New Jersey 2022-2023 Regular Session

New Jersey Assembly Bill A390

Introduced
1/11/22  

Caption

Establishes motor vehicle insurance compliance programs; allows law enforcement agencies to utilize license plate readers to enforce motor vehicle insurance requirements.

Impact

The introduction of automated license plate readers under this bill is expected to significantly enhance the capability of law enforcement to enforce motor vehicle insurance laws. The system would enable law enforcement officers to confirm whether a vehicle is uninsured in real time and would allow for the prosecution of offenders based on data collected through these technologies. Furthermore, the bill mandates the establishment of an insurance database, which must be updated in real time; this ensures more accurate enforcement and compliance monitoring across the state.

Summary

Assembly Bill A390 seeks to establish an Uninsured Vehicle Enforcement and Compliance Program as well as an Uninsured Vehicle Enforcement Diversion Program within New Jersey. This legislation authorizes counties and municipalities, along with their respective law enforcement agencies, to implement programs aimed at enforcing compulsory motor vehicle insurance laws using automated license plate readers. The law enforcement agencies will be able to access a centralized insurance database to check if vehicles are insured, facilitating the identification of uninsured drivers on public roads.

Conclusion

Overall, A390 represents a significant shift towards stronger enforcement of vehicle insurance laws in New Jersey, utilizing technology to minimize uninsured driving. However, the implementation of such measures will require careful management to address concerns about civil liberties and the pressures placed on individuals facing legal repercussions for lack of insurance. The success of A390 will ultimately depend on balancing enforcement with support for compliance.

Contention

Notable points of contention may arise from privacy concerns related to the use of automated license plate readers and the potential for misuse of collected data. The bill includes provisions that restrict the use of data solely for the purpose of enforcing insurance compliance. Furthermore, there could be debates regarding the fairness of imposing penalties on individuals who are unable to afford insurance, as the bill establishes a diversion program allowing for deferred prosecution if offenders can demonstrate compliance within a certain timeframe. This element of the bill aims to balance accountability with an understanding of individual circumstances.

Companion Bills

No companion bills found.

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