New Mexico 2025 Regular Session

New Mexico House Bill HB279 Compare Versions

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2828 HOUSE BILL 279
2929 57TH LEGISLATURE - STATE OF NEW MEXICO - FIRST SESSION, 2025
3030 INTRODUCED BY
3131 Nicole Chavez and Gail Armstrong and Elaine Sena Cortez
3232 AN ACT
3333 RELATING TO HEALTH CARE; CREATING AN OPTIONAL PROCESS FOR
3434 ACTUARIAL REVIEWS OF PROPOSED LEGISLATION THAT MAY CHANGE THE
3535 COVERAGE REQUIREMENTS FOR HEALTH INSURERS; REQUIRING THE
3636 LEGISLATIVE COUNCIL SERVICE TO RETAIN CONTRACTORS WHO PERFORM
3737 ACTUARIAL REVIEWS OF LEGISLATIVE PROPOSALS; MAKING AN
3838 APPROPRIATION.
3939 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF NEW MEXICO:
4040 SECTION 1. A new section of Chapter 2, Article 3 NMSA
4141 1978 is enacted to read:
4242 "[NEW MATERIAL] ACTUARIAL REVIEWS OF PROPOSED HEALTH CARE
4343 LEGISLATION.--
4444 A. On or before September 1, 2025, the legislative
4545 council service shall retain at least one contractor that is
4646 capable of performing actuarial reviews of legislative
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7474 proposals that may change the health insurance or health plan
7575 coverage or compliance requirements. A contractor retained by
7676 the legislative council service shall have experience in
7777 conducting actuarial reviews on health care policy and health
7878 insurance premiums.
7979 B. Every year, each member of the legislature may
8080 request the legislative council service to perform an actuarial
8181 review of one piece of legislation that may change the coverage
8282 requirements for health insurers. For each regular legislative
8383 session, the legislative council service shall provide
8484 actuarial reviews of proposed legislation for:
8585 (1) up to two members of the majority party of
8686 the house of representatives. If more than two members of the
8787 majority party of the house of representatives submit an
8888 actuarial review request to the legislative council service,
8989 the director of the legislative council service shall notify
9090 the speaker of the house of representatives, who shall select
9191 two legislative proposals to be actuarially reviewed;
9292 (2) up to two members of the minority party of
9393 the house of representatives. If more than two members of the
9494 minority party of the house of representatives submit an
9595 actuarial review request to the legislative council service,
9696 the director of the legislative council service shall notify
9797 the minority floor leader of the house of representatives, who
9898 shall select two legislative proposals to be actuarially
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127127 reviewed;
128128 (3) up to two members of the majority party of
129129 the senate. If more than two members of the majority party of
130130 the senate submit an actuarial review request to the
131131 legislative council service, the director of the legislative
132132 council service shall notify the president pro tempore of the
133133 senate, who shall select two legislative proposals to be
134134 actuarially reviewed; and
135135 (4) up to two members of the minority party of
136136 the senate. If more than two members of the minority party of
137137 the senate submit an actuarial review request to the
138138 legislative council service, the director of the legislative
139139 council service shall notify the minority floor leader of the
140140 senate, who shall select two legislative proposals to be
141141 actuarially reviewed.
142142 C. A legislative proposal shall only be eligible
143143 for actuarial review if the proposal is submitted to the
144144 legislative council service by October 1 of a given year.
145145 D. An actuarial review performed by a contractor
146146 shall provide, at a minimum:
147147 (1) an estimate of the number of New Mexico
148148 residents who will be directly affected by the legislative
149149 proposal;
150150 (2) estimates of changes in the rates of
151151 utilization of specific health care services that may result
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180180 from the legislative proposal;
181181 (3) estimates concerning any changes in
182182 consumer cost sharing that would result from the legislative
183183 proposal;
184184 (4) estimates of any increases or decreases in
185185 health insurance premiums;
186186 (5) an estimate of the out-of-pocket health
187187 care cost changes associated with the legislative proposal;
188188 (6) an estimate of the potential long-term
189189 health care cost changes associated with the legislative
190190 proposal;
191191 (7) identification of potential health
192192 benefits for individuals or communities that would result from
193193 the legislative proposal;
194194 (8) to the extent practicable, the social and
195195 economic impacts of the legislative proposal, including
196196 potential impacts to health care providers, provider networks
197197 and other health insurance markets;
198198 (9) an estimate of the impact on state
199199 spending related to programs administrated pursuant to the
200200 Health Care Purchasing Act and the Public Assistance Act;
201201 (10) an evaluation of whether coverage for any
202202 health care services included in the legislative proposal is or
203203 could be available without passage of the legislative proposal;
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233233 (11) an analysis on whether the legislative
234234 proposal is supported by:
235235 (a) determinations made by the United
236236 States food and drug administration;
237237 (b) coverage determinations made by the
238238 federal centers for medicare and medicaid services;
239239 (c) determinations made by the United
240240 States preventive services task force; and
241241 (d) nationally recognized clinical
242242 practice guidelines.
243243 E. If an actuarial review performed by a contractor
244244 requires the analysis of health data, the actuarial review
245245 shall rely on health data collected pursuant to the Health
246246 Information System Act whenever practicable.
247247 F. No later than January 1 of each year, the
248248 legislative council service shall prepare a written report
249249 containing the results of the actuarial reviews conducted
250250 pursuant to this section and shall:
251251 (1) deliver the report to the New Mexico
252252 legislative council;
253253 (2) deliver the report to the legislative
254254 finance committee; and
255255 (3) make the report available on the
256256 legislature's website.
257257 G. For the purposes of this section:
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286286 (1) "contractor" means an entity retained by
287287 the legislative council service for the purpose of providing
288288 actuarial reviews of legislative proposals that may change the
289289 coverage requirements for health insurers;
290290 (2) "health insurer" means a health
291291 maintenance organization, nonprofit health care plan, provider
292292 service network, medicaid managed care organization or third-
293293 party payer or its agent;
294294 (3) "legislative proposal" means a proposal
295295 that would statutorily require a health insurer to:
296296 (a) provide coverage or increase the
297297 amount of coverage for the treatment of a particular disease,
298298 condition or health care need;
299299 (b) provide coverage or increase the
300300 amount of coverage for a particular type of health care
301301 treatment or service or equipment, supply or prescription drug
302302 used in connection with a health care treatment or service;
303303 (c) provide coverage for care delivered
304304 by a specific health care provider;
305305 (d) follow a particular benefit design
306306 or cost-sharing requirement for: 1) the treatment of a
307307 particular disease, condition or health care need; 2) a
308308 particular type of health care treatment or service; or 3) the
309309 provision of medical equipment, supplies or prescription drugs
310310 used in connection with treating a particular disease,
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339339 condition or health care need; or
340340 (e) impose limits or conditions on a
341341 contract between a health insurer and health care provider; and
342342 (4) "legislative proposal" does not mean a
343343 proposal that would:
344344 (a) amend the scope of practice of a
345345 licensed health care professional; or
346346 (b) make state law consistent with
347347 federal law."
348348 SECTION 2. APPROPRIATION.--One hundred thousand dollars
349349 ($100,000) is appropriated from the general fund to the
350350 legislative council service for expenditure in fiscal year 2026
351351 to procure contractors to perform actuarial reviews of
352352 legislative proposals that may change the coverage requirements
353353 for health insurance plans. Any unexpended or unencumbered
354354 balance remaining at the end of fiscal year 2026 shall revert
355355 to the general fund.
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