North Carolina 2025-2026 Regular Session

North Carolina House Bill H920

Introduced
4/10/25  

Caption

NC Digital Asset Freedom Act

Impact

If passed, this legislation would significantly change the landscape of financial transactions in North Carolina by allowing residents to pay taxes using qualifying digital assets. The bill mandates reporting for transactions involving digital assets to ensure accountability and compliance with tax regulations. Additionally, the legislation aims to protect the privacy of individuals using digital assets, prohibiting the requirement for disclosing personal financial information without substantial legal grounds. As a result, it could attract tech companies and startups in the blockchain and cryptocurrency industry to establish operations in the state, potentially bolstering economic development.

Summary

House Bill 920, known as the North Carolina Digital Asset Freedom Act, seeks to formally recognize and regulate the use of digital assets as a valid medium of exchange within the state. The bill outlines specific requirements for digital assets that qualify for legal considerations, including decentralization, security, market longevity, and regulatory clarity. By defining the characteristics that these assets must meet, the bill aims to provide a structured framework for utilizing digital currencies in everyday transactions, including tax payments, thereby reinforcing North Carolina's commitment to fostering innovation and economic growth in the digital finance sector.

Contention

The introduction of the Digital Asset Freedom Act is expected to generate discussions regarding consumer protections and the implications of integrating digital currencies within the established tax framework. Some stakeholders may raise concerns about the security of digital transactions and the potential for fraud, especially as the bill includes provisions for new virtual currency customers and offers refunds in cases of fraudulent transactions. The balance between promoting innovation and ensuring robust protections against financial misconduct will be a pivotal topic in debates surrounding the future of this legislation.

Companion Bills

No companion bills found.

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