North Carolina 2025-2026 Regular Session

North Carolina Senate Bill S298 Compare Versions

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11 GENERAL ASSEMBLY OF NORTH CAROLINA
22 SESSION 2025
3-S 1
4-SENATE BILL 298
3+S D
4+SENATE BILL DRS15133-NE-79
5+
56
67
78 Short Title: Inexperienced Operator Continuous Coverage. (Public)
89 Sponsors: Senator Johnson (Primary Sponsor).
9-Referred to: Rules and Operations of the Senate
10-March 18, 2025
11-*S298 -v-1*
10+Referred to:
11+
12+*DRS15133 -NE-79*
1213 A BILL TO BE ENTITLED 1
1314 AN ACT REQUIRING DRIVERS SUBJECT TO THE INEXPERIENCED DRIVER 2
1415 PREMIUM SURCHARGE TO MAINTAIN OR BENEFIT FROM CONTINUOUS 3
1516 LIABILITY COVERAGE. 4
1617 The General Assembly of North Carolina enacts: 5
1718 SECTION 1. G.S. 20-16 reads as rewritten: 6
1819 "§ 20-16. Authority of Division to suspend license. 7
1920 (a) The Division shall have authority to suspend the license of any operator with or 8
2021 without a preliminary hearing upon a showing by its records or other satisfactory evidence that 9
2122 the licensee: 10
2223 … 11
2324 (6a) Has violated G.S. 20-309(a3); 12
2425 …." 13
2526 SECTION 2. G.S. 20-309 reads as rewritten: 14
2627 "§ 20-309. Financial responsibility prerequisite to registration; must be maintained 15
2728 throughout registration period. 16
2829 … 17
2930 (a3) No person subject to an inexperienced operator premium surcharge pursuant to 18
3031 G.S. 58-36-65(k) shall operate a motor vehicle unless the liability insurance policy benefiting 19
3132 that person includes any required premium surcharge. This subsection shall not apply to persons 20
3233 who demonstrate financial responsibility in an authorized manner other than a liability insurance 21
3334 policy. 22
3435 …." 23
3536 SECTION 3. G.S. 20-309.2 reads as rewritten: 24
3637 "§ 20-309.2. Insurer shall notify Division of actions on insurance policies. 25
3738 (a) Notice Required. – An insurer shall notify the Division upon any of the following 26
3839 with regard to a motor vehicle liability policy: 27
3940 … 28
4041 (4) A person subject to an inexperienced operator premium surcharge pursuant to 29
4142 G.S. 58-36-65(k) is added or removed from the policy's coverage. 30
4243 (a1) Division Records. – The Division shall ensure that its records accurately reflect the 31
4344 insurance coverage status of of: (i) each owner of a motor vehicle registered or required to be 32
4445 registered in this State and (ii) persons subject to an inexperienced operator premium surcharge 33
4546 pursuant to G.S. 58-36-65 by reconciling all notices received under this section pertaining to that 34
4647 individual or motor vehicle owner. A termination notice received under subdivision (2) of 35
47-subsection (a) of this section shall not be recorded as a lapse in financial responsibility or initiate 36 General Assembly Of North Carolina Session 2025
48-Page 2 Senate Bill 298-First Edition
48+subsection (a) of this section shall not be recorded as a lapse in financial responsibility or initiate 36
49+FILED SENATE
50+Mar 17, 2025
51+S.B. 298
52+PRINCIPAL CLERK General Assembly Of North Carolina Session 2025
53+Page 2 DRS15133-NE-79
4954 action by the Division under G.S. 20-311 if an earlier notice received by the Division under this 1
5055 section establishes that the owner of the motor vehicle has met the duty to have continuous 2
5156 financial responsibility for the vehicle, as required under G.S. 20-309, through a motor vehicle 3
5257 liability policy that is not the subject of the later termination notice. 4
5358 …." 5
5459 SECTION 4. This act becomes effective October 1, 2025. 6