12 | 13 | | A BILL TO BE ENTITLED 1 |
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13 | 14 | | AN ACT TO REMOVE BARRIERS TO EMPLOYMENT FOR PEOPLE WITH 2 |
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14 | 15 | | DISABILITIES BY REMOVING THE UNEARNED INCOME LIMIT AND THE 3 |
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15 | 16 | | RESOURCE LIMIT FROM THE HEALTH COVERAGE FOR WORKERS WITH 4 |
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16 | 17 | | DISABILITIES ACT UNDER THE MEDICAID PROGRAM. 5 |
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17 | 18 | | The General Assembly of North Carolina enacts: 6 |
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18 | 19 | | SECTION 1. No later than 90 days after this act becomes law, the Department of 7 |
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19 | 20 | | Health and Human Services, Division of Health Benefits, shall submit the necessary 8 |
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20 | 21 | | documentation to the Centers for Medicare and Medicaid Services (CMS) for approval to remove 9 |
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21 | 22 | | the unearned income limit and the resource limit from the eligibility requirements for the Health 10 |
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22 | 23 | | Coverage for Workers with Disabilities Medicaid eligibility category. Upon approval by CMS 11 |
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23 | 24 | | of the removal of the unearned income and resource limits, the Secretary of the Department of 12 |
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24 | 25 | | Health and Human Services shall notify the Revisor of Statutes of the effective date approved by 13 |
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25 | 26 | | CMS for the removal. 14 |
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26 | 27 | | SECTION 2.(a) G.S. 108A-66.1 reads as rewritten: 15 |
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27 | 28 | | "§ 108A-66.1. Medicaid buy-in for workers with disabilities. 16 |
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28 | 29 | | (a) Title. – This section may be cited as the Health Coverage for Workers With 17 |
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29 | 30 | | Disabilities Act. The Department shall implement a Medicaid buy-in eligibility category as 18 |
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30 | 31 | | permitted under P.L. 106-170, Ticket to Work and Work Incentives Improvement Act of 1999. 19 |
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31 | 32 | | The Department shall establish rules, policies, and procedures to implement this act in 20 |
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32 | 33 | | accordance with this section. 21 |
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33 | 34 | | … 22 |
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34 | 35 | | (c) Eligibility. – An Except as provided in subsection (c1) of this section, an individual 23 |
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35 | 36 | | is eligible for HCWD if:if all of the following apply: 24 |
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36 | 37 | | (1) The individual is at least 16 years of age and is less than 65 years of age;age. 25 |
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37 | 38 | | (2) The individual either meets Social Security Disability criteria, criteria or the 26 |
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38 | 39 | | individual has been enrolled in HCWD and then becomes medically improved 27 |
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39 | 40 | | improved, as defined in Ticket to Work and as further specified by the 28 |
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40 | 41 | | Department. An individual shall be determined to be eligible under this 29 |
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41 | 42 | | section without regard to the individual's ability to engage in, or actual 30 |
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42 | 43 | | engagement in, substantial gainful activity as defined in section 223 of the 31 |
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43 | 44 | | Social Security Act (42 U.S.C. § 423(d)(4)). In conducting annual 32 |
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44 | 45 | | redetermination of eligibility, the Department may not determine that an 33 |
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45 | 46 | | individual participating in HCWD is no longer disabled based solely on the 34 |
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48 | 53 | | (3) The individual's unearned income does not exceed one hundred fifty percent 1 |
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49 | 54 | | (150%) of FPG, and countable resources for the individual do not exceed the 2 |
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50 | 55 | | resource limit for the minimum community spouse resource standard under 3 |
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51 | 56 | | 42 U.S.C. § 1396r, and as further determined by the Department. In 4 |
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52 | 57 | | determining an individual's countable income and resources, the Department 5 |
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53 | 58 | | may not consider income or resources that are disregarded under the State 6 |
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54 | 59 | | Medical Assistance Plan's financial methodology, including the 7 |
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55 | 60 | | sixty-five-dollar ($65.00) disregard, impairment-related work expenses, 8 |
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56 | 61 | | student earned-income exclusions, and other SSI program work incentive 9 |
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57 | 62 | | income disregards; and 10 |
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58 | 63 | | (4) The individual is engaged in a substantial and reasonable work effort 11 |
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59 | 64 | | (employed) effort, as provided in this subdivision and subdivision, as further 12 |
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60 | 65 | | defined by the Department Department, and as allowable under federal law. 13 |
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61 | 66 | | For purposes of this subsection, "engaged in substantial and reasonable work 14 |
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62 | 67 | | effort" means all of the following: 15 |
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63 | 68 | | a. Working in a competitive, inclusive work setting, or self-employed. 16 |
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64 | 69 | | b. Earning at least the applicable minimum wage. 17 |
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65 | 70 | | c. Having monthly earnings above the SSI basic sixty-five-dollar 18 |
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66 | 71 | | ($65.00) earned-income disregard. 19 |
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67 | 72 | | d. Being able to provide evidence of paying applicable Medicare, Social 20 |
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68 | 73 | | Security, and State and federal income taxes. 21 |
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69 | 74 | | (c1) Additional Earnings Requirements. – The Department may impose additional 22 |
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70 | 75 | | earnings requirements in defining "engaged in substantial and reasonable work effort" for 23 |
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71 | 76 | | individuals who are eligible for HCWD based on medical improvement. 24 |
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72 | 77 | | (c2) Involuntary Unemployment. – Individuals who participate in HCWD but thereafter 25 |
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73 | 78 | | become unemployed for involuntary reasons, including health reasons, shall have continued 26 |
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74 | 79 | | eligibility in HCWD for up to 12 months from the time of involuntary unemployment, so long as 27 |
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75 | 80 | | the individual (i) maintains a connection with the workforce, as determined by the Department, 28 |
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76 | 81 | | (ii) meets all other eligibility criteria for HCWD during the period, and (iii) pays applicable fees, 29 |
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77 | 82 | | premiums, and co-payments. 30 |
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78 | 83 | | (d) Fees, Premiums, and Co-Payments. – Individuals who participate in HCWD and have 31 |
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79 | 84 | | countable income greater than one hundred fifty percent (150%) of FPG shall pay an annual 32 |
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80 | 85 | | enrollment fee of fifty dollars ($50.00) to their county department of social services. Individuals 33 |
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81 | 86 | | who participate in HCWD and have countable income greater than or equal to two hundred 34 |
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82 | 87 | | percent (200%) of FPG shall pay a monthly premium in addition to the annual fee. The 35 |
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83 | 88 | | Department shall set a sliding scale for premiums, which is consistent with applicable federal 36 |
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84 | 89 | | law. An individual with countable income equal to or greater than four hundred fifty percent 37 |
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85 | 90 | | (450%) of FPG shall pay not less than one hundred percent (100%) of the cost of the premium, 38 |
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86 | 91 | | as determined by the Department. The premium shall be based on the experience of all 39 |
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87 | 92 | | individuals participating in the Medical Assistance Program. Individuals who participate in 40 |
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88 | 93 | | HCWD are subject to co-payments equal to those required under the Medical Assistance 41 |
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89 | 94 | | Program. 42 |
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90 | 95 | | (e) Countable Income. – In determining an individual's countable income, the 43 |
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91 | 96 | | Department may not consider income that is disregarded under the State Medical Assistance 44 |
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92 | 97 | | Plan's financial methodology, including the sixty-five dollar ($65.00) disregard, 45 |
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93 | 98 | | impairment-related work expenses, student earned-income exclusions, and other SSI program 46 |
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94 | 99 | | work incentive income disregards." 47 |
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95 | 100 | | SECTION 2.(b) This section is effective on the date approved by the Centers for 48 |
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96 | 101 | | Medicare and Medicaid Services for the removal of the unearned income and resource limits for 49 |
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97 | 102 | | Health Coverage for Workers with Disabilities program eligibility, as required by Section 1 of 50 |
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98 | 103 | | this act. 51 General Assembly Of North Carolina Session 2025 |
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