New Hampshire 2023 Regular Session

New Hampshire House Bill HB414

Introduced
1/10/23  

Caption

Relative to health insurance coverage for preventative PFAS care.

Impact

If enacted, HB 414 will lead to amendments in the New Hampshire Revised Statutes (RSA), specifically RSA 415, to introduce new sections that obligate both individual and group insurance plans to include PFAS-related preventive services. This change is expected to enhance public health efforts in managing exposure to toxic substances, particularly in light of growing concerns related to PFAS contamination in the environment. However, the bill also raises questions about fiscal impacts, as costs associated with new mandated health benefits could influence insurance premium rates and the financial obligations of the state government.

Summary

House Bill 414 is designed to mandate that health insurance providers cover preventative care related to perfluoroalkyl substances (PFAS). This legislative measure aims to align state health insurance policies with guidelines from recognized health authorities, namely the CDC and the Agency for Toxic Substances and Disease Registry, particularly for individuals with elevated PFAS levels in their blood. The legislative framework requires insurers to provide this coverage without imposing higher co-payments or deductibles than those for other similar medical services.

Sentiment

The sentiment surrounding HB 414 appears generally positive among public health advocates who see it as a crucial step towards proactively addressing the health ramifications tied to PFAS exposure. Supporters argue that providing necessary preventive care is vital for safeguarding public health, especially in regions affected by environmental contamination. On the other hand, some insurance providers may express concern regarding potential increases in operational costs and the implications for policyholders. The debate hence reflects a tension between public health interests and insurance market sustainability.

Contention

A point of contention surrounding HB 414 is the potential financial burden it may place on health insurance providers and ultimately on taxpayers, especially if the new coverage requirements lead to increased premiums. Critics may argue that while the intention to safeguard health is admirable, the fiscal implications and the administrative burden on insurers could result in unintended consequences such as reduced affordability of health insurance. The ongoing discussions on this bill highlight a broader dialogue on managing effectively health risks posed by chemical exposures against the economic realities faced by insurers and policyholders alike.

Companion Bills

No companion bills found.

Previously Filed As

NH HB414

Relative to health insurance coverage for preventative PFAS care.

NH SB176

Relative to insurance coverage for pelvic floor therapy.

NH SB176

Relative to insurance coverage for pelvic floor therapy.

NH SB177

Relative to health insurance coverage of prosthetics for children under 19 years of age.

NH HB303

Relative to insurance coverage for pain management services.

NH HB303

Relative to insurance coverage for pain management services.

NH HB1405

Allowing out-of-state mental health care providers to provide telehealth treatment during a mental health emergency.

NH SB177

To create orthotics and prosthetics parity and ensure coverage of orthotics and prosthetics for the performance of physical activities for children 18 years of age and younger.

NH HB1245

Relative to copayments for services rendered by a chiropractor.

NH HB241

Relative to treatment alternatives to opioids.

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