New Jersey Assembly Bill A3317

New Jersey 2024-2025 Regular Session

• Introduced: 1/9/24
• Refer: 1/9/24

Caption

Requires school districts to maintain and pay premiums for student accident insurance.

Impact

The implications of A3317 are significant, as it seeks to enhance the protection for students engaged in various activities within school premises. By requiring school districts to shoulder the responsibility of accident insurance premiums, the bill aims to alleviate financial concerns for families regarding medical expenses resulting from accidents. This could lead to increased participation in school programs, as parents may feel more secure knowing their children are covered under a school-sponsored plan. Furthermore, it reinforces the responsibility of educational institutions to protect their students.

Summary

The legislation A3317 mandates that all school districts in New Jersey are required to maintain and pay for student accident insurance. This bill amends existing statutes to eliminate the option for school districts to pass on insurance premium costs to the parents, thereby streamlining the insurance process and ensuring that coverage is provided directly through the school. It specifically addresses injuries incurred by students while participating in interscholastic athletics, intramural sports, and any other regular curricular or extracurricular programs.

Contention

There are potential points of contention surrounding A3317, particularly regarding the financial burden it places on school districts. Opponents may argue that mandating the payment of premiums could strain school budgets, especially in districts that are already facing financial difficulties. Supporters contend that any additional costs incurred by the schools could lead to better health outcomes for students, making the investment worthwhile. Nonetheless, the repeal of the provision allowing districts to impose costs on parents has significant meaning, as it shifts the financial model from parental responsibility to school district obligation.