act and deed of said limited liability company, (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation and said limited liability company so to do. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (f) In the case of persons acting in representative capacities: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20______, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who acknowledged that (he) (she) is ________ of ________, and that in said representative capacity (he) (she) executed the above and foregoing instrument, after first having been duly authorized so to do. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (g) In the case of proof of execution of the instrument made by a subscribing witness: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20_____, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, CD, one of the subscribing witnesses to the above and foregoing instrument, who, being first duly sworn, states that (he) (she) saw the within (or above) named AB, whose name is subscribed thereto, sign and deliver the same to EF (or that (he) (she) heard AB acknowledge that (he) (she) signed and delivered the same to EF); and that the affiant subscribed (his) (her) name as witness thereto in the presence of AB. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (h) In the case of any business organization, foreign or domestic: "STATE OF __________________ COUNTY OF __________________ Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed in the above and foregoing instrument and acknowledged that he/she/they executed the same in his/her/their representative capacity(ies), and that by his/her/their signature(s) on the instrument, and as the act and deed of the person(s) or entity(ies) upon behalf of which he/she/they acted, executed the above and foregoing instrument, after first having been duly authorized so to do. __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (2) The following short form certificates of notarial acts are sufficient for the purposes indicated if the certificate complies with Section 25-34-31(1) and (2): (a) For an acknowledgment in an individual capacity: "STATE OF _______________ COUNTY OF _______________ This record was acknowledged before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s)). __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (b) For an acknowledgment in a representative capacity: "STATE OF _______________ COUNTY OF _______________ This record was acknowledged before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s)) as (type of authority, such as officer or trustee) of (name of party on behalf of whom record was executed). __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (c) For a verification on oath or affirmation (jurat): "STATE OF __________ COUNTY OF __________ Signed and sworn to (or affirmed) before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s) making statement). __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) (d) For witnessing or attesting a signature: "STATE OF __________ COUNTY OF __________ Signed or attested before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s)). __________________________________________________ (Signature of notarial officer) __________________________________________________ (Title of office) My commission expires: ______________________" [_____] This notarial act involved the use of communication technology. (Affix official seal, if applicable) SECTION 31. This act shall take effect and be in force from and after July 1, 2025.
22
33 MISSISSIPPI LEGISLATURE
44
55 2025 Regular Session
66
77 To: Judiciary, Division A
88
99 By: Senator(s) Polk
1010
1111 # Senate Bill 2456
1212
1313 AN ACT TO AMEND SECTION 25-34-3, MISSISSIPPI CODE OF 1972, TO UPDATE THE NOTARIAL ACT DEFINITIONS TO DEFINE TERMS ASSOCIATED WITH THE ALLOWANCE OF REMOTE ONLINE NOTARIZATION; TO AMEND SECTION 25-34-5, MISSISSIPPI CODE OF 1972, TO CHANGE THE EFFECTIVE DATE OF THIS CHAPTER; TO AMEND SECTION 25-34-7, MISSISSIPPI CODE OF 1972, TO ALLOW NOTARIAL OFFICERS TO CERTIFY TANGIBLE COPIES OF AN ELECTRONIC RECORD AS TRUE AND CORRECT; TO AMEND SECTION 25-34-9, MISSISSIPPI CODE OF 1972, TO ALLOW NOTARIAL OFFICERS TO CHARGE HIGHER RATES AS AUTHORIZED BY THE SECRETARY OF STATE; TO AMEND SECTION 25-34-11, MISSISSIPPI CODE OF 1972, TO OUTLINE HOW A NOTARIAL OFFICER MUST DETERMINE THE IDENTITY AND VALIDITY OF A SIGNATURE; TO AMEND SECTION 25-34-15, MISSISSIPPI CODE OF 1972, TO CLARIFY WHAT IS ALLOWED FOR PERSONAL OR REMOTE APPEARANCES; TO AMEND SECTION 25-34-17, MISSISSIPPI CODE OF 1972, TO SPECIFY WHEN A NOTARIAL OFFICER SHALL REFUSE TO PREFORM REMOTE ONLINE NOTARIZATIONS; TO AMEND SECTION 25-34-29, MISSISSIPPI CODE OF 1972, TO CONFORM; TO AMEND SECTION 25-34-31, MISSISSIPPI CODE OF 1972, TO REQUIRE THAT REMOTE ONLINE NOTARIZED DOCUMENTS INCLUDE LANGUAGE THAT INDICATE THAT REMOTE INK-SIGNED NOTARIZATION WAS USED TO NOTARIZE THE DOCUMENT; TO AMEND SECTION 25-34-33, MISSISSIPPI CODE OF 1972, TO CONFORM LANGUAGE; TO AMEND SECTION 25-34-37, MISSISSIPPI CODE OF 1972, TO INCLUDE THE NOTATION OF REMOTE ONLINE NOTARIZATION SYSTEMS AND TECHNOLOGY IN THE JOURNAL ENTRY REQUIREMENTS FOR NOTARIES; TO AMEND SECTION 25-34-51, MISSISSIPPI CODE OF 1972, TO AMEND THE RULES THAT THE SECRETARY OF STATE MAY PROMULGATE TO IMPLEMENT THE MISSISSIPPI ADMINISTRATIVE PROCEDURES LAWS; TO AMEND SECTIONS 25-34-53 AND 25-34-55, MISSISSIPPI CODE OF 1972, TO AMEND THE EFFECTIVE DATES WITHIN THE MISSISSIPPI ADMINISTRATIVE PROCEDURES LAW; AN ACT TO BRING FORWARD SECTIONS 25-34-1, 25-34-13, 25-34-19, 25-34-21, 25-34-23, 25-34-25, 25-34-27, 25-34-35, 25-34-39, 25-34-41, 25-34-43, 25-34-45, 25-34-47, 25-34-49 AND 25-34-57, MISSISSIPPI CODE OF 1972, FOR THE PURPOSE OF POSSIBLE AMENDMENT; TO AMEND SECTION 89-3-7, MISSISSIPPI CODE OF 1972, TO ALLOW CERTAIN LONG FORMS OF ACKNOWLEDGMENT TO BE USED FOR ELECTRONIC METHODS AFFECTING REAL OR PERSONAL PROPERTY AND TO MODIFY SUCH FORMS TO ENABLE THE USE OF DIGITAL APPEARANCE AND COMMUNICATION TECHNOLOGY FOR NOTARIAL ACTS; AND FOR RELATED PURPOSES.
1414
1515 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:
1616
1717 SECTION 1. Section 25-34-1, Mississippi Code of 1972, is brought forward as follows:
1818
1919 25-34-1. This act shall be known and may be cited as the "Revised Mississippi Law on Notarial Acts."
2020
2121 SECTION 2. Section 25-34-3, Mississippi Code of 1972, is amended as follows:
2222
2323 25-34-3. As used in this act, the following words and phrases have the meanings ascribed in this section unless the context clearly requires otherwise:
2424
2525 (a) "Acknowledgment" means a declaration by an individual in person before a notarial officer that the individual has signed a record for the purpose stated in the record and, if the record is signed in a representative capacity, that the individual signed the record with proper authority and signed it as the act of the individual or entity identified in the record.
2626
2727 (b) "Communication technology" means an electronic device or process that:
2828
2929 (i) Allows a notarial officer and a remotely located individual to communicate with each other simultaneously by sight and sound; and
3030
3131 (ii) When necessary and consistent with other applicable laws, facilitates communication with a remotely located individual who has vision, hearing or speech impairment.
3232
3333 (c) "Credential analysis" means a process or service operating according to criteria approved by the Secretary of State through which a third person or party affirms the validity of a government-issued identification credential through a review of public or proprietary data sources.
3434
3535 ( * * *bd) "Electronic" means relating to technology having electrical, digital, magnetic, wireless, optical, electromagnetic or similar capabilities.
3636
3737 (e) "Electronic notarization system" means a set of applications, programs, hardware, software or technologies designed to enable a notary public to perform electronic notarizations that renders every electronic notarial act tamper-evident through the use of a security procedure and that meets the requirements of this act and any rules established by the Secretary of State.
3838
3939 ( * * *cf) "Electronic signature" means an electronic symbol, sound or process attached to or logically associated with a record and executed or adopted by an individual with the intent to sign the record.
4040
4141 (g) "Foreign state" as used in Section 6 of this act, means a jurisdiction other than the United States, a state or a federally recognized Indian tribe.
4242
4343 (h) "Identity proofing" means a process or service by which a third person provides a notarial officer with a means to verify the identity of a remotely located individual by a review of personal information from public or private data sources.
4444
4545 ( * * *di) "In a representative capacity" means acting as:
4646
4747 (i) An authorized officer, manager, member, agent, partner, trustee or other representative for a person other than an individual;
4848
4949 (ii) A public officer, personal representative, guardian or other representative, in the capacity stated in a record;
5050
5151 (iii) An agent or attorney-in-fact for a principal; or
5252
5353 (iv) An authorized representative of another in any other capacity.
5454
5555 ( * * *ej) "Notarial act" means an act, whether performed with respect to a tangible or electronic record, that a notarial officer may perform under this act and any other law of this state. The term includes taking an acknowledgment, administering an oath or affirmation, taking a verification on oath or affirmation, witnessing or attesting a signature, certifying or attesting a copy and noting a protest of a negotiable instrument.
5656
5757 ( * * *fk) "Notarial officer" means a notary public or other individual authorized to perform a notarial act.
5858
5959 ( * * *gl) "Notary public" means an individual commissioned to perform a notarial act by the Secretary of State.
6060
6161 ( * * *hm) "Official seal" means a physical image affixed to a tangible record or an electronic image attached to or logically associated with an electronic record.
6262
6363 (n) "Outside the United States" means a location outside the geographic boundaries of the United States, Puerto Rico, the United States Virgin Islands and any other territory, insular possession or other location subject to the jurisdiction of the United States.
6464
6565 ( * * *io) "Record" means information that is inscribed on a tangible medium or that is stored in an electronic or other medium and is retrievable in perceivable form.
6666
6767 (p) "Remotely located individual" means an individual who is not in the physical presence of a notarial officer performing a notarial act.
6868
6969 (q) "Remote ink-signed notarization" or "RIN" means a notarial act performed for a remotely located individual by means of communication technology on a tangible record.
7070
7171 (r) "Remote online notarization" or "RON" means a notarial act performed for a remotely located individual by means of communication technology and an electronic notarization system on an electronic record.
7272
7373 ( * * *js) "Sign" means, with present intent to authenticate or adopt a record:
7474
7575 (i) To execute or adopt a tangible symbol; or
7676
7777 (ii) To attach to or logically associate with the record an electronic symbol, sound or process.
7878
7979 ( * * *kt) "Signature" means a tangible symbol or an electronic signature that evidences the signing of a record.
8080
8181 ( * * *lu) "Stamping device" means:
8282
8383 (i) A physical device capable of affixing to a tangible record an official seal; or
8484
8585 (ii) An electronic device or process capable of attaching to or logically associating an official seal with an electronic record.
8686
8787 ( * * *mv) "State" means a state of the United States, the District of Columbia, Puerto Rico, the United States Virgin Islands or any territory or insular possession subject to the jurisdiction of the United States.
8888
8989 ( * * *nw) "Verification on oath or affirmation," formerly known as a jurat, means a declaration, made by an individual on oath or affirmation before a notarial officer, that a statement in a record is true.
9090
9191 SECTION 3. Section 25-34-5, Mississippi Code of 1972, is amended as follows:
9292
9393 25-34-5. This chapter applies to a notarial act performed on or after July 1, * * * 2021 2025.
9494
9595 SECTION 4. Section 25-34-7, Mississippi Code of 1972, is amended as follows:
9696
9797 25-34-7. (1) A notarial officer may perform the following notarial acts:
9898
9999 (a) Take acknowledgments;
100100
101101 (b) Administer oaths and affirmations;
102102
103103 (c) Take verifications on oath or affirmation;
104104
105105 (d) Certify depositions of witnesses;
106106
107107 (e) Witness or attest signatures;
108108
109109 (f) Make or note a protest of a negotiable instrument;
110110
111111 (g) Make an affidavit regarding the truth of any witnesses or attested signatures in question along with any corrected language and, if the authenticity or correctness of language affects real property, file the same in the land records in the office of the chancery clerk where the land is located; * * * and
112112
113113 (h) Certify that a tangible copy of an electronic record is a true and correct copy of the electronic record; and
114114
115115 ( * * *hi) Any other acts so authorized by the laws of this state.
116116
117117 (2) A notarial officer may not perform a notarial act when the officer:
118118
119119 (a) Is a party to the record being notarized;
120120
121121 (b) Is a spouse, child, sibling, parent, grandparent, grandchild, aunt or uncle, or niece or nephew, including a son or daughter-in-law, a mother or father-in-law, a stepchild or stepparent, or a half-sibling, of the person whose signature is being notarized or the person taking a verification on oath or affirmation from the officer; or
122122
123123 (c) Will receive as a direct result any commission, fee, advantage, right, title, beneficial interest, cash, property or other consideration exceeding in value the fees required by rules established by the Secretary of State.
124124
125125 (3) A notarial officer is not disqualified from performing a notarial act by virtue of his or her profession when the officer:
126126
127127 (a) Is an employee performing a notarial act on behalf of, or which benefits, the employer;
128128
129129 (b) Is an attorney who maintains an attorney-client relationship with the person whose signature is the subject of the notarial act; or
130130
131131 (c) Is a shareholder of a corporation or member of a limited liability company which is a party to a record that is the subject of the notarial act.
132132
133133 (4) A notarial act performed in violation of subsection (2) of this section is voidable.
134134
135135 SECTION 5. Section 25-34-9, Mississippi Code of 1972, is amended as follows:
136136
137137 25-34-9. * * * A notarial officer may charge a fee in an amount not to exceed Five Dollars ($5.00) for services rendered unless otherwise prohibited by law or by rules promulgated by the Secretary of State. (1) The Secretary of State may establish by rule the maximum fees that may be charged by a notarial officer for various notarial services.
138138
139139 (2) A notarial officer need not charge fees for notarial acts.
140140
141141 SECTION 6. Section 25-34-11, Mississippi Code of 1972, is amended as follows:
142142
143143 25-34-11. (1) A notarial officer who takes an acknowledgment of a record, takes a verification of a statement on oath or affirmation (jurat), or witnesses or attests to a signature, must determine, from personal knowledge or satisfactory evidence of the identity of the individual, that the individual appearing in person before the officer has the identity claimed and that the signature on the record is the signature of the individual.
144144
145145 (2) A notarial officer who makes or notes a protest of a negotiable instrument must determine the matters set forth in Section 75-3-505(b).
146146
147147 (3) A notary public located in this state, may, upon registration with and after providing notification to the Secretary of State pursuant to Section 20 of this act, perform a remote ink-signed notarization or remote online notarization if:
148148
149149 (a) The notary public:
150150
151151 (i) Has personal knowledge under Section 8(1) of this act of the identity of the individual; or
152152
153153 (ii) Has obtained satisfactory evidence of the identity of the remotely located individual by using at least two (2) different types of identity proofing;
154154
155155 (b) The notary public is able to reasonably confirm that a record before the notary public is the same record in which the remotely located individual made the statement on or which the remotely located individual executed the signature;
156156
157157 (c) The notary public, or person acting on behalf of the notary public, creates an audiovisual recording of the performance of the notarial act; and
158158
159159 (d) For an individual located outside the United States:
160160
161161 (i) The individual confirms to the notary public that the record is being filed with or related to a matter before a court, government entity, public official or other entity under the jurisdiction of the United States, or involves property located in the territorial jurisdiction of the United States or a transaction substantially connected with the United States; and
162162
163163 (ii) To the notary public's actual knowledge, the act of making the statement or signing the record is not prohibited by the foreign state in which the remotely located individual is located.
164164
165165 (4) Regardless of the physical location of the individual at the time of the notarial act, the validity of a remote ink-signed notarization or remote online notarization performed by a notary public commissioned in this state shall be determined by applying the laws of the state.
166166
167167 SECTION 7. Section 25-34-13, Mississippi Code of 1972, is brought forward as follows:
168168
169169 25-34-13. (1) A notarial officer has personal knowledge of the identity of an individual appearing before the officer if the individual is known personally to the officer through dealings sufficient to provide reasonable certainty that the individual has the identity claimed.
170170
171171 (2) A notarial officer has satisfactory evidence of the identity of an individual appearing before the officer if the officer can identify the individual by means of inspecting:
172172
173173 (a) An unexpired passport, an unexpired driver's license or a driver's license that has not been expired for more than five (5) years, a government-issued nondriver identification card, a Mississippi voter ID card or an unexpired photographic identification card issued by a federally recognized Indian tribe or nation; or
174174
175175 (b) Another form of government identification issued to an individual which is not expired, contains the signature and a photograph of the individual, and is satisfactory to the officer.
176176
177177 (3) A notarial officer may require an individual to provide additional information or identification credentials necessary to assure the officer of the identity of the individual.
178178
179179 SECTION 8. Section 25-34-15, Mississippi Code of 1972, is amended as follows:
180180
181181 25-34-15. (1) If a notarial act relates to a statement made in or a signature executed on a record, the individual making the statement or executing the signature must appear * * * physically in person personally before the notarial officer * * * at the time of the notarial act.
182182
183183 (2) As used in this section, "appear personally" means:
184184
185185 (a) An individual is in the physical presence of a notarial officer; or
186186
187187 (b) A remotely located individual appears before a notary public by communication technology in compliance with Section 6(3) of this act and the rules adopted pursuant to Section 26 of this act.
188188
189189 (3) Notwithstanding subsection (2) of this section, in performing a remote ink-signed notarization or remote online notarization, a notary public has satisfactory evidence of the identity of an individual appearing personally before the notary public if the notary public can identify the individual through the use of communication technology that meets the requirements of this section, any rules promulgated by the Secretary of State and by the following:
190190
191191 (a) The notary public's personal knowledge of the individual; or
192192
193193 (b) Each of the following:
194194
195195 (i) Remote presentation by the individual of a government-issued identification credential specified in subsection (2) of this section that contains the signature and photograph of the individual;
196196
197197 (ii) Credential analysis of the identification credential described by subparagraph (i) of this paragraph; and
198198
199199 (iii) Identity proofing of the individual; or
200200
201201 (c) A valid public key certificate that complies with the rules promulgated by the Secretary of State.
202202
203203 (4) A notarial officer may require an individual to provide additional information or identification credentials necessary to assure the officer of the identity of the individual.
204204
205205 SECTION 9. Section 25-34-17, Mississippi Code of 1972, is amended as follows:
206206
207207 25-34-17. (1) A notarial officer may refuse to perform a notarial act if the officer knows or suspects the transaction is illegal, false or deceptive, or if the officer is not satisfied that:
208208
209209 (a) The individual executing the record is competent;
210210
211211 (b) The individual executing the record has the capacity to execute the record;
212212
213213 (c) The individual's signature is knowingly and voluntarily made; or
214214
215215 (d) The notarial act is in compliance with this chapter or with rules issued by the Secretary of State to implement this chapter.
216216
217217 (2) A notarial officer may refuse to perform a notarial act unless refusal is prohibited by any law other than this chapter.
218218
219219 (3) A notary may not be required to perform a notarial act outside the notary's regular workplace or business hours.
220220
221221 (4) A notary public shall refuse a request that would require the notary to:
222222
223223 (a) Use an electronic notarization system or a communication technology that the notary does not know how to operate; or
224224
225225 (b) Use an electronic notarization system or communication technology that does not meet the requirements of this act or standards adopted by the laws of the state and/or rules promulgated by the Office of the Secretary of State.
226226
227227 SECTION 10. Section 25-34-19, Mississippi Code of 1972, is brought forward as follows:
228228
229229 25-34-19. If an individual is physically unable to sign a record, the individual may direct an individual other than the notarial officer to sign the individual's name on the record. The notarial officer shall insert "Signature affixed by (name of other individual) at the direction of (name of individual)" or words of similar import.
230230
231231 SECTION 11. Section 25-34-21, Mississippi Code of 1972, is brought forward as follows:
232232
233233 25-34-21. (1) A notarial act may be performed in this state by:
234234
235235 (a) A notary public of this state;
236236
237237 (b) An elected judge, a clerk or deputy clerk of a court of this state; or
238238
239239 (c) The Mississippi Secretary of State or a Mississippi Assistant Secretary of State.
240240
241241 (2) The signature and title of an individual performing a notarial act in this state are prima facie evidence that the signature is genuine and that the individual holds the designated title.
242242
243243 (3) The signature and title of a notarial officer described in subsection (1) conclusively establish the authority of the officer to perform the notarial act.
244244
245245 SECTION 12. Section 25-34-23, Mississippi Code of 1972, is brought forward as follows:
246246
247247 25-34-23. (1) A notarial act performed in another state has the same effect under the law of this state as if performed by a notarial officer of this state, if the act performed in that state is performed by:
248248
249249 (a) A notary public of that state;
250250
251251 (b) A judge, a clerk or a deputy clerk of a court of that state; or
252252
253253 (c) Any other individual authorized by the law of that state to perform the notarial act.
254254
255255 (2) The signature and title of an individual performing a notarial act in another state is prima facie evidence that the signature is genuine and that the individual holds the designated title.
256256
257257 (3) The signature and title of a notarial officer described in subsection (1)(a) or (b) conclusively establish the authority of the officer to perform the notarial act.
258258
259259 SECTION 13. Section 25-34-25, Mississippi Code of 1972, is brought forward as follows:
260260
261261 25-34-25. (1) A notarial act performed under the authority and in the jurisdiction of a federally recognized Indian tribe has the same effect under the laws of this state as if performed by a notarial officer of this state, if the act performed in the jurisdiction of the tribe is performed by:
262262
263263 (a) A notary public authorized by the tribe;
264264
265265 (b) A judge, a clerk or a deputy clerk of a court of that tribe; or
266266
267267 (c) Any other individual authorized by the law of the tribe to perform the notarial act.
268268
269269 (2) The signature and title of an individual performing a notarial act under the authority of and in the jurisdiction of a federally recognized Indian tribe is prima facie evidence that the signature is genuine and that the individual holds the designated title.
270270
271271 (3) The signature and title of a notarial officer described in subsection (1)(a) or (b) conclusively establish the authority of the officer to perform the notarial act.
272272
273273 SECTION 14. Section 25-34-27, Mississippi Code of 1972, is brought forward as follows:
274274
275275 25-34-27. (1) A notarial act performed under federal law has the same effect under the laws of this state as if performed by a notarial officer of this state, if the act performed under federal law is performed by:
276276
277277 (a) A judge, clerk or deputy clerk of a court;
278278
279279 (b) An individual in military service or performing duties under the authority of military service who is authorized to perform notarial acts under federal law;
280280
281281 (c) An individual designated a notarizing officer by the United States Department of State for performing notarial acts overseas; or
282282
283283 (d) Any other individual authorized by federal law to perform the notarial act.
284284
285285 (2) The signature and title of an individual acting under federal authority and performing a notarial act are prima facie evidence that the signature is genuine and that the individual holds the designated title.
286286
287287 (3) The signature and title of an officer described in subsection (1)(a), (b) or (c) conclusively establish the authority of the officer to perform the notarial act.
288288
289289 SECTION 15. Section 25-34-29, Mississippi Code of 1972, is amended as follows:
290290
291291 25-34-29. (1) In this section, "foreign state" means a government other than the United States, a state of the United States or a federally recognized Indian tribe.
292292
293293 (2) If a notarial act is performed under the authority and in the jurisdiction of a foreign state or constituent unit of the foreign state or is performed under the authority of a multinational or international governmental organization, the act has the same effect under the law of this state as though performed by a notarial officer of this state.
294294
295295 (3) If the title of office and indication of authority to perform notarial acts in a foreign state appears in a digest of foreign law or in a list customarily used as a source for that information, the authority of an officer with that title to perform notarial acts is established conclusively.
296296
297297 (4) The signature and official seal of an individual holding an office described in subsection (3) of this section are prima facie evidence that the signature is genuine and the individual holds the designated title.
298298
299299 (5) An apostille in the form prescribed by the Hague Convention of October 5, 1961, and issued by a foreign state party to the Convention conclusively establishes that the signature of the notarial officer is genuine and that the officer holds the indicated office.
300300
301301 (6) A consular authentication issued by an individual designated by the United States Department of State as a notarizing officer for performing notarial acts overseas and attached to the record with respect to which the notarial act is performed conclusively establishes that the signature of the notarial officer is genuine and that the officer holds the indicated office.
302302
303303 SECTION 16. Section 25-34-31, Mississippi Code of 1972, is amended as follows:
304304
305305 25-34-31. (1) A notarial act must be evidenced by a certificate. The certificate must:
306306
307307 (a) Be executed contemporaneously with the performance of the notarial act;
308308
309309 (b) Be signed and dated by the notarial officer and, if the notarial officer is a notary public, be signed in the same manner as on file with the Secretary of State;
310310
311311 (c) Identify the jurisdiction in which the notarial act is performed;
312312
313313 (d) Contain the title of the office of the notarial officer; and
314314
315315 (e) If the notarial officer is a notary public, indicate the date of expiration of the notary public's commission.
316316
317317 (2) If a notarial act regarding a tangible record is performed by a notary public, the notary public's official seal must be affixed to the certificate. If a notarial act is performed regarding a tangible record by a notarial officer other than a notary public and the certificate contains the information specified in subsection (1)(b), (c) and (d) of this section, the notarial officer's official seal may be affixed to the certificate. If a notarial act regarding an electronic record is performed by a notarial officer and the certificate contains the information specified in subsection (1)(b), (c) and (d) of this section, the notarial officer's official seal may be attached to or logically associated with the certificate.
318318
319319 (3) In addition to the information specified in subsection (1) of this section, a certificate of a remote ink-signed notarization or remote online notarization must indicate that the notarial act was performed using communication technology. A certificate subject to this subsection is sufficient if it:
320320
321321 (a) Is in the form provided in subsection 2(e) or (f) of Section 89-3-7, Mississippi Code of 1972, or otherwise contains a statement substantially as follows: "This notarial act involved the use of communication technology"; or
322322
323323 (b) Complies with rules under Section 26 of this act.
324324
325325 ( * * *34) The party drafting a record that is the subject of a notarial act is responsible for the form of the certificate, its wording and legal sufficiency. A notary public is not required to draft, edit or amend a certificate where the record presented does not contain an acceptable certificate; instead, the notary must refuse to perform the notarial act with respect to the record.
326326
327327 ( * * *45) A certificate of a notarial act is sufficient if it meets the requirements of subsections (1) and (2) of this section and:
328328
329329 (a) Is in a form otherwise permitted by the law of this state;
330330
331331 (b) Is in a form permitted by the law applicable in the jurisdiction in which the notarial act was performed; or
332332
333333 (c) Sets forth the actions of the notarial officer and the actions are sufficient to meet the requirements of the notarial act as provided in Sections 25-34-7, 25-34-9, 25-34-11 and 25-34-15 or any law of this state other than this chapter.
334334
335335 ( * * *56) By executing a certificate of a notarial act, a notarial officer certifies that the officer has complied with the requirements and made the determinations specified in Sections 25-34-7, 25-34-9, 25-34-11 and 25-34-15.
336336
337337 ( * * *67) A notarial officer may not affix the officer's signature to, or logically associate it with, a certificate until the notarial act has been performed.
338338
339339 ( * * *78) If a notarial act is performed regarding a tangible record, a certificate must be part of, or securely attached to, the record. If a notarial act is performed regarding an electronic record, the certificate must be affixed to, or logically associated with, the electronic record. If the Secretary of State has established standards under Section 25-34-39 for attaching, affixing or logically associating the certificate, the process must conform to those standards.
340340
341341 ( * * *89) The signature of a notarial officer certifying a notarial act may not be deemed evidence to show that the notarial officer had knowledge of the contents of the record so signed, other than those specific contents which constitute the signature, execution, acknowledgment, oath, affirmation, affidavit, verification or other act which the signature of that notarial officer chronicles.
342342
343343 SECTION 17. Section 25-34-33, Mississippi Code of 1972, is amended as follows:
344344
345345 25-34-33. (1) Every notary public appointed and commissioned must procure, at his or her own expense, a suitable official seal. The official seal of a notary public must:
346346
347347 (a) Include the notary public's name, jurisdiction, commission expiration date and other information required by the Secretary of State; and
348348
349349 (b) Be capable of being copied together with the record to which it is affixed or attached or with which it is logically associated.
350350
351351 (2) The board of supervisors of every county must provide an official seal, with the inscription "notary public" around the margin and the image of an eagle in the center, which official seal must be kept in the office of the clerk of the circuit court. A judge, chancellor, clerk or deputy clerk of a court of this state, the Mississippi Secretary of State or an Assistant Secretary of State of this state may use the official seal to perform a notarial act under Section 25-34-21(1)(b) or (c).
352352
353353 (3) On the death or adjudication of incompetency of a current or former notary public, the notary public's personal representative or guardian or any other person knowingly in possession of the official seal shall destroy or deface, as soon as reasonably practicable, all official seals of the notary public so that they may not be misused.
354354
355355 SECTION 18. Section 25-34-35, Mississippi Code of 1972, is brought forward as follows:
356356
357357 25-34-35. (1) A notary public is responsible for the security of the notary public's stamping device and may not allow another individual to use the device to perform a notarial act. On resignation from, or the revocation or expiration of, the notary public's commission, or on the expiration of the date set forth in the stamping device, if any, the notary public must disable the stamping device by destroying, defacing, damaging, erasing or securing it against use in a manner that renders it unusable. On the death or adjudication of incompetency of a notary public, the notary public's personal representative or guardian or any other person knowingly in possession of the stamping device must render it unusable by destroying, defacing, damaging, erasing or securing it against use in a manner that renders it unusable.
358358
359359 (2) If a notary public's stamping device is lost or stolen, the notary public or the notary public's personal representative or guardian must notify promptly the Secretary of State upon discovery that the device is lost or stolen.
360360
361361 SECTION 19. Section 25-34-37, Mississippi Code of 1972, is amended as follows:
362362
363363 25-34-37. (1) A notary public must maintain a journal in which the notary public chronicles all notarial acts that the notary public performs. If a notary public performs a remote ink-signed notarization or remote online notarization, the notary public, or a person acting on behalf of the notary public, shall make an audiovisual recording of the performance of the notarial act.
364364
365365 (2) A journal must be created on a tangible or electronic medium. A notary public shall maintain only one (1) journal at a time to chronicle all notarial acts * * *, whether those notarial acts are performed * * * regarding tangible or electronic records. If the journal is tangible, it must be a permanent, bound register with numbered pages. An electronic journal must conform to specifications set forth in rules by the Secretary of State.
366366
367367 (3) An entry in a journal must be made contemporaneously with performance of the notarial act and contain the following information:
368368
369369 (a) The date and time of the notarial act;
370370
371371 (b) A description of the record, if any, and type of notarial act;
372372
373373 (c) The full name and address of each individual for whom the notarial act is performed;
374374
375375 (d) If the identity of the individual is based on personal knowledge, a statement to that effect;
376376
377377 (e) If the identity of the individual is based on satisfactory evidence, a brief description of the method of identification and the identification credential presented, if any, including the date of issuance and expiration of any identification credential;
378378
379379 (f) The address where the notarial act was performed if not at the notary's business address; * * * and
380380
381381 (g) If the notarial act is performed using an electronic notarization system or communication technology, or both, a notation identifying the system or technology, or both that was used; and
382382
383383 ( * * *gh) The fee, if any, charged by the notary public.
384384
385385 (4) If the journal of a notary public is lost or stolen, the notary public must notify promptly the Secretary of State upon discovery that the journal is lost or stolen.
386386
387387 (5) On resignation from, or the revocation or suspension of, a notary public's commission, the notary public must deposit all journal records with the circuit clerk of the county of residence of the notary public.
388388
389389 (6) Upon the death or adjudication of incompetency of a current or former notary public, the notary public's personal representative or guardian or any other person knowingly in possession of the journal shall:
390390
391391 (a) Notify the Secretary of State of the death or adjudication in writing; * * * and
392392
393393 (b) Within thirty (30) days of death or adjudication of incompetency, transmit all journal records to the circuit clerk of the county of residence of the notary public * * *.; and
394394
395395 (c) Within thirty (30) days of death or adjudication of incompetency, transmit all audiovisual recordings required under subsection (1) of this section and Section 6(3)(c) of this act to the Secretary of State or a repository designated by the Secretary of State for retention. Unless a different period is required by the rules adopted under Section 26 of this act, the recording must be retained for at least seven (7) years after the audiovisual recording is made.
396396
397397 SECTION 20. Section 25-34-39, Mississippi Code of 1972, is brought forward as follows:
398398
399399 25-34-39. (1) A notary public may perform a notarial act with respect to electronic records pursuant to this chapter.
400400
401401 (2) The Secretary of State has the sole power to determine the methods by which notarial acts with respect to electronic records may be implemented in this state. Those methods must be set forth in rules promulgated by the Secretary of State.
402402
403403 (3) A notary public seeking to perform notarial acts with respect to electronic records must file an additional registration with the Secretary of State subsequent to being granted a notary commission.
404404
405405 SECTION 21. Section 25-34-41, Mississippi Code of 1972, is brought forward as follows:
406406
407407 25-34-41. (1) An individual qualified under subsection (2) may apply to the Secretary of State for a commission as a notary public. The applicant must comply with and provide the information required by rules established by the Secretary of State and pay any application fee.
408408
409409 (2) An applicant for a commission as a notary public must:
410410
411411 (a) Be at least eighteen (18) years of age;
412412
413413 (b) Be a citizen or permanent legal resident of the United States;
414414
415415 (c) Be a resident of Mississippi for not less than thirty (30) days immediately preceding the date of the application;
416416
417417 (d) Be able to read and write English;
418418
419419 (e) Not be disqualified to receive a commission under Section 25-34-43; and
420420
421421 (f) Meet such other requirements as the Secretary of State may establish by rule.
422422
423423 (3) Before issuance of a commission as a notary public, an applicant for the commission must execute the oath of office prescribed by Section 268 of the Constitution and submit it to the Secretary of State.
424424
425425 (4) Before issuance of a commission as a notary public, the applicant for a commission must submit to the Secretary of State an assurance in the form of a surety bond or its functional equivalent in the amount of Five Thousand Dollars ($5,000.00) pursuant to the rules set forth by the Secretary of State. The assurance must be issued by a surety or other entity licensed by the Mississippi Department of Insurance. The assurance must cover acts performed during the term of the notary public's commission and must be in the form prescribed by the Secretary of State. If a notary public violates a law with respect to notaries public in this state, the surety or issuing entity is liable under the assurance. The surety or issuing entity must give thirty (30) days' notice to the Secretary of State before canceling the assurance. The surety or issuing entity must notify the Secretary of State not later than thirty (30) days after making a payment to a claimant under the assurance. A notary public may perform notarial acts in this state only during the period that a valid assurance is on file with the Secretary of State.
426426
427427 (5) On compliance with this section, the Secretary of State shall issue a commission as a notary public to an applicant for a term of four (4) years.
428428
429429 (6) A commission to act as a notary public authorizes the notary public to perform notarial acts. The commission does not provide the notary public any immunity or benefit conferred by the laws of this state on public officials or employees.
430430
431431 SECTION 22. Section 25-34-43, Mississippi Code of 1972, is brought forward as follows:
432432
433433 25-34-43. (1) The Secretary of State may deny, refuse to renew, revoke, suspend or impose a condition on a commission as notary public for any act or omission that demonstrates the individual lacks the honesty, integrity, competence or reliability to act as a notary public, including:
434434
435435 (a) Failure to comply with this chapter;
436436
437437 (b) A fraudulent, dishonest or deceitful misstatement or omission in the application for a commission as a notary public submitted to the Secretary of State;
438438
439439 (c) A conviction of any felony, including a plea of nolo contendere, of the applicant or notary public, unless released from incarceration more than ten (10) years before the commission is to take effect or, if no incarceration is ordered, more than ten (10) years from the conviction date have passed;
440440
441441 (d) A conviction, including a plea of nolo contendere, of the applicant or notary public for any crime determined by the Secretary of State to be of a nature incompatible with the duties of a notary public;
442442
443443 (e) Failure by the notary public to discharge any duty required of a notary public, whether required by this chapter, rules of the Secretary of State or any federal or state law;
444444
445445 (f) Use of false or misleading advertising or representation by the notary public representing that the notary has a duty, right or privilege that the notary does not have;
446446
447447 (g) Violation by the notary public of a rule of the Secretary of State regarding a notary public;
448448
449449 (h) Denial, refusal to renew, revocation, suspension or conditioning of a notary public commission in another state;
450450
451451 (i) Failure of the notary public to maintain an assurance as provided in Section 25-34-41(4); or
452452
453453 (j) Failure to maintain and protect the notary's journal as required by this chapter and any rules promulgated by the Secretary of State under this chapter.
454454
455455 (2) If the Secretary of State denies, refuses to renew, revokes, suspends or imposes conditions on a commission as a notary public, the applicant or notary public is entitled to file an appeal in proper form with the Secretary of State within forty-five (45) days after the Secretary of State's action, except that an applicant may not appeal when the Secretary of State, within five (5) years preceding the application, has:
456456
457457 (a) Denied or revoked for disciplinary reasons any previous application, commission or license of the applicant; or
458458
459459 (b) Made a finding under this chapter that the grounds for revocation of the applicant's commission existed.
460460
461461 (3) The authority of the Secretary of State to deny, refuse to renew, suspend, revoke or impose conditions on a commission as a notary public does not prevent a person from seeking and obtaining other criminal or civil remedies provided by law.
462462
463463 SECTION 23. Section 25-34-45, Mississippi Code of 1972, is brought forward as follows:
464464
465465 25-34-45. The Secretary of State must maintain an electronic database of notaries public:
466466
467467 (a) Through which a person may verify the authority of a notary public to perform notarial acts; and
468468
469469 (b) Which indicates whether a notary public has notified the Secretary of State that the notary public will be performing notarial acts on electronic records.
470470
471471 SECTION 24. Section 25-34-47, Mississippi Code of 1972, is brought forward as follows:
472472
473473 25-34-47. (1) A commission as a notary public does not authorize an individual to:
474474
475475 (a) Assist persons in drafting legal records, give legal advice or otherwise practice law;
476476
477477 (b) Act as an immigration consultant or an expert on immigration matters;
478478
479479 (c) Represent a person in a judicial or administrative proceeding relating to immigration to the United States, United States citizenship or related matters; or
480480
481481 (d) Receive compensation for performing any of the activities listed in this subsection.
482482
483483 (2) A notary public may not engage in false or deceptive advertising.
484484
485485 (3) A notary public who is not an attorney licensed to practice law in this state may not use the term "notario" or "notario publico."
486486
487487 (4) A notary public who is not an attorney licensed to practice law in this state may not advertise or represent that the notary public may assist persons in drafting legal records, give legal advice or otherwise practice law. If a notary public who is not an attorney licensed to practice law in this state in any manner advertises or represents that the notary public offers notarial services, whether orally or in a record, including broadcast media, print media and the Internet, the notary public must include the following statement, or an alternate statement authorized or required by the Secretary of State, in the advertisement or representation, prominently and in each language used in the advertisement or representation: "I am not an attorney licensed to practice law in this state. I am not allowed to draft legal records, give advice on legal matters, including immigration, or charge a fee for those activities." If the form of advertisement or representation is not broadcast media, print media or the Internet and does not permit inclusion of the statement required by this subsection because of size, it must be displayed prominently or provided at the place of performance of the notarial act before the notarial act is performed.
488488
489489 (5) Except as otherwise allowed by law, a notary public may not withhold access to or possession of an original record provided by a person that seeks performance of a notarial act by the notary public.
490490
491491 (6) Failure to comply with subsections (1) through (5) constitutes an unfair or deceptive act under Section 75-24-5.
492492
493493 (7) A person who knowingly and willfully violates subsections (1) through (5) is guilty of a misdemeanor, and upon conviction, shall be fined in an amount not to exceed One Thousand Dollars ($1,000.00).
494494
495495 (8) Upon a second conviction of any person under subsections (1) through (5), the offenses being committed within a period of five (5) years, the person is guilty of a misdemeanor, and upon conviction, shall be punished by imprisonment in the county jail for a period not to exceed one (1) year or a fine in an amount not to exceed One Thousand Dollars ($1,000.00), or both.
496496
497497 (9) Upon a third or subsequent conviction of any person for violation of subsections (1) through (5), the offenses being committed within a period of five (5) years, the person is guilty of a felony, and upon conviction, shall be punished by confinement in the custody of the Mississippi Department of Corrections for a period not to exceed five (5) years or a fine in an amount not to exceed Five Thousand Dollars ($5,000.00), or both.
498498
499499 (10) Criminal convictions in other jurisdictions for violations of substantially similar provisions to those contained in subsections (1) through (5) are counted in computing whether a violation under subsections (1) through (5) is a first, second, third or subsequent offense.
500500
501501 SECTION 25. Section 25-34-49, Mississippi Code of 1972, is brought forward as follows:
502502
503503 25-34-49. Except as otherwise provided in Section 25-34-7(2), the failure of a notarial officer to perform a duty or meet a requirement specified in this chapter does not invalidate a notarial act performed by the notarial officer. The validity of a notarial act under this chapter does not prevent an aggrieved person from seeking to invalidate the record or transaction that is the subject of the notarial act or from seeking other remedies based on the laws of this state other than this chapter or the laws of the United States. This section does not validate a purported notarial act performed by an individual who does not have the authority to perform notarial acts.
504504
505505 SECTION 26. Section 25-34-51, Mississippi Code of 1972, is amended as follows:
506506
507507 25-34-51. (1) The Secretary of State may adopt any rules necessary to implement this chapter after complying with the Mississippi Administrative Procedures Law * * *., including, but not limited to, rules that:
508508
509509 (a) Prescribe the manner of performing notarial acts regarding tangible and electronic records;
510510
511511 (b) Establish standards for communication technology and identity proofing, including the use of credential analysis, dynamic knowledge-based authentication, biometrics or other means of identification;
512512
513513 (c) Establish requirements or procedures to approve providers of communication technology and the process of identity proofing; and
514514
515515 (d) Establish standards and periods for the retention of an audiovisual recording created under Section 6(3)(c) of this act and Section 19(1) of this act of the performance of a notarial act.
516516
517517 (2) Before adopting, amending or repealing rules about the performance of a notarial act, with respect to a remotely located individual, the Secretary of State shall consider, if consistent:
518518
519519 (a) The most recent standards regarding the performance of a notarial act with respect to remotely located individuals promulgated by national standard-setting organizations, including the National Association of Secretaries of State; and
520520
521521 (b) Standards, practices and customs of other jurisdictions that enact a statute substantially similar to this section.
522522
523523 (3) Rules adopted regarding the performance of notarial acts with respect to electronic records, electronic notarization systems or communication technology may not require or accord legal status or effect to the implementation or application of a specific system, technology or technical specification.
524524
525525 SECTION 27. Section 25-34-53, Mississippi Code of 1972, is amended as follows:
526526
527527 25-34-53. A commission as a notary public in effect on July 1, * * * 2021 2025, continues until its date of expiration. A notary public who applies to renew a commission as a notary public on or after July 1, * * * 2021 2025, is subject to and must comply with this chapter. A notary public, in performing notarial acts after July 1, * * * 2021 2025, must comply with this chapter.
528528
529529 SECTION 28. Section 25-34-55, Mississippi Code of 1972, is amended as follows:
530530
531531 25-34-55. This chapter does not affect the validity or effect of a notarial act performed before July 1, * * * 2021 2025.
532532
533533 SECTION 29. Section 25-34-57, Mississippi Code of 1972, is brought forward as follows:
534534
535535 25-34-57. This chapter modifies, limits and supersedes the Electronic Signatures in Global and National Commerce Act, 15 USC Section 7001 et seq., but does not modify, limit or supersede Section 101(c) of that act, 15 USC Section 7001(c), or authorize electronic delivery of any of the notices described in Section 103(b) of that act, 15 USC Section 7003(b).
536536
537537 SECTION 30. Section 89-3-7, Mississippi Code of 1972, is amended as follows:
538538
539539 89-3-7. (1) The following long forms of acknowledgment may be used in the case of conveyances * * * or, other written instruments affecting real or personal property, or other electronic methods affecting real or personal property as outlined in Chapter 34 of Title 25, Mississippi Code of 1972; and any acknowledgment so taken and certified shall be sufficient to satisfy all requirements of law:
540540
541541 (a) In the case of natural persons acting in their own right:
542542
543543 "STATE OF __________________
544544
545545 COUNTY OF __________________
546546
547547 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who acknowledged that (he) (she) (they) executed the above and foregoing instrument.
548548
549549 __________________________________________________
550550
551551 (Signature of notarial officer)
552552
553553 __________________________________________________
554554
555555 (Title of office)
556556
557557 My commission expires:
558558
559559 ______________________"
560560
561561 [_____] This notarial act involved the use of communication technology.
562562
563563 (Affix official seal, if applicable)
564564
565565 (b) In the case of corporations:
566566
567567 "STATE OF __________________
568568
569569 COUNTY OF __________________
570570
571571 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20_____, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named _________________, who acknowledged that (he) (she) is ________ of ________, a ________ corporation, and that for and on behalf of the said corporation, and as its act and deed (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation so to do.
572572
573573 __________________________________________________
574574
575575 (Signature of notarial officer)
576576
577577 __________________________________________________
578578
579579 (Title of office)
580580
581581 My commission expires:
582582
583583 ______________________"
584584
585585 [_____] This notarial act involved the use of communication technology.
586586
587587 (Affix official seal, if applicable)
588588
589589 (c) In the case of a corporate general partner of a limited partnership:
590590
591591 "STATE OF __________________
592592
593593 COUNTY OF __________________
594594
595595 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this________ day of________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named________, who acknowledged to me that (he) (she) is________ of________, a ________ corporation and general partner of________, a________ limited partnership, and that for and on behalf of said corporation as general partner of said limited partnership, and as the act and deed of said corporation as general partner of said limited partnership, and as the act and deed of said limited partnership, (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation and said limited partnership so to do.
596596
597597 __________________________________________________
598598
599599 (Signature of notarial officer)
600600
601601 __________________________________________________
602602
603603 (Title of office)
604604
605605 My commission expires:
606606
607607 ______________________"
608608
609609 [_____] This notarial act involved the use of communication technology.
610610
611611 (Affix official seal, if applicable)
612612
613613 (d) In the case of a corporate member of a member-managed limited liability company:
614614
615615 "STATE OF __________________
616616
617617 COUNTY OF __________________
618618
619619 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this________ day of ________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who acknowledged to me that (he) (she) is ________ of ________, a ________ corporation and member of ________, a ________ member-managed limited liability company, and that for and on behalf of said corporation as member of said limited liability company, and as the act and deed of said corporation as member of said limited liability company, and as the act and deed of said limited liability company, (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation and said limited liability company so to do.
620620
621621 __________________________________________________
622622
623623 (Signature of notarial officer)
624624
625625 __________________________________________________
626626
627627 (Title of office)
628628
629629 My commission expires:
630630
631631 ______________________"
632632
633633 [_____] This notarial act involved the use of communication technology.
634634
635635 (Affix official seal, if applicable)
636636
637637 (e) In the case of a corporate manager of a manager-managed limited liability company:
638638
639639 "STATE OF __________________
640640
641641 COUNTY OF __________________
642642
643643 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this________ day of________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named________, who acknowledged to me that (he) (she) is________ of________, a ________ corporation and manager of________, a________ manager-managed limited liability company, and that for and on behalf of said corporation as manager of said limited liability company, and as the act and deed of said corporation as manager of said limited liability company, and as the act and deed of said limited liability company, (he) (she) executed the above and foregoing instrument, after first having been duly authorized by said corporation and said limited liability company so to do.
644644
645645 __________________________________________________
646646
647647 (Signature of notarial officer)
648648
649649 __________________________________________________
650650
651651 (Title of office)
652652
653653 My commission expires:
654654
655655 ______________________"
656656
657657 [_____] This notarial act involved the use of communication technology.
658658
659659 (Affix official seal, if applicable)
660660
661661 (f) In the case of persons acting in representative capacities:
662662
663663 "STATE OF __________________
664664
665665 COUNTY OF __________________
666666
667667 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20______, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who acknowledged that (he) (she) is ________ of ________, and that in said representative capacity (he) (she) executed the above and foregoing instrument, after first having been duly authorized so to do.
668668
669669 __________________________________________________
670670
671671 (Signature of notarial officer)
672672
673673 __________________________________________________
674674
675675 (Title of office)
676676
677677 My commission expires:
678678
679679 ______________________"
680680
681681 [_____] This notarial act involved the use of communication technology.
682682
683683 (Affix official seal, if applicable)
684684
685685 (g) In the case of proof of execution of the instrument made by a subscribing witness:
686686
687687 "STATE OF __________________
688688
689689 COUNTY OF __________________
690690
691691 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20_____, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, CD, one of the subscribing witnesses to the above and foregoing instrument, who, being first duly sworn, states that (he) (she) saw the within (or above) named AB, whose name is subscribed thereto, sign and deliver the same to EF (or that (he) (she) heard AB acknowledge that (he) (she) signed and delivered the same to EF); and that the affiant subscribed (his) (her) name as witness thereto in the presence of AB.
692692
693693 __________________________________________________
694694
695695 (Signature of notarial officer)
696696
697697 __________________________________________________
698698
699699 (Title of office)
700700
701701 My commission expires:
702702
703703 ______________________"
704704
705705 [_____] This notarial act involved the use of communication technology.
706706
707707 (Affix official seal, if applicable)
708708
709709 (h) In the case of any business organization, foreign or domestic:
710710
711711 "STATE OF __________________
712712
713713 COUNTY OF __________________
714714
715715 Personally or, by use of an e-notary vendor, digitally appeared before me, the undersigned authority in and for the said county and state, on this ________ day of ________, 20________, within my jurisdiction or satisfactorily to the requirements of Section 25-34-11, the within named ________, who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed in the above and foregoing instrument and acknowledged that he/she/they executed the same in his/her/their representative capacity(ies), and that by his/her/their signature(s) on the instrument, and as the act and deed of the person(s) or entity(ies) upon behalf of which he/she/they acted, executed the above and foregoing instrument, after first having been duly authorized so to do.
716716
717717 __________________________________________________
718718
719719 (Signature of notarial officer)
720720
721721 __________________________________________________
722722
723723 (Title of office)
724724
725725 My commission expires:
726726
727727 ______________________"
728728
729729 [_____] This notarial act involved the use of communication technology.
730730
731731 (Affix official seal, if applicable)
732732
733733 (2) The following short form certificates of notarial acts are sufficient for the purposes indicated if the certificate complies with Section 25-34-31(1) and (2):
734734
735735 (a) For an acknowledgment in an individual capacity:
736736
737737 "STATE OF _______________
738738
739739 COUNTY OF _______________
740740
741741 This record was acknowledged before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s)).
742742
743743 __________________________________________________
744744
745745 (Signature of notarial officer)
746746
747747 __________________________________________________
748748
749749 (Title of office)
750750
751751 My commission expires:
752752
753753 ______________________"
754754
755755 [_____] This notarial act involved the use of communication technology.
756756
757757 (Affix official seal, if applicable)
758758
759759 (b) For an acknowledgment in a representative capacity:
760760
761761 "STATE OF _______________
762762
763763 COUNTY OF _______________
764764
765765 This record was acknowledged before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s)) as (type of authority, such as officer or trustee) of (name of party on behalf of whom record was executed).
766766
767767 __________________________________________________
768768
769769 (Signature of notarial officer)
770770
771771 __________________________________________________
772772
773773 (Title of office)
774774
775775 My commission expires:
776776
777777 ______________________"
778778
779779 [_____] This notarial act involved the use of communication technology.
780780
781781 (Affix official seal, if applicable)
782782
783783 (c) For a verification on oath or affirmation (jurat):
784784
785785 "STATE OF __________
786786
787787 COUNTY OF __________
788788
789789 Signed and sworn to (or affirmed) before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s) making statement).
790790
791791 __________________________________________________
792792
793793 (Signature of notarial officer)
794794
795795 __________________________________________________
796796
797797 (Title of office)
798798
799799 My commission expires:
800800
801801 ______________________"
802802
803803 [_____] This notarial act involved the use of communication technology.
804804
805805 (Affix official seal, if applicable)
806806
807807 (d) For witnessing or attesting a signature:
808808
809809 "STATE OF __________
810810
811811 COUNTY OF __________
812812
813813 Signed or attested before me or in a manner that satisfies the requirements of Section 25-34-11 on (date) by (name(s) of individual(s)).
814814
815815 __________________________________________________
816816
817817 (Signature of notarial officer)
818818
819819 __________________________________________________
820820
821821 (Title of office)
822822
823823 My commission expires:
824824
825825 ______________________"
826826
827827 [_____] This notarial act involved the use of communication technology.
828828
829829 (Affix official seal, if applicable)
830830
831831 SECTION 31. This act shall take effect and be in force from and after July 1, 2025.