North Carolina 2025-2026 Regular Session

North Carolina House Bill H13 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
1	1		GENERAL ASSEMBLY OF NORTH CAROLINA
2	2		SESSION 2025
3		-	H 1
4		-	HOUSE BILL 13
	3	+	H D
	4	+	HOUSE BILL DRH30015-MU-11
	5	+
5	6
6	7
7	8		Short Title: Charges for Payments by Credit or Debit Card. (Public)
8		-	Sponsors: Representatives Warren, Ross, Setzer, and Tyson (Primary Sponsors).
9		-	For a complete list of sponsors, refer to the North Carolina General Assembly web site.
10		-	Referred to: Rules, Calendar, and Operations of the House
11		-	January 30, 2025
12		-	H13-v-1
	9	+	Sponsors: Representative Warren.
	10	+	Referred to:
	11	+
	12	+	DRH30015 -MU-11
13	13		A BILL TO BE ENTITLED 1
14	14		AN ACT TO REGULATE THE AMOUNT A MERCHANT MAY CHARGE CUSTOMERS 2
15	15		FOR PAYMENTS BY CREDIT CARD OR DEBIT CARD . 3
16	16		The General Assembly of North Carolina enacts: 4
17	17		SECTION 1. Article 13 of Chapter 66 of the General Statutes is amended by adding 5
18	18		a new section to read: 6
19	19		"§ 66-67.10. Charges for payments by credit card or debit card. 7
20	20		(a) In this section, the following definitions apply: 8
21	21		(1) Merchant. – A person that engages in the business of selling goods or services 9
22	22		at retail. 10
23	23		(2) Payment card entity. – An entity involved in facilitating or processing an 11
24	24		electronic transfer of funds between a merchant and a customer using a credit 12
25	25		card or debit card. 13
26	26		(b) A merchant operating in this State shall not impose a charge for payments by credit 14
27	27		card or debit card that is more than the charge that the merchant pays to a payment card entity to 15
28	28		facilitate or process these payments. If a merchant operating in this State advertises that it accepts 16
29	29		payments by credit card or debit card and imposes a charge for these payments, the merchant 17
30	30		shall conspicuously disclose the amount of the charge in the advertisement. 18
31	31		(c) The Secretary of Commerce may assess a civil penalty against a merchant for a 19
32	32		violation of this section. The amount of the penalty shall not exceed two thousand five hundred 20
33	33		dollars ($2,500) for the first violation or five thousand dollars ($5,000) for a subsequent violation. 21
34	34		The clear proceeds of civil penalties imposed pursuant to this subsection shall be remitted to the 22
35	35		Civil Penalty and Forfeiture Fund in accordance with G.S. 115C-457.2." 23
36	36		SECTION 2. This act becomes effective October 1, 2025, and applies to payments 24
37	37		made on or after that date. 25
	38	+	H.B. 13
	39	+	Jan 29, 2025
	40	+	HOUSE PRINCIPAL CLERK