Requires health insurance coverage for certain student athlete physical examinations.
Impact
The implementation of S1753 will necessitate changes in the policies of health insurers operating within New Jersey. Insurers will be required to cover these examinations under the same terms as other preventive health care services. This law is expected to enhance access to necessary health evaluations for student athletes, potentially reducing the incidence of health-related issues that could arise from unmonitored participation in physical activities. The bill is set to take effect 120 days after enactment, which allows insurance companies time to adjust their policies.
Summary
Bill S1753, sponsored by Senator Paul D. Moriarty, seeks to mandate health insurance coverage for expenses related to annual physical examinations required for pre-participation clearance for student athletic or camp activities. This bill aims to include a wide range of health insurers, such as health service corporations, medical service corporations, commercial insurers, and health maintenance organizations. By ensuring that such examinations are classified as preventive services, the bill stresses their importance in promoting the health and safety of student athletes.
Contention
Notable points of contention surrounding this bill may include discussions on the financial implications for insurance providers and the potential burden this could impose on the insurance market. Some stakeholders might argue that mandated coverage could lead to increased premiums for policyholders, while proponents will emphasize the benefits to public health and the safety of student athletes. Additionally, the extent to which such provisions could affect small employers and individual health plans could also raise debate among lawmakers and community members.
An Act Concerning Department Of Transportation Recommendations Regarding The Local Bridge Program, The Transit-oriented Development Project, Outdated Reporting Mandates, Scrap Metal Processors, Operation Of A Labor Day Weekend Coffee Stop And Revisions To Other Statutes Related To Transportation.